{"version":"https://jsonfeed.org/version/1","title":"The Business of Property","home_page_url":"https://www.thebusinessofproperty.com","feed_url":"https://www.thebusinessofproperty.com/json","description":"The Business of Property follows the journey of two entrepreneurs working in the property world.\r\n\r\nStuart is a property investor with a focus on HMOs, mostly for the student market. He prefers a hands-off approach with most of his investment properties being remote.\r\n\r\nSimon has a small portfolio of vanilla buy-to-let properties that he mostly self-manages. To make his property management easier he created [Property and Tenant Manager](https://www.patma.co.uk/).\r\n\r\nSimon and Stuart, along with guests, discuss the ups and downs they're experiencing in their property businesses. Along the way they share property news, business tips and anything else that happens to crop up their weekly chats.\r\n\r\nPopular episodes include:\r\n\r\n* [Getting started in property](https://www.thebusinessofproperty.com/59) - the first in a mini series discussing topics to consider when starting in property investment.\r\n* [Property investment terms](https://www.thebusinessofproperty.com/12) - great if you're just getting started in property and need some help understanding the common jargon.\r\n* [Property strategy terms](https://www.thebusinessofproperty.com/13) - another jargon busting episode that's great if you're early in your property journey or considering changing your property strategy.\r\n* Less property but relevant to everyone is a [discussion on time management](https://www.thebusinessofproperty.com/10).\r\n* Last but not least are a couple of episodes that talk about [angel investing](https://www.thebusinessofproperty.com/14) and [property finance](https://www.thebusinessofproperty.com/15) more widely.","_fireside":{"subtitle":"Entrepreneurs in the world of property","pubdate":"2025-04-30T05:00:00.000+01:00","explicit":false,"owner":"The Business of Property","image":"https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/cover.jpg?v=2"},"items":[{"id":"85e680a0-4b21-437a-a83c-300940821007","title":"Episode 283: How to make your BTL profitable again!","url":"https://www.thebusinessofproperty.com/283","content_text":"In this episode, Simon considers a different approach that could improve the profit of your BTL properties. He works through an example, setting out all the figures involved.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 281 - The costs of moving property to a limited company.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon considers a different approach that could improve the profit of your BTL properties. He works through an example, setting out all the figures involved.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/281\" rel=\"nofollow\"\u003eEpisode 281 - The costs of moving property to a limited company\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon considers a different approach that could improve the profit of your BTL properties. He works through an example, setting out all the figures involved.","date_published":"2025-04-30T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/85e680a0-4b21-437a-a83c-300940821007.mp3","mime_type":"audio/mpeg","size_in_bytes":6470276,"duration_in_seconds":689}]},{"id":"7e738e76-067d-40da-8d5a-9ef3d848c205","title":"Episode 282: Agents view on the property market","url":"https://www.thebusinessofproperty.com/282","content_text":"In this episode, Simon is joined by Graham Faulkner and Ryan Moulton from EweMove to chat about property management and views on the current sales and letting markets.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nTwo special guests from EweMove:\n\n\nGraham Faulkner covers Dorking and Leatherhead.\nRyan Moulton covers Guildford.\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guests: Graham Faulkner and Ryan Moulton.","content_html":"\u003cp\u003eIn this episode, Simon is joined by Graham Faulkner and Ryan Moulton from EweMove to chat about property management and views on the current sales and letting markets.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTwo special guests from EweMove:\n\n\u003cul\u003e\n\u003cli\u003eGraham Faulkner covers \u003ca href=\"https://www.ewemove.com/estate-agents-and-letting-agents/branch/dorking\" rel=\"nofollow\"\u003eDorking and Leatherhead\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRyan Moulton covers \u003ca href=\"https://www.ewemove.com/estate-agents-and-letting-agents/branch/guildford\" rel=\"nofollow\"\u003eGuildford\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guests: Graham Faulkner and Ryan Moulton.\u003c/p\u003e","summary":"In this episode, Simon is joined by Graham Faulkner and Ryan Moulton from EweMove to chat about property management and views on the current sales and letting markets.","date_published":"2025-04-23T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/7e738e76-067d-40da-8d5a-9ef3d848c205.mp3","mime_type":"audio/mpeg","size_in_bytes":20894564,"duration_in_seconds":2302}]},{"id":"e37d88bd-a718-430f-af50-77f6158206d6","title":"Episode 281: Is it profitable moving a BTL to a Ltd company?","url":"https://www.thebusinessofproperty.com/281","content_text":"In this episode, Simon works through the costs of moving an example buy-to-let investment property to a limited company.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 280 - Why you might move a property to a Ltd company.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon works through the costs of moving an example buy-to-let investment property to a limited company.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/280\" rel=\"nofollow\"\u003eEpisode 280 - Why you might move a property to a Ltd company\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon works through the costs of moving an example buy-to-let investment property to a limited company.","date_published":"2025-04-16T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e37d88bd-a718-430f-af50-77f6158206d6.mp3","mime_type":"audio/mpeg","size_in_bytes":6349892,"duration_in_seconds":693}]},{"id":"be9912a5-9a3f-495c-b5d5-4c9cbf91fe11","title":"Episode 280: Should you move your property to a ltd company?","url":"https://www.thebusinessofproperty.com/280","content_text":"In this episode, Simon considers why landlords with personally owned investment properties are moving them into companies. And when you probably shouldn't!\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon considers why landlords with personally owned investment properties are moving them into companies. And when you probably shouldn\u0026#39;t!\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon considers why landlords with personally owned investment properties are moving them into companies. And when you probably shouldn't!","date_published":"2025-04-09T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/be9912a5-9a3f-495c-b5d5-4c9cbf91fe11.mp3","mime_type":"audio/mpeg","size_in_bytes":6802460,"duration_in_seconds":754}]},{"id":"0604c3ca-1206-483e-8807-31b85e4999d5","title":"Episode 279: Property Market Update March/April 2025","url":"https://www.thebusinessofproperty.com/279","content_text":"In this episode, Simon reviews the latest property market data from March 2025.\n\nLooking at listing prices, market reductions, time on the market, and rental prices, Simon reports on changes in March and considers the property market ahead for April.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nHMRC monthly transactions.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon reviews the latest property market data from March 2025.\u003c/p\u003e\n\n\u003cp\u003eLooking at listing prices, market reductions, time on the market, and rental prices, Simon reports on changes in March and considers the property market ahead for April.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary\" rel=\"nofollow\"\u003eHMRC monthly transactions\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon reviews the latest property market data from March 2025.","date_published":"2025-04-02T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/0604c3ca-1206-483e-8807-31b85e4999d5.mp3","mime_type":"audio/mpeg","size_in_bytes":5002316,"duration_in_seconds":530}]},{"id":"c24a1193-dd96-4b46-8360-66f1b01987f4","title":"Episode 278: Using BRRR to buy smarter!","url":"https://www.thebusinessofproperty.com/278","content_text":"Simon looks at how Buy, Refurbish, Refinance, Rent (BRRR) can be used to stretch your purchasing power and use property to replace your salary even faster.\n\nNot sure how to work out the numbers involved in BRRR? Try the PaTMa Deal Finder 14-day free trial to get the calculations done for you.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 276.\nEpisode 277.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon looks at how Buy, Refurbish, Refinance, Rent (BRRR) can be used to stretch your purchasing power and use property to replace your salary even faster.\u003c/p\u003e\n\n\u003cp\u003eNot sure how to work out the numbers involved in BRRR? Try the \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePaTMa Deal Finder\u003c/a\u003e 14-day free trial to get the calculations done for you.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/276\" rel=\"nofollow\"\u003eEpisode 276\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/277\" rel=\"nofollow\"\u003eEpisode 277\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon looks at how Buy, Refurbish, Refinance, Rent (BRRR) can be used to stretch your purchasing power and use property to replace your salary even faster.","date_published":"2025-03-26T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c24a1193-dd96-4b46-8360-66f1b01987f4.mp3","mime_type":"audio/mpeg","size_in_bytes":6873020,"duration_in_seconds":746}]},{"id":"4e534edc-658a-49ff-9b54-c98960afc992","title":"Episode 277: Replacing your salary with HMO investments","url":"https://www.thebusinessofproperty.com/277","content_text":"Simon answers the question of what it would take to replace the average salary with an HMO portfolio.\n\nStuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 80.\nEpisode 82.\nEpisode 86.\nEpisode 273 - mortgage rates with Simon Glastonbury.\nMortgage broker Simon Glastonbury.\nEpisode 271 - investing in the south.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon answers the question of what it would take to replace the average salary with an HMO portfolio.\u003c/p\u003e\n\n\u003cp\u003eStuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eEpisode 80\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eEpisode 82\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eEpisode 86\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/273\" rel=\"nofollow\"\u003eEpisode 273 - mortgage rates with Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/271\" rel=\"nofollow\"\u003eEpisode 271 - investing in the south\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon answers the question of what it would take to replace the average salary with an HMO portfolio.","date_published":"2025-03-19T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/4e534edc-658a-49ff-9b54-c98960afc992.mp3","mime_type":"audio/mpeg","size_in_bytes":8452268,"duration_in_seconds":895}]},{"id":"9f28feb2-d0a2-4611-9661-51215e594e08","title":"Episode 276: Replacing your salary with BTL investments","url":"https://www.thebusinessofproperty.com/276","content_text":"Simon answers the question of what it would take to replace the average salary with a BTL portfolio.\n\nStuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 80.\nEpisode 82.\nEpisode 86.\nToday's buy-to-let profit calculation on PaTMa.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon answers the question of what it would take to replace the average salary with a BTL portfolio.\u003c/p\u003e\n\n\u003cp\u003eStuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eEpisode 80\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eEpisode 82\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eEpisode 86\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/oioHzKx3\" rel=\"nofollow\"\u003eToday\u0026#39;s buy-to-let profit calculation\u003c/a\u003e on PaTMa.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon answers the question of what it would take to replace the average salary with a BTL portfolio.","date_published":"2025-03-12T12:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9f28feb2-d0a2-4611-9661-51215e594e08.mp3","mime_type":"audio/mpeg","size_in_bytes":6368468,"duration_in_seconds":669}]},{"id":"f736536f-7f26-445a-a70f-214a98d5e5b7","title":"Episode 275: Property Market Update February/March 2025","url":"https://www.thebusinessofproperty.com/275","content_text":"In this episode, Simon reviews the latest property market data from February 2025.\n\nLooking at listing prices, market reductions, time on the market, and rental prices, Simon reports on changes in February and considers the property market ahead for March.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon reviews the latest property market data from February 2025.\u003c/p\u003e\n\n\u003cp\u003eLooking at listing prices, market reductions, time on the market, and rental prices, Simon reports on changes in February and considers the property market ahead for March.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon reviews the latest property market data from February 2025.","date_published":"2025-03-05T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f736536f-7f26-445a-a70f-214a98d5e5b7.mp3","mime_type":"audio/mpeg","size_in_bytes":3447596,"duration_in_seconds":374}]},{"id":"5c8633ab-52de-4eaa-afa4-b4326f17aa1c","title":"Episode 274: Capital growth on North/South investments","url":"https://www.thebusinessofproperty.com/274","content_text":"In this episode, Simon considers the effect and return from capital growth on the flats considered in episodes 271 and 272.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nArea property price growth:\n\n\nPlymouth\nEastbourne\nCroydon\nManchester\nLeeds\nDerby\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon considers the effect and return from capital growth on the flats considered in episodes 271 and 272.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eArea property price growth:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/visualisations/housingpriceslocal/E06000026/\" rel=\"nofollow\"\u003ePlymouth\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/visualisations/housingpriceslocal/E07000061/\" rel=\"nofollow\"\u003eEastbourne\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/visualisations/housingpriceslocal/E09000008/\" rel=\"nofollow\"\u003eCroydon\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000003/\" rel=\"nofollow\"\u003eManchester\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000035/\" rel=\"nofollow\"\u003eLeeds\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/visualisations/housingpriceslocal/E06000015/\" rel=\"nofollow\"\u003eDerby\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon considers the effect and return from capital growth on the flats considered in episodes 271 and 272.","date_published":"2025-02-26T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5c8633ab-52de-4eaa-afa4-b4326f17aa1c.mp3","mime_type":"audio/mpeg","size_in_bytes":5224532,"duration_in_seconds":568}]},{"id":"e86b7687-1f93-4610-917c-c05bdb80a2e3","title":"Episode 273: BoE Rate Drop - Mortgage Update","url":"https://www.thebusinessofproperty.com/273","content_text":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to discuss the latest Bank of England rate reduction and what it means for available mortgage rates.\n\nSimon and Simon discuss the future of the Bank of England rate, the disappointing effect on actual mortgage rates, and a new height for mortgage fees! Plus their regular round-up of current mortgage rates for property investors.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eRegular guest Simon Glastonbury, an independent mortgage broker, joins this episode to discuss the latest Bank of England rate reduction and what it means for available mortgage rates.\u003c/p\u003e\n\n\u003cp\u003eSimon and Simon discuss the future of the Bank of England rate, the disappointing effect on actual mortgage rates, and a new height for mortgage fees! Plus their regular round-up of current mortgage rates for property investors.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to discuss the latest Bank of England rate reduction and what it means for available mortgage rates.","date_published":"2025-02-19T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e86b7687-1f93-4610-917c-c05bdb80a2e3.mp3","mime_type":"audio/mpeg","size_in_bytes":18445916,"duration_in_seconds":2023}]},{"id":"56b43495-c0ef-4029-a660-bd1bc471eecb","title":"Episode 272: How much cash to buy a BTL in the north?","url":"https://www.thebusinessofproperty.com/272","content_text":"In this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular northern locations.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular northern locations.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular northern locations.","date_published":"2025-02-12T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/56b43495-c0ef-4029-a660-bd1bc471eecb.mp3","mime_type":"audio/mpeg","size_in_bytes":7024292,"duration_in_seconds":750}]},{"id":"65b2e20b-74f4-4360-81ff-35c01efd6b59","title":"Episode 271: How much cash to buy a BTL in the south?","url":"https://www.thebusinessofproperty.com/271","content_text":"In this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular southern locations.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular southern locations.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular southern locations.","date_published":"2025-02-05T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/65b2e20b-74f4-4360-81ff-35c01efd6b59.mp3","mime_type":"audio/mpeg","size_in_bytes":6664268,"duration_in_seconds":717}]},{"id":"da2aba1b-b2b0-49fc-996d-07c8b8d2f027","title":"Episode 270: Market Update January 2025","url":"https://www.thebusinessofproperty.com/270","content_text":"In this episode, Simon reviews the latest property market data from January 2025.\n\nFocusing on listing prices, market reductions, time on the market, and rental prices, Simon considers how well the property market has started 2025.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this episode, Simon reviews the latest property market data from January 2025.\u003c/p\u003e\n\n\u003cp\u003eFocusing on listing prices, market reductions, time on the market, and rental prices, Simon considers how well the property market has started 2025.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this episode, Simon reviews the latest property market data from January 2025.","date_published":"2025-01-29T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/da2aba1b-b2b0-49fc-996d-07c8b8d2f027.mp3","mime_type":"audio/mpeg","size_in_bytes":4986692,"duration_in_seconds":536}]},{"id":"ff0504a9-4ab1-4489-8e2e-4b2f36216bf0","title":"Episode 269: The HMO Compliance Documents You Need","url":"https://www.thebusinessofproperty.com/269","content_text":"Learn (or be reminded) of the key compliance documents you need for an HMO  property.\n\nIn this episode Simon talks through the compliance documents you need for an HMO property - what they are, when you need them and how long they last.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 266 - 8 Steps for Property Management Success in 2025.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eLearn (or be reminded) of the key compliance documents you need for an HMO  property.\u003c/p\u003e\n\n\u003cp\u003eIn this episode Simon talks through the compliance documents you need for an HMO property - what they are, when you need them and how long they last.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/266\" rel=\"nofollow\"\u003eEpisode 266 - 8 Steps for Property Management Success in 2025\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Learn (or be reminded) of the key compliance documents you need for an HMO  property.","date_published":"2025-01-22T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ff0504a9-4ab1-4489-8e2e-4b2f36216bf0.mp3","mime_type":"audio/mpeg","size_in_bytes":6706100,"duration_in_seconds":710}]},{"id":"893946e7-84dc-41a2-9104-96e41e8fbb8f","title":"Episode 268: The BTL Compliance Documents You Need","url":"https://www.thebusinessofproperty.com/268","content_text":"Learn (or be reminded) of the key compliance documents you need for a buy-to-let property.\n\nIn this episode Simon talks through the compliance documents you need for a BTL property - what they are, when you need them and how long they last.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nEpisode 266 - 8 Steps for Property Management Success in 2025.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eLearn (or be reminded) of the key compliance documents you need for a buy-to-let property.\u003c/p\u003e\n\n\u003cp\u003eIn this episode Simon talks through the compliance documents you need for a BTL property - what they are, when you need them and how long they last.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/266\" rel=\"nofollow\"\u003eEpisode 266 - 8 Steps for Property Management Success in 2025\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Learn (or be reminded) of the key compliance documents you need for a buy-to-let property.","date_published":"2025-01-15T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/893946e7-84dc-41a2-9104-96e41e8fbb8f.mp3","mime_type":"audio/mpeg","size_in_bytes":5875556,"duration_in_seconds":622}]},{"id":"c1c6a516-98c8-4c71-bd97-e1640be3107e","title":"Episode 267: Completing Your Property Tax Return","url":"https://www.thebusinessofproperty.com/267","content_text":"Completing the property pages of your self assessment tax return doesn't having to be taxing!\n\nIn this episode Simon talks through what you need to get your property tax pages done, providing a template process to follow that's suitable for most residential landlords.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eCompleting the property pages of your self assessment tax return doesn\u0026#39;t having to be taxing!\u003c/p\u003e\n\n\u003cp\u003eIn this episode Simon talks through what you need to get your property tax pages done, providing a template process to follow that\u0026#39;s suitable for most residential landlords.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Completing the property pages of your self assessment tax return doesn't having to be taxing!","date_published":"2025-01-08T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c1c6a516-98c8-4c71-bd97-e1640be3107e.mp3","mime_type":"audio/mpeg","size_in_bytes":10556900,"duration_in_seconds":1105}]},{"id":"96b6b852-47bb-4da1-9e8f-b0ac67c09266","title":"Episode 266: 8 Steps for Property Management Success in 2025","url":"https://www.thebusinessofproperty.com/266","content_text":"Simon outlines 8 steps for property management success in 2025. Get the year started well and stay organised throughout 2025 with these easy processes.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon outlines 8 steps for property management success in 2025. Get the year started well and stay organised throughout 2025 with these easy processes.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon outlines 8 steps for property management success in 2025. Get the year started well and stay organised throughout 2025 with these easy processes.","date_published":"2025-01-01T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/96b6b852-47bb-4da1-9e8f-b0ac67c09266.mp3","mime_type":"audio/mpeg","size_in_bytes":3932252,"duration_in_seconds":422}]},{"id":"50cde149-8a4a-4207-b8b3-a1e8840720e0","title":"Episode 265: Mortgage Roundup for the end of 2024","url":"https://www.thebusinessofproperty.com/265","content_text":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to roundup the current UK mortgage market at the end of 2024.\n\nSimon and Simon discuss lots of mortgage interest rates - the future of the Bank of England rate, how rates have changed over 2024 and what 2025 might bring. Plus their regular round-up of current mortgage rates for property investors.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eRegular guest Simon Glastonbury, an independent mortgage broker, joins this episode to roundup the current UK mortgage market at the end of 2024.\u003c/p\u003e\n\n\u003cp\u003eSimon and Simon discuss lots of mortgage interest rates - the future of the Bank of England rate, how rates have changed over 2024 and what 2025 might bring. Plus their regular round-up of current mortgage rates for property investors.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to roundup the current UK mortgage market at the end of 2024.","date_published":"2024-12-25T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/50cde149-8a4a-4207-b8b3-a1e8840720e0.mp3","mime_type":"audio/mpeg","size_in_bytes":12505388,"duration_in_seconds":1349}]},{"id":"4ea33c93-a93b-4f32-834c-a07e157b5efe","title":"Episode 264: Simon's Monthly Property Admin - Live!","url":"https://www.thebusinessofproperty.com/264","content_text":"Simon provides a live walk-through of his monthly property finance updates!\n\nUsing the PaTMa Property Manager software Simon demonstrates how quickly he manages his monthly updates, including invoices and rent payments. He showcases the efficiency of automation in property management, providing valuable insights for active UK landlords and property investors on streamlining financial processes.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nMonthly finance recording with PaTMa Property Manager.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon provides a live walk-through of his monthly property finance updates!\u003c/p\u003e\n\n\u003cp\u003eUsing the PaTMa Property Manager software Simon demonstrates how quickly he manages his monthly updates, including invoices and rent payments. He showcases the efficiency of automation in property management, providing valuable insights for active UK landlords and property investors on streamlining financial processes.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eMonthly finance recording with \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa Property Manager\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon provides a live walk-through of his monthly property finance updates!","date_published":"2024-12-18T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/4ea33c93-a93b-4f32-834c-a07e157b5efe.mp3","mime_type":"audio/mpeg","size_in_bytes":8153252,"duration_in_seconds":826}]},{"id":"18f15ec9-4f31-4d22-b275-5d0a731aae70","title":"Episode 263: Property Market Predictions to 2027","url":"https://www.thebusinessofproperty.com/263","content_text":"Simon delves into the future of the property market by analyzing three recent forecasts covering the next three years.\n\nHe reviews reports from Hamptons, JLL, and Savills, comparing their predictions for house prices and rental prices over the next three years. Additionally, Simon highlights a Nationwide report discussing upcoming changes to first-time buyer stamp duty and its potential market impact. \n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nHamptons forecast.\nJLL forecast.\nSavills forecast.\nNationwide report and discussion about FTB stamp duty.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon delves into the future of the property market by analyzing three recent forecasts covering the next three years.\u003c/p\u003e\n\n\u003cp\u003eHe reviews reports from Hamptons, JLL, and Savills, comparing their predictions for house prices and rental prices over the next three years. Additionally, Simon highlights a Nationwide report discussing upcoming changes to first-time buyer stamp duty and its potential market impact. \u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.hamptons.co.uk/research/reports/market-insight-autumn-2024-forecast#/\" rel=\"nofollow\"\u003eHamptons forecast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://residential.jll.co.uk/insights/news/jll-residential-forecast-2025-2029\" rel=\"nofollow\"\u003eJLL forecast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.savills.co.uk/research_articles/229130/368928-0\" rel=\"nofollow\"\u003eSavills forecast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-slows-in-october\" rel=\"nofollow\"\u003eNationwide report\u003c/a\u003e and discussion about FTB stamp duty.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon delves into the future of the property market by analyzing three recent forecasts covering the next three years.","date_published":"2024-12-11T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/18f15ec9-4f31-4d22-b275-5d0a731aae70.mp3","mime_type":"audio/mpeg","size_in_bytes":7890140,"duration_in_seconds":869}]},{"id":"5c89d521-57a5-49a6-bd3a-2791d3c4c404","title":"Episode 262: Secrets to Successful Holiday Home Management","url":"https://www.thebusinessofproperty.com/262","content_text":"Simon is joined by Michelle McCartney, an expert in holiday home and short-term accommodation management.\n\nMichelle shares her journey from long-term rentals to founding Huluki, a business specializing in managing period properties. The discussion covers the complexities of managing older properties, the importance of dynamic pricing, and the operational intricacies of short-term rentals. Michele emphasizes the need for meticulous property maintenance, effective calendar management, and a client-focused approach to succeed in the competitive holiday rental market.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nHuluki Sussex Stays for historic and characterful homes in Sussex.\nMiro.\nZapier.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guest: Michelle McCartney.","content_html":"\u003cp\u003eSimon is joined by Michelle McCartney, an expert in holiday home and short-term accommodation management.\u003c/p\u003e\n\n\u003cp\u003eMichelle shares her journey from long-term rentals to founding Huluki, a business specializing in managing period properties. The discussion covers the complexities of managing older properties, the importance of dynamic pricing, and the operational intricacies of short-term rentals. Michele emphasizes the need for meticulous property maintenance, effective calendar management, and a client-focused approach to succeed in the competitive holiday rental market.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://hulukisussexstays.co.uk/\" rel=\"nofollow\"\u003eHuluki Sussex Stays\u003c/a\u003e for historic and characterful homes in Sussex.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://miro.com/\" rel=\"nofollow\"\u003eMiro\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://zapier.com/\" rel=\"nofollow\"\u003eZapier\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Michelle McCartney.\u003c/p\u003e","summary":"Simon is joined by Michelle McCartney, an expert in holiday home and short-term accommodation management.","date_published":"2024-12-04T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5c89d521-57a5-49a6-bd3a-2791d3c4c404.mp3","mime_type":"audio/mpeg","size_in_bytes":17966660,"duration_in_seconds":1860}]},{"id":"0b62e81f-6f3d-41fa-bbab-4d5ad435e357","title":"Episode 261: Answering Common Making Tax Digital Questions","url":"https://www.thebusinessofproperty.com/261","content_text":"Simon answers some common questions he's come across about Making Tax Digital for landlords.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon answers some common questions he\u0026#39;s come across about Making Tax Digital for landlords.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon answers some common questions he's come across about Making Tax Digital for landlords.","date_published":"2024-11-27T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/0b62e81f-6f3d-41fa-bbab-4d5ad435e357.mp3","mime_type":"audio/mpeg","size_in_bytes":10909316,"duration_in_seconds":1153}]},{"id":"ff14a2c8-64f2-45e3-a2b2-7bced386afe3","title":"Episode 260: Year-End Property Market Insights: Trends, Reductions, and more","url":"https://www.thebusinessofproperty.com/260","content_text":"Simon offers an analysis of the UK property market as 2024 draws to a close.\n\nHe highlights the typical seasonal slowdown, noting increased price reductions and longer selling times. Despite this, Simon identifies opportunities for savvy investors to find bargains. He also discusses trends in rental prices.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nHometrack October.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon offers an analysis of the UK property market as 2024 draws to a close.\u003c/p\u003e\n\n\u003cp\u003eHe highlights the typical seasonal slowdown, noting increased price reductions and longer selling times. Despite this, Simon identifies opportunities for savvy investors to find bargains. He also discusses trends in rental prices.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.hometrack.com/wp-content/uploads/2024/10/HPI-Oct-2024-HT.pdf\" rel=\"nofollow\"\u003eHometrack October\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon offers an analysis of the UK property market as 2024 draws to a close.","date_published":"2024-11-20T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ff14a2c8-64f2-45e3-a2b2-7bced386afe3.mp3","mime_type":"audio/mpeg","size_in_bytes":3626540,"duration_in_seconds":372}]},{"id":"7fc10d7e-55bc-46aa-9446-fd8918e1a169","title":"Episode 259: Being positive about mortgages","url":"https://www.thebusinessofproperty.com/259","content_text":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to explore the current UK mortgage market. \n\nSimon and Simon discuss the Bank of England interest rate change and how it's affecting the mortgage market. Plus their regular round-up of current mortgage rates for property investors.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eRegular guest Simon Glastonbury, an independent mortgage broker, joins this episode to explore the current UK mortgage market. \u003c/p\u003e\n\n\u003cp\u003eSimon and Simon discuss the Bank of England interest rate change and how it\u0026#39;s affecting the mortgage market. Plus their regular round-up of current mortgage rates for property investors.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to explore the current UK mortgage market. ","date_published":"2024-11-13T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/7fc10d7e-55bc-46aa-9446-fd8918e1a169.mp3","mime_type":"audio/mpeg","size_in_bytes":21082772,"duration_in_seconds":2104}]},{"id":"9fe2a722-38b3-49af-97a9-0aef840ae234","title":"Episode 258: Have you missed this in your budget reviews?","url":"https://www.thebusinessofproperty.com/258","content_text":"Simon delves into the recent budget and its implications for UK landlords.\n\nSimon focuses on a key and under-reported change affecting smaller landlords. Simon also covers other key budget points, including changes to stamp duty, capital gains tax, inheritance tax, employers' national insurance, and energy efficiency requirements for rental properties. \n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nOctober 2024 budget.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon delves into the recent budget and its implications for UK landlords.\u003c/p\u003e\n\n\u003cp\u003eSimon focuses on a key and under-reported change affecting smaller landlords. Simon also covers other key budget points, including changes to stamp duty, capital gains tax, inheritance tax, employers\u0026#39; national insurance, and energy efficiency requirements for rental properties. \u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/publications/autumn-budget-2024/autumn-budget-2024-html\" rel=\"nofollow\"\u003eOctober 2024 budget\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon delves into the recent budget and its implications for UK landlords.","date_published":"2024-11-06T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9fe2a722-38b3-49af-97a9-0aef840ae234.mp3","mime_type":"audio/mpeg","size_in_bytes":7279100,"duration_in_seconds":751}]},{"id":"3a495f32-eebc-4c28-b8a7-db6acb9cc006","title":"Episode 257: Navigating the Complexities of Property Development: Insights on MMC and Viability Assessments","url":"https://www.thebusinessofproperty.com/257","content_text":"Simon is joined by Adria Tarrida, co-founder of Viability, to explore modern methods of construction (MMC) and the challenges faced by property developers.\n\nAdria explains MMC's benefits, such as reduced on-site construction time and waste, while also addressing its challenges, including land optimization and cost-effectiveness. The discussion highlights the importance of viability assessments, with Adria showcasing how Viability's software aids developers in making informed decisions. Additionally, they touch on new biodiversity net gain legislation and its implications for development projects. This episode offers valuable insights for UK property investors and developers.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nViability, a software platform to accurately assess, optimise and de-risk property developments in seconds.\nMMC Framework\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guest: Adrià Tarrida.","content_html":"\u003cp\u003eSimon is joined by Adria Tarrida, co-founder of Viability, to explore modern methods of construction (MMC) and the challenges faced by property developers.\u003c/p\u003e\n\n\u003cp\u003eAdria explains MMC\u0026#39;s benefits, such as reduced on-site construction time and waste, while also addressing its challenges, including land optimization and cost-effectiveness. The discussion highlights the importance of viability assessments, with Adria showcasing how Viability\u0026#39;s software aids developers in making informed decisions. Additionally, they touch on new biodiversity net gain legislation and its implications for development projects. This episode offers valuable insights for UK property investors and developers.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://viability.site/\" rel=\"nofollow\"\u003eViability\u003c/a\u003e, a software platform to accurately assess, optimise and de-risk property developments in seconds.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.cast-consultancy.com/wp-content/uploads/2019/03/MMC-I-Pad-base_GOVUK-FINAL_SECURE.pdf\" rel=\"nofollow\"\u003eMMC Framework\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Adrià Tarrida.\u003c/p\u003e","summary":"Simon is joined by Adria Tarrida, co-founder of Viability, to explore modern methods of construction (MMC) and the challenges faced by property developers.","date_published":"2024-10-30T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3a495f32-eebc-4c28-b8a7-db6acb9cc006.mp3","mime_type":"audio/mpeg","size_in_bytes":17310693,"duration_in_seconds":1865}]},{"id":"f78ddf9b-ab59-4ed9-8a35-87dc4016dcf5","title":"Episode 256: From Isolation to Community: The Power of Property Networking","url":"https://www.thebusinessofproperty.com/256","content_text":"In this episode of the Business of Property podcast, host Simon welcomes Richard Simmons, an experienced property investor and founder of a prominent property networking event.\n\nRichard, who began his property journey in 2009, focuses on adding value for resale rather than renting. He discusses the inception and evolution of his networking event, emphasizing the importance of in-person interactions, especially post-COVID. Richard highlights the diverse topics covered at his events and the value of real-life experiences over polished success stories.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nMonthly Guildford property meet - Surrey Property Exchange.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.Special Guest: Richard Simmons.","content_html":"\u003cp\u003eIn this episode of the Business of Property podcast, host Simon welcomes Richard Simmons, an experienced property investor and founder of a prominent property networking event.\u003c/p\u003e\n\n\u003cp\u003eRichard, who began his property journey in 2009, focuses on adding value for resale rather than renting. He discusses the inception and evolution of his networking event, emphasizing the importance of in-person interactions, especially post-COVID. Richard highlights the diverse topics covered at his events and the value of real-life experiences over polished success stories.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eMonthly Guildford property meet - \u003ca href=\"https://surreypropertyexchange.co.uk/\" rel=\"nofollow\"\u003eSurrey Property Exchange\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Richard Simmons.\u003c/p\u003e","summary":"In this episode of the Business of Property podcast, host Simon welcomes Richard Simmons, an experienced property investor and founder of a prominent property networking event.","date_published":"2024-10-23T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f78ddf9b-ab59-4ed9-8a35-87dc4016dcf5.mp3","mime_type":"audio/mpeg","size_in_bytes":18810189,"duration_in_seconds":1846}]},{"id":"4afcfa74-adf0-446a-b524-cde7a4184d0b","title":"Episode 255: Analyzing Mortgage Options for Optimal Cash Flow and Wealth Growth","url":"https://www.thebusinessofproperty.com/255","content_text":"Simon shares his recent remortgaging journey! He discusses the complexities of comparing two-year and five-year fixed-rate mortgages, focusing on interest rates, fees, and their impact on cash flow and long-term wealth.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon shares his recent remortgaging journey! He discusses the complexities of comparing two-year and five-year fixed-rate mortgages, focusing on interest rates, fees, and their impact on cash flow and long-term wealth.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon shares his recent remortgaging journey! He discusses the complexities of comparing two-year and five-year fixed-rate mortgages, focusing on interest rates, fees, and their impact on cash flow and long-term wealth.","date_published":"2024-10-16T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/4afcfa74-adf0-446a-b524-cde7a4184d0b.mp3","mime_type":"audio/mpeg","size_in_bytes":14834373,"duration_in_seconds":1564}]},{"id":"c878e1c2-2a33-49c9-9d3d-aafe653804e5","title":"Episode 254: 8 Reasons to Self Manage your Rental Properties","url":"https://www.thebusinessofproperty.com/254","content_text":"Simon delves into the benefits of self managing your rental properties.\n\nSimon outlines eight compelling reasons why landlords might opt for managing their own rental properties rather than using letting agents. Simon also highlights useful tools that can aid landlords in self-management. \n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon delves into the benefits of self managing your rental properties.\u003c/p\u003e\n\n\u003cp\u003eSimon outlines eight compelling reasons why landlords might opt for managing their own rental properties rather than using letting agents. Simon also highlights useful tools that can aid landlords in self-management. \u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon delves into the benefits of self managing your rental properties.","date_published":"2024-10-09T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c878e1c2-2a33-49c9-9d3d-aafe653804e5.mp3","mime_type":"audio/mpeg","size_in_bytes":8051181,"duration_in_seconds":839}]},{"id":"6cc6920e-a0c7-41e5-a30a-c095ce20a3f8","title":"Episode 253: Mortgage updates and HMO commercial valuations","url":"https://www.thebusinessofproperty.com/253","content_text":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to delve into the current state of the UK mortgage market. Plus a discussion about HMO commercial valuations!\n\nSimon and Simon discuss recent trends in interest rates and their impact on buyers and investors. Simon highlights the increased activity among mortgage brokers due to the slight decline in rates, the psychological factors influencing buyer behavior, and the challenges faced by first-time buyers. The episode provides valuable insights for property investors navigating the evolving mortgage landscape.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eRegular guest Simon Glastonbury, an independent mortgage broker, joins this episode to delve into the current state of the UK mortgage market. Plus a discussion about HMO commercial valuations!\u003c/p\u003e\n\n\u003cp\u003eSimon and Simon discuss recent trends in interest rates and their impact on buyers and investors. Simon highlights the increased activity among mortgage brokers due to the slight decline in rates, the psychological factors influencing buyer behavior, and the challenges faced by first-time buyers. The episode provides valuable insights for property investors navigating the evolving mortgage landscape.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to delve into the current state of the UK mortgage market. Plus a discussion about HMO commercial valuations!","date_published":"2024-10-02T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6cc6920e-a0c7-41e5-a30a-c095ce20a3f8.mp3","mime_type":"audio/mpeg","size_in_bytes":18433797,"duration_in_seconds":1919}]},{"id":"20beaaa8-590a-4152-9d30-5b613e672648","title":"Episode 252: 8 Reasons to Use a Letting Agent","url":"https://www.thebusinessofproperty.com/252","content_text":"Simon, delves into the benefits of using a letting agent for managing rental properties.\n\nHe outlines eight compelling reasons why landlords might opt for professional management services. Simon emphasizes that while self-management has its perks, a letting agent can provide valuable support, particularly for landlords lacking the time, experience, or desire to handle all aspects of property management.\n\nEpisode links:\n\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon, delves into the benefits of using a letting agent for managing rental properties.\u003c/p\u003e\n\n\u003cp\u003eHe outlines eight compelling reasons why landlords might opt for professional management services. Simon emphasizes that while self-management has its perks, a letting agent can provide valuable support, particularly for landlords lacking the time, experience, or desire to handle all aspects of property management.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon, delves into the benefits of using a letting agent for managing rental properties.","date_published":"2024-09-25T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/20beaaa8-590a-4152-9d30-5b613e672648.mp3","mime_type":"audio/mpeg","size_in_bytes":8665845,"duration_in_seconds":930}]},{"id":"1359515b-44ad-488d-ad7e-a359e66f2142","title":"Episode 251: HMO Investment Then, and Now","url":"https://www.thebusinessofproperty.com/251","content_text":"Simon chats with Pam Mackenzie about the changing landscape of property investment over the last ten years.\n\nThey explore the changes in mortgage requirements and property regulations over the past decade, particularly for HMO (House in Multiple Occupation) properties. Pam shares her experiences with her first HMO investment, the impact of new safety regulations, and her current investment strategy. The conversation highlights the importance of financial preparedness and adaptability in navigating today’s competitive property market, offering valuable insights for active property investors and landlords.\n\nEpisode links:\n\n\nPam's past episodes:\n\n\nEpisode 64 - choosing investment locations.\nEpisode 65 - investment funding.\nEpisode 98 - environmental improvements.\nEpisode 99 - student demand.\nEpisode 250 - Pam's first HMO.\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Pam Mackenzie.","content_html":"\u003cp\u003eSimon chats with Pam Mackenzie about the changing landscape of property investment over the last ten years.\u003c/p\u003e\n\n\u003cp\u003eThey explore the changes in mortgage requirements and property regulations over the past decade, particularly for HMO (House in Multiple Occupation) properties. Pam shares her experiences with her first HMO investment, the impact of new safety regulations, and her current investment strategy. The conversation highlights the importance of financial preparedness and adaptability in navigating today’s competitive property market, offering valuable insights for active property investors and landlords.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003ePam\u0026#39;s past episodes:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/64\" rel=\"nofollow\"\u003eEpisode 64 - choosing investment locations\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/65\" rel=\"nofollow\"\u003eEpisode 65 - investment funding\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/98\" rel=\"nofollow\"\u003eEpisode 98 - environmental improvements\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/99\" rel=\"nofollow\"\u003eEpisode 99 - student demand\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/250\" rel=\"nofollow\"\u003eEpisode 250 - Pam\u0026#39;s first HMO\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Pam Mackenzie.\u003c/p\u003e","summary":"Simon chats with Pam Mackenzie about the changing landscape of property investment over the last ten years.","date_published":"2024-09-18T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1359515b-44ad-488d-ad7e-a359e66f2142.mp3","mime_type":"audio/mpeg","size_in_bytes":13332645,"duration_in_seconds":1543}]},{"id":"3692b087-9c51-40ab-9afb-7d7c40e6351b","title":"Episode 250: The Story of Pam's First HMO Investment Property","url":"https://www.thebusinessofproperty.com/250","content_text":"Simon welcomes back seasoned property investor Pam Mackenzie. Pam shares her journey of purchasing and converting her first House in Multiple Occupation (HMO) with her business partner, Tania.\n\nThey discuss the challenges faced during the purchase, the renovations undertaken, and the successful targeting of EasyJet aircrew as tenants. Pam also delves into the financial aspects, including joint ventures and the impact of Brexit on rental income.\n\nEpisode links:\n\n\nPam's past episodes:\n\n\nEpisode 64 - choosing investment locations.\nEpisode 65 - investment funding.\nEpisode 98 - environmental improvements.\nEpisode 99 - student demand.\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Pam Mackenzie.","content_html":"\u003cp\u003eSimon welcomes back seasoned property investor Pam Mackenzie. Pam shares her journey of purchasing and converting her first House in Multiple Occupation (HMO) with her business partner, Tania.\u003c/p\u003e\n\n\u003cp\u003eThey discuss the challenges faced during the purchase, the renovations undertaken, and the successful targeting of EasyJet aircrew as tenants. Pam also delves into the financial aspects, including joint ventures and the impact of Brexit on rental income.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003ePam\u0026#39;s past episodes:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/64\" rel=\"nofollow\"\u003eEpisode 64 - choosing investment locations\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/65\" rel=\"nofollow\"\u003eEpisode 65 - investment funding\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/98\" rel=\"nofollow\"\u003eEpisode 98 - environmental improvements\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/99\" rel=\"nofollow\"\u003eEpisode 99 - student demand\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Pam Mackenzie.\u003c/p\u003e","summary":"Simon welcomes back seasoned property investor Pam Mackenzie. Pam shares her journey of purchasing and converting her first House in Multiple Occupation (HMO) with her business partner, Tania.","date_published":"2024-09-11T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3692b087-9c51-40ab-9afb-7d7c40e6351b.mp3","mime_type":"audio/mpeg","size_in_bytes":16597509,"duration_in_seconds":1960}]},{"id":"9bf74ad5-bee2-4cbc-9410-f32631689bc8","title":"Episode 249: Analyzing the Property Market: Two Years to August 2024","url":"https://www.thebusinessofproperty.com/249","content_text":"In this episode, Simon compares property market data from August 2024 with figures from August 2023 and August 2022.\n\nFocusing on listing prices, time on the market, and rental performance, Simon highlights trends such as a real-term decline in property prices and a robust rental market with rents outpacing inflation. He also speculates on future market conditions, considering changing interest rates and economic factors.\n\nEpisode links:\n\n\nPaTMa weekly market report.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode, Simon compares property market data from August 2024 with figures from August 2023 and August 2022.\u003c/p\u003e\n\n\u003cp\u003eFocusing on listing prices, time on the market, and rental performance, Simon highlights trends such as a real-term decline in property prices and a robust rental market with rents outpacing inflation. He also speculates on future market conditions, considering changing interest rates and economic factors.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003ePaTMa weekly market report\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode, Simon compares property market data from August 2024 with figures from August 2023 and August 2022.","date_published":"2024-09-04T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9bf74ad5-bee2-4cbc-9410-f32631689bc8.mp3","mime_type":"audio/mpeg","size_in_bytes":9715773,"duration_in_seconds":1036}]},{"id":"8a7d9112-ce1a-4e2e-9f61-317691f5e32a","title":"Episode 248: Is Self-Managing Tenant Finding Worth the Time and Cost?","url":"https://www.thebusinessofproperty.com/248","content_text":"In this episode, Simon delves into the tenant-finding process. He compares the real costs of self-managing tenant finding versus hiring an agent.\n\nSimon covers both cash expenses and time investment. Simon outlines tasks such as advertising, tenant inquiries, viewings, and referencing, providing a detailed breakdown of his time spent. Also learn about the tools and technology that help with self-managed tenant finding..\n\nEpisode links:\n\n\nEpisode 221 - more in-depth on self marketing for tenants.\nOpenRent for advertising and referencing.\nPaTMa for managing compliance and documentation.\nSavvycal for scheduling viewings.\nOr Cal.com / Google Calendar appointment schedule.\nToggl for time tracking.\nVisum.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode, Simon delves into the tenant-finding process. He compares the real costs of self-managing tenant finding versus hiring an agent.\u003c/p\u003e\n\n\u003cp\u003eSimon covers both cash expenses and time investment. Simon outlines tasks such as advertising, tenant inquiries, viewings, and referencing, providing a detailed breakdown of his time spent. Also learn about the tools and technology that help with self-managed tenant finding..\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/221\" rel=\"nofollow\"\u003eEpisode 221 - more in-depth on self marketing for tenants\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.openrent.co.uk/\" rel=\"nofollow\"\u003eOpenRent for advertising and referencing\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa for managing compliance and documentation\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://savvycal.com/\" rel=\"nofollow\"\u003eSavvycal for scheduling viewings\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOr \u003ca href=\"https://cal.com/\" rel=\"nofollow\"\u003eCal.com\u003c/a\u003e / \u003ca href=\"https://support.google.com/calendar/answer/10729749?hl=en\" rel=\"nofollow\"\u003eGoogle Calendar appointment schedule\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://toggl.com/\" rel=\"nofollow\"\u003eToggl for time tracking\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.visum.co.uk/letting\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode, Simon delves into the tenant-finding process. He compares the real costs of self-managing tenant finding versus hiring an agent.","date_published":"2024-08-28T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8a7d9112-ce1a-4e2e-9f61-317691f5e32a.mp3","mime_type":"audio/mpeg","size_in_bytes":11090541,"duration_in_seconds":1152}]},{"id":"3baad473-0b70-4de6-9fc3-87969e2418ca","title":"Episode 247: 8 Essential Criteria to Future-Proof Your Buy-to-Let Investments","url":"https://www.thebusinessofproperty.com/247","content_text":"In this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments.\n\nHe emphasizes future-proofing properties to maintain their value and appeal. Key considerations include ... you'll have to listen to find out!\n\nEpisode links:\n\n\nStats on EV sales.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments.\u003c/p\u003e\n\n\u003cp\u003eHe emphasizes future-proofing properties to maintain their value and appeal. Key considerations include ... you\u0026#39;ll have to listen to find out!\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStats on \u003ca href=\"https://www.zap-map.com/ev-stats/ev-market\" rel=\"nofollow\"\u003eEV sales\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments.","date_published":"2024-08-21T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3baad473-0b70-4de6-9fc3-87969e2418ca.mp3","mime_type":"audio/mpeg","size_in_bytes":8899077,"duration_in_seconds":926}]},{"id":"a66e3acd-28d9-47c6-a64d-4a51c0515065","title":"Episode 246: Bridging Finance and Mortgage Trends with Simon Glastonbury","url":"https://www.thebusinessofproperty.com/246","content_text":"Simon is joined by Simon Glastonbury, an independent mortgage broker with 25 years of experience, to discuss the Bank of England's base rate reduction and its impact on mortgage rates.\n\nSimon provides insights into the current mortgage landscape, highlighting anticipated changes and their effects on first-time buyers and investors. The episode also introduces bridging finance, explaining its uses and differences from traditional mortgages.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon is joined by Simon Glastonbury, an independent mortgage broker with 25 years of experience, to discuss the Bank of England\u0026#39;s base rate reduction and its impact on mortgage rates.\u003c/p\u003e\n\n\u003cp\u003eSimon provides insights into the current mortgage landscape, highlighting anticipated changes and their effects on first-time buyers and investors. The episode also introduces bridging finance, explaining its uses and differences from traditional mortgages.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon is joined by Simon Glastonbury, an independent mortgage broker with 25 years of experience, to discuss the Bank of England's base rate reduction and its impact on mortgage rates.\r\n\r\nSimon provides insights into the current mortgage landscape, highlighting anticipated changes and their effects on first-time buyers and investors. The episode also introduces bridging finance, explaining its uses and differences from traditional mortgages.\r\n\r\nEpisode links:\r\n* Special guest - [mortgage broker Simon Glastonbury](https://www.jsiassociates.com/).\r\n* Join [our email newsletter](http://eepurl.com/icl-1f) for a free weekly property market report.\r\n* Find us on [YouTube](https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: [Simon](https://www.linkedin.com/in/simonpither/).\r\n\r\nSubscribe to The Business of Property podcast on [Spotify](https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), [iTunes](https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all [podcast platforms](https://www.thebusinessofproperty.com/subscribe).\r\n\r\nPlease leave a rating and review if you're enjoying the show.\r\n\r\nThis podcast is produced in association with [PaTMa](https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your [FREE account today](https://www.patma.co.uk/).","date_published":"2024-08-14T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a66e3acd-28d9-47c6-a64d-4a51c0515065.mp3","mime_type":"audio/mpeg","size_in_bytes":22218813,"duration_in_seconds":2287}]},{"id":"dc32c59e-e899-4b4b-af75-4d7ce2faf5bd","title":"Episode 245: Case Study and Auctions with Julie Condliffe","url":"https://www.thebusinessofproperty.com/245","content_text":"In this episode Simon chats with Julie Condliffe, an award-winning property auction solicitor and seasoned property investor.\n\nJulie shares her journey into property investment, highlighting a significant early investment in an apartment in Swindon. She discusses the allure of guaranteed rent and the challenges she faced when the promise fell through, leaving her financially strained. The episode provides valuable insights into the realities of property investment, emphasizing resilience, due diligence, and the risk of relying on guarantees.\n\nEpisode links:\n\n\nSpecial guest - Julie Condliffe.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Julie Condliffe.","content_html":"\u003cp\u003eIn this episode Simon chats with Julie Condliffe, an award-winning property auction solicitor and seasoned property investor.\u003c/p\u003e\n\n\u003cp\u003eJulie shares her journey into property investment, highlighting a significant early investment in an apartment in Swindon. She discusses the allure of guaranteed rent and the challenges she faced when the promise fell through, leaving her financially strained. The episode provides valuable insights into the realities of property investment, emphasizing resilience, due diligence, and the risk of relying on guarantees.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://creativelegals.co.uk/\" rel=\"nofollow\"\u003eJulie Condliffe\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Julie Condliffe.\u003c/p\u003e","summary":"In this episode Simon chats with Julie Condliffe, an award-winning property auction solicitor and seasoned property investor.","date_published":"2024-08-07T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/dc32c59e-e899-4b4b-af75-4d7ce2faf5bd.mp3","mime_type":"audio/mpeg","size_in_bytes":21770277,"duration_in_seconds":2327}]},{"id":"ae9d2fae-a03b-44b2-92ce-52d0c102b5f7","title":"Episode 244: Profitable to Precarious: The Reality of Remortgaging BTL Investments","url":"https://www.thebusinessofproperty.com/244","content_text":"In this episode of the Business of Property podcast, Simon delves into the current financial challenges faced by UK landlords with buy-to-let properties.\n\nSimon discusses the financial strain caused by rising interest rates and changes in tax regulations (Section 24). Simon revisits a previously analyzed investment property, illustrating how increased mortgage costs and tax liabilities significantly reduce profitability. Listen for all\n the numbers!\n\nEpisode links:\n\n\nLast weeks property walkthrough.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode of the Business of Property podcast, Simon delves into the current financial challenges faced by UK landlords with buy-to-let properties.\u003c/p\u003e\n\n\u003cp\u003eSimon discusses the financial strain caused by rising interest rates and changes in tax regulations (Section 24). Simon revisits a previously analyzed investment property, illustrating how increased mortgage costs and tax liabilities significantly reduce profitability. Listen for all\u003cbr\u003e\n the numbers!\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLast weeks \u003ca href=\"https://www.thebusinessofproperty.com/243\" rel=\"nofollow\"\u003eproperty walkthrough\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode of the Business of Property podcast, Simon delves into the current financial challenges faced by UK landlords with buy-to-let properties.","date_published":"2024-07-31T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ae9d2fae-a03b-44b2-92ce-52d0c102b5f7.mp3","mime_type":"audio/mpeg","size_in_bytes":11592333,"duration_in_seconds":1227}]},{"id":"c4784c6e-1a30-445a-ab60-8ef8f0d062d8","title":"Episode 243: Boring Property Deals Can Work!","url":"https://www.thebusinessofproperty.com/243","content_text":"Simon introduces a successful yet straightforward investment property acquired in 2017, highlighting the simplicity of the process compared to more complex deals discussed in previous episodes.\n\nSimon details the process of finding, purchasing, and managing a three-bedroom terrace home in Redhill. Emphasizing the importance of sharing both complex and simple property investment stories, he invites listeners to share their own experiences, particularly those that may be considered \"boring\" or straightforward, to contribute to the learning of the property investment community.\n\nEpisode links:\n\n\nLast weeks property walkthrough with Susannah Cole.\nEarly analysis from property listings.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon introduces a successful yet straightforward investment property acquired in 2017, highlighting the simplicity of the process compared to more complex deals discussed in previous episodes.\u003c/p\u003e\n\n\u003cp\u003eSimon details the process of finding, purchasing, and managing a three-bedroom terrace home in Redhill. Emphasizing the importance of sharing both complex and simple property investment stories, he invites listeners to share their own experiences, particularly those that may be considered \u0026quot;boring\u0026quot; or straightforward, to contribute to the learning of the property investment community.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLast weeks \u003ca href=\"https://www.thebusinessofproperty.com/242\" rel=\"nofollow\"\u003eproperty walkthrough with Susannah Cole\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/231\" rel=\"nofollow\"\u003eEarly analysis from property listings\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon introduces a successful yet straightforward investment property acquired in 2017, highlighting the simplicity of the process compared to more complex deals discussed in previous episodes.","date_published":"2024-07-24T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c4784c6e-1a30-445a-ab60-8ef8f0d062d8.mp3","mime_type":"audio/mpeg","size_in_bytes":13285557,"duration_in_seconds":1387}]},{"id":"bc95eff9-3811-4639-883b-3cfe2001c8fc","title":"Episode 242: Investment Property Case Study with Susannah Cole","url":"https://www.thebusinessofproperty.com/242","content_text":"Simon welcomes Susannah Cole, an experienced landlord and property investor, to walk through in-depth details of an investment property case study.\n\nSusannah shares her journey of acquiring a property in Bristol, previously owned by a hoarder with nine dogs, highlighting the challenges and strategic decisions involved. Learn how Susannah found the property deal and her process for transforming it into a successful investment.\n\nEpisode links:\n\n\nSpecial guest - Susannah Cole.\n\n\nInstagram\nYouTube\nLinkedIn\nProperty Academies\n\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Susannah Cole.","content_html":"\u003cp\u003eSimon welcomes Susannah Cole, an experienced landlord and property investor, to walk through in-depth details of an investment property case study.\u003c/p\u003e\n\n\u003cp\u003eSusannah shares her journey of acquiring a property in Bristol, previously owned by a hoarder with nine dogs, highlighting the challenges and strategic decisions involved. Learn how Susannah found the property deal and her process for transforming it into a successful investment.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://thegoodpropertycompany.co.uk/\" rel=\"nofollow\"\u003eSusannah Cole\u003c/a\u003e.\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://instagram.com/susannahcoleuk\" rel=\"nofollow\"\u003eInstagram\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/c/TheGoodPropertyCompanySusannahCole\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://linkedin.com/in/susannahcole\" rel=\"nofollow\"\u003eLinkedIn\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://thegoodpropertycompany.co.uk/product-category/60-day-academy/\" rel=\"nofollow\"\u003eProperty Academies\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Susannah Cole.\u003c/p\u003e","summary":"Simon welcomes Susannah Cole, an experienced landlord and property investor, to walk through in-depth details of an investment property case study.","date_published":"2024-07-17T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/bc95eff9-3811-4639-883b-3cfe2001c8fc.mp3","mime_type":"audio/mpeg","size_in_bytes":36123165,"duration_in_seconds":3679}]},{"id":"c4c8f067-1bdd-410e-94ba-f6b1d7c176b9","title":"Episode 241: Mortgage Update + Should You Consider Tracker Mortgages?","url":"https://www.thebusinessofproperty.com/241","content_text":"Simon and seasoned mortgage broker Simon Glastonbury delve into the current state of the UK property market and the potential impact of the general election on mortgages and finance.\n\nThey explore the outlook for interest rates, speculate on possible stamp duty changes, and discuss the implications of a base rate cut on fixed rates. The conversation shifts to tracker mortgages, examining their history, current availability, and the risks and benefits compared to fixed rates. They also include a mortgage update with all the best mortgage rates currently available for investors.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nJoin our email newsletter for a free weekly property market report.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon and seasoned mortgage broker Simon Glastonbury delve into the current state of the UK property market and the potential impact of the general election on mortgages and finance.\u003c/p\u003e\n\n\u003cp\u003eThey explore the outlook for interest rates, speculate on possible stamp duty changes, and discuss the implications of a base rate cut on fixed rates. The conversation shifts to tracker mortgages, examining their history, current availability, and the risks and benefits compared to fixed rates. They also include a mortgage update with all the best mortgage rates currently available for investors.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for a free weekly property market report.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon and seasoned mortgage broker Simon Glastonbury delve into the current state of the UK property market and the potential impact of the general election on mortgages and finance.","date_published":"2024-07-10T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c4c8f067-1bdd-410e-94ba-f6b1d7c176b9.mp3","mime_type":"audio/mpeg","size_in_bytes":24024789,"duration_in_seconds":2493}]},{"id":"2287a6a6-e879-4d6a-b6cb-72a663ed5ef2","title":"Episode 240: The End-of-Tenancy Tango: Council Tax, Utilities and more","url":"https://www.thebusinessofproperty.com/240","content_text":"Host Simon provides a detailed guide on managing the end of a tenancy.\n\nSimon addresses a listener's question about handling council tax, utilities, and other administrative tasks, especially for properties owned by limited companies. He shares his own experiences as a self-managing landlord, highlighting the need for effective communication, documentation, and thorough inspections. Simon's insights offer valuable advice for landlords and property managers to ensure a smooth transition and address key administrative tasks efficiently.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nBuilding a Time Efficient £Million Property Portfolio.\nHow to make £1 million from buy-to-let property.\nStreamlined property management with PaTMa Manager.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eHost Simon provides a detailed guide on managing the end of a tenancy.\u003c/p\u003e\n\n\u003cp\u003eSimon addresses a listener\u0026#39;s question about handling council tax, utilities, and other administrative tasks, especially for properties owned by limited companies. He shares his own experiences as a self-managing landlord, highlighting the need for effective communication, documentation, and thorough inspections. Simon\u0026#39;s insights offer valuable advice for landlords and property managers to ensure a smooth transition and address key administrative tasks efficiently.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/237\" rel=\"nofollow\"\u003eBuilding a Time Efficient £Million Property Portfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/238\" rel=\"nofollow\"\u003eHow to make £1 million from buy-to-let property\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003eStreamlined property management with PaTMa Manager\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Host Simon provides a detailed guide on managing the end of a tenancy.","date_published":"2024-07-03T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2287a6a6-e879-4d6a-b6cb-72a663ed5ef2.mp3","mime_type":"audio/mpeg","size_in_bytes":19977693,"duration_in_seconds":2063}]},{"id":"d1abbfd2-f4e2-45fc-9072-46499cb9cdf6","title":"Episode 239: Make £1 million from BTL (Part 2, The Future)","url":"https://www.thebusinessofproperty.com/239","content_text":"In this episode, Simon delves into a follow-up discussion on achieving £1 million from a buy-to-let property portfolio, addressing listener questions from the previous episode.\n\nSimon introduces updates to the PaTMa Prospector software, which now offers enhanced features for evaluating multiple property strategies and clearer financial forecasts. Simon also offers a seven-day trial for the software and encourages feedback. He answers questions about his own portfolio and the feasibility of the £1 million model, considering current market conditions.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nLast week - How to make £1 million from buy-to-let property.\nToday's spreadsheet.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode, Simon delves into a follow-up discussion on achieving £1 million from a buy-to-let property portfolio, addressing listener questions from the previous episode.\u003c/p\u003e\n\n\u003cp\u003eSimon introduces updates to the PaTMa Prospector software, which now offers enhanced features for evaluating multiple property strategies and clearer financial forecasts. Simon also offers a seven-day trial for the software and encourages feedback. He answers questions about his own portfolio and the feasibility of the £1 million model, considering current market conditions.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLast week - \u003ca href=\"https://www.thebusinessofproperty.com/238\" rel=\"nofollow\"\u003eHow to make £1 million from buy-to-let property\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/1VAMkll0m7trFHl_Bl4kNv5g-ImRL5ub_TWSfMB0LYDI/edit?usp=sharing\" rel=\"nofollow\"\u003eToday\u0026#39;s spreadsheet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode, Simon delves into a follow-up discussion on achieving £1 million from a buy-to-let property portfolio, addressing listener questions from the previous episode.","date_published":"2024-06-26T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d1abbfd2-f4e2-45fc-9072-46499cb9cdf6.mp3","mime_type":"audio/mpeg","size_in_bytes":9966189,"duration_in_seconds":1045}]},{"id":"00013492-7de3-400e-b05a-fc1798be1457","title":"Episode 238: How to make £1 million from buy-to-let property","url":"https://www.thebusinessofproperty.com/238","content_text":"In this episode, Simon explores the pathway to making £1 million from buy-to-let property investments.\n\nSimon outlines a simplified model that focuses on rental profit and equity gains. He details an investment strategy involving purchasing standard three-bedroom family homes in Brighton. Listen to find out how this simple property investment strategy can make £1 million.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nThe previous \"Replace your salary from property\" series...\n\n\nReplacing your salary with rent-to-rent.\nReplacing your salary with an HMO portfolio.\nReplacing your salary with a buy to let portfolio.\nReplacing your salary with serviced accommodation.\n\nToday's spreadsheet.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode, Simon explores the pathway to making £1 million from buy-to-let property investments.\u003c/p\u003e\n\n\u003cp\u003eSimon outlines a simplified model that focuses on rental profit and equity gains. He details an investment strategy involving purchasing standard three-bedroom family homes in Brighton. Listen to find out how this simple property investment strategy can make £1 million.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe previous \u0026quot;Replace your salary from property\u0026quot; series...\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eReplacing your salary with rent-to-rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eReplacing your salary with an HMO portfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eReplacing your salary with a buy to let portfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/89\" rel=\"nofollow\"\u003eReplacing your salary with serviced accommodation\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/1x5bSdX-c_J5aVKyKJvRA3qnB0y3W110_EcgtuSa19GU/edit?usp=sharing\" rel=\"nofollow\"\u003eToday\u0026#39;s spreadsheet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode, Simon explores the pathway to making £1 million from buy-to-let property investments.","date_published":"2024-06-19T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/00013492-7de3-400e-b05a-fc1798be1457.mp3","mime_type":"audio/mpeg","size_in_bytes":13841109,"duration_in_seconds":1460}]},{"id":"73022016-fbf1-4636-b235-5a0434bd5238","title":"Episode 237: Building a Time Efficient £Million Property Portfolio","url":"https://www.thebusinessofproperty.com/237","content_text":"Simon explores strategies for optimizing a £million property portfolio for minimal time investment, without fully outsourcing.\n\nHave you considered how the structure of your property portfolio, and the properties within it, affects the amount of time you spend? Listen for Simon's thoughts on how you should structure a £million property portfolio with the intention of minimising the cost on your time.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nMy last solo episode - 231 - How do you evaluate a property?.\nProperty Hub episode\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon explores strategies for optimizing a £million property portfolio for minimal time investment, without fully outsourcing.\u003c/p\u003e\n\n\u003cp\u003eHave you considered how the structure of your property portfolio, and the properties within it, affects the amount of time you spend? Listen for Simon\u0026#39;s thoughts on how you should structure a £million property portfolio with the intention of minimising the cost on your time.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eMy last solo episode - \u003ca href=\"https://www.thebusinessofproperty.com/231\" rel=\"nofollow\"\u003e231 - How do you evaluate a property?\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://podcast.propertyhub.net/tpp583-how-we-manage-million-pound-portfolios-in-60-minutes/\" rel=\"nofollow\"\u003eProperty Hub episode\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon explores strategies for optimizing a £million property portfolio for minimal time investment, without fully outsourcing.","date_published":"2024-06-12T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/73022016-fbf1-4636-b235-5a0434bd5238.mp3","mime_type":"audio/mpeg","size_in_bytes":11369877,"duration_in_seconds":1208}]},{"id":"333cbf7c-9b84-465b-929a-5da5929337f3","title":"Episode 236: Secrets of Successful Property Networking: Crawley Property Meet","url":"https://www.thebusinessofproperty.com/236","content_text":"Simon welcomes Julia Scoville, the organizer of Crawley Property Meet. Learn the secrets of (attending) a successful property networking event.\n\nJulia recounts the meetup's humble beginnings in a hotel foyer, its growth to larger venues, and the pivot to virtual gatherings during the pandemic. She emphasizes the importance of support for landlords facing everyday challenges. Now at the helm, Julia is reinvigorating the meetup with a focus on networking and value for attendees. Despite initial post-pandemic attendance hurdles, Julia's enthusiasm suggests a bright future for Crawley Property Meet and its members.\n\nPlease accept my apologies for the minor sound issues on this recording.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nCrawley Property Meet on Facebook.\nJune's Crawley Property Meet, on Eventbrite.\nJulia's previous episode.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Julia Scoville.","content_html":"\u003cp\u003eSimon welcomes Julia Scoville, the organizer of Crawley Property Meet. Learn the secrets of (attending) a successful property networking event.\u003c/p\u003e\n\n\u003cp\u003eJulia recounts the meetup\u0026#39;s humble beginnings in a hotel foyer, its growth to larger venues, and the pivot to virtual gatherings during the pandemic. She emphasizes the importance of support for landlords facing everyday challenges. Now at the helm, Julia is reinvigorating the meetup with a focus on networking and value for attendees. Despite initial post-pandemic attendance hurdles, Julia\u0026#39;s enthusiasm suggests a bright future for Crawley Property Meet and its members.\u003c/p\u003e\n\n\u003cp\u003e\u003cem\u003ePlease accept my apologies for the minor sound issues on this recording.\u003c/em\u003e\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCrawley Property Meet \u003ca href=\"https://www.facebook.com/groups/308192232886588\" rel=\"nofollow\"\u003eon Facebook\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.eventbrite.com/e/crawley-property-meet-tickets-905962085987\" rel=\"nofollow\"\u003eJune\u0026#39;s Crawley Property Meet, on Eventbrite\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJulia\u0026#39;s \u003ca href=\"https://www.thebusinessofproperty.com/214\" rel=\"nofollow\"\u003eprevious episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Julia Scoville.\u003c/p\u003e","summary":"Simon welcomes Julia Scoville, the organizer of Crawley Property Meet. Learn the secrets of (attending) a successful property networking event.","date_published":"2024-06-05T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/333cbf7c-9b84-465b-929a-5da5929337f3.mp3","mime_type":"audio/mpeg","size_in_bytes":19542789,"duration_in_seconds":2237}]},{"id":"ec4492c3-0054-49c0-820c-da2777f78d1a","title":"Episode 235: Exploring Land Opportunities and Navigating Planning Permission","url":"https://www.thebusinessofproperty.com/235","content_text":"Host Simon welcomes Rob Turner, Land Director at Virtue Property Group, to discuss the intricacies of land acquisition and the planning permission process.\n\nRob shares his strategies for identifying land opportunities, emphasizing the importance of relationships with agents and thorough site evaluations. He details the planning application steps, including pre-application meetings with councils and working with architects. Rob recounts a successful development where he personally invested, transforming a rundown bungalow and outbuildings into an attractive courtyard housing scheme. \n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSpecial guest - Rob Turner from Virtue Property Group.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Rob Turner.","content_html":"\u003cp\u003eHost Simon welcomes Rob Turner, Land Director at Virtue Property Group, to discuss the intricacies of land acquisition and the planning permission process.\u003c/p\u003e\n\n\u003cp\u003eRob shares his strategies for identifying land opportunities, emphasizing the importance of relationships with agents and thorough site evaluations. He details the planning application steps, including pre-application meetings with councils and working with architects. Rob recounts a successful development where he personally invested, transforming a rundown bungalow and outbuildings into an attractive courtyard housing scheme. \u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - Rob Turner from \u003ca href=\"https://www.virtuepropertygroup.com/\" rel=\"nofollow\"\u003eVirtue Property Group\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Rob Turner.\u003c/p\u003e","summary":"Host Simon welcomes Rob Turner, Land Director at Virtue Property Group, to discuss the intricacies of land acquisition and the planning permission process.","date_published":"2024-05-29T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ec4492c3-0054-49c0-820c-da2777f78d1a.mp3","mime_type":"audio/mpeg","size_in_bytes":20689725,"duration_in_seconds":2100}]},{"id":"27baa2bc-ee09-4399-8632-1e3d62037564","title":"Episode 234: A Guide to Limited Company Mortgages. And the Best Mortgage Rates.","url":"https://www.thebusinessofproperty.com/234","content_text":"Host Simon, a seasoned property investor, chats with Simon, an expert mortgage broker, about the intricacies of mortgage rates, the influence of the Bank of England base rate, and the specifics of limited company mortgages.\n\nThe episode delves into the potential fluctuations of the base rate and its subsequent effects on mortgage rates, as well as the unique challenges and documentation requirements for portfolio landlords and limited company buy-to-let applications. Listeners gain valuable insights into the current mortgage landscape, including a look at a novel mortgage product that could benefit certain buyers. \n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nBarclays - Joint borrower, sole proprietor.\nSpecial guest - mortgage broker Simon Glastonbury.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eHost Simon, a seasoned property investor, chats with Simon, an expert mortgage broker, about the intricacies of mortgage rates, the influence of the Bank of England base rate, and the specifics of limited company mortgages.\u003c/p\u003e\n\n\u003cp\u003eThe episode delves into the potential fluctuations of the base rate and its subsequent effects on mortgage rates, as well as the unique challenges and documentation requirements for portfolio landlords and limited company buy-to-let applications. Listeners gain valuable insights into the current mortgage landscape, including a look at a novel mortgage product that could benefit certain buyers. \u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://intermediaries.uk.barclays/home/lending-criteria/buy-to-let/#dk\" rel=\"nofollow\"\u003eBarclays\u003c/a\u003e - Joint borrower, sole proprietor.\u003c/li\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Host Simon, a seasoned property investor, chats with Simon, an expert mortgage broker, about the intricacies of mortgage rates, the influence of the Bank of England base rate, and the specifics of limited company mortgages.","date_published":"2024-05-22T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/27baa2bc-ee09-4399-8632-1e3d62037564.mp3","mime_type":"audio/mpeg","size_in_bytes":22783172,"duration_in_seconds":2379}]},{"id":"c9efd179-d8bc-48d0-a09a-ae414b2f8625","title":"Episode 233: Transforming Blocks of Flats into Profitable Assets","url":"https://www.thebusinessofproperty.com/233","content_text":"In the latest episode of the Business of Property podcast, host Simon welcomes Ami and Rita, co-owners of a property business specializing in blocks of apartments in the South East.\n\nThey discuss their successful strategy of buying, refurbishing, refinancing, and holding properties, aiming to pull out all invested money with each project. The duo shared insights into a recent project involving a block of flats, detailing the challenges and strategies of managing refurbishments, tenant issues, and the financial aspects of property investment. Their hands-on experience and dedication to strategic growth offer valuable lessons for fellow property investors and landlords. For more insights, listeners can connect with Amy and Rita through their Facebook page, Your Property Family.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nAmi and Rita - Your Property Family.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Ami and Rita.","content_html":"\u003cp\u003eIn the latest episode of the Business of Property podcast, host Simon welcomes Ami and Rita, co-owners of a property business specializing in blocks of apartments in the South East.\u003c/p\u003e\n\n\u003cp\u003eThey discuss their successful strategy of buying, refurbishing, refinancing, and holding properties, aiming to pull out all invested money with each project. The duo shared insights into a recent project involving a block of flats, detailing the challenges and strategies of managing refurbishments, tenant issues, and the financial aspects of property investment. Their hands-on experience and dedication to strategic growth offer valuable lessons for fellow property investors and landlords. For more insights, listeners can connect with Amy and Rita through their Facebook page, \u003ca href=\"https://www.facebook.com/yourpropertyfamily\" rel=\"nofollow\"\u003eYour Property Family\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.facebook.com/yourpropertyfamily\" rel=\"nofollow\"\u003eAmi and Rita - Your Property Family\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Ami and Rita.\u003c/p\u003e","summary":"In the latest episode of the Business of Property podcast, host Simon welcomes Ami and Rita, co-owners of a property business specializing in blocks of apartments in the South East.","date_published":"2024-05-15T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c9efd179-d8bc-48d0-a09a-ae414b2f8625.mp3","mime_type":"audio/mpeg","size_in_bytes":21251324,"duration_in_seconds":2255}]},{"id":"e01318b7-7d69-4bd0-b8b5-7316c8bcb104","title":"Episode 232: Making Ugly Ducklings Fly Off the Market","url":"https://www.thebusinessofproperty.com/232","content_text":"In this insightful episode, Simon welcomes Annette Gardner, a seasoned property presenter and stager, to the Business of Property podcast. Annette delves into the nuances of property staging, sharing her valuable experience in transforming homes to captivate potential buyers or tenants.\n\nShe highlights the significance of neutral decor and strategic touches to foster a welcoming environment. Annette's approach to sourcing furniture and decor is both eco-conscious and charitable, as she opts for upcycled and second-hand items. She recounts a poignant story of assisting a grieving son in Horsham, resulting in a swift sale and a substantial increase over the probate value. Annette's expertise not only aids in quick sales but also supports clients through emotional transitions, proving that staging is an integral part of property marketing.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nAnnette Gardner from Hepburn at Home.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Annette Gardner.","content_html":"\u003cp\u003eIn this insightful episode, Simon welcomes Annette Gardner, a seasoned property presenter and stager, to the Business of Property podcast. Annette delves into the nuances of property staging, sharing her valuable experience in transforming homes to captivate potential buyers or tenants.\u003c/p\u003e\n\n\u003cp\u003eShe highlights the significance of neutral decor and strategic touches to foster a welcoming environment. Annette\u0026#39;s approach to sourcing furniture and decor is both eco-conscious and charitable, as she opts for upcycled and second-hand items. She recounts a poignant story of assisting a grieving son in Horsham, resulting in a swift sale and a substantial increase over the probate value. Annette\u0026#39;s expertise not only aids in quick sales but also supports clients through emotional transitions, proving that staging is an integral part of property marketing.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.hepburnathome.co.uk/\" rel=\"nofollow\"\u003eAnnette Gardner from Hepburn at Home\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Annette Gardner.\u003c/p\u003e","summary":"In this insightful episode, Simon welcomes Annette Gardner, a seasoned property presenter and stager, to the Business of Property podcast. Annette delves into the nuances of property staging, sharing her valuable experience in transforming homes to captivate potential buyers or tenants.","date_published":"2024-05-08T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e01318b7-7d69-4bd0-b8b5-7316c8bcb104.mp3","mime_type":"audio/mpeg","size_in_bytes":18004148,"duration_in_seconds":1847}]},{"id":"e9669b90-7f1e-4eb3-a80d-6cd4e139c4b8","title":"Episode 231: How do you evaluate a property?","url":"https://www.thebusinessofproperty.com/231","content_text":"In the latest episode of the Business of Property podcast, host Simon delves into his process for evaluating properties from his desktop. He shares valuable insights on assessing floor plans, scrutinizing photos, and the benefits of virtual tours for a better grasp of a property's layout and condition. Simon also discusses using Google Street View and Maps to understand the property's surroundings and highlights the importance of reviewing the Energy Performance Certificate for rental compliance and improvement potential. He concludes by mentioning financial evaluation tools, such as the free buy-to-let profit calculator available from PaTMa.\n\nProcess overview:\n\n\nFloor plans\nPhotos\n(Virtual tour)\nPaTMa combined Google Streetview and Google Maps tool\nCosts ballpark (photos, again)\nEPC\nStart financial forecasts in PaTMa Prospector\n\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nPaTMa browser extension.\nFree buy-to-let profit calculator.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn the latest episode of the Business of Property podcast, host Simon delves into his process for evaluating properties from his desktop. He shares valuable insights on assessing floor plans, scrutinizing photos, and the benefits of virtual tours for a better grasp of a property\u0026#39;s layout and condition. Simon also discusses using Google Street View and Maps to understand the property\u0026#39;s surroundings and highlights the importance of reviewing the Energy Performance Certificate for rental compliance and improvement potential. He concludes by mentioning financial evaluation tools, such as the free buy-to-let profit calculator available from PaTMa.\u003c/p\u003e\n\n\u003cp\u003eProcess overview:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eFloor plans\u003c/li\u003e\n\u003cli\u003ePhotos\u003c/li\u003e\n\u003cli\u003e(Virtual tour)\u003c/li\u003e\n\u003cli\u003ePaTMa combined Google Streetview and Google Maps tool\u003c/li\u003e\n\u003cli\u003eCosts ballpark (photos, again)\u003c/li\u003e\n\u003cli\u003eEPC\u003c/li\u003e\n\u003cli\u003eStart financial forecasts in \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePaTMa Prospector\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003ePaTMa browser extension\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003eFree buy-to-let profit calculator\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon delves into his process for evaluating properties from his desktop.","date_published":"2024-05-01T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e9669b90-7f1e-4eb3-a80d-6cd4e139c4b8.mp3","mime_type":"audio/mpeg","size_in_bytes":12325724,"duration_in_seconds":1267}]},{"id":"a8774dea-d9a5-4b3d-a92f-c1ac35f1cd13","title":"Episode 230: Infinite ROI from the start, with Stuart French","url":"https://www.thebusinessofproperty.com/230","content_text":"In the latest episode of the Business of Property podcast, host Simon is joined by Stuart French, co-owner of Pineapple Group. Stuart imparts his expertise on navigating the myriad of challenges in the property investment landscape, from tax hurdles to financial planning and property management. \n\nStuart's journey in property investment is nothing short of inspiring. Imagine achieving an infinite return on your first property investment! That's exactly what Stuart did with a property he bought for £130,000 and, after some extensive renovations, refinanced for £210,000. His background as a structural engineer, coupled with a keen eye for potential, led him to the Medway area, where he capitalized on the growth opportunities presented by significant infrastructure developments.\n\nBut it's not just about the success stories. Stuart delves into the critical decisions that shape a property portfolio, such as navigating tax law changes and restructuring for efficiency. He shares his insights on balancing cash flow with capital growth and why London's current market conditions are ripe for investors with the means to dive in.\n\nThe Pineapple Group's comprehensive services are designed to streamline the investment process for those looking to invest in the UK from abroad.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSpecial guest - Stuart French, from Pineapple Group.\nFree Strategy Session Link for all listeners. Join us for a chat (fully booked until summer) and we’ll get you moving, or moving faster.\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Stuart French.","content_html":"\u003cp\u003eIn the latest episode of the Business of Property podcast, host Simon is joined by Stuart French, co-owner of Pineapple Group. Stuart imparts his expertise on navigating the myriad of challenges in the property investment landscape, from tax hurdles to financial planning and property management. \u003c/p\u003e\n\n\u003cp\u003eStuart\u0026#39;s journey in property investment is nothing short of inspiring. \u003cstrong\u003eImagine achieving an infinite return\u003c/strong\u003e on your first property investment! That\u0026#39;s exactly what Stuart did with a property he bought for £130,000 and, after some extensive renovations, refinanced for £210,000. His background as a structural engineer, coupled with a keen eye for potential, led him to the Medway area, where he capitalized on the growth opportunities presented by significant infrastructure developments.\u003c/p\u003e\n\n\u003cp\u003eBut it\u0026#39;s not just about the success stories. Stuart delves into the critical decisions that shape a property portfolio, such as navigating tax law changes and \u003cstrong\u003erestructuring for efficiency\u003c/strong\u003e. He shares his insights on balancing cash flow with capital growth and \u003cstrong\u003ewhy London\u0026#39;s current market conditions are ripe for investors\u003c/strong\u003e with the means to dive in.\u003c/p\u003e\n\n\u003cp\u003eThe Pineapple Group\u0026#39;s comprehensive services are designed to streamline the investment process for those looking to invest in the UK from abroad.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - Stuart French, from \u003ca href=\"https://www.pineapple-group.co.uk/\" rel=\"nofollow\"\u003ePineapple Group\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://calendly.com/investment-strategists/free-30-minute-strategy-session\" rel=\"nofollow\"\u003eFree Strategy Session Link for all listeners\u003c/a\u003e. Join us for a chat (fully booked until summer) and we’ll get you moving, or moving faster.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Stuart French.\u003c/p\u003e","summary":"Stuart's journey in property investment is nothing short of inspiring. **Imagine achieving an infinite return** on your first property investment! That's exactly what Stuart did with a property he bought for £130,000.","date_published":"2024-04-24T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a8774dea-d9a5-4b3d-a92f-c1ac35f1cd13.mp3","mime_type":"audio/mpeg","size_in_bytes":25825844,"duration_in_seconds":2650}]},{"id":"53343211-d119-4bd5-ae3c-688c673e48ed","title":"Episode 229: The best mortgage rates, market urgency and EWS1 requirements","url":"https://www.thebusinessofproperty.com/229","content_text":"Host Simon is joined by Simon Glastonbury, a seasoned independent mortgage broker. They note an uptick in available properties but a corresponding dip in buyer urgency, and round-up the latest mortgage rates.\n\nThey delve into the nuances of the UK property market, noting an uptick in available properties but a corresponding dip in buyer urgency, which may lead to transaction delays. Simon G sheds light on the high fall-through rates and the emotional toll of collapsed deals. He also touches on lenders' meticulousness in the mortgage process, the challenges of down valuations, and options for dealing with them. They also discuss the current state of the EWS1 requirements for flats with cladding issues. Furthermore, Simon G finishes up with the best of current mortgage rates (and fees) for BTL and HMO investors.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nProperty market \"lack of urgency\"\nThere are still flats without an EWS1\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eHost Simon is joined by Simon Glastonbury, a seasoned independent mortgage broker. They note an uptick in available properties but a corresponding dip in buyer urgency, and round-up the latest mortgage rates.\u003c/p\u003e\n\n\u003cp\u003eThey delve into the nuances of the UK property market, noting an uptick in available properties but a corresponding dip in buyer urgency, which may lead to transaction delays. Simon G sheds light on the high fall-through rates and the emotional toll of collapsed deals. He also touches on lenders\u0026#39; meticulousness in the mortgage process, the challenges of down valuations, and options for dealing with them. They also discuss the current state of the EWS1 requirements for flats with cladding issues. Furthermore, Simon G finishes up with the best of current mortgage rates (and fees) for BTL and HMO investors.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eProperty market \u0026quot;\u003ca href=\"https://thenegotiator.co.uk/news/uk-housing-market-news/blog-spectre-of-high-interest-rates-still-stalking-market-says-knight-frank/\" rel=\"nofollow\"\u003elack of urgency\u003c/a\u003e\u0026quot;\u003c/li\u003e\n\u003cli\u003eThere are still flats \u003ca href=\"https://thenegotiator.co.uk/news/rental-market/leasehold-campaigners-issue-call-for-evidence-cladding/\" rel=\"nofollow\"\u003ewithout an EWS1\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Host Simon is joined by Simon Glastonbury, a seasoned independent mortgage broker. They note an uptick in available properties but a corresponding dip in buyer urgency, and round-up the latest mortgage rates.","date_published":"2024-04-17T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/53343211-d119-4bd5-ae3c-688c673e48ed.mp3","mime_type":"audio/mpeg","size_in_bytes":21503636,"duration_in_seconds":2256}]},{"id":"f2499bed-af55-425d-a393-8a94ec62abee","title":"Episode 228: Unbreakable Spirit: Philip Mallourides' Extraordinary Path in Property Investing","url":"https://www.thebusinessofproperty.com/228","content_text":"In this insightful episode of the Business of Property podcast, Simon chats with Philip Mallourides, a seasoned property investor, to unravel his unique property journey from rent-to-rent (before it was) to blocks of auction purchased flats.\n\nPhilip recounts how he inadvertently became a landlord in 1996, a move encouraged by market conditions. He shares his early experiences in property management and the evolution of the rent-to-rent model. The episode takes a poignant turn as Philip openly discusses his conviction and subsequent imprisonment, which led to a complete loss of his property portfolio. Demonstrating resilience, Philip speaks about the power of mindset in overcoming adversity and rebuilding his life. He also provides valuable insights into property auctions, emphasizing the importance of due diligence and strategic planning. This episode is a blend of personal narrative and professional wisdom, offering a compelling look at the highs and lows of property investment.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nActivate Your Success\nLandlord Compliance Training\nFind us on YouTube or LinkedIn: Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Philip Mallourides.","content_html":"\u003cp\u003eIn this insightful episode of the Business of Property podcast, Simon chats with Philip Mallourides, a seasoned property investor, to unravel his unique property journey from rent-to-rent (before it was) to blocks of auction purchased flats.\u003c/p\u003e\n\n\u003cp\u003ePhilip recounts how he inadvertently became a landlord in 1996, a move encouraged by market conditions. He shares his early experiences in property management and the evolution of the rent-to-rent model. The episode takes a poignant turn as Philip openly discusses his conviction and subsequent imprisonment, which led to a complete loss of his property portfolio. Demonstrating resilience, Philip speaks about the power of mindset in overcoming adversity and rebuilding his life. He also provides valuable insights into property auctions, emphasizing the importance of due diligence and strategic planning. This episode is a blend of personal narrative and professional wisdom, offering a compelling look at the highs and lows of property investment.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.activateyoursuccess.co.uk/\" rel=\"nofollow\"\u003eActivate Your Success\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://landlordcompliance.org.uk/\" rel=\"nofollow\"\u003eLandlord Compliance Training\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Philip Mallourides.\u003c/p\u003e","summary":"In this insightful episode of the Business of Property podcast, Simon chats with Philip Mallourides, a seasoned property investor, to unravel his unique property journey from rent-to-rent (before it was) to blocks of auction purchased flats.","date_published":"2024-04-10T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f2499bed-af55-425d-a393-8a94ec62abee.mp3","mime_type":"audio/mpeg","size_in_bytes":21058580,"duration_in_seconds":2308}]},{"id":"a7ee6ca2-b8f8-4a91-b280-d04c2df0639a","title":"Episode 227: Unveiling the Secrets: Stuart's Key Learnings in Property Business","url":"https://www.thebusinessofproperty.com/227","content_text":"In this episode of The Business of Property podcast, co-hosts Simon and Stuart delve into the realities of managing property businesses.\n\nStuart reflects on the lessons learned throughout his property journey so far. The discussion provides valuable insights into the challenges and successes of running a property business, as shared by Stuart from his personal experience.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nStuart's £35k/month HMO business.\nThe spreadsheet.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode of The Business of Property podcast, co-hosts Simon and Stuart delve into the realities of managing property businesses.\u003c/p\u003e\n\n\u003cp\u003eStuart reflects on the lessons learned throughout his property journey so far. The discussion provides valuable insights into the challenges and successes of running a property business, as shared by Stuart from his personal experience.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s \u003ca href=\"https://www.thebusinessofproperty.com/220\" rel=\"nofollow\"\u003e£35k/month HMO business\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/187a3vHhMaYqRkOEotFDLFOW_6RWR2n6TWF8Cqehd720/edit?usp=sharing\" rel=\"nofollow\"\u003eThe spreadsheet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode of The Business of Property podcast, co-hosts Simon and Stuart delve into the realities of managing property businesses.","date_published":"2024-04-03T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a7ee6ca2-b8f8-4a91-b280-d04c2df0639a.mp3","mime_type":"audio/mpeg","size_in_bytes":21694748,"duration_in_seconds":2148}]},{"id":"32c507aa-2865-4dda-a46e-11e1c26a2d39","title":"Episode 226: Is a property business that loses money a good strategy?","url":"https://www.thebusinessofproperty.com/226","content_text":"In this episode of the Business of Property podcast, co-hosts Stuart and Simon engage in a lively debate about the meaning of a \"real property business\".\n\nSimon presents a scenario where a property business makes a loss initially due to investment and maintenance costs but still generates income through rentals. Stuart stresses the importance of real-world profitability and is sceptical about a business that only shows a 5.1% return after four years. They explore the implications of accounting for profit and tax strategies, with differing views on when a property business should be considered genuinely profitable.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nThe spreadsheet.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode of the Business of Property podcast, co-hosts Stuart and Simon engage in a lively debate about the meaning of a \u0026quot;real property business\u0026quot;.\u003c/p\u003e\n\n\u003cp\u003eSimon presents a scenario where a property business makes a loss initially due to investment and maintenance costs but still generates income through rentals. Stuart stresses the importance of real-world profitability and is sceptical about a business that only shows a 5.1% return after four years. They explore the implications of accounting for profit and tax strategies, with differing views on when a property business should be considered genuinely profitable.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/187a3vHhMaYqRkOEotFDLFOW_6RWR2n6TWF8Cqehd720/edit?usp=sharing\" rel=\"nofollow\"\u003eThe spreadsheet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode of the Business of Property podcast, co-hosts Stuart and Simon engage in a lively debate about the meaning of a \"real property business\".","date_published":"2024-03-27T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/32c507aa-2865-4dda-a46e-11e1c26a2d39.mp3","mime_type":"audio/mpeg","size_in_bytes":15028196,"duration_in_seconds":1503}]},{"id":"6af20100-e5a5-44b5-b79f-dbcb9adc2e5f","title":"Episode 225: Common property business problems","url":"https://www.thebusinessofproperty.com/225","content_text":"Simon and Stuart engage in a detailed conversation about the complexities of managing a diverse property portfolio.\n\nThey discuss the unique challenges that come with different types of properties, such as buy-to-let, commercial spaces, serviced accommodation, and HMOs. They stress the importance of having a clear strategy and understanding what 'freedom' and 'legacy' mean to you, and within the realm of property investment. Stuart advises taking time to reflect on personal goals, while Simon talks about the option of outsourcing management tasks to streamline a portfolio. The episode is a deep dive into optimizing property management and aligning it with long-term goals.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart engage in a detailed conversation about the complexities of managing a diverse property portfolio.\u003c/p\u003e\n\n\u003cp\u003eThey discuss the unique challenges that come with different types of properties, such as buy-to-let, commercial spaces, serviced accommodation, and HMOs. They stress the importance of having a clear strategy and understanding what \u0026#39;freedom\u0026#39; and \u0026#39;legacy\u0026#39; mean to you, and within the realm of property investment. Stuart advises taking time to reflect on personal goals, while Simon talks about the option of outsourcing management tasks to streamline a portfolio. The episode is a deep dive into optimizing property management and aligning it with long-term goals.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart engage in a detailed conversation about the complexities of managing a diverse property portfolio.","date_published":"2024-03-20T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6af20100-e5a5-44b5-b79f-dbcb9adc2e5f.mp3","mime_type":"audio/mpeg","size_in_bytes":17576900,"duration_in_seconds":1703}]},{"id":"c919f65b-0b78-44bf-ae33-1725070f70a4","title":"Episode 224: The Budget's Impact on Property Businesses and Mortgages","url":"https://www.thebusinessofproperty.com/224","content_text":"In this episode, Stuart, Simon, and resident mortgage broker Simon Glastonbury discuss the recent budget's impact on property businesses.\n\nThey cover the VAT threshold increase, the capital gains tax reduction for property sellers, and the decrease in the tax-free allowance. Stuart welcomes tax reductions, while Simon Glastonbury highlights how the lower allowance might negate tax rate benefits for some. They address the budget's effects on landlords and first-time buyers, expressing disappointment over the absence of 99% loan-to-value mortgages. They also debate the abolition of multiple dwellings relief and its implications for large investors. The episode offers a detailed analysis of the budget's influence on property investment and ownership.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nThe budget.\nRemoval of Multiple Dwellings Relief.\nReduction in Capital Gains Tax.\nReducing CGT exempt allowance.\nWhat the Furnished Holiday Let tax changes might mean.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eIn this episode, Stuart, Simon, and resident mortgage broker Simon Glastonbury discuss the recent budget\u0026#39;s impact on property businesses.\u003c/p\u003e\n\n\u003cp\u003eThey cover the VAT threshold increase, the capital gains tax reduction for property sellers, and the decrease in the tax-free allowance. Stuart welcomes tax reductions, while Simon Glastonbury highlights how the lower allowance might negate tax rate benefits for some. They address the budget\u0026#39;s effects on landlords and first-time buyers, expressing disappointment over the absence of 99% loan-to-value mortgages. They also debate the abolition of multiple dwellings relief and its implications for large investors. The episode offers a detailed analysis of the budget\u0026#39;s influence on property investment and ownership.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/topical-events/spring-budget-2024\" rel=\"nofollow\"\u003eThe budget\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/publications/stamp-duty-land-tax-abolition-of-multiple-dwellings-relief-from-1-june-2024\" rel=\"nofollow\"\u003eRemoval of Multiple Dwellings Relief\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/publications/capital-gains-tax-changes-to-the-higher-rate-of-tax-on-residential-property-disposals\" rel=\"nofollow\"\u003eReduction in Capital Gains Tax\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/publications/reducing-the-annual-exempt-amount-for-capital-gains-tax\" rel=\"nofollow\"\u003eReducing CGT exempt allowance\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat the \u003ca href=\"https://www.rsmuk.com/insights/weekly-tax-brief/impact-of-scrapping-the-furnished-holiday-let-tax-relief\" rel=\"nofollow\"\u003eFurnished Holiday Let tax changes might mean\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"In this episode, Stuart, Simon, and resident mortgage broker Simon Glastonbury discuss the recent budget's impact on property businesses.","date_published":"2024-03-13T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c919f65b-0b78-44bf-ae33-1725070f70a4.mp3","mime_type":"audio/mpeg","size_in_bytes":20297876,"duration_in_seconds":2002}]},{"id":"8d245da1-d1cb-40d6-ac9c-ad18f8a708c7","title":"Episode 223: UK property market increases and decreases: Hometrack review","url":"https://www.thebusinessofproperty.com/223","content_text":"Stuart and Simon delve into the UK house price index, discussing its meaning for the property market and examining regional price variations.\n\nThey note a slight national decrease in property prices but highlight significant regional disparities. Personal anecdotes from Simon and Stuart reveal a more complex market situation than the statistics suggest, with properties still attracting offers near or above the asking price. The conversation also covers the rental market, observing shifts in tenant behavior and the balance of demand and supply. The episode offers a nuanced look at the property market, contrasting data with real-world experiences.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nHometrack index.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon delve into the UK house price index, discussing its meaning for the property market and examining regional price variations.\u003c/p\u003e\n\n\u003cp\u003eThey note a slight national decrease in property prices but highlight significant regional disparities. Personal anecdotes from Simon and Stuart reveal a more complex market situation than the statistics suggest, with properties still attracting offers near or above the asking price. The conversation also covers the rental market, observing shifts in tenant behavior and the balance of demand and supply. The episode offers a nuanced look at the property market, contrasting data with real-world experiences.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.hometrack.com/latest-news/uk-house-price-index/?goal=0_71d79157a3-9bf00a3ba1-88696566\" rel=\"nofollow\"\u003eHometrack index\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon delve into the UK house price index, discussing its meaning for the property market and examining regional price variations.","date_published":"2024-03-06T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8d245da1-d1cb-40d6-ac9c-ad18f8a708c7.mp3","mime_type":"audio/mpeg","size_in_bytes":13458044,"duration_in_seconds":1291}]},{"id":"96dc1226-1ca8-4d2f-bcc9-88a186bf33da","title":"Episode 222: Simon's increased BTL revenues came at significant cost!","url":"https://www.thebusinessofproperty.com/222","content_text":"Stuart and Simon explore the financial journey of Simon's property business.\n\nThey start with the 2016-2017 tax year, where Simon's three buy-to-let properties yielded £36,000 in revenue and £29,000 in pre-tax profit. The conversation then covers the challenges posed by Section 24, which affected mortgage interest tax relief, increasing costs and reducing profits. Despite this, Simon remains focused on the long-term advantages of property investment, such as capital gains and equity growth. Stuart acknowledges the hard work behind managing a property portfolio, and together they shed light on the complexities of property business finances.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSimon's limited company property Episode 180\nSimon's limited company property Episode 189\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon explore the financial journey of Simon\u0026#39;s property business.\u003c/p\u003e\n\n\u003cp\u003eThey start with the 2016-2017 tax year, where Simon\u0026#39;s three buy-to-let properties yielded £36,000 in revenue and £29,000 in pre-tax profit. The conversation then covers the challenges posed by Section 24, which affected mortgage interest tax relief, increasing costs and reducing profits. Despite this, Simon remains focused on the long-term advantages of property investment, such as capital gains and equity growth. Stuart acknowledges the hard work behind managing a property portfolio, and together they shed light on the complexities of property business finances.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSimon\u0026#39;s limited company property \u003ca href=\"https://www.thebusinessofproperty.com/180\" rel=\"nofollow\"\u003eEpisode 180\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s limited company property \u003ca href=\"https://www.thebusinessofproperty.com/189\" rel=\"nofollow\"\u003eEpisode 189\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon explore the financial journey of Simon's property business.","date_published":"2024-02-28T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/96dc1226-1ca8-4d2f-bcc9-88a186bf33da.mp3","mime_type":"audio/mpeg","size_in_bytes":10736324,"duration_in_seconds":1063}]},{"id":"3325fb4f-d91c-4a8e-9b47-e7e22ff703fc","title":"Episode 221: How to lose an Agent and save £1,000s doing your own Tenant Find","url":"https://www.thebusinessofproperty.com/221","content_text":"Stuart and Simon share strategies for landlords on finding and selecting tenants for rental properties.\n\nThey discuss the importance of preparing the property, taking quality photos, and writing effective listings. They explore options for advertising on rental portals and the benefits of self-managing the process versus using agents. The duo also talks about using automated emails to screen enquiries and the use of software to grade potential tenants. They share their approaches to scheduling viewings and the selection process, emphasizing the cost savings and relationship-building aspects of finding tenants independently.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nOpenRent\nVisum\nSavvyCal\nCal.com\nGoogle Calendar appointment schedule\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon share strategies for landlords on finding and selecting tenants for rental properties.\u003c/p\u003e\n\n\u003cp\u003eThey discuss the importance of preparing the property, taking quality photos, and writing effective listings. They explore options for advertising on rental portals and the benefits of self-managing the process versus using agents. The duo also talks about using automated emails to screen enquiries and the use of software to grade potential tenants. They share their approaches to scheduling viewings and the selection process, emphasizing the cost savings and relationship-building aspects of finding tenants independently.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.openrent.co.uk/\" rel=\"nofollow\"\u003eOpenRent\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.visum.co.uk/letting\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://savvycal.com/\" rel=\"nofollow\"\u003eSavvyCal\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://cal.com/\" rel=\"nofollow\"\u003eCal.com\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://support.google.com/calendar/answer/10729749?hl=en\" rel=\"nofollow\"\u003eGoogle Calendar appointment schedule\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon share strategies for landlords on finding and selecting tenants for rental properties.","date_published":"2024-02-21T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3325fb4f-d91c-4a8e-9b47-e7e22ff703fc.mp3","mime_type":"audio/mpeg","size_in_bytes":20998748,"duration_in_seconds":2027}]},{"id":"8ada1602-1734-4f13-bb5c-3a9cfb4c0d6e","title":"Episode 220: A £35k per month HMO business, but how did Stuart get there??","url":"https://www.thebusinessofproperty.com/220","content_text":"Simon and Stuart discuss the significant growth of Stuart's property business over four years, focusing on revenue and strategic shifts, particularly the move into the rent-to-rent market. Stuart shares his initial challenges and the evolution of his business from a £10,000 monthly revenue to a projected £35,000, emphasizing the importance of profitability, not just revenue. They reflect on the journey's lessons, the importance of sustainable growth, and the reality of running a property business.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart discuss the significant growth of Stuart\u0026#39;s property business over four years, focusing on revenue and strategic shifts, particularly the move into the rent-to-rent market. Stuart shares his initial challenges and the evolution of his business from a £10,000 monthly revenue to a projected £35,000, emphasizing the importance of profitability, not just revenue. They reflect on the journey\u0026#39;s lessons, the importance of sustainable growth, and the reality of running a property business.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart discuss the significant growth of Stuart's property business over four years, focusing on revenue and strategic shifts, particularly the move into the rent-to-rent market.","date_published":"2024-02-14T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8ada1602-1734-4f13-bb5c-3a9cfb4c0d6e.mp3","mime_type":"audio/mpeg","size_in_bytes":12343052,"duration_in_seconds":1254}]},{"id":"04565ddc-737b-49cd-8b3b-59ad5b357c7f","title":"Episode 219: 3% mortgage rates, rising rates and fees increasing leverage - what's happening with mortgages??!!","url":"https://www.thebusinessofproperty.com/219","content_text":"In this episode of the Business of Property podcast, Stuart, Simon and Simon discuss the Bank of England's decision to maintain the base rate and the impact on the mortgage market. They highlight recent rate drops, plus the rise in some lenders' rates! Not to mention the significant fees associated with mortgages and their effect on LTV. The conversation also covers the quiet state of the market, with fewer people seeking mortgage products.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eIn this episode of the Business of Property podcast, Stuart, Simon and Simon discuss the Bank of England\u0026#39;s decision to maintain the base rate and the impact on the mortgage market. They highlight recent rate drops, plus the rise in some lenders\u0026#39; rates! Not to mention the significant fees associated with mortgages and their effect on LTV. The conversation also covers the quiet state of the market, with fewer people seeking mortgage products.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"In this episode of the Business of Property podcast, Stuart, Simon and Simon discuss the Bank of England's decision to maintain the base rate and the impact on the mortgage market.","date_published":"2024-02-07T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/04565ddc-737b-49cd-8b3b-59ad5b357c7f.mp3","mime_type":"audio/mpeg","size_in_bytes":16468364,"duration_in_seconds":1724}]},{"id":"ff1e6211-9a6a-42ce-9b82-ead7fc6639b6","title":"Episode 218: What’s the best property strategy to scale?","url":"https://www.thebusinessofproperty.com/218","content_text":"In this episode, Simon and Stuart explore the importance of aligning property strategies with personal preferences and strengths when growing a property business. Stuart shares his experience with HMOs and the necessity of adaptability, while Simon reflects on his slow, steady approach to building a property portfolio. They conclude that the best strategy is... (you'll need to listen!).\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nEpisode with Luke.\nEpisode with Julia.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eIn this episode, Simon and Stuart explore the importance of aligning property strategies with personal preferences and strengths when growing a property business. Stuart shares his experience with HMOs and the necessity of adaptability, while Simon reflects on his slow, steady approach to building a property portfolio. They conclude that the best strategy is... (you\u0026#39;ll need to listen!).\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/217\" rel=\"nofollow\"\u003eEpisode with Luke\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/214\" rel=\"nofollow\"\u003eEpisode with Julia\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"In this episode, Simon and Stuart explore the importance of aligning property strategies with personal preferences and strengths when growing a property business. Stuart shares his experience with HMOs and the necessity of adaptability, while Simon reflects on his slow, steady approach to building a property portfolio. They conclude that the best strategy is... (you'll need to listen!).","date_published":"2024-01-31T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ff1e6211-9a6a-42ce-9b82-ead7fc6639b6.mp3","mime_type":"audio/mpeg","size_in_bytes":15228716,"duration_in_seconds":1582}]},{"id":"130daf0a-08f9-4730-9582-3300870f8b3f","title":"Episode 217: From 1 BTL to £6.4M GDV in 3 Years?!","url":"https://www.thebusinessofproperty.com/217","content_text":"In this episode Stuart and Simon interview Luke Blakemore. Luke shares his journey from starting with buy-to-let properties to engaging in larger development projects. He discusses the importance of using investors' money wisely, ensuring a minimum 20% return, and building a trustworthy team. Despite challenges like problematic builders and the COVID-19 lockdown, Luke and his partner have successfully grown their portfolio. The episode also covers Luke's current project involving a luxury barn conversion.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nSpecial guest Luke Blakemore.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Luke Blakemore.","content_html":"\u003cp\u003eIn this episode Stuart and Simon interview Luke Blakemore. Luke shares his journey from starting with buy-to-let properties to engaging in larger development projects. He discusses the importance of using investors\u0026#39; money wisely, ensuring a minimum 20% return, and building a trustworthy team. Despite challenges like problematic builders and the COVID-19 lockdown, Luke and his partner have successfully grown their portfolio. The episode also covers Luke\u0026#39;s current project involving a luxury barn conversion.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest \u003ca href=\"https://linktr.ee/lukeblakemore\" rel=\"nofollow\"\u003eLuke Blakemore\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Luke Blakemore.\u003c/p\u003e","summary":"In this episode Stuart and Simon interview Luke Blakemore. Luke shares his journey from starting with buy-to-let properties to engaging in larger development projects. He discusses the importance of using investors' money wisely, ensuring a minimum 20% return, and building a trustworthy team. Despite challenges like problematic builders and the COVID-19 lockdown, Luke and his partner have successfully grown their portfolio. The episode also covers Luke's current project involving a luxury barn conversion.","date_published":"2024-01-24T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/130daf0a-08f9-4730-9582-3300870f8b3f.mp3","mime_type":"audio/mpeg","size_in_bytes":17605316,"duration_in_seconds":1915}]},{"id":"56b45298-8d32-4b9e-8ea9-dd2bb542557b","title":"Episode 216: What to do before your fixed rate mortgage ends?","url":"https://www.thebusinessofproperty.com/216","content_text":"Stuart and Simon discuss strategies for managing mortgages, as fixed rates come to an end. They emphasize the importance of tracking end dates, exploring options with current lenders or other banks, and understanding the long-term effects of fees and interest rates on mortgages.\n\nThey advise against waiting for lower rates and suggest using tools to monitor mortgage details. They also highlight the flexibility borrowers have in locking in rates and the potential to switch offers as the remortgaging date nears.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nComparing cash vs mortgage returns.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon discuss strategies for managing mortgages, as fixed rates come to an end. They emphasize the importance of tracking end dates, exploring options with current lenders or other banks, and understanding the long-term effects of fees and interest rates on mortgages.\u003c/p\u003e\n\n\u003cp\u003eThey advise against waiting for lower rates and suggest using tools to monitor mortgage details. They also highlight the flexibility borrowers have in locking in rates and the potential to switch offers as the remortgaging date nears.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/207\" rel=\"nofollow\"\u003eComparing cash vs mortgage returns\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon discuss strategies for managing mortgages, as fixed rates come to an end. They emphasize the importance of tracking end dates, exploring options with current lenders or other banks, and understanding the long-term effects of fees and interest rates on mortgages.","date_published":"2024-01-17T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/56b45298-8d32-4b9e-8ea9-dd2bb542557b.mp3","mime_type":"audio/mpeg","size_in_bytes":12448748,"duration_in_seconds":1252}]},{"id":"970ae4cb-ebeb-4dc1-ba35-e6385cbd8d11","title":"Episode 215: Is 2024 a good year to sell my property?","url":"https://www.thebusinessofproperty.com/215","content_text":"Stuart and Simon explore reasons for selling, such as releasing capital or divesting mismatched properties, and the financial implications, including tax considerations for personal versus company-owned properties.\n\nThey delve into challenges in property valuation, market unpredictability, and the importance of flexibility in decision-making. Consider your unique situations when deciding to sell, especially that putting a property on the market is a risk-free step.\n\nJoin our email newsletter for extra, exclusive resources.\n\nEpisode links:\n\n\nCGT rates.\nCGT in businesses.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon explore reasons for selling, such as releasing capital or divesting mismatched properties, and the financial implications, including tax considerations for personal versus company-owned properties.\u003c/p\u003e\n\n\u003cp\u003eThey delve into challenges in property valuation, market unpredictability, and the importance of flexibility in decision-making. Consider your unique situations when deciding to sell, especially that putting a property on the market is a risk-free step.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eEpisode links:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/capital-gains-tax/rates\" rel=\"nofollow\"\u003eCGT rates\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/capital-gains-tax-businesses\" rel=\"nofollow\"\u003eCGT in businesses\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon explore reasons for selling, such as releasing capital or divesting mismatched properties, and the financial implications, including tax considerations for personal versus company-owned properties.","date_published":"2024-01-10T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/970ae4cb-ebeb-4dc1-ba35-e6385cbd8d11.mp3","mime_type":"audio/mpeg","size_in_bytes":13249268,"duration_in_seconds":1331}]},{"id":"6edc2720-b246-474b-9bed-5d380700a6d7","title":"Episode 214: How to Start, Scale and Exit a Property or Lettings Agency with Julia Scoville","url":"https://www.thebusinessofproperty.com/214","content_text":"Special guest Julia Scoville joins Simon and Stuart to talk about her approach to starting, scaling and selling her specialist HMO lettings agency.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nWhy start an HMO letting agency?\nLearn from the corporate world.\nManaging HMO relationships.\nBeing a mum to tenants!\nPackaging a business for a sale.\nLife throws all sorts at you!\n65% of packaged businesses don't sell.\n6-8 months to sell a business.\nLife after selling.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Julia Scoville.","content_html":"\u003cp\u003eSpecial guest Julia Scoville joins Simon and Stuart to talk about her approach to starting, scaling and selling her specialist HMO lettings agency.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhy start an HMO letting agency?\u003c/li\u003e\n\u003cli\u003eLearn from the corporate world.\u003c/li\u003e\n\u003cli\u003eManaging HMO relationships.\u003c/li\u003e\n\u003cli\u003eBeing a mum to tenants!\u003c/li\u003e\n\u003cli\u003ePackaging a business for a sale.\u003c/li\u003e\n\u003cli\u003eLife throws all sorts at you!\u003c/li\u003e\n\u003cli\u003e65% of packaged businesses don\u0026#39;t sell.\u003c/li\u003e\n\u003cli\u003e6-8 months to sell a business.\u003c/li\u003e\n\u003cli\u003eLife after selling.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Julia Scoville.\u003c/p\u003e","summary":"Special guest Julia Scoville joins Simon and Stuart to talk about her approach to starting, scaling and selling her specialist HMO lettings agency.","date_published":"2024-01-03T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6edc2720-b246-474b-9bed-5d380700a6d7.mp3","mime_type":"audio/mpeg","size_in_bytes":19545524,"duration_in_seconds":2209}]},{"id":"dcc5a07b-7732-4967-9ff1-e780b8f301be","title":"Episode 213: Did we predict 2023?","url":"https://www.thebusinessofproperty.com/213","content_text":"Stuart and Simon review their 2023 predictions on the Bank of England base rate, mortgage rates and house prices.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nOur 2023 predictions episode.\nBase rate prediction vs reality\nBTL rates according to Which.\nGovernment support for mortgage holders.\nIncrease in mortgage arrears and repossessions.\nHouse price changes:\n\n\nONS\nNationwide\nHalifax\n\nShould we allow for inflation?\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon review their 2023 predictions on the Bank of England base rate, mortgage rates and house prices.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/165\" rel=\"nofollow\"\u003eOur 2023 predictions episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eBase rate prediction vs \u003ca href=\"https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp\" rel=\"nofollow\"\u003ereality\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.which.co.uk/news/article/whats-happening-to-buy-to-let-mortgage-rates-aPCwx0Y6FH3h\" rel=\"nofollow\"\u003eBTL rates\u003c/a\u003e according to Which.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/news/chancellor-agrees-new-support-measures-for-mortgage-holders\" rel=\"nofollow\"\u003eGovernment support for mortgage holders\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.theguardian.com/money/2023/nov/09/sharp-rise-in-landlords-and-homeowners-in-mortgage-arrears-data-shows\" rel=\"nofollow\"\u003eIncrease in mortgage arrears and repossessions\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHouse price changes:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/latest\" rel=\"nofollow\"\u003eONS\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://tradingeconomics.com/united-kingdom/nationwide-housing-prices-yoy\" rel=\"nofollow\"\u003eNationwide\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://tradingeconomics.com/united-kingdom/house-price-index-yoy\" rel=\"nofollow\"\u003eHalifax\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eShould we allow for \u003ca href=\"https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/l55o/mm23\" rel=\"nofollow\"\u003einflation\u003c/a\u003e?\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon review their 2023 predictions on the Bank of England base rate, mortgage rates and house prices.","date_published":"2023-12-27T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/dcc5a07b-7732-4967-9ff1-e780b8f301be.mp3","mime_type":"audio/mpeg","size_in_bytes":11850788,"duration_in_seconds":1206}]},{"id":"6614e8e5-7e43-45fe-b160-5f6324ae10ab","title":"Episode 212: Using a limited company for property investment","url":"https://www.thebusinessofproperty.com/212","content_text":"Simon and Stuart discuss the practicality of using a limited company for property investments - tax, mortgages, and capital investment.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSimon's last investment.\nSetting up a company is easy, direct on the government site.\nStarling Bank.\nSimon's new company experience.\nChoose the correct SIC code if you want to get a mortgage.\nCapital improvement vs maintenance.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart discuss the practicality of using a limited company for property investments - tax, mortgages, and capital investment.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/180\" rel=\"nofollow\"\u003eSimon\u0026#39;s last investment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSetting up a company is easy, direct on \u003ca href=\"https://www.gov.uk/set-up-limited-company\" rel=\"nofollow\"\u003ethe government site\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.starlingbank.com/\" rel=\"nofollow\"\u003eStarling Bank\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s new company experience.\u003c/li\u003e\n\u003cli\u003eChoose the correct SIC code if you want to get a mortgage.\u003c/li\u003e\n\u003cli\u003eCapital improvement vs maintenance.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart discuss the practicality of using a limited company for property investments - tax, mortgages, and capital investment.","date_published":"2023-12-20T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6614e8e5-7e43-45fe-b160-5f6324ae10ab.mp3","mime_type":"audio/mpeg","size_in_bytes":15650996,"duration_in_seconds":1537}]},{"id":"a1cf36b5-d8d4-4f4f-ba5b-d18a4857107e","title":"Episode 211: Mortgage updates plus key criteria for limited company mortgages","url":"https://www.thebusinessofproperty.com/211","content_text":"Simon Glastonbury joins us for an episode dedicated to limited company mortgages! We discuss requirements, current rates and some common myths.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes: \n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nPast limited company episodes:\n\n\nHow we pay ourselves.\nLimited company vs Section 24.\nBuying in a limited company.\nTo buy or not to buy in a limited company.\n\nLimits on a limited company that wants a mortgage.\nIncome requirements for directors.\nDifferences for limited company mortgages - or are they?\nLoan To Value (LTV)\nSome example limited company mortgage rates, and fees!\nThe mortgage market is currently very quiet.\nLimited company mortgage myths.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon Glastonbury joins us for an episode dedicated to limited company mortgages! We discuss requirements, current rates and some common myths.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes: \u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePast limited company episodes:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/189\" rel=\"nofollow\"\u003eHow we pay ourselves\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/167\" rel=\"nofollow\"\u003eLimited company vs Section 24\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/140\" rel=\"nofollow\"\u003eBuying in a limited company\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/135\" rel=\"nofollow\"\u003eTo buy or not to buy in a limited company\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eLimits on a limited company that wants a mortgage.\u003c/li\u003e\n\u003cli\u003eIncome requirements for directors.\u003c/li\u003e\n\u003cli\u003eDifferences for limited company mortgages - or are they?\u003c/li\u003e\n\u003cli\u003eLoan To Value (LTV)\u003c/li\u003e\n\u003cli\u003eSome example limited company mortgage rates, and fees!\u003c/li\u003e\n\u003cli\u003eThe mortgage market is currently very quiet.\u003c/li\u003e\n\u003cli\u003eLimited company mortgage myths.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon Glastonbury joins us for an episode dedicated to limited company mortgages! We discuss requirements, current rates and some common myths.","date_published":"2023-12-13T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a1cf36b5-d8d4-4f4f-ba5b-d18a4857107e.mp3","mime_type":"audio/mpeg","size_in_bytes":21797732,"duration_in_seconds":2219}]},{"id":"80a8d152-e54d-4596-8fc8-d5e109ca9c96","title":"Episode 210: It's now a buyers market, but we're still selling properties??!","url":"https://www.thebusinessofproperty.com/210","content_text":"Stuart and Simon are discussing the latest HomeTrack House Price Index and trying to sell well, in a buyers market.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nHometrack House Price Index.\nLooking back over the year of property market changes.\nHouse prices are down.\nProperty availability is up.\nWe're in a buyers market.\nWhy is Stuart still selling?\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are discussing the latest HomeTrack House Price Index and trying to sell well, in a buyers market.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.hometrack.com/wp-content/uploads/2023/11/HPI-Oct-2023-HT.pdf\" rel=\"nofollow\"\u003eHometrack House Price Index\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eLooking back over the year of property market changes.\u003c/li\u003e\n\u003cli\u003eHouse prices are down.\u003c/li\u003e\n\u003cli\u003eProperty availability is up.\u003c/li\u003e\n\u003cli\u003eWe\u0026#39;re in a buyers market.\u003c/li\u003e\n\u003cli\u003eWhy is Stuart still selling?\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are discussing the latest HomeTrack House Price Index and trying to sell well, in a buyers market.","date_published":"2023-12-06T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/80a8d152-e54d-4596-8fc8-d5e109ca9c96.mp3","mime_type":"audio/mpeg","size_in_bytes":15505196,"duration_in_seconds":1552}]},{"id":"130223a2-4ddc-4baf-b6ee-b0abb6d7019d","title":"Episode 209: Property software found Simon a house!!","url":"https://www.thebusinessofproperty.com/209","content_text":"Simon and Stuart are talking about how software has enabled and enhanced their search for the best property deals.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nFinding an investment property with PaTMa.\nAutomate monitoring for fall-through properties.\nFinding the motivated sellers.\nDon't be a motivated seller!\nKnowing what to rule out when looking for investment property.\nThere are some chunky price reductions out there.\nCheck your area in PaTMa's market insights.\nTake the score card to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about how software has enabled and enhanced their search for the best property deals.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eFinding an investment property with \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAutomate monitoring for fall-through properties.\u003c/li\u003e\n\u003cli\u003eFinding the motivated sellers.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t be a motivated seller!\u003c/li\u003e\n\u003cli\u003eKnowing what to rule out when looking for investment property.\u003c/li\u003e\n\u003cli\u003eThere are some chunky price reductions out there.\u003c/li\u003e\n\u003cli\u003eCheck your area in PaTMa\u0026#39;s \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003emarket insights\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe score card\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about how software has enabled and enhanced their search for the best property deals.","date_published":"2023-11-29T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/130223a2-4ddc-4baf-b6ee-b0abb6d7019d.mp3","mime_type":"audio/mpeg","size_in_bytes":11348132,"duration_in_seconds":1292}]},{"id":"73b7efa2-58a6-421b-8bbc-11d15bd6ec9f","title":"Episode 208: Renters Reform Bill - are we worried?","url":"https://www.thebusinessofproperty.com/208","content_text":"Stuart and Simon are talking about how their tenancies have ended in the past and how that might change in the future.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nHow do most tenancies end?\nThe rarity of Section 21.\nReal reasons for evictions.\nSection 21 validity flow chart.\nServing paperwork can often fix the problem.\nGoing to court.\nChasing debts, or not.\nTake the questionnaire to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are talking about how their tenancies have ended in the past and how that might change in the future.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHow do most tenancies end?\u003c/li\u003e\n\u003cli\u003eThe rarity of Section 21.\u003c/li\u003e\n\u003cli\u003eReal reasons for evictions.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://nearlylegal.co.uk/section-21-flowchart/\" rel=\"nofollow\"\u003eSection 21 validity flow chart\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eServing paperwork can often fix the problem.\u003c/li\u003e\n\u003cli\u003eGoing to court.\u003c/li\u003e\n\u003cli\u003eChasing debts, or not.\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe questionnaire\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about how their tenancies have ended in the past and how that might change in the future.","date_published":"2023-11-22T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/73b7efa2-58a6-421b-8bbc-11d15bd6ec9f.mp3","mime_type":"audio/mpeg","size_in_bytes":13532468,"duration_in_seconds":1527}]},{"id":"b21da7fc-bece-4fdb-b8b4-b331d93e1329","title":"Episode 207: Should you buy property in cash or mortgage? A real example.","url":"https://www.thebusinessofproperty.com/207","content_text":"Simon and Stuart have all the numbers for a real-life 9 year buy-to-let investment that's just been sold. Listen in to find out how it performed and how it could have been even better!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nThe property spreadsheet we discuss in this episode.\nThe full life of a buy-to-let investment.\nPurchase, letting, and sale.\nCash vs mortgage for buy-to-let investment.\nHow mortgages can enhance scaling a property business.\nProperty numbers aren't boring!\nTake the questionnaire to discover if you're ready to scale your property business.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart have all the numbers for a real-life 9 year buy-to-let investment that\u0026#39;s just been sold. Listen in to find out how it performed and how it could have been even better!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/1IwRSW7NHX9m_5US2vUqq3wLv53AyPxxJBKG9790QySk/edit?usp=sharing\" rel=\"nofollow\"\u003eThe property spreadsheet\u003c/a\u003e we discuss in this episode.\u003c/li\u003e\n\u003cli\u003eThe full life of a buy-to-let investment.\u003c/li\u003e\n\u003cli\u003ePurchase, letting, and sale.\u003c/li\u003e\n\u003cli\u003eCash vs mortgage for buy-to-let investment.\u003c/li\u003e\n\u003cli\u003eHow mortgages can enhance scaling a property business.\u003c/li\u003e\n\u003cli\u003eProperty numbers aren\u0026#39;t boring!\u003c/li\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe questionnaire\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart have all the numbers for a real-life 9 year buy-to-let investment that's just been sold. Listen in to find out how it performed and how it could have been even better!","date_published":"2023-11-15T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/b21da7fc-bece-4fdb-b8b4-b331d93e1329.mp3","mime_type":"audio/mpeg","size_in_bytes":14409908,"duration_in_seconds":1594}]},{"id":"61130d10-2a28-4bae-b177-2b8ec663c1fa","title":"Episode 206: Remortgage to halve the payments!","url":"https://www.thebusinessofproperty.com/206","content_text":"With the BoE holding rates, Stuart and Simon are talking about mortgages again, including how Stuart has remortgaged to halve his payments on one property!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nTake the questionnaire to discover if you're ready to scale your property business.\nBank of England base rate decision.\nThe new normal.\nHalving the costs by remortgaging!?\nPrevious chat about Stuart's flat.\nDoubling the costs by remortgaging!\nConsidering mortgage fees eating equity.\nCouncil tax in HMOs is now officially per-property not per-room.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eWith the BoE holding rates, Stuart and Simon are talking about mortgages again, including how Stuart has remortgaged to halve his payments on one property!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe questionnaire\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eBank of England \u003ca href=\"https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate\" rel=\"nofollow\"\u003ebase rate decision\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe new normal.\u003c/li\u003e\n\u003cli\u003eHalving the costs by remortgaging!?\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/39\" rel=\"nofollow\"\u003ePrevious chat about Stuart\u0026#39;s flat\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDoubling the costs by remortgaging!\u003c/li\u003e\n\u003cli\u003eConsidering mortgage fees eating equity.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/consultations/council-tax-valuation-of-houses-in-multiple-occupation-hmos/outcome/council-tax-valuation-of-houses-in-multiple-occupation-hmos-summary-of-consultation-responses-and-government-response\" rel=\"nofollow\"\u003eCouncil tax in HMOs is now officially per-property not per-room\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"With the BoE holding rates, Stuart and Simon are talking about mortgages again, including how Stuart has remortgaged to halve his payments on one property!","date_published":"2023-11-08T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/61130d10-2a28-4bae-b177-2b8ec663c1fa.mp3","mime_type":"audio/mpeg","size_in_bytes":14450972,"duration_in_seconds":1532}]},{"id":"996f665f-4868-43e9-99e9-540d6b3317c5","title":"Episode 205: Are you ready to scale your property business?","url":"https://www.thebusinessofproperty.com/205","content_text":"Stuart and Simon discuss their new quiz to discover if you're ready to scale your property business. Plus Stuart's unusual approach to reducing costs in his business.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nTake the questionnaire to discover if you're ready to scale your property business.\nTaking on an employee to improve profitability.\nUsing PaTMa to organise property records.\nDelivering a better service to tenants.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon discuss their new quiz to discover if you\u0026#39;re ready to scale your property business. Plus Stuart\u0026#39;s unusual approach to reducing costs in his business.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTake \u003ca href=\"https://propertybusinessgrowth.scoreapp.com/\" rel=\"nofollow\"\u003ethe questionnaire\u003c/a\u003e to discover if you\u0026#39;re ready to scale your property business.\u003c/li\u003e\n\u003cli\u003eTaking on an employee to improve profitability.\u003c/li\u003e\n\u003cli\u003eUsing \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa to organise property records\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDelivering a better service to tenants.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon discuss their new quiz to discover if you're ready to scale your property business. Plus Stuart's unusual approach to reducing costs in his business.","date_published":"2023-11-01T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/996f665f-4868-43e9-99e9-540d6b3317c5.mp3","mime_type":"audio/mpeg","size_in_bytes":13745012,"duration_in_seconds":1339}]},{"id":"8d7e48a1-e299-4196-8026-c5b3a26e6ae8","title":"Episode 204: Mortgages rates update: £15k fees on buy to let??!","url":"https://www.thebusinessofproperty.com/204","content_text":"Simon Glastonbury joins us with all the latest mortgage news. We're talking about the quiet property market, crazy fees and of course all the latest interest rates.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nThe next Bank of England base rate announcement.\nStabilising mortgage market.\nThe quiet property market.\nAre first time buyers struggling to adjust to the current market?\nNothing indicating a property crash!\nRenegotiating price on exchange. \nDo due diligence on buyers in this market.\n\"The bargains will come\".\nHigher fees to fit the stress testing.\nCurrent mortgage rate summary.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon Glastonbury joins us with all the latest mortgage news. We\u0026#39;re talking about the quiet property market, crazy fees and of course all the latest interest rates.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe next Bank of England base rate announcement.\u003c/li\u003e\n\u003cli\u003eStabilising mortgage market.\u003c/li\u003e\n\u003cli\u003eThe quiet property market.\u003c/li\u003e\n\u003cli\u003eAre first time buyers struggling to adjust to the current market?\u003c/li\u003e\n\u003cli\u003eNothing indicating a property crash!\u003c/li\u003e\n\u003cli\u003eRenegotiating price on exchange. \u003c/li\u003e\n\u003cli\u003eDo due diligence on \u003cem\u003ebuyers\u003c/em\u003e in this market.\u003c/li\u003e\n\u003cli\u003e\u0026quot;The bargains will come\u0026quot;.\u003c/li\u003e\n\u003cli\u003eHigher fees to fit the stress testing.\u003c/li\u003e\n\u003cli\u003eCurrent mortgage rate summary.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon Glastonbury joins us with all the latest mortgage news. We're talking about the quiet property market, crazy fees and of course all the latest interest rates.","date_published":"2023-10-25T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8d7e48a1-e299-4196-8026-c5b3a26e6ae8.mp3","mime_type":"audio/mpeg","size_in_bytes":19513413,"duration_in_seconds":2014}]},{"id":"8f76fcda-1ff8-4488-903a-1cfb0f88b2d1","title":"Episode 203: What's happening in the property market right now?","url":"https://www.thebusinessofproperty.com/203","content_text":"Stuart and Simon talk through a selection of the latest data from PaTMa on the current state of the property market.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nThe Business of Property on YouTube.\nCharts and graphs.\nWeekly property market insights from PaTMa.\nChanges in late 2022!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon talk through a selection of the latest data from PaTMa on the current state of the property market.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eThe Business of Property on YouTube\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/presentation/d/15FsjKdBZ45ganc-UmILMUWBTR1GTBxHLdoK-eHNvoks/edit?usp=sharing\" rel=\"nofollow\"\u003eCharts and graphs\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eWeekly property market insights\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://en.wikipedia.org/wiki/Premiership_of_Liz_Truss\" rel=\"nofollow\"\u003eChanges in late 2022\u003c/a\u003e!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon talk through a selection of the latest data from PaTMa on the current state of the property market.","date_published":"2023-10-18T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8f76fcda-1ff8-4488-903a-1cfb0f88b2d1.mp3","mime_type":"audio/mpeg","size_in_bytes":17757045,"duration_in_seconds":1736}]},{"id":"72f921ea-a914-421f-8ed8-1a459bf11d3d","title":"Episode 202: When the R2R property plan fails...","url":"https://www.thebusinessofproperty.com/202","content_text":"Simon and Stuart are catching up on Stuart's recent refurb project, and it didn't all go according to plan!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes: \n\n\nListen to episode 198 for the back story.\nA very tight renovation deadline.\nPainting, decorating, waste removal, deep clean, furniture, and new service connections!\n... or not ...\nCoping with trouble.\nWhat could have been done differently.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are catching up on Stuart\u0026#39;s recent refurb project, and it didn\u0026#39;t all go according to plan!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes: \u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eListen to \u003ca href=\"https://www.thebusinessofproperty.com/198\" rel=\"nofollow\"\u003eepisode 198\u003c/a\u003e for the back story.\u003c/li\u003e\n\u003cli\u003eA very tight renovation deadline.\u003c/li\u003e\n\u003cli\u003ePainting, decorating, waste removal, deep clean, furniture, and new service connections!\u003c/li\u003e\n\u003cli\u003e... or not ...\u003c/li\u003e\n\u003cli\u003eCoping with trouble.\u003c/li\u003e\n\u003cli\u003eWhat could have been done differently.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are catching up on Stuart's recent refurb project, and it didn't all go according to plan!","date_published":"2023-10-11T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/72f921ea-a914-421f-8ed8-1a459bf11d3d.mp3","mime_type":"audio/mpeg","size_in_bytes":13475781,"duration_in_seconds":1455}]},{"id":"fbdc75c8-7c55-47ac-9671-1ebc235166ad","title":"Episode 201: Why we hate the term Landlord and why it might hold you back","url":"https://www.thebusinessofproperty.com/201","content_text":"Stuart and Simon talk about their dislike of the term \"Landlord\", but what else should we be called?\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nNow with video!\nTwo views on disliking the term Landlord.\nIs being a landlord holding you back?\nWhat else could we be called?\nYour external vs internal name.\nThe NRLA campaigns.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon talk about their dislike of the term \u0026quot;Landlord\u0026quot;, but what else should we be called?\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eNow with video!\u003c/strong\u003e\u003c/li\u003e\n\u003cli\u003eTwo views on disliking the term Landlord.\u003c/li\u003e\n\u003cli\u003eIs being a landlord holding you back?\u003c/li\u003e\n\u003cli\u003eWhat else could we be called?\u003c/li\u003e\n\u003cli\u003eYour external vs internal name.\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.nrla.org.uk/campaigns/renters-reform\" rel=\"nofollow\"\u003eNRLA campaigns\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon talk about their dislike of the term \"Landlord\", but what else should we be called?","date_published":"2023-10-04T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/fbdc75c8-7c55-47ac-9671-1ebc235166ad.mp3","mime_type":"audio/mpeg","size_in_bytes":13247805,"duration_in_seconds":1429}]},{"id":"8a78a7ce-1903-4f36-b4d4-ae446904b72d","title":"Episode 200: Portfolio scale vs profit!","url":"https://www.thebusinessofproperty.com/200","content_text":"Simon and Stuart are chatting about property business profit at scale.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nWhat's your day-job salary \"profit\"?\nProfit from a property business can be surprisingly low.\nShould you minimise outgoings before starting a business?\nThe profit in a single property.\nScaling up your profit requirements.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are chatting about property business profit at scale.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhat\u0026#39;s your day-job salary \u0026quot;profit\u0026quot;?\u003c/li\u003e\n\u003cli\u003eProfit from a property business can be surprisingly low.\u003c/li\u003e\n\u003cli\u003eShould you minimise outgoings before starting a business?\u003c/li\u003e\n\u003cli\u003eThe profit in a single property.\u003c/li\u003e\n\u003cli\u003eScaling up your profit requirements.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are chatting about property business profit at scale.","date_published":"2023-09-27T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8a78a7ce-1903-4f36-b4d4-ae446904b72d.mp3","mime_type":"audio/mpeg","size_in_bytes":10693944,"duration_in_seconds":1333}]},{"id":"5eb1d0b0-40a3-444c-ac4a-2304b763d234","title":"Episode 199: How do you value property, in an uncertain market?","url":"https://www.thebusinessofproperty.com/199","content_text":"Stuart and Simon talk through finding good comparables to help with property valuation, plus things to consider when adjusting the market value to the value for you.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nLand Registry alert service.\nProperty market data from PaTMa.\nLand Registry updates can be slow!\nSold prices are not suitable as current comparables.\nLooking for better comparable prices.\nGoing deeper when considering your property value.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon talk through finding good comparables to help with property valuation, plus things to consider when adjusting the market value to the value for you.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/guidance/property-alert\" rel=\"nofollow\"\u003eLand Registry alert service\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eProperty market data\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eLand Registry updates can be slow!\u003c/li\u003e\n\u003cli\u003eSold prices are not suitable as current comparables.\u003c/li\u003e\n\u003cli\u003eLooking for better comparable prices.\u003c/li\u003e\n\u003cli\u003eGoing deeper when considering your property value.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon talk through finding good comparables to help with property valuation, plus things to consider when adjusting the market value to the value for you.","date_published":"2023-09-20T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5eb1d0b0-40a3-444c-ac4a-2304b763d234.mp3","mime_type":"audio/mpeg","size_in_bytes":10938936,"duration_in_seconds":1344}]},{"id":"8c95b76a-d449-4cf1-b79d-481087ab9c18","title":"Episode 198: Rent-to-rent ready in 2 weeks?!","url":"https://www.thebusinessofproperty.com/198","content_text":"This week we're taking a deep dive into a very active project for Stuart - at the end of week 1, of only 2, for his latest rent-to-rent property.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nShort deadline.\nThe R2R deal background.\nAll the work needed.\nThe glamour of being a landlord.\nWe are always responsible.\nChanging tenant profiles.\nEnabling higher rents.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThis week we\u0026#39;re taking a deep dive into a very active project for Stuart - at the end of week 1, of only 2, for his latest rent-to-rent property.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eShort deadline.\u003c/li\u003e\n\u003cli\u003eThe R2R deal background.\u003c/li\u003e\n\u003cli\u003e\u003cem\u003eAll\u003c/em\u003e the work needed.\u003c/li\u003e\n\u003cli\u003eThe glamour of being a landlord.\u003c/li\u003e\n\u003cli\u003eWe are always responsible.\u003c/li\u003e\n\u003cli\u003eChanging tenant profiles.\u003c/li\u003e\n\u003cli\u003eEnabling higher rents.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"This week we're taking a deep dive into a very active project for Stuart - at the end of week 1, of only 2, for his latest rent-to-rent property.","date_published":"2023-09-13T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8c95b76a-d449-4cf1-b79d-481087ab9c18.mp3","mime_type":"audio/mpeg","size_in_bytes":12114984,"duration_in_seconds":1420}]},{"id":"d31d8223-4b05-477c-af48-351927c804e0","title":"Episode 197: Building a team for *very* remote investing, with Mike Stenhouse","url":"https://www.thebusinessofproperty.com/197","content_text":"Special guest Mike Stenhouse joins Stuart and Simon to talk about building and adjusting his property team while travelling the world.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSpecial guest Mike Stenhouse.\nSarah Beeny.\nChoosing boat life.\nDoing an identifiable job inside the business - until you can replace yourself.\nMaking very remote investing work.\nReal life events to find investors.\nBuilding a brand to help reassure investors.\nMost of the Google results for Simon are not actually Simon!\nSeth Godin.\nEntrepreneurs on Fire podcast.\nA baby on board!\nReshaping the team.\nStandard Operating Procedures.\nA £50,000 mistake!\nAiming for 500 homes.\nThe IPI future.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Mike Stenhouse.","content_html":"\u003cp\u003eSpecial guest Mike Stenhouse joins Stuart and Simon to talk about building and adjusting his property team while travelling the world.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest \u003ca href=\"https://www.insidepropertyinvesting.com/\" rel=\"nofollow\"\u003eMike Stenhouse\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://en.wikipedia.org/wiki/Sarah_Beeny\" rel=\"nofollow\"\u003eSarah Beeny\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChoosing boat life.\u003c/li\u003e\n\u003cli\u003eDoing an identifiable job inside the business - until you can replace yourself.\u003c/li\u003e\n\u003cli\u003eMaking \u003cem\u003every\u003c/em\u003e remote investing work.\u003c/li\u003e\n\u003cli\u003eReal life events to find investors.\u003c/li\u003e\n\u003cli\u003eBuilding a brand to help reassure investors.\u003c/li\u003e\n\u003cli\u003eMost of the Google results for Simon are not actually Simon!\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://en.wikipedia.org/wiki/Seth_Godin\" rel=\"nofollow\"\u003eSeth Godin\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.eofire.com/podcast/\" rel=\"nofollow\"\u003eEntrepreneurs on Fire podcast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA baby on board!\u003c/li\u003e\n\u003cli\u003eReshaping the team.\u003c/li\u003e\n\u003cli\u003eStandard Operating Procedures.\u003c/li\u003e\n\u003cli\u003eA £50,000 mistake!\u003c/li\u003e\n\u003cli\u003eAiming for 500 homes.\u003c/li\u003e\n\u003cli\u003eThe IPI future.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Mike Stenhouse.\u003c/p\u003e","summary":"Special guest Mike Stenhouse joins Stuart and Simon to talk about building and adjusting his property team while travelling the world.","date_published":"2023-09-06T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d31d8223-4b05-477c-af48-351927c804e0.mp3","mime_type":"audio/mpeg","size_in_bytes":21693720,"duration_in_seconds":2572}]},{"id":"cbf19f39-50b9-4dc6-b4cc-dff00670e5b6","title":"Episode 196: \"Is BTL profitable?\" - Simon thinks it can be!","url":"https://www.thebusinessofproperty.com/196","content_text":"Simon and Stuart talk about a social media question that Simon recently tried to argue against - that BTL can no longer be profitable!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes: \n\n\nHow we pay ourselves from limited companies.\nHave interest rates broken BTL.\nChecking property deal investment levels on the PaTMa BTL calculator.\nRemortgaging to create unprofitable BTLs.\nExtending a leasehold.\nHaving the option to buy your freehold.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart talk about a social media question that Simon recently tried to argue against - that BTL can no longer be profitable!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes: \u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/189\" rel=\"nofollow\"\u003eHow we pay ourselves from limited companies\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/178\" rel=\"nofollow\"\u003eHave interest rates broken BTL\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChecking property deal investment levels on \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003ethe PaTMa BTL calculator\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRemortgaging to create unprofitable BTLs.\u003c/li\u003e\n\u003cli\u003eExtending a leasehold.\u003c/li\u003e\n\u003cli\u003eHaving the option to buy your freehold.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart talk about a social media question that Simon recently tried to argue against - that BTL can no longer be profitable!","date_published":"2023-08-30T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/cbf19f39-50b9-4dc6-b4cc-dff00670e5b6.mp3","mime_type":"audio/mpeg","size_in_bytes":10876104,"duration_in_seconds":1269}]},{"id":"fa107c4e-f224-4885-b40f-6161e7134510","title":"Episode 195: Can we do \"financial buffers\" \u0026 what type of concrete?!","url":"https://www.thebusinessofproperty.com/195","content_text":"Stuart and Simon chat about having financial buffers in their property businesses, with only slight detours into boiler replacement costs and types of concrete!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nPrevious episode thinking about expenses\nThe cost of a boiler!\nHaving a buffer.\nWhen does a buffer become a waste?\nWhat type of concrete?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon chat about having financial buffers in their property businesses, with only slight detours into boiler replacement costs and types of concrete!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/193\" rel=\"nofollow\"\u003ePrevious episode thinking about expenses\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eThe cost of a boiler!\u003c/li\u003e\n\u003cli\u003eHaving a buffer.\u003c/li\u003e\n\u003cli\u003eWhen does a buffer become a waste?\u003c/li\u003e\n\u003cli\u003eWhat type of concrete?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon chat about having financial buffers in their property businesses, with only slight detours into boiler replacement costs and types of concrete!","date_published":"2023-08-23T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/fa107c4e-f224-4885-b40f-6161e7134510.mp3","mime_type":"audio/mpeg","size_in_bytes":9795720,"duration_in_seconds":1178}]},{"id":"1f788979-0d25-4788-89ef-599247b0964b","title":"Episode 194: Mortgage Updates: Rates, fall throughs, revaluations \u0026 crazy fees!!","url":"https://www.thebusinessofproperty.com/194","content_text":"Simon Glastonbury joins us with all the latest mortgage news. We're talking fall-throughs, down valuations, crazy fees and of course all the latest interest rates.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nFall throughs are up.\nEstate agents are worried.\nConcern about the housing market - but not expecting a big crash.\nWorrying about the jump when fixed rates expire.\nCurrent mortgage interest rate round-up.\nCrazy fees!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon Glastonbury joins us with all the latest mortgage news. We\u0026#39;re talking fall-throughs, down valuations, crazy fees and of course all the latest interest rates.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFall throughs are up.\u003c/li\u003e\n\u003cli\u003eEstate agents are worried.\u003c/li\u003e\n\u003cli\u003eConcern about the housing market - but not expecting a big crash.\u003c/li\u003e\n\u003cli\u003eWorrying about the jump when fixed rates expire.\u003c/li\u003e\n\u003cli\u003eCurrent mortgage interest rate round-up.\u003c/li\u003e\n\u003cli\u003eCrazy fees!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon Glastonbury joins us with all the latest mortgage news. We're talking fall-throughs, down valuations, crazy fees and of course all the latest interest rates.","date_published":"2023-08-16T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1f788979-0d25-4788-89ef-599247b0964b.mp3","mime_type":"audio/mpeg","size_in_bytes":16311048,"duration_in_seconds":1971}]},{"id":"f3549431-de89-4904-8322-c179b80c2e5d","title":"Episode 193: The 5 biggest risks you need to know before scaling","url":"https://www.thebusinessofproperty.com/193","content_text":"Stuart and Simon are talking about the five biggest risks you need to consider before scaling up your property business - each bringing their own views with HMO and BTL portfolios.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nThe 5 biggest risks to scaling a property business.\n\n\nTime\nOngoing Costs\nCash flow\nMomentum\nFinancial Management\n\nStuart on the Inside Property Investing Podcast.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are talking about the five biggest risks you need to consider before scaling up your property business - each bringing their own views with HMO and BTL portfolios.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe 5 biggest risks to scaling a property business.\n\n\u003cul\u003e\n\u003cli\u003eTime\u003c/li\u003e\n\u003cli\u003eOngoing Costs\u003c/li\u003e\n\u003cli\u003eCash flow\u003c/li\u003e\n\u003cli\u003eMomentum\u003c/li\u003e\n\u003cli\u003eFinancial Management\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://open.spotify.com/episode/5tbCJtdSkFgDTb4VGT4mQC\" rel=\"nofollow\"\u003eStuart on the Inside Property Investing Podcast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about the five biggest risks you need to consider before scaling up your property business - each bringing their own views with HMO and BTL portfolios.","date_published":"2023-08-09T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f3549431-de89-4904-8322-c179b80c2e5d.mp3","mime_type":"audio/mpeg","size_in_bytes":14013888,"duration_in_seconds":1646}]},{"id":"3aed97f6-3d4f-4b76-b798-1ac2fca92625","title":"Episode 192: 5 Keys to Property Scaling Success","url":"https://www.thebusinessofproperty.com/192","content_text":"Simon and Stuart run through 5 keys to property scaling success.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSee last weeks episode with Sulis Properties.\nHaving a target area.\nA realistic goal.\nBreaking out a plan.\nBuilding experience.\nA clear strategy.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart run through 5 keys to property scaling success.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSee \u003ca href=\"https://www.thebusinessofproperty.com/191\" rel=\"nofollow\"\u003elast weeks episode\u003c/a\u003e with \u003ca href=\"https://www.instagram.com/sulis_properties/\" rel=\"nofollow\"\u003eSulis Properties\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHaving a target area.\u003c/li\u003e\n\u003cli\u003eA realistic goal.\u003c/li\u003e\n\u003cli\u003eBreaking out a plan.\u003c/li\u003e\n\u003cli\u003eBuilding experience.\u003c/li\u003e\n\u003cli\u003eA clear strategy.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart run through 5 keys to property scaling success.","date_published":"2023-08-02T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3aed97f6-3d4f-4b76-b798-1ac2fca92625.mp3","mime_type":"audio/mpeg","size_in_bytes":8584224,"duration_in_seconds":1101}]},{"id":"1446aaff-29c8-43fe-85ff-f3e11ec6c3a8","title":"Episode 191: Our guest is scaling rapidly but has 2 key challenges...","url":"https://www.thebusinessofproperty.com/191","content_text":"Stuart and Simon are joined by special guest, Adam from Sulis Properties. In just three years Sulis Properties have built a portfolio of six buy-to-lets, completed two flips and joint ventured on an HMO. This week we talk through their journey and current scaling challenges.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nFind Sulis Properties on Instagram.\nDoing a lot, building a BTL portfolio, in three years.\nA plan to retire at 50, based on BTL.\nRebalancing the work / life routine.\nStarting with about £100k.\nGetting a boost from the early pandemic market.\nUsing lockdowns to be local, for an otherwise remote investment location.\nIt's harder to manage trades remotely, even with some trusted local support.\nConsidering gross yield and net yield.\nA preference for return on capital employed (ROCE).\nTrying different strategies and pivoting with new knowledge.\nConsidering flips in a (slightly) downward market.\nHaving a valuable offer for investors.\nFinding investors.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Adam Watson.","content_html":"\u003cp\u003eStuart and Simon are joined by special guest, Adam from Sulis Properties. In just three years Sulis Properties have built a portfolio of six buy-to-lets, completed two flips and joint ventured on an HMO. This week we talk through their journey and current scaling challenges.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eFind \u003ca href=\"https://www.instagram.com/sulis_properties/\" rel=\"nofollow\"\u003eSulis Properties on Instagram\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDoing a lot, building a BTL portfolio, in three years.\u003c/li\u003e\n\u003cli\u003eA plan to retire at 50, based on BTL.\u003c/li\u003e\n\u003cli\u003eRebalancing the work / life routine.\u003c/li\u003e\n\u003cli\u003eStarting with about £100k.\u003c/li\u003e\n\u003cli\u003eGetting a boost from the early pandemic market.\u003c/li\u003e\n\u003cli\u003eUsing lockdowns to be local, for an otherwise remote investment location.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s harder to manage trades remotely, even with some trusted local support.\u003c/li\u003e\n\u003cli\u003eConsidering gross yield and net yield.\u003c/li\u003e\n\u003cli\u003eA preference for return on capital employed (ROCE).\u003c/li\u003e\n\u003cli\u003eTrying different strategies and pivoting with new knowledge.\u003c/li\u003e\n\u003cli\u003eConsidering flips in a (slightly) downward market.\u003c/li\u003e\n\u003cli\u003eHaving a valuable offer for investors.\u003c/li\u003e\n\u003cli\u003eFinding investors.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Adam Watson.\u003c/p\u003e","summary":"Stuart and Simon are joined by special guest, Adam from Sulis Properties. In just three years Sulis Properties have built a portfolio of six buy-to-lets, completed two flips and joint ventured on an HMO. This week we talk through their journey and current scaling challenges.","date_published":"2023-07-26T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1446aaff-29c8-43fe-85ff-f3e11ec6c3a8.mp3","mime_type":"audio/mpeg","size_in_bytes":27896616,"duration_in_seconds":3030}]},{"id":"c41c9142-388c-4998-896b-6fbf1e9513af","title":"Episode 190: Estate Agents: The Good, The Bad and The Indifferent","url":"https://www.thebusinessofproperty.com/190","content_text":"Simon and Stuart are talking about recent, contrasting estate agent experiences!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSee episode 185 for Stuart's first reaction to his property listing.\nOff the market after three weeks.\nUsing the PaTMa Browser Extension to see how long properties have been on the market.\nGetting off to a good start with Move Revolution.\n\"We're taking on properties, and we're selling properties, not always as quickly as we'd like.\"\n\"For the last two years, I think we've all gotten a bit lazy.\"\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about recent, contrasting estate agent experiences!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSee \u003ca href=\"https://www.thebusinessofproperty.com/185\" rel=\"nofollow\"\u003eepisode 185\u003c/a\u003e for Stuart\u0026#39;s first reaction to his property listing.\u003c/li\u003e\n\u003cli\u003eOff the market after three weeks.\u003c/li\u003e\n\u003cli\u003eUsing the \u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003ePaTMa Browser Extension\u003c/a\u003e to see how long properties have been on the market.\u003c/li\u003e\n\u003cli\u003eGetting off to a good start with \u003ca href=\"https://www.moverevolution.com/\" rel=\"nofollow\"\u003eMove Revolution\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u0026quot;We\u0026#39;re taking on properties, and we\u0026#39;re selling properties, not always as quickly as we\u0026#39;d like.\u0026quot;\u003c/li\u003e\n\u003cli\u003e\u0026quot;For the last two years, I think we\u0026#39;ve all gotten a bit lazy.\u0026quot;\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about recent, contrasting estate agent experiences!","date_published":"2023-07-19T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c41c9142-388c-4998-896b-6fbf1e9513af.mp3","mime_type":"audio/mpeg","size_in_bytes":12502296,"duration_in_seconds":1590}]},{"id":"908983c0-62c0-452a-93cf-9c5868660bad","title":"Episode 189: How do we pay ourselves from our Ltd companies?","url":"https://www.thebusinessofproperty.com/189","content_text":"Stuart and Simon talk about extracting money from their property investment companies and the principles they use to do it efficiently.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nExtracting funds from a limited company.\nLoan repayments.\nFigures behind Simon's recent investment.\nSection 24 rant!\nSalary.\nDividends.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon talk about extracting money from their property investment companies and the principles they use to do it efficiently.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eExtracting funds from a limited company.\u003c/li\u003e\n\u003cli\u003eLoan repayments.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/180\" rel=\"nofollow\"\u003eFigures behind Simon\u0026#39;s recent investment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSection 24 rant!\u003c/li\u003e\n\u003cli\u003eSalary.\u003c/li\u003e\n\u003cli\u003eDividends.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon talk about extracting money from their property investment companies and the principles they use to do it efficiently.","date_published":"2023-07-12T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/908983c0-62c0-452a-93cf-9c5868660bad.mp3","mime_type":"audio/mpeg","size_in_bytes":14852852,"duration_in_seconds":1237}]},{"id":"4f668d64-47f3-4032-afb7-e0bdb4f91dbf","title":"Episode 188: Mortgage rates, swap rates and stress tests with our resident broker","url":"https://www.thebusinessofproperty.com/188","content_text":"Simon Glastonbury joins us to talk over all the latest turbulence in the mortgage market. As always, listen to the end for our popular mortgage rate round-up.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSpecial guest - mortgage broker Simon Glastonbury.\nWhat effect has the latest Bank of England base rate change had?\nGetting to know swap rates.\nHigh demand for two year fixes.\nThe latest mortgage rates - residential, BTL, HMO, and Limited company.\nCurrent example stress and rental cover rates.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon Glastonbury joins us to talk over all the latest turbulence in the mortgage market. As always, listen to the end for our popular mortgage rate round-up.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003emortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat effect has the latest Bank of England base rate change had?\u003c/li\u003e\n\u003cli\u003eGetting to know swap rates.\u003c/li\u003e\n\u003cli\u003eHigh demand for two year fixes.\u003c/li\u003e\n\u003cli\u003eThe latest mortgage rates - residential, BTL, HMO, and Limited company.\u003c/li\u003e\n\u003cli\u003eCurrent example stress and rental cover rates.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon Glastonbury joins us to talk over all the latest turbulence in the mortgage market. As always, listen to the end for our popular mortgage rate round-up.","date_published":"2023-07-05T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/4f668d64-47f3-4032-afb7-e0bdb4f91dbf.mp3","mime_type":"audio/mpeg","size_in_bytes":26655914,"duration_in_seconds":2221}]},{"id":"dd5052aa-d511-400b-839d-2d588c06b4a5","title":"Episode 187: Does Buy To Let REALLY stack up in the New (interest rate) World?","url":"https://www.thebusinessofproperty.com/187","content_text":"Simon and Stuart are updating an old topic, comparing two years ago with the new (\"slightly\" higher interest rate) world - can buy-to-let still work to replace your salary?\n\nYes, we know, in not much more than a week between recording and publication, the interest rates we talk about are already out of date! The links below include an updated scenario.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSee episode 86 for our last look at replacing your salary with buy-to-let.\nView the investment scenarios we discuss in this episode:\n\n\nthe one from July 2021\n75% LTV - if only!\nthe one that was possible when we recorded\nand the one you might get now\n\nCould you replace your salary with BTL, with new interest rates?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are updating an old topic, comparing two years ago with the new (\u0026quot;slightly\u0026quot; higher interest rate) world - can buy-to-let still work to replace your salary?\u003c/p\u003e\n\n\u003cp\u003eYes, we know, in not much more than a week between recording and publication, the interest rates we talk about are already out of date! The links below include an updated scenario.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSee \u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eepisode 86\u003c/a\u003e for our last look at replacing your salary with buy-to-let.\u003c/li\u003e\n\u003cli\u003eView the investment scenarios we discuss in this episode:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/LfdI08ht\" rel=\"nofollow\"\u003ethe one from July 2021\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/gOESz0yW\" rel=\"nofollow\"\u003e75% LTV - if only!\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/IrBsBYUI\" rel=\"nofollow\"\u003ethe one that was possible when we recorded\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/pnKdSivl\" rel=\"nofollow\"\u003eand the one you might get now\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eCould you replace your salary with BTL, with new interest rates?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are updating an old topic, comparing two years ago with the new (\"slightly\" higher interest rate) world - can buy-to-let still work to replace your salary?","date_published":"2023-06-28T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/dd5052aa-d511-400b-839d-2d588c06b4a5.mp3","mime_type":"audio/mpeg","size_in_bytes":10638768,"duration_in_seconds":1345}]},{"id":"65ed6f29-164b-4892-8945-35afd0b8e426","title":"Episode 186: Intentional investing - what \"shape\" is your portfolio?","url":"https://www.thebusinessofproperty.com/186","content_text":"Stuart and Simon talk about changing directions, having momentum and being intentional about the shape of your property portfolio.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nStruggling student lets thread.\nAcross 70+ rooms, I'm contacted every day.\nNot everything is handled by the agent.\nConsidering relocating a portfolio.\nCan't relocate a \"power team\".\nA new strategy can be like starting from scratch.\nIs property the right strategy play?\nPushing the happy green button.\nPriority: business vs property.\nPortfolio of 5 vs 23 (same value)!\nHave you considered how your location will affect the \"shape\" of your property business?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon talk about changing directions, having momentum and being intentional about the shape of your property portfolio.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.propertytribes.com/struggling-to-let-5-bed-student-house-t-127660021.html\" rel=\"nofollow\"\u003eStruggling student lets thread\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAcross 70+ rooms, I\u0026#39;m contacted every day.\u003c/li\u003e\n\u003cli\u003eNot everything is handled by the agent.\u003c/li\u003e\n\u003cli\u003eConsidering relocating a portfolio.\u003c/li\u003e\n\u003cli\u003eCan\u0026#39;t relocate a \u0026quot;power team\u0026quot;.\u003c/li\u003e\n\u003cli\u003eA new strategy can be like starting from scratch.\u003c/li\u003e\n\u003cli\u003eIs property the right strategy play?\u003c/li\u003e\n\u003cli\u003ePushing the happy green button.\u003c/li\u003e\n\u003cli\u003ePriority: \u003cem\u003ebusiness\u003c/em\u003e vs \u003cem\u003eproperty\u003c/em\u003e.\u003c/li\u003e\n\u003cli\u003ePortfolio of 5 vs 23 (same value)!\u003c/li\u003e\n\u003cli\u003eHave you considered how your location will affect the \u0026quot;shape\u0026quot; of your property business?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon talk about changing directions, having momentum and being intentional about the shape of your property portfolio.","date_published":"2023-06-21T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/65ed6f29-164b-4892-8945-35afd0b8e426.mp3","mime_type":"audio/mpeg","size_in_bytes":10519272,"duration_in_seconds":1349}]},{"id":"8975863f-b4b0-4e8b-90a8-86bef73b333d","title":"Episode 185: Wading through fast food bags","url":"https://www.thebusinessofproperty.com/185","content_text":"Simon and Stuart discuss whether Stuart will be taking one of his properties off the market after one day!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\n\"My goodness, that's awful\".\nSmashed window.\nWading through fast food bags.\nPresenting student properties for sale.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart discuss whether Stuart will be taking one of his properties off the market after one day!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u0026quot;My goodness, that\u0026#39;s awful\u0026quot;.\u003c/li\u003e\n\u003cli\u003eSmashed window.\u003c/li\u003e\n\u003cli\u003eWading through fast food bags.\u003c/li\u003e\n\u003cli\u003ePresenting student properties for sale.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart discuss whether Stuart will be taking one of his properties off the market after one day!","date_published":"2023-06-14T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8975863f-b4b0-4e8b-90a8-86bef73b333d.mp3","mime_type":"audio/mpeg","size_in_bytes":11178576,"duration_in_seconds":1394}]},{"id":"f0818c61-c879-4664-a56b-c39ba0cc9427","title":"Episode 184: Interest rates: can they be predictable?","url":"https://www.thebusinessofproperty.com/184","content_text":"Stuart and Simon chat about the trials of turbulent mortgage interest rates!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nMortgage broker Simon Glastonbury.\nMortgages are changing, again.\nMortgage stress rates and rental/interest cover requirements.\nRental cover for HMOs.\nHow long do we fix for?\nWhat else can we fix?\nSwimming up hill? Change things!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon chat about the trials of turbulent mortgage interest rates!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMortgages are changing, again.\u003c/li\u003e\n\u003cli\u003eMortgage stress rates and rental/interest cover requirements.\u003c/li\u003e\n\u003cli\u003eRental cover for HMOs.\u003c/li\u003e\n\u003cli\u003eHow long do we fix for?\u003c/li\u003e\n\u003cli\u003eWhat else can we fix?\u003c/li\u003e\n\u003cli\u003eSwimming up hill? Change things!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon chat about the trials of turbulent mortgage interest rates!","date_published":"2023-06-07T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f0818c61-c879-4664-a56b-c39ba0cc9427.mp3","mime_type":"audio/mpeg","size_in_bytes":13326696,"duration_in_seconds":1636}]},{"id":"9ea20bfd-4e4e-4492-ba44-25da5fe25d18","title":"Episode 183: Reasons to persevere in property!","url":"https://www.thebusinessofproperty.com/183","content_text":"Simon and Stuart are sharing their top reasons to persevere with property investment with an impressive real-life leverage and inflation case study.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nWhy persevere in property.\nLeverage - the positives (only).\nInflation and leverage multiplier.\nIncreasing rents.\nHigh demand.\nLess competition.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are sharing their top reasons to persevere with property investment with an impressive real-life leverage and inflation case study.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhy persevere in property.\u003c/li\u003e\n\u003cli\u003eLeverage - the positives (only).\u003c/li\u003e\n\u003cli\u003eInflation and leverage multiplier.\u003c/li\u003e\n\u003cli\u003eIncreasing rents.\u003c/li\u003e\n\u003cli\u003eHigh demand.\u003c/li\u003e\n\u003cli\u003eLess competition.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are sharing their top reasons to persevere with property investment with an impressive real-life leverage and inflation case study.","date_published":"2023-05-31T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9ea20bfd-4e4e-4492-ba44-25da5fe25d18.mp3","mime_type":"audio/mpeg","size_in_bytes":8832264,"duration_in_seconds":1094}]},{"id":"a9b22854-b9fa-45ed-a45f-ae4b10c7c3f0","title":"Episode 182: Mortgage rates and updates with our resident broker","url":"https://www.thebusinessofproperty.com/182","content_text":"We're joined again by our mortgage expert to discuss the latest base rate increase and the latest updates in the mortgage market. Including our popular update on the latest available mortgage interest rates.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSpecial guest - Mortgage broker Simon Glastonbury.\nBank of England base rate.\nBase rate forecasts.\n2 year vs 5 year rates.\nBusier mortgage market, with one major exception!\nPaying to keep a BTL property. \nSkipton's 100% mortgage.\nStuck on SVR.\nCurrent available mortgage rates - residential, BTL and HMO.\nThe trick of mortgage fees.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eWe\u0026#39;re joined again by our mortgage expert to discuss the latest base rate increase and the latest updates in the mortgage market. Including our popular update on the latest available mortgage interest rates.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eBank of England base rate.\u003c/li\u003e\n\u003cli\u003eBase rate forecasts.\u003c/li\u003e\n\u003cli\u003e2 year vs 5 year rates.\u003c/li\u003e\n\u003cli\u003eBusier mortgage market, with one major exception!\u003c/li\u003e\n\u003cli\u003ePaying to keep a BTL property. \u003c/li\u003e\n\u003cli\u003eSkipton\u0026#39;s 100% mortgage.\u003c/li\u003e\n\u003cli\u003eStuck on SVR.\u003c/li\u003e\n\u003cli\u003eCurrent available mortgage rates - residential, BTL and HMO.\u003c/li\u003e\n\u003cli\u003eThe trick of mortgage fees.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"We're joined again by our mortgage expert to discuss the latest base rate increase and the latest updates in the mortgage market. Including our popular update on the latest available mortgage interest rates.","date_published":"2023-05-24T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a9b22854-b9fa-45ed-a45f-ae4b10c7c3f0.mp3","mime_type":"audio/mpeg","size_in_bytes":15793488,"duration_in_seconds":1973}]},{"id":"e141685c-6e99-48a7-a81c-bbe98ade6939","title":"Episode 181: Should you invest in student HMOs?","url":"https://www.thebusinessofproperty.com/181","content_text":"Simon and Stuart are discussing pros and cons of student HMOs, specifically Stuart's past and current experiences.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nWhy did Stuart start with student lettings?\nThe good things about student lets.\nDon't always listen to advice!\nPaid three times a year.\nHigher maintenance.\nCompetition!\nPBSA (Purpose Built Student Accommodation).\nArt on the walls.\nUtility costs.\nChanging tenancy regulations.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are discussing pros and cons of student HMOs, specifically Stuart\u0026#39;s past and current experiences.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhy did Stuart start with student lettings?\u003c/li\u003e\n\u003cli\u003eThe good things about student lets.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t always listen to advice!\u003c/li\u003e\n\u003cli\u003ePaid three times a year.\u003c/li\u003e\n\u003cli\u003eHigher maintenance.\u003c/li\u003e\n\u003cli\u003eCompetition!\u003c/li\u003e\n\u003cli\u003ePBSA (Purpose Built Student Accommodation).\u003c/li\u003e\n\u003cli\u003eArt on the walls.\u003c/li\u003e\n\u003cli\u003eUtility costs.\u003c/li\u003e\n\u003cli\u003eChanging tenancy regulations.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are discussing pros and cons of student HMOs, specifically Stuart's past and current experiences.","date_published":"2023-05-17T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e141685c-6e99-48a7-a81c-bbe98ade6939.mp3","mime_type":"audio/mpeg","size_in_bytes":11895696,"duration_in_seconds":1417}]},{"id":"c413d226-3478-4b28-a713-fa44caca1e4d","title":"Episode 180: Is Simon happy with his new property investment?","url":"https://www.thebusinessofproperty.com/180","content_text":"Stuart and Simon explore the real numbers before, during and after Simon's latest property investment.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nWhat was Simon looking for?\nThinking back to the property market last year.\nOffers and purchase price.\nMortgage woes.\nMaking up with the rent.\nSee episode 12 for ROI and other definitions.\nForecast vs actual ROI and yield.\nCapital gains illustration.\nIs Simon happy with the investment?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon explore the real numbers before, during and after Simon\u0026#39;s latest property investment.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhat was Simon looking for?\u003c/li\u003e\n\u003cli\u003eThinking back to the property market last year.\u003c/li\u003e\n\u003cli\u003eOffers and purchase price.\u003c/li\u003e\n\u003cli\u003eMortgage woes.\u003c/li\u003e\n\u003cli\u003eMaking up with the rent.\u003c/li\u003e\n\u003cli\u003eSee \u003ca href=\"https://www.thebusinessofproperty.com/12\" rel=\"nofollow\"\u003eepisode 12\u003c/a\u003e for ROI and other definitions.\u003c/li\u003e\n\u003cli\u003eForecast vs actual ROI and yield.\u003c/li\u003e\n\u003cli\u003eCapital gains illustration.\u003c/li\u003e\n\u003cli\u003eIs Simon happy with the investment?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon explore the real numbers before, during and after Simon's latest property investment.","date_published":"2023-05-10T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c413d226-3478-4b28-a713-fa44caca1e4d.mp3","mime_type":"audio/mpeg","size_in_bytes":14731296,"duration_in_seconds":1802}]},{"id":"b1b0e472-1d86-4e9c-9ee3-ea0f2bc49d86","title":"Episode 179: The Three-Year Property Flip!!","url":"https://www.thebusinessofproperty.com/179","content_text":"Simon and Stuart discuss a particular property that Stuart has, accidentally, been working on for over three years.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nA different approach to \"flipping\".\nRe-cap since episode 36.\nEpisode 39.\nA special mention for InterBay.\nThe three year bridging loan!\nThe EWS1 has finally been issued!\nMortgage broker Simon Glastonbury.\nConsidering and comparing mortgage fees.\nWhether BTL can actually make money.\nRefinance or sell?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart discuss a particular property that Stuart has, accidentally, been working on for over three years.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA different approach to \u0026quot;flipping\u0026quot;.\u003c/li\u003e\n\u003cli\u003eRe-cap since \u003ca href=\"https://www.thebusinessofproperty.com/36\" rel=\"nofollow\"\u003eepisode 36\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/39\" rel=\"nofollow\"\u003eEpisode 39\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA special mention for \u003ca href=\"https://www.interbay.co.uk/\" rel=\"nofollow\"\u003eInterBay\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe three year bridging loan!\u003c/li\u003e\n\u003cli\u003eThe EWS1 has finally been issued!\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eConsidering and comparing mortgage fees.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/178\" rel=\"nofollow\"\u003eWhether BTL can actually make money\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRefinance or sell?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart discuss a particular property that Stuart has, accidentally, been working on for over three years.","date_published":"2023-05-03T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/b1b0e472-1d86-4e9c-9ee3-ea0f2bc49d86.mp3","mime_type":"audio/mpeg","size_in_bytes":13720320,"duration_in_seconds":1613}]},{"id":"37389e7c-e1c3-4eb3-910f-2c72ff9aa5cb","title":"Episode 178: Have interest rates broken BTL?!","url":"https://www.thebusinessofproperty.com/178","content_text":"Stuart and Simon discuss whether buy-to-let investment is currently broken (or not).\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nIs Simon's latest purchase broken (already)?\nPersonal name vs limited company.\nBTL is broken!\nIs BTL over-leveraged instead?\n\"If you're buying in cash, you're absolutely golden.\"\nMaybe BTL can work in some places?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon discuss whether buy-to-let investment is currently broken (or not).\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eIs Simon\u0026#39;s latest purchase broken (already)?\u003c/li\u003e\n\u003cli\u003ePersonal name vs limited company.\u003c/li\u003e\n\u003cli\u003eBTL is broken!\u003c/li\u003e\n\u003cli\u003eIs BTL over-leveraged instead?\u003c/li\u003e\n\u003cli\u003e\u0026quot;If you\u0026#39;re buying in cash, you\u0026#39;re absolutely golden.\u0026quot;\u003c/li\u003e\n\u003cli\u003e\u003cem\u003eMaybe\u003c/em\u003e BTL can work in \u003cem\u003esome\u003c/em\u003e places?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon discuss whether buy-to-let investment is currently broken (or not).","date_published":"2023-04-26T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/37389e7c-e1c3-4eb3-910f-2c72ff9aa5cb.mp3","mime_type":"audio/mpeg","size_in_bytes":10127688,"duration_in_seconds":1248}]},{"id":"b322fa3b-773b-4876-be64-89664e42aeaa","title":"Episode 177: Avoiding voids and landlords selling up","url":"https://www.thebusinessofproperty.com/177","content_text":"Simon and Stuart chat about Simon's recent experience (and process) renting a 2-bed house in the South East. Plus, what's the average rental void at the moment and why are so many landlords selling up?\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nSimon bucks the rental void period average by over 150 days!\nSimon confesses a planning oversight.\nNever before seen demand for a rental property!\nThe process for the viewings Simon ran.\nStuart is seeing a softening of HMO demand in his area.\nTenant departures due to inappropriate sales.\nSurprisingly large number of viewing tenants reporting their landlord is selling.\nSimon suggests a, not very practical, property investment strategy.\nLooking for tenanted property sales.\nWhy are so many landlords selling?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart chat about Simon\u0026#39;s recent experience (and process) renting a 2-bed house in the South East. Plus, what\u0026#39;s the average rental void at the moment and why are so many landlords selling up?\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSimon bucks the rental void period average by over 150 days!\u003c/li\u003e\n\u003cli\u003eSimon confesses a planning oversight.\u003c/li\u003e\n\u003cli\u003eNever before seen demand for a rental property!\u003c/li\u003e\n\u003cli\u003eThe process for the viewings Simon ran.\u003c/li\u003e\n\u003cli\u003eStuart is seeing a softening of HMO demand in his area.\u003c/li\u003e\n\u003cli\u003eTenant departures due to inappropriate sales.\u003c/li\u003e\n\u003cli\u003eSurprisingly large number of viewing tenants reporting their landlord is selling.\u003c/li\u003e\n\u003cli\u003eSimon suggests a, not very practical, property investment strategy.\u003c/li\u003e\n\u003cli\u003eLooking for tenanted property sales.\u003c/li\u003e\n\u003cli\u003eWhy are so many landlords selling?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart chat about Simon's recent experience (and process) renting a 2-bed house in the South East. Plus, what's the average rental void at the moment and why are so many landlords selling up?","date_published":"2023-04-19T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/b322fa3b-773b-4876-be64-89664e42aeaa.mp3","mime_type":"audio/mpeg","size_in_bytes":12051480,"duration_in_seconds":1473}]},{"id":"cd382a35-dfcb-4779-8dc5-0617a2b973ee","title":"Episode 176: Property problems","url":"https://www.thebusinessofproperty.com/176","content_text":"Stuart and Simon discuss the reality of running property businesses and the problems they face. From a slightly alarming market rent report to an even more alarming utility bill.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nNew market rent report from PaTMa.\nSimon's portfolio is a little behind the market.\nStuart's 50 + 60 \u0026gt; 100 challenge.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon discuss the reality of running property businesses and the problems they face. From a slightly alarming market rent report to an even more alarming utility bill.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eNew \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003emarket rent report\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s portfolio is a \u003cem\u003elittle\u003c/em\u003e behind the market.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s 50 + 60 \u0026gt; 100 challenge.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon discuss the reality of running property businesses and the problems they face. From a slightly alarming market rent report to an even more alarming utility bill.","date_published":"2023-04-12T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/cd382a35-dfcb-4779-8dc5-0617a2b973ee.mp3","mime_type":"audio/mpeg","size_in_bytes":11240544,"duration_in_seconds":1355}]},{"id":"c4d0e1a3-eb31-4f6d-a3b3-a046daeeb741","title":"Episode 175: Biggest price drop since 2009?!","url":"https://www.thebusinessofproperty.com/175","content_text":"Simon and Stuart discuss the recent news story about the biggest annual fall in house prices since 2009, is it the start of a crash? They also discuss the wider state of the property market, the impact of inflation on renters, and considerations for investors.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe property talk this week includes:\n\n\nPrice drop story, with the graph we discuss, on the BBC.\nSource data from Nationwide.\nNew listing prices are holding up.\nPeople are still listing property at prices close to the peak last year.\nCompound inflation adds up!\nThe next few weeks/months will be critical for the housing market.\nThinking about the tenants when choosing an investment.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart discuss the recent news story about the biggest annual fall in house prices since 2009, is it the start of a crash? They also discuss the wider state of the property market, the impact of inflation on renters, and considerations for investors.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe property talk this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003ePrice drop story, with the graph we discuss, on the \u003ca href=\"https://www.bbc.co.uk/news/business-65135405\" rel=\"nofollow\"\u003eBBC\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSource data from \u003ca href=\"https://www.nationwidehousepriceindex.co.uk/reports/house-prices-record-seventh-consecutive-monthly-decline-in-march\" rel=\"nofollow\"\u003eNationwide\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eNew listing \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eprices are holding up\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePeople are still listing property at prices close to the peak last year.\u003c/li\u003e\n\u003cli\u003eCompound inflation adds up!\u003c/li\u003e\n\u003cli\u003eThe next few weeks/months will be critical for the housing market.\u003c/li\u003e\n\u003cli\u003eThinking about the tenants when choosing an investment.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart discuss the recent news story about the biggest annual fall in house prices since 2009, is it the start of a crash? They also discuss the wider state of the property market, the impact of inflation on renters, and considerations for investors.","date_published":"2023-04-05T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c4d0e1a3-eb31-4f6d-a3b3-a046daeeb741.mp3","mime_type":"audio/mpeg","size_in_bytes":10698480,"duration_in_seconds":1297}]},{"id":"22dc6dbb-9f28-4ab6-b707-12326f221dfd","title":"Episode 174: Affordability and tenant selection: 80% on rent?!","url":"https://www.thebusinessofproperty.com/174","content_text":"Stuart and Simon discuss the reality of running property businesses. Simon shares his experience of putting his property on the market and the response he's received from potential tenants. They discuss the affordability of rent, talk about the shortage of rental properties, and the drop in new rental property listings.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nSimon's latest property on the rental market.\nIt's even almost ready!\nProfessional photos - perhaps with virtual tour.\nMatterport.\nOpenRent.\n30+ applicants in 48 hours.\nSpending 80% of income on rent?\nIs the rental property shortage getting worse?\nTenant checks before viewing.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon discuss the reality of running property businesses. Simon shares his experience of putting his property on the market and the response he\u0026#39;s received from potential tenants. They discuss the affordability of rent, talk about the shortage of rental properties, and the drop in new rental property listings.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSimon\u0026#39;s latest property on the rental market.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s even \u003cem\u003ealmost\u003c/em\u003e ready!\u003c/li\u003e\n\u003cli\u003eProfessional photos - perhaps with virtual tour.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://matterport.com/en-gb\" rel=\"nofollow\"\u003eMatterport\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.openrent.co.uk/\" rel=\"nofollow\"\u003eOpenRent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e30+ applicants in 48 hours.\u003c/li\u003e\n\u003cli\u003eSpending 80% of income on rent?\u003c/li\u003e\n\u003cli\u003eIs the rental property shortage getting worse?\u003c/li\u003e\n\u003cli\u003eTenant checks before viewing.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon discuss the reality of running property businesses. Simon shares his experience of putting his property on the market and the response he's received from potential tenants. They discuss the affordability of rent, talk about the shortage of rental properties, and the drop in new rental property listings.","date_published":"2023-03-29T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/22dc6dbb-9f28-4ab6-b707-12326f221dfd.mp3","mime_type":"audio/mpeg","size_in_bytes":9337656,"duration_in_seconds":1179}]},{"id":"44b89668-d805-49c2-a528-5767ef9c6c51","title":"Episode 173: The dreaded HMO licence inspection!","url":"https://www.thebusinessofproperty.com/173","content_text":"Stuart and Simon are reviewing the good, bad and entertaining feedback that Stuart recently received when renewing the HMO licence on one of his existing properties.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nThe crimes of Henry Hoover.\nThe case of the shrinking bedroom.\nGrowing requirements.\nStoring up mould.\nMoving walls.\nShower heating.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are reviewing the good, bad and entertaining feedback that Stuart recently received when renewing the HMO licence on one of his existing properties.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe crimes of Henry Hoover.\u003c/li\u003e\n\u003cli\u003eThe case of the shrinking bedroom.\u003c/li\u003e\n\u003cli\u003eGrowing requirements.\u003c/li\u003e\n\u003cli\u003eStoring up mould.\u003c/li\u003e\n\u003cli\u003eMoving walls.\u003c/li\u003e\n\u003cli\u003eShower heating.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are reviewing the good, bad and entertaining feedback that Stuart recently received when renewing the HMO licence on one of his existing properties.","date_published":"2023-03-22T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/44b89668-d805-49c2-a528-5767ef9c6c51.mp3","mime_type":"audio/mpeg","size_in_bytes":12126552,"duration_in_seconds":1560}]},{"id":"1089b332-d359-47b4-b441-de64b7ee1627","title":"Episode 172: Are landlords getting away without Rent Repayment Orders?","url":"https://www.thebusinessofproperty.com/172","content_text":"Simon and Stuart are debating the impacts, benefits and risks from the recent supreme court judgement on RRO liability.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nRRO judgement.\nRRO articles.\nSilicon Valley Bank collapse.\nMore SVB collapse details.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are debating the impacts, benefits and risks from the recent supreme court judgement on RRO liability.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.supremecourt.uk/cases/uksc-2021-0188.html\" rel=\"nofollow\"\u003eRRO judgement\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.landlordzone.co.uk/news/breaking-supreme-court-rules-that-superior-landlords-not-liable-for-rros/\" rel=\"nofollow\"\u003eRRO articles\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://monevator.com/weekend-reading-a-bank-blows-up/\" rel=\"nofollow\"\u003eSilicon Valley Bank collapse\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://stratechery.com/2023/the-death-of-silicon-valley-bank/\" rel=\"nofollow\"\u003eMore SVB collapse details\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are debating the impacts, benefits and risks from the recent supreme court judgement on RRO liability.","date_published":"2023-03-15T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1089b332-d359-47b4-b441-de64b7ee1627.mp3","mime_type":"audio/mpeg","size_in_bytes":9286872,"duration_in_seconds":1183}]},{"id":"ce81a70c-1287-4e2c-b149-27cbb3e11522","title":"Episode 171: Realities of Rent-to-Rent","url":"https://www.thebusinessofproperty.com/171","content_text":"Stuart and Simon are talking about some of the realities of rent-to-rent, as Stuart is bringing new leased properties into his portfolio.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nGrowing without buying.\nEnergy costs up by another 20%.\nBeing less capital intensive.\nWhy are landlords choosing to exit from (managing) their properties?\nStuart's current experience of onboarding rent-to-rent properties.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are talking about some of the realities of rent-to-rent, as Stuart is bringing new leased properties into his portfolio.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eGrowing without buying.\u003c/li\u003e\n\u003cli\u003eEnergy costs up by \u003cem\u003eanother\u003c/em\u003e 20%.\u003c/li\u003e\n\u003cli\u003eBeing less capital intensive.\u003c/li\u003e\n\u003cli\u003eWhy are landlords choosing to exit from (managing) their properties?\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s current experience of onboarding rent-to-rent properties.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about some of the realities of rent-to-rent, as Stuart is bringing new leased properties into his portfolio.","date_published":"2023-03-08T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ce81a70c-1287-4e2c-b149-27cbb3e11522.mp3","mime_type":"audio/mpeg","size_in_bytes":13340016,"duration_in_seconds":1626}]},{"id":"8c9c373d-f26e-48ed-bb82-6af882aac961","title":"Episode 170: Why would anyone buy property this year?","url":"https://www.thebusinessofproperty.com/170","content_text":"Simon and Stuart are asking the question \"Why would anyone buy property this year?\" based on the recent market forecast from Lloyds Bank and the latest PaTMa market data.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nhttps://twitter.com/HousePriceMania/status/1628822096045305856\nhttps://www.estateagenttoday.co.uk/breaking-news/2023/2/major-lender-warns-of-25-house-price-drop-in-downside-scenario\nWhy would anyone buy property this year?\n\"We could all be Chicken Little's\"\nReviewing the latest property market data from PaTMa.\nInvesting for the long term.\nChoosing a market with smaller oscillations.\nProperty sales take a long time (there is a long lag in property data).\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are asking the question \u0026quot;Why would anyone buy property this year?\u0026quot; based on the recent market forecast from Lloyds Bank and the latest PaTMa market data.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://twitter.com/HousePriceMania/status/1628822096045305856\" rel=\"nofollow\"\u003ehttps://twitter.com/HousePriceMania/status/1628822096045305856\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.estateagenttoday.co.uk/breaking-news/2023/2/major-lender-warns-of-25-house-price-drop-in-downside-scenario\" rel=\"nofollow\"\u003ehttps://www.estateagenttoday.co.uk/breaking-news/2023/2/major-lender-warns-of-25-house-price-drop-in-downside-scenario\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eWhy would anyone buy property this year?\u003c/li\u003e\n\u003cli\u003e\u0026quot;We could all be Chicken Little\u0026#39;s\u0026quot;\u003c/li\u003e\n\u003cli\u003eReviewing the latest \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eproperty market data\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eInvesting for the long term.\u003c/li\u003e\n\u003cli\u003eChoosing a market with smaller oscillations.\u003c/li\u003e\n\u003cli\u003eProperty sales take a long time (there is a long lag in property data).\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are asking the question \"Why would anyone buy property this year?\" based on the recent market forecast from Lloyds Bank and the latest PaTMa market data.","date_published":"2023-03-01T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8c9c373d-f26e-48ed-bb82-6af882aac961.mp3","mime_type":"audio/mpeg","size_in_bytes":12407472,"duration_in_seconds":1581}]},{"id":"00dd88bc-08fe-494f-8e91-74c9648b6099","title":"Episode 169: Should you buy an HMO?","url":"https://www.thebusinessofproperty.com/169","content_text":"Stuart and Simon are talking about things to consider before making the jump to HMO investing (especially if coming from a BTL background).\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nThinking about HMOs instead of BTLs.\nHMOs are more noisy.\nLocations for HMOs.\nBuy existing or convert.\nTo en-suite or not.\nLicensing (and maybe planning).\nExtra HMO compliance.\nHMO running costs.\nCleaner spies!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are talking about things to consider before making the jump to HMO investing (especially if coming from a BTL background).\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThinking about HMOs instead of BTLs.\u003c/li\u003e\n\u003cli\u003eHMOs are more noisy.\u003c/li\u003e\n\u003cli\u003eLocations for HMOs.\u003c/li\u003e\n\u003cli\u003eBuy existing or convert.\u003c/li\u003e\n\u003cli\u003eTo en-suite or not.\u003c/li\u003e\n\u003cli\u003eLicensing (and maybe planning).\u003c/li\u003e\n\u003cli\u003eExtra HMO compliance.\u003c/li\u003e\n\u003cli\u003eHMO running costs.\u003c/li\u003e\n\u003cli\u003eCleaner spies!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about things to consider before making the jump to HMO investing (especially if coming from a BTL background).","date_published":"2023-02-22T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/00dd88bc-08fe-494f-8e91-74c9648b6099.mp3","mime_type":"audio/mpeg","size_in_bytes":14423880,"duration_in_seconds":1831}]},{"id":"6af01929-9930-47e2-84db-d2d81752b91d","title":"Episode 168: Mortgages: latest rates \u0026 updates","url":"https://www.thebusinessofproperty.com/168","content_text":"We're joined by our mortgage expert to discuss the gradually stabilising mortgage market. Including our popular quick-fire round with the latest available mortgage interest rates.\n\n(This podcast is not advice, available rates vary by situation, always seek professional advice.)\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nSpecial guest - Mortgage broker Simon Glastonbury.\nHave mortgage rates peaked?\nWhat should you be doing about a pending rate expiry?\nAre trackers still an attractive option?\nHow has stress testing changed and what does it mean for loan to values?\nWhat's going on with 3% mortgage fees?\nQuick fire current mortgage rates - home buyer, BTL and HMO.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eWe\u0026#39;re joined by our mortgage expert to discuss the gradually stabilising mortgage market. Including our popular quick-fire round with the latest available mortgage interest rates.\u003c/p\u003e\n\n\u003cp\u003e(This podcast is not advice, available rates vary by situation, always seek professional advice.)\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHave mortgage rates peaked?\u003c/li\u003e\n\u003cli\u003eWhat should you be doing about a pending rate expiry?\u003c/li\u003e\n\u003cli\u003eAre trackers still an attractive option?\u003c/li\u003e\n\u003cli\u003eHow has stress testing changed and what does it mean for loan to values?\u003c/li\u003e\n\u003cli\u003eWhat\u0026#39;s going on with 3% mortgage fees?\u003c/li\u003e\n\u003cli\u003eQuick fire current mortgage rates - home buyer, BTL and HMO.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"We're joined by our mortgage expert to discuss the gradually stabilising mortgage market. Including our popular quick-fire round with the latest available mortgage interest rates.","date_published":"2023-02-15T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6af01929-9930-47e2-84db-d2d81752b91d.mp3","mime_type":"audio/mpeg","size_in_bytes":14997000,"duration_in_seconds":1926}]},{"id":"a6da727e-3e48-40cf-b305-da82a2a73772","title":"Episode 167: Limited company vs Section 24","url":"https://www.thebusinessofproperty.com/167","content_text":"Simon and Stuart are extending their conversation from last week around the financial effects on buy-to-let owners of changing mortgage interest rates - this time taking a look from a limited company point of view.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nBank of England base rate goes up.\nGood news on mortgage interest rates.\nOur effects of Section 24 and mortgage rates episode from last week.\nImagining our re-mortgage scenarios from last week, in a limited company.\nComparing personal name property tax to limited company tax.\n...including dividend tax when extracting profits from a limited company.\nLimited company tax spreadsheet: https://docs.google.com/spreadsheets/d/1UFtjeOAtpgqAZlaPyevfysVM600eJsSmc76UBUIgOkc/edit?usp=sharing\nFalling HMO numbers: https://www.lettingagenttoday.co.uk/breaking-news/2023/2/hmo-numbers-falling-despite-need-for-more-rental-properties\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are extending their conversation from last week around the financial effects on buy-to-let owners of changing mortgage interest rates - this time taking a look from a limited company point of view.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eBank of England base rate goes up.\u003c/li\u003e\n\u003cli\u003eGood news on mortgage interest rates.\u003c/li\u003e\n\u003cli\u003eOur \u003ca href=\"https://www.thebusinessofproperty.com/166\" rel=\"nofollow\"\u003eeffects of Section 24 and mortgage rates episode\u003c/a\u003e from last week.\u003c/li\u003e\n\u003cli\u003eImagining our re-mortgage scenarios from last week, in a limited company.\u003c/li\u003e\n\u003cli\u003eComparing personal name property tax to limited company tax.\u003c/li\u003e\n\u003cli\u003e...including dividend tax when extracting profits from a limited company.\u003c/li\u003e\n\u003cli\u003eLimited company tax spreadsheet: \u003ca href=\"https://docs.google.com/spreadsheets/d/1UFtjeOAtpgqAZlaPyevfysVM600eJsSmc76UBUIgOkc/edit?usp=sharing\" rel=\"nofollow\"\u003ehttps://docs.google.com/spreadsheets/d/1UFtjeOAtpgqAZlaPyevfysVM600eJsSmc76UBUIgOkc/edit?usp=sharing\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFalling HMO numbers: \u003ca href=\"https://www.lettingagenttoday.co.uk/breaking-news/2023/2/hmo-numbers-falling-despite-need-for-more-rental-properties\" rel=\"nofollow\"\u003ehttps://www.lettingagenttoday.co.uk/breaking-news/2023/2/hmo-numbers-falling-despite-need-for-more-rental-properties\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are extending their conversation from last week around the financial effects on buy-to-let owners of changing mortgage interest rates - this time taking a look from a limited company point of view.","date_published":"2023-02-08T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a6da727e-3e48-40cf-b305-da82a2a73772.mp3","mime_type":"audio/mpeg","size_in_bytes":11422392,"duration_in_seconds":1441}]},{"id":"3814d03f-7161-4ccd-8b55-24cf7f456aef","title":"Episode 166: 101% tax - Section 24 in action","url":"https://www.thebusinessofproperty.com/166","content_text":"Stuart and Simon are using the very real situation one of their BTL properties is in - to illustrate the dangers of rising mortgage interest rates combining with Section 24 tax.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nThe very real impact of higher mortgage rates and Section 24 combining...\n\n\nSimon's figures: https://docs.google.com/spreadsheets/d/1-Hd6Ooom9jfIVUEtacsgxSQ9PSDwT5fGOBAaQXcYBME/edit?usp=sharing\nOver 50% tax rate\n101% tax rate!\n\nStuart's \"interesting\" commercial property financing.\nDriving landlords out of the (BTL) market.\nWill things shift enough to really help many new buyers?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are using the very real situation one of their BTL properties is in - to illustrate the dangers of rising mortgage interest rates combining with Section 24 tax.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe very real impact of higher mortgage rates and Section 24 combining...\n\n\u003cul\u003e\n\u003cli\u003eSimon\u0026#39;s figures: \u003ca href=\"https://docs.google.com/spreadsheets/d/1-Hd6Ooom9jfIVUEtacsgxSQ9PSDwT5fGOBAaQXcYBME/edit?usp=sharing\" rel=\"nofollow\"\u003ehttps://docs.google.com/spreadsheets/d/1-Hd6Ooom9jfIVUEtacsgxSQ9PSDwT5fGOBAaQXcYBME/edit?usp=sharing\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eOver 50% tax rate\u003c/li\u003e\n\u003cli\u003e101% tax rate!\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s \u0026quot;interesting\u0026quot; commercial property financing.\u003c/li\u003e\n\u003cli\u003eDriving landlords out of the (BTL) market.\u003c/li\u003e\n\u003cli\u003eWill things shift enough to really help many new buyers?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are using the very real situation one of their BTL properties is in - to illustrate the dangers of rising mortgage interest rates combining with Section 24 tax.","date_published":"2023-02-01T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3814d03f-7161-4ccd-8b55-24cf7f456aef.mp3","mime_type":"audio/mpeg","size_in_bytes":11915160,"duration_in_seconds":1433}]},{"id":"d08bbef3-7aa1-4b65-a61e-fb476d126121","title":"Episode 165: Stuart confronts Simon's 2023 predictions","url":"https://www.thebusinessofproperty.com/165","content_text":"Simon thinks it might be \"fun\" to make some property predictions for 2023 - listen in and get in touch to let us know if you agree!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nDo not base your financial future on our \"for fun\" predictions!\nNo prediction spoilers - you'll have to listen for our thoughts on:\n\n\nBank of England base rate.\nMortgage rates.\nProperty prices.\n\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon thinks it might be \u0026quot;fun\u0026quot; to make some property predictions for 2023 - listen in and get in touch to let us know if you agree!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eDo not base your financial future on our \u0026quot;for fun\u0026quot; predictions!\u003c/li\u003e\n\u003cli\u003eNo prediction spoilers - you\u0026#39;ll have to listen for our thoughts on:\n\n\u003cul\u003e\n\u003cli\u003eBank of England base rate.\u003c/li\u003e\n\u003cli\u003eMortgage rates.\u003c/li\u003e\n\u003cli\u003eProperty prices.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon thinks it might be \"fun\" to make some property predictions for 2023 - listen in and get in touch to let us know if you agree!","date_published":"2023-01-25T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d08bbef3-7aa1-4b65-a61e-fb476d126121.mp3","mime_type":"audio/mpeg","size_in_bytes":10074048,"duration_in_seconds":1279}]},{"id":"525966af-c13b-4dd6-8505-30b118e13a67","title":"Episode 164: Prices down \u0026 long time listings!","url":"https://www.thebusinessofproperty.com/164","content_text":"This week is all about how the property market is starting 2023, Simon and Stuart talk about prices, time to sell, mortgages and more.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nHighest boxing day listings!\nHow house prices have started the new year.\n80 days to sell.\nA buyers/investors market.\n...or is it - mortgages!\nConsidering areas.\nProperty sourcers/sourcing.\nBMV in a falling market.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThis week is all about how the property market is starting 2023, Simon and Stuart talk about prices, time to sell, mortgages and more.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHighest boxing day listings!\u003c/li\u003e\n\u003cli\u003eHow house prices have started the new year.\u003c/li\u003e\n\u003cli\u003e80 days to sell.\u003c/li\u003e\n\u003cli\u003eA buyers/investors market.\u003c/li\u003e\n\u003cli\u003e...or is it - mortgages!\u003c/li\u003e\n\u003cli\u003eConsidering areas.\u003c/li\u003e\n\u003cli\u003eProperty sourcers/sourcing.\u003c/li\u003e\n\u003cli\u003eBMV in a falling market.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"This week is all about how the property market is starting 2023, Simon and Stuart talk about prices, time to sell, mortgages and more.","date_published":"2023-01-18T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/525966af-c13b-4dd6-8505-30b118e13a67.mp3","mime_type":"audio/mpeg","size_in_bytes":11864688,"duration_in_seconds":1512}]},{"id":"8926ac75-31b7-4aeb-a94d-e578cdc4abb8","title":"Episode 163: Is your property running as a business?","url":"https://www.thebusinessofproperty.com/163","content_text":"Stuart and Simon are talking about some of the key finances in all property businesses - rents and agent fees. Plus still thinking about cash flow and how other major expenses breakdown.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nDo you have a forecast profit figure for the year ahead?\nEBITDA.\nFinding the current market rent (with PaTMa).\nLetting agent fees.\nCash flow forecasting.\nHeadline breakdown of Stuart's property business expenses.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are talking about some of the key finances in all property businesses - rents and agent fees. Plus still thinking about cash flow and how other major expenses breakdown.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eDo you have a forecast profit figure for the year ahead?\u003c/li\u003e\n\u003cli\u003eEBITDA.\u003c/li\u003e\n\u003cli\u003eFinding the current market rent (with PaTMa).\u003c/li\u003e\n\u003cli\u003eLetting agent fees.\u003c/li\u003e\n\u003cli\u003eCash flow forecasting.\u003c/li\u003e\n\u003cli\u003eHeadline breakdown of Stuart\u0026#39;s property business expenses.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about some of the key finances in all property businesses - rents and agent fees. Plus still thinking about cash flow and how other major expenses breakdown.","date_published":"2023-01-11T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8926ac75-31b7-4aeb-a94d-e578cdc4abb8.mp3","mime_type":"audio/mpeg","size_in_bytes":11963328,"duration_in_seconds":1514}]},{"id":"ce38b21d-b1bb-45c3-8478-ce2c53c9d207","title":"Episode 162: Surviving property investment in 2023","url":"https://www.thebusinessofproperty.com/162","content_text":"Starting 2023, Simon and Stuart are thinking about how to be prepared for some of the potential headwinds facing landlords.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nWelcome to 2023!\nCash flow.\nMortgage finance costs.\nTrack your fixed rate mortgage dates - use a calendar, spreadsheet, or PaTMa.\nTalk to a mortgage broker early.\nEnergy costs.\nSolar panels on rented property.\nSmart meters.\nGoing beyond EPC.\nConsidering pre-EPC assessments.\nTax.\nChanges to Making Tax Digital (MTD).\nSection 24 tax - try the PaTMa quick calculator.\nSpeak to your/an accountant.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStarting 2023, Simon and Stuart are thinking about how to be prepared for some of the potential headwinds facing landlords.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWelcome to 2023!\u003c/li\u003e\n\u003cli\u003eCash flow.\u003c/li\u003e\n\u003cli\u003eMortgage finance costs.\u003c/li\u003e\n\u003cli\u003eTrack your fixed rate mortgage dates - use a calendar, spreadsheet, or PaTMa.\u003c/li\u003e\n\u003cli\u003eTalk to a mortgage broker \u003cem\u003eearly\u003c/em\u003e.\u003c/li\u003e\n\u003cli\u003eEnergy costs.\u003c/li\u003e\n\u003cli\u003eSolar panels on rented property.\u003c/li\u003e\n\u003cli\u003eSmart meters.\u003c/li\u003e\n\u003cli\u003eGoing beyond EPC.\u003c/li\u003e\n\u003cli\u003eConsidering pre-EPC assessments.\u003c/li\u003e\n\u003cli\u003eTax.\u003c/li\u003e\n\u003cli\u003eChanges to \u003ca href=\"https://www.patma.co.uk/docs/manager/features/making-tax-digital/\" rel=\"nofollow\"\u003eMaking Tax Digital (MTD)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/docs/glossary/section-24/\" rel=\"nofollow\"\u003eSection 24 tax\u003c/a\u003e - try the PaTMa \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003equick calculator\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSpeak to your/an accountant.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Starting 2023, Simon and Stuart are thinking about how to be prepared for some of the potential headwinds for landlords.","date_published":"2023-01-04T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ce38b21d-b1bb-45c3-8478-ce2c53c9d207.mp3","mime_type":"audio/mpeg","size_in_bytes":14642520,"duration_in_seconds":1856}]},{"id":"137cda18-042a-4f47-962b-2ca5dc3b000b","title":"Episode 161: Our Words of the Year 2022","url":"https://www.thebusinessofproperty.com/161","content_text":"To review the eventful year of 2022, Stuart and Simon each choose a word to encapsulate their property journey!\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nOur words of 2022.\nWhat went well in 2022.\nBiggest learnings from 2022.\nConsidering our words for 2023.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eTo review the eventful year of 2022, Stuart and Simon each choose a word to encapsulate their property journey!\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur words of 2022.\u003c/li\u003e\n\u003cli\u003eWhat went well in 2022.\u003c/li\u003e\n\u003cli\u003eBiggest learnings from 2022.\u003c/li\u003e\n\u003cli\u003eConsidering our words for 2023.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"To review the eventful year of 2022, Stuart and Simon each choose a word to encapsulate their property journey!","date_published":"2022-12-28T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/137cda18-042a-4f47-962b-2ca5dc3b000b.mp3","mime_type":"audio/mpeg","size_in_bytes":12190992,"duration_in_seconds":1545}]},{"id":"15c5b9a8-75fe-46f6-966a-fc4a4552ebf1","title":"Episode 160: Managing our property refurbishments and 'building' relationships","url":"https://www.thebusinessofproperty.com/160","content_text":"Simon and Stuart both have refurbishment projects in progress at the moment and are chatting about how they're getting them started.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nTwo refurbishment projects.\nBuilder planning months in advance.\nVs slightly later planning!\nThe story so far on Simon's refurb.\nPlanning refurbs in spreadsheets.\nBuilding relationships with builders.\nDefining \"good\" - with your own language.\nThe quality of toilet seats.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart both have refurbishment projects in progress at the moment and are chatting about how they\u0026#39;re getting them started.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTwo refurbishment projects.\u003c/li\u003e\n\u003cli\u003eBuilder planning months in advance.\u003c/li\u003e\n\u003cli\u003eVs slightly later planning!\u003c/li\u003e\n\u003cli\u003eThe story so far on Simon\u0026#39;s refurb.\u003c/li\u003e\n\u003cli\u003ePlanning refurbs in spreadsheets.\u003c/li\u003e\n\u003cli\u003eBuilding relationships with builders.\u003c/li\u003e\n\u003cli\u003eDefining \u0026quot;good\u0026quot; - with your own language.\u003c/li\u003e\n\u003cli\u003eThe quality of toilet seats.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart both have refurbishment projects in progress at the moment and are chatting about how they're getting them started.","date_published":"2022-12-21T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/15c5b9a8-75fe-46f6-966a-fc4a4552ebf1.mp3","mime_type":"audio/mpeg","size_in_bytes":14228904,"duration_in_seconds":1745}]},{"id":"9aec44c9-9b06-4aa7-a6fd-5a11105b04b5","title":"Episode 159: Should we be concerned about rents dropping and are we dropping our prices?","url":"https://www.thebusinessofproperty.com/159","content_text":"Stuart and Simon are chatting about movements in the rental market, and managing the process of changing rents for existing tenancies.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\n\"The press\" are always a bit behind what's actually happening in the rental market.\nRents are currently a bit down - rental data from PaTMa.\nJanuary will be a better measure.\nIncreasing rent to help tenants stay adjusted!\nInclusive energy caps.\nFrom rent forgiveness to rent increases for survival, in just two years.\nPractical issues with rent caps in shared houses.\nHoping tenants will take responsibility.\nInspire heating controls.\nIncreasing rents across an entire HMO portfolio.\n\"Some may argue with their feet.\"\nSimon's planned increases.\nThe process of increasing a BTL rent.\nThe opposite of evil landlords!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are chatting about movements in the rental market, and managing the process of changing rents for existing tenancies.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u0026quot;The press\u0026quot; are always a bit behind what\u0026#39;s actually happening in the rental market.\u003c/li\u003e\n\u003cli\u003eRents are currently a bit down - \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003erental data\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eJanuary will be a better measure.\u003c/li\u003e\n\u003cli\u003eIncreasing rent to help tenants stay adjusted!\u003c/li\u003e\n\u003cli\u003eInclusive energy caps.\u003c/li\u003e\n\u003cli\u003eFrom rent forgiveness to rent increases for survival, in just two years.\u003c/li\u003e\n\u003cli\u003ePractical issues with rent caps in shared houses.\u003c/li\u003e\n\u003cli\u003eHoping tenants will take responsibility.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.inspirehomeautomation.co.uk/\" rel=\"nofollow\"\u003eInspire\u003c/a\u003e heating controls.\u003c/li\u003e\n\u003cli\u003eIncreasing rents across an entire HMO portfolio.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Some may argue with their feet.\u0026quot;\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s planned increases.\u003c/li\u003e\n\u003cli\u003eThe process of increasing a BTL rent.\u003c/li\u003e\n\u003cli\u003eThe opposite of evil landlords!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are chatting about movements in the rental market, and managing the process of changing rents for existing tenancies.","date_published":"2022-12-14T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9aec44c9-9b06-4aa7-a6fd-5a11105b04b5.mp3","mime_type":"audio/mpeg","size_in_bytes":14653392,"duration_in_seconds":1748}]},{"id":"9e50078f-3372-4281-9439-13c3beb6ad9e","title":"Episode 158: Property vs Crypto vs Shares - update on our other investments","url":"https://www.thebusinessofproperty.com/158","content_text":"Simon and Stuart are talking about their real life investment returns - comparing across crypto, stocks and shares, and of course property.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe chat this week includes:\n\n\nComparing returns across asset classes in our investment portfolios.\nCrypto investments.\nStocks and shares.\nProperty capital gains.\nRemember rental income too.\nInflation is making prices the new normal.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about their real life investment returns - comparing across crypto, stocks and shares, and of course property.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eComparing returns across asset classes in our investment portfolios.\u003c/li\u003e\n\u003cli\u003eCrypto investments.\u003c/li\u003e\n\u003cli\u003eStocks and shares.\u003c/li\u003e\n\u003cli\u003eProperty capital gains.\u003c/li\u003e\n\u003cli\u003eRemember rental income too.\u003c/li\u003e\n\u003cli\u003eInflation is making prices the new normal.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about their real life investment returns - comparing across crypto, stocks and shares, and of course property.","date_published":"2022-12-07T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9e50078f-3372-4281-9439-13c3beb6ad9e.mp3","mime_type":"audio/mpeg","size_in_bytes":10844497,"duration_in_seconds":1410}]},{"id":"dc807982-6335-45fd-8cf4-abb37388fbeb","title":"Episode 157: Reviewing Simon’s potential property investments","url":"https://www.thebusinessofproperty.com/157","content_text":"Stuart and Simon chat about two identical, but differently priced, properties that Simon has been looking at as potential buy to let investments.\n\nJoin our email newsletter for extra, exclusive resources.\n\nThe discussion this week includes:\n\n\nProperty twins!\n350k property.\n400k property.\nThe market is a bit confused at the moment.\nRightmove price history with PaTMa.\nA big brick wall.\nComparing the required investment and ROI (thanks to PaTMa calculations).\nKnocking 100k off your buying criteria.\nPausing more than adjusting.\nReducing portfolio leverage.\nJanuary will be interesting - will the normal seasonal uplift happen?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon chat about two identical, but differently priced, properties that Simon has been looking at as potential buy to let investments.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eProperty twins!\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/properties/129145532\" rel=\"nofollow\"\u003e350k property\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/properties/129432188\" rel=\"nofollow\"\u003e400k property\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe market is a bit confused at the moment.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003eRightmove price history\u003c/a\u003e with PaTMa.\u003c/li\u003e\n\u003cli\u003eA big brick wall.\u003c/li\u003e\n\u003cli\u003eComparing the required investment and ROI (thanks to PaTMa calculations).\u003c/li\u003e\n\u003cli\u003eKnocking 100k off your buying criteria.\u003c/li\u003e\n\u003cli\u003ePausing more than adjusting.\u003c/li\u003e\n\u003cli\u003eReducing portfolio leverage.\u003c/li\u003e\n\u003cli\u003eJanuary will be interesting - will the normal seasonal uplift happen?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon chat about two identical, but differently priced, properties that Simon has been looking at as potential buy to let investments.","date_published":"2022-11-30T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/dc807982-6335-45fd-8cf4-abb37388fbeb.mp3","mime_type":"audio/mpeg","size_in_bytes":12001165,"duration_in_seconds":1575}]},{"id":"a9b86b66-ec3b-47bd-a244-10db7c9dcbe8","title":"Episode 156: Living intentionally: changing our actions to meet goals","url":"https://www.thebusinessofproperty.com/156","content_text":"Simon and Stuart are talking about some of the actions they choose to take to live intentionally and make personal improvements.\n\nThe chat this week includes:\n\n\nLooking at organising our time.\nSimon's a night owl.\nStuart's a morning lark.\nMaking the most of our mornings.\nChoosing to fit things in.\nWorking around children.\nAvoiding duplicate actions to streamline our days.\nThe challenge of getting up.\nThe One Thing.\nCreating a habit (in 66 days).\nAlarm clock to force you up.\nHabits are real.\nHabit stacking.\nHow do you structure your days/time?\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about some of the actions they choose to take to live intentionally and make personal improvements.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLooking at organising our time.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s a night owl.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s a morning lark.\u003c/li\u003e\n\u003cli\u003eMaking the most of our mornings.\u003c/li\u003e\n\u003cli\u003eChoosing to fit things in.\u003c/li\u003e\n\u003cli\u003eWorking around children.\u003c/li\u003e\n\u003cli\u003eAvoiding duplicate actions to streamline our days.\u003c/li\u003e\n\u003cli\u003eThe challenge of getting up.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3TKBp0Z\" rel=\"nofollow\"\u003eThe One Thing\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCreating a habit (in 66 days).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://play.google.com/store/apps/details?id=droom.sleepIfUCan\" rel=\"nofollow\"\u003eAlarm clock\u003c/a\u003e to force you up.\u003c/li\u003e\n\u003cli\u003eHabits are real.\u003c/li\u003e\n\u003cli\u003eHabit stacking.\u003c/li\u003e\n\u003cli\u003eHow do you structure your days/time?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about some of the actions they choose to take to live intentionally and make personal improvements.","date_published":"2022-11-23T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a9b86b66-ec3b-47bd-a244-10db7c9dcbe8.mp3","mime_type":"audio/mpeg","size_in_bytes":11899536,"duration_in_seconds":1487}]},{"id":"d002c99e-a38a-4502-b922-e3fa16f8a8ed","title":"Episode 155: Time to start negotiating on your next property purchase!","url":"https://www.thebusinessofproperty.com/155","content_text":"Stuart and Simon are chatting about the rapidly changing property market. They speculate a little on what the future may hold and how you can approach it.\n\nThe discussion this week includes:\n\n\nA more rapidly changing market?\nAuction reductions email.\nIs the current \"price vs interest rate\" situation an historic anomoly?\nSavings account vs property investment.\nMaking offers slowly.\nAuction guide (and hence reserve) prices being reduced en masse.\nDrastically reduced sale rates for some auctions.\nEIG newsletter.\n50% of UK mortgages on a higher rate by the end of 2023.\nWill there be a mortgage apocalypse?\nProperty investments might look a bit different at the moment, but they can still work.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are chatting about the rapidly changing property market. They speculate a little on what the future may hold and how you can approach it.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA more rapidly changing market?\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://mailchi.mp/9786a64ff1fe/16th-may-auction-entries-invited-44p9atkmpg-283722?e=bae606177c\" rel=\"nofollow\"\u003eAuction reductions email\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eIs the current \u0026quot;price vs interest rate\u0026quot; situation an historic anomoly?\u003c/li\u003e\n\u003cli\u003eSavings account vs property investment.\u003c/li\u003e\n\u003cli\u003eMaking offers slowly.\u003c/li\u003e\n\u003cli\u003eAuction guide (and hence reserve) prices being reduced en masse.\u003c/li\u003e\n\u003cli\u003eDrastically reduced sale rates for some auctions.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.eigpropertyauctions.co.uk/news\" rel=\"nofollow\"\u003eEIG newsletter\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e50% of UK mortgages on a higher rate by the end of 2023.\u003c/li\u003e\n\u003cli\u003eWill there be a mortgage apocalypse?\u003c/li\u003e\n\u003cli\u003eProperty investments might look a bit different at the moment, but they can still work.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are chatting about the rapidly changing property market. They speculate a little on what the future may hold and how you can approach it.","date_published":"2022-11-16T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d002c99e-a38a-4502-b922-e3fa16f8a8ed.mp3","mime_type":"audio/mpeg","size_in_bytes":13646808,"duration_in_seconds":1694}]},{"id":"bc56dee8-bf18-43cd-ab83-15e84951cb1b","title":"Episode 154: Tanning salons, smelly houses \u0026 a 27 bed property - investment update time!","url":"https://www.thebusinessofproperty.com/154","content_text":"Simon and Stuart are talking about their latest investments and potential investments. Including some things not going as planned and deciding against buildings with potential.\n\nThe chat this week includes:\n\n\nOur property business updates!\nUnused space above a tanning studio.\n\n\nOur previous intro to this property.\n\nConsidering access.\nCompleting on a smelly house.\nSubscribe to our email newsletter for photos (soon).\nSellers don't always clean on the way out.\nFun surprises (really) looking around after completion.\nBroken windows.\nProperty information forms.\nInvestigating a 27-bed property.\nIncreasing (student) rent with lower room rates!\nLooking at funding for larger projects.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about their latest investments and potential investments. Including some things not going as planned and deciding against buildings with potential.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur property business updates!\u003c/li\u003e\n\u003cli\u003eUnused space above a tanning studio.\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/150\" rel=\"nofollow\"\u003eOur previous intro to this property\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eConsidering access.\u003c/li\u003e\n\u003cli\u003eCompleting on a smelly house.\u003c/li\u003e\n\u003cli\u003eSubscribe to our \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eemail newsletter\u003c/a\u003e for photos (soon).\u003c/li\u003e\n\u003cli\u003eSellers don\u0026#39;t always clean on the way out.\u003c/li\u003e\n\u003cli\u003eFun surprises (really) looking around after completion.\u003c/li\u003e\n\u003cli\u003eBroken windows.\u003c/li\u003e\n\u003cli\u003eProperty information forms.\u003c/li\u003e\n\u003cli\u003eInvestigating a 27-bed property.\u003c/li\u003e\n\u003cli\u003eIncreasing (student) rent with lower room rates!\u003c/li\u003e\n\u003cli\u003eLooking at funding for larger projects.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about their latest investments and potential investments. Including some things not going as planned and deciding against buildings with potential.","date_published":"2022-11-09T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/bc56dee8-bf18-43cd-ab83-15e84951cb1b.mp3","mime_type":"audio/mpeg","size_in_bytes":11968008,"duration_in_seconds":1504}]},{"id":"fb2d4ef9-1081-4878-9e32-c347ae041dbd","title":"Episode 153: Property asking prices are reducing, time to invest?","url":"https://www.thebusinessofproperty.com/153","content_text":"Stuart and Simon have a discussion around where the property market is at the moment - use the latest market data from PaTMa.\n\nThe discussion this week includes:\n\n\nSubscribe to our email newsletter.\nWeekly property market data from PaTMa.\nThe changing number of asking price reductions (now the highest in two years).\nInitial listing prices (mostly) holding steady.\n1-bed price changes over two years - flats vs houses.\nFall-through spike just after the mini-budget.\nSimon's purchase has completed.\nPrice/value changes between offer and completion.\nA good positive sign from a buying perspective.\nGetting excited about new property listings!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nJoin our email newsletter for extra, exclusive resources.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon have a discussion around where the property market is at the moment - use the latest market data from PaTMa.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eSubscribe to our email newsletter\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWeekly \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eproperty market data\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eThe changing number of asking price reductions (now the highest in two years).\u003c/li\u003e\n\u003cli\u003eInitial listing prices (mostly) holding steady.\u003c/li\u003e\n\u003cli\u003e1-bed price changes over two years - flats vs houses.\u003c/li\u003e\n\u003cli\u003eFall-through spike just after the mini-budget.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s purchase has completed.\u003c/li\u003e\n\u003cli\u003ePrice/value changes between offer and completion.\u003c/li\u003e\n\u003cli\u003eA good positive sign from a buying perspective.\u003c/li\u003e\n\u003cli\u003eGetting excited about new property listings!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eJoin \u003ca href=\"http://eepurl.com/icl-1f\" rel=\"nofollow\"\u003eour email newsletter\u003c/a\u003e for extra, exclusive resources.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon have a discussion around where the property market is at the moment - use the latest market data from PaTMa.","date_published":"2022-11-02T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/fb2d4ef9-1081-4878-9e32-c347ae041dbd.mp3","mime_type":"audio/mpeg","size_in_bytes":12171936,"duration_in_seconds":1500}]},{"id":"c08b8a33-f600-4315-9e24-ae7ed5d11ae3","title":"Episode 152: Tracker vs fixed, 20 year property investment analysis","url":"https://www.thebusinessofproperty.com/152","content_text":"Simon and Stuart are talking about the new (much higher) mortgage stress test rates and their real world effect. Plus a real-world analysis of a tracker vs fixed mortgage rates over the last 20 years.\n\nThe chat this week includes:\n\n\nLast weeks episode on mortgage rates.\nTry out the new stress rates using the PaTMa buy-to-let profit calculator.\nDon't miss fixed rate mortgage expiry dates with Property Manager.\nThe scary new stress test rates - and how they look in practice.\n\n\nStuart's studio flat now (including below market rent).\nIf purchasing without a mortgage (and with market rent).\n\nGetGround research.\nCash buying for higher ROI.\nComparing the cost of a (real) tracker mortgage vs fixed rate mortgage(s) over the last 20 years.\nBank of England base rate history.\nHistoric fixed mortgage rates from Statista.\nRecent fixed mortgage rate data from the Bank of England.\nSimon's tracker vs fixed analysis spreadsheet.\nSaving £56,000 over 20 years!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nSubscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about the new (much higher) mortgage stress test rates and their real world effect. Plus a real-world analysis of a tracker vs fixed mortgage rates over the last 20 years.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLast weeks episode on \u003ca href=\"https://www.thebusinessofproperty.com/134\" rel=\"nofollow\"\u003emortgage rates\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTry out the new stress rates using the \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003ePaTMa buy-to-let profit calculator\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t miss fixed rate mortgage expiry dates with \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003eProperty Manager\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe scary new stress test rates - and how they look in practice.\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/4yvjC8qK\" rel=\"nofollow\"\u003eStuart\u0026#39;s studio flat now\u003c/a\u003e (including below market rent).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/s/DkCRIFnm\" rel=\"nofollow\"\u003eIf purchasing without a mortgage\u003c/a\u003e (and with market rent).\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.nrla.org.uk/news/-what-the-latest-data-days-about-the-buy-to-let-experience\" rel=\"nofollow\"\u003eGetGround research\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCash buying for higher ROI.\u003c/li\u003e\n\u003cli\u003eComparing the cost of a (real) tracker mortgage vs fixed rate mortgage(s) over the last 20 years.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp\" rel=\"nofollow\"\u003eBank of England base rate history\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.statista.com/statistics/386301/uk-average-mortgage-interest-rates/\" rel=\"nofollow\"\u003eHistoric fixed mortgage rates from Statista\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.bankofengland.co.uk/statistics/visual-summaries/effective-interest-rates\" rel=\"nofollow\"\u003eRecent fixed mortgage rate data\u003c/a\u003e from the Bank of England.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/1EYmeu4f4pXjGQwEiQ5tF7KWVm81Ka7fXWrDwi1Vqd9k/edit?usp=sharing\" rel=\"nofollow\"\u003eSimon\u0026#39;s tracker vs fixed analysis spreadsheet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSaving £56,000 over 20 years!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eSubscribe to The Business of Property podcast on \u003ca href=\"https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r\" rel=\"nofollow\"\u003eSpotify\u003c/a\u003e, \u003ca href=\"https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728\" rel=\"nofollow\"\u003eiTunes\u003c/a\u003e, and all \u003ca href=\"https://www.thebusinessofproperty.com/subscribe\" rel=\"nofollow\"\u003epodcast platforms\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about the new (much higher) mortgage stress test rates and their real world effect. Plus a real-world analysis of a tracker vs fixed mortgage rates over the last 20 years.","date_published":"2022-10-26T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c08b8a33-f600-4315-9e24-ae7ed5d11ae3.mp3","mime_type":"audio/mpeg","size_in_bytes":13571736,"duration_in_seconds":1621}]},{"id":"f8232828-43e0-44ac-9c79-ab4d719d03b7","title":"Episode 151: Mortgage rates for property investing right now","url":"https://www.thebusinessofproperty.com/151","content_text":"We're delighted to be joined by our mortgage expert to discuss the rapidly changing mortgage market of the last few weeks. Including updated stress test rates and the latest available mortgage interest rates.\n\nThe discussion this week includes:\n\n\nSpecial guest - Mortgage broker Simon Glastonbury.\nRecent mortgage market adventures.\nChanges in mortgage products.\nChanges in mortgage fees.\nReduced number of mortgage products.\nUpdated mortgage stress test rates.\nKnock on effects to property prices.\nCurrently available mortgage rates.\nMortgage interest rates 20 years ago.\nRe-mortgage stress tests.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eWe\u0026#39;re delighted to be joined by our mortgage expert to discuss the rapidly changing mortgage market of the last few weeks. Including updated stress test rates and the latest available mortgage interest rates.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRecent mortgage market adventures.\u003c/li\u003e\n\u003cli\u003eChanges in mortgage products.\u003c/li\u003e\n\u003cli\u003eChanges in mortgage fees.\u003c/li\u003e\n\u003cli\u003eReduced number of mortgage products.\u003c/li\u003e\n\u003cli\u003eUpdated mortgage stress test rates.\u003c/li\u003e\n\u003cli\u003eKnock on effects to property prices.\u003c/li\u003e\n\u003cli\u003eCurrently available mortgage rates.\u003c/li\u003e\n\u003cli\u003eMortgage interest rates 20 years ago.\u003c/li\u003e\n\u003cli\u003eRe-mortgage stress tests.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"We're delighted to be joined by our mortgage expert to discuss the rapidly changing mortgage market of the last few weeks. Including updated stress test rates and the latest available mortgage interest rates.","date_published":"2022-10-19T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f8232828-43e0-44ac-9c79-ab4d719d03b7.mp3","mime_type":"audio/mpeg","size_in_bytes":18166032,"duration_in_seconds":2354}]},{"id":"6c93d085-3522-4fb9-ae94-ba4b461c6a3d","title":"Episode 150: Dealing with Nil Valuations in property investing","url":"https://www.thebusinessofproperty.com/150","content_text":"What can you do when your mortgage valuation comes back as \"nil\"? Stuart and Simon are talking about that exact situation and how Stuart is handling it. Plus more updates from Stuart's property business, including missing stairs and a fireman's pole!\n\nThe chat this week includes:\n\n\nValuations.\nMortgage application.\nSimon's purchase.\nNil valuation saga.\nLenders just don't want to lend?\nCash buying for a discount.\nConsidering commercial.\nNo stairs!\nFireman poles and spiral slides!\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eWhat can you do when your mortgage valuation comes back as \u0026quot;nil\u0026quot;? Stuart and Simon are talking about that exact situation and how Stuart is handling it. Plus more updates from Stuart\u0026#39;s property business, including missing stairs and a fireman\u0026#39;s pole!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eValuations.\u003c/li\u003e\n\u003cli\u003eMortgage application.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s purchase.\u003c/li\u003e\n\u003cli\u003eNil valuation saga.\u003c/li\u003e\n\u003cli\u003eLenders just don\u0026#39;t want to lend?\u003c/li\u003e\n\u003cli\u003eCash buying for a discount.\u003c/li\u003e\n\u003cli\u003eConsidering commercial.\u003c/li\u003e\n\u003cli\u003eNo stairs!\u003c/li\u003e\n\u003cli\u003eFireman poles and spiral slides!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"What can you do when your mortgage valuation comes back as \"nil\"? Stuart and Simon are talking about that exact situation and how Stuart is handling it. Plus more updates from Stuart's property business, including missing stairs and a fireman's pole!","date_published":"2022-10-12T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6c93d085-3522-4fb9-ae94-ba4b461c6a3d.mp3","mime_type":"audio/mpeg","size_in_bytes":11124552,"duration_in_seconds":1391}]},{"id":"3d6202a0-5732-4af5-afff-8233250865a9","title":"Episode 149: Disappearing mortgages and price reductions!","url":"https://www.thebusinessofproperty.com/149","content_text":"Simon and Stuart are talking about their experiences and evidence of the (rapidly) changing property market.\n\nThe discussion this week includes:\n\n\nDie Hard.\nNothing to talk about!\nThe great mortgage disappearance.\nChanges to buying decisions.\nChanges to our buying outlook.\nWhat is Return on Investment (ROI).\nMortgage interest set to triple.\nStats from the property market:\n\n\nExample property market price reduction graph from PaTMa.\n70% more property reductions in September 2022 vs September 2021.\nAround 3,000 properties being reduced per day (end of September 2022).\n\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about their experiences and evidence of the (rapidly) changing property market.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.imdb.com/title/tt0095016/\" rel=\"nofollow\"\u003eDie Hard\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eNothing to talk about!\u003c/li\u003e\n\u003cli\u003eThe great mortgage \u003ca href=\"https://thenegotiator.co.uk/mortgage-deals-drop-40-as-market-panics-in-mini-budget-aftermath/\" rel=\"nofollow\"\u003edisappearance\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChanges to buying decisions.\u003c/li\u003e\n\u003cli\u003eChanges to our buying outlook.\u003c/li\u003e\n\u003cli\u003eWhat is \u003ca href=\"https://www.patma.co.uk/support/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eReturn on Investment (ROI)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMortgage interest set to triple.\u003c/li\u003e\n\u003cli\u003eStats from the property market:\n\n\u003cul\u003e\n\u003cli\u003eExample \u003ca href=\"https://twitter.com/ppanthe/status/1574380911583526912\" rel=\"nofollow\"\u003eproperty market price reduction graph\u003c/a\u003e from \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e70% more property reductions in September 2022 vs September 2021.\u003c/li\u003e\n\u003cli\u003eAround 3,000 properties being reduced per day (end of September 2022).\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about their experiences and evidence of the (rapidly) changing property market.","date_published":"2022-10-05T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3d6202a0-5732-4af5-afff-8233250865a9.mp3","mime_type":"audio/mpeg","size_in_bytes":11345136,"duration_in_seconds":1418}]},{"id":"30b2e276-a348-4cc4-a064-7acf932a356e","title":"Episode 148: What we're thinking before our next investment","url":"https://www.thebusinessofproperty.com/148","content_text":"Stuart and Simon are chatting about the rapidly changing world of property regulation, and other circumstances, before their next investment purchases.\n\nThe chat this week includes:\n\n\nApproaching the changing property investment world.\nEPC considerations and opportunities.\nThinking about the future of parking needs (EV charging).\nChoosing property because you like it.\nRoof directions!\nWaiting for (EPC) deadlines.\nHometrack report.\nRent freezes (in Scotland).\nDoubling down on the numbers.\nInteresting (fantasy) properties with potential.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are chatting about the rapidly changing world of property regulation, and other circumstances, before their next investment purchases.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eApproaching the changing property investment world.\u003c/li\u003e\n\u003cli\u003eEPC considerations \u003cem\u003eand\u003c/em\u003e opportunities.\u003c/li\u003e\n\u003cli\u003eThinking about the future of parking needs (EV charging).\u003c/li\u003e\n\u003cli\u003eChoosing property because you like it.\u003c/li\u003e\n\u003cli\u003eRoof directions!\u003c/li\u003e\n\u003cli\u003eWaiting for (EPC) deadlines.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.hometrack.com/latest-news/rental-market-reports/\" rel=\"nofollow\"\u003eHometrack report\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRent freezes (in Scotland).\u003c/li\u003e\n\u003cli\u003eDoubling down on the numbers.\u003c/li\u003e\n\u003cli\u003eInteresting (fantasy) properties with potential.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are chatting about the rapidly changing world of property regulation, and other circumstances, before their next investment purchases.","date_published":"2022-09-28T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/30b2e276-a348-4cc4-a064-7acf932a356e.mp3","mime_type":"audio/mpeg","size_in_bytes":9261720,"duration_in_seconds":1153}]},{"id":"637b3d2f-7760-43a8-ba72-87de6f8efd22","title":"Episode 147: Mortgage market update September 2022","url":"https://www.thebusinessofproperty.com/147","content_text":"Simon and Stuart are talking mortgages and current rates with our resident broker!\n\n(This podcast is not advice, available rates vary by situation, always seek professional advice.)\n\nThe discussion this week includes:\n\n\nSpecial guest - Mortgage broker Simon Glastonbury.\nThe mortgage rate landscape.\nLender service levels.\nOnline systems.\nRates vs service.\nTracker vs fixed mortgage rates.\nLive(!) tracker rate look-up.\nQuick fire mortgage rates.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eSimon and Stuart are talking mortgages and current rates with our resident broker!\u003c/p\u003e\n\n\u003cp\u003e(This podcast is not advice, available rates vary by situation, always seek professional advice.)\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe mortgage rate landscape.\u003c/li\u003e\n\u003cli\u003eLender service levels.\u003c/li\u003e\n\u003cli\u003eOnline systems.\u003c/li\u003e\n\u003cli\u003eRates vs service.\u003c/li\u003e\n\u003cli\u003eTracker vs fixed mortgage rates.\u003c/li\u003e\n\u003cli\u003eLive(!) tracker rate look-up.\u003c/li\u003e\n\u003cli\u003eQuick fire mortgage rates.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Simon and Stuart are talking mortgages and current rates with our resident broker!\r\n\r\n(This podcast is not advice, available rates vary by situation, always seek professional advice.)","date_published":"2022-09-21T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/637b3d2f-7760-43a8-ba72-87de6f8efd22.mp3","mime_type":"audio/mpeg","size_in_bytes":15209616,"duration_in_seconds":2136}]},{"id":"a8e7270f-2f42-45ae-a66f-d0b9cbe80dea","title":"Episode 146: Property cash flow issues","url":"https://www.thebusinessofproperty.com/146","content_text":"Stuart and Simon are chatting about cash flow issues - where they've come from and what might happen next.\n\nPlease note - this episode was recorded before the government announced the utility price cap!\n\nThe chat this week includes:\n\n\nCash flow!\nUtility costs...\n...and student lets.\n...and splitting costs between tenants.\n...individual room metering.\n(Re)mortgage issues and SVR.\nSimon Glastonbury mortgage broker episode.\nGet your re-mortgage applications started early!\nUtility costs affecting project planning.\nIncreasing HMO room rates?\nHMO properties being emptied and sold.\nFind us on Twitter, YouTube or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are chatting about cash flow issues - where they\u0026#39;ve come from and what might happen next.\u003c/p\u003e\n\n\u003cp\u003ePlease note - this episode was recorded before the government announced the utility price cap!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCash flow!\u003c/li\u003e\n\u003cli\u003eUtility costs...\u003c/li\u003e\n\u003cli\u003e...and student lets.\u003c/li\u003e\n\u003cli\u003e...and splitting costs between tenants.\u003c/li\u003e\n\u003cli\u003e...individual room metering.\u003c/li\u003e\n\u003cli\u003e(Re)mortgage issues and SVR.\u003c/li\u003e\n\u003cli\u003eSimon Glastonbury \u003ca href=\"https://www.thebusinessofproperty.com/134\" rel=\"nofollow\"\u003emortgage broker episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eGet your re-mortgage applications started early!\u003c/li\u003e\n\u003cli\u003eUtility costs affecting project planning.\u003c/li\u003e\n\u003cli\u003eIncreasing HMO room rates?\u003c/li\u003e\n\u003cli\u003eHMO properties being emptied and sold.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eYouTube\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are chatting about cash flow issues - where they've come from and what might happen next.\r\n\r\nPlease note - this episode was recorded before the government announced the utility price cap!","date_published":"2022-09-14T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a8e7270f-2f42-45ae-a66f-d0b9cbe80dea.mp3","mime_type":"audio/mpeg","size_in_bytes":13367088,"duration_in_seconds":1672}]},{"id":"f607ac9b-f623-42a4-8f83-b4c21247060a","title":"Episode 145: Our updates - mortgages, mortgages, mortgages","url":"https://www.thebusinessofproperty.com/145","content_text":"Having snuck away for breaks, Simon and Stuart are back and catching up on what's been happening in their property businesses.\n\nThe discussion this week includes:\n\n\nRemortgaging.\nEPCs.\nValuations.\nMortgage companies trying to increase rents.\nTiming.\nRapidly changing mortgage options.\nBooks (Amazon affiliate links):\n\n\nSmall Business Cash Flow\nXero to One\nWhere The Crawdads Sign\n\nThe Business of Property on YouTube.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eHaving snuck away for breaks, Simon and Stuart are back and catching up on what\u0026#39;s been happening in their property businesses.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eRemortgaging.\u003c/li\u003e\n\u003cli\u003eEPCs.\u003c/li\u003e\n\u003cli\u003eValuations.\u003c/li\u003e\n\u003cli\u003eMortgage companies trying to increase rents.\u003c/li\u003e\n\u003cli\u003eTiming.\u003c/li\u003e\n\u003cli\u003eRapidly changing mortgage options.\u003c/li\u003e\n\u003cli\u003eBooks (Amazon affiliate links):\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3KR4aqd\" rel=\"nofollow\"\u003eSmall Business Cash Flow\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3cwBFRX\" rel=\"nofollow\"\u003eXero to One\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3KD2v7o\" rel=\"nofollow\"\u003eWhere The Crawdads Sign\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eThe Business of Property on YouTube\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Having snuck away for breaks, Simon and Stuart are back and catching up on what's been happening in their property businesses.","date_published":"2022-09-07T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f607ac9b-f623-42a4-8f83-b4c21247060a.mp3","mime_type":"audio/mpeg","size_in_bytes":11749104,"duration_in_seconds":1402}]},{"id":"82c0cefe-c310-47e6-bf00-7ed8c6631c06","title":"Episode 144: Plan the work, work the plan!","url":"https://www.thebusinessofproperty.com/144","content_text":"This week Stuart and Simon are talking about making plans, from goals, then executing on those plans and what is actually involved.\n\nThe chat this week includes:\n\n\nGet rich quick, prepare to be bored!\nFollowing on from why.\nDefining your goals carefully.\n\"Clarity is key\".\nHow.\nConsider what's possible when setting goals.\nTalk to other people in property.\n\"A wonderful tool like PaTMa\" to give really good insight into average rental rates.\nProperty wont make you rich in 6-12 months.\nOur \"replacing your salary\" series, complete with time considerations:\n\n\nReplacing your salary with rent-to-rent\nReplacing your salary with an HMO portfolio\nReplacing your salary with a buy to let portfolio\nReplacing your salary with serviced accommodation\n\nSorry about the school holiday background noises!\nMaking a plan.\nIdentifying where you are.\nUsing a plan to stay focused.\n\"Inch wide, mile deep\".\nYou can't create relationships overnight.\nIt takes time to make progress, have a plan to make progress in the right direction.\n\"We're not all destined to build hotels on Mars\".\nCreate a plan, work your plan, and create a life you want.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThis week Stuart and Simon are talking about making plans, from goals, then executing on those plans and what is actually involved.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eGet rich quick, prepare to be bored!\u003c/li\u003e\n\u003cli\u003eFollowing on from \u003ca href=\"https://www.thebusinessofproperty.com/143\" rel=\"nofollow\"\u003ewhy\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDefining your goals carefully.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Clarity is key\u0026quot;.\u003c/li\u003e\n\u003cli\u003eHow.\u003c/li\u003e\n\u003cli\u003eConsider what\u0026#39;s possible when setting goals.\u003c/li\u003e\n\u003cli\u003eTalk to other people in property.\u003c/li\u003e\n\u003cli\u003e\u0026quot;A wonderful tool like \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e\u0026quot; to give really good insight into average rental rates.\u003c/li\u003e\n\u003cli\u003eProperty wont make you rich in 6-12 months.\u003c/li\u003e\n\u003cli\u003eOur \u0026quot;replacing your salary\u0026quot; series, complete with time considerations:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eReplacing your salary with rent-to-rent\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eReplacing your salary with an HMO portfolio\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eReplacing your salary with a buy to let portfolio\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/89\" rel=\"nofollow\"\u003eReplacing your salary with serviced accommodation\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eSorry about the school holiday background noises!\u003c/li\u003e\n\u003cli\u003eMaking a plan.\u003c/li\u003e\n\u003cli\u003eIdentifying where you are.\u003c/li\u003e\n\u003cli\u003eUsing a plan to stay focused.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Inch wide, mile deep\u0026quot;.\u003c/li\u003e\n\u003cli\u003eYou can\u0026#39;t create relationships overnight.\u003c/li\u003e\n\u003cli\u003eIt takes time to make progress, have a plan to make progress in the right direction.\u003c/li\u003e\n\u003cli\u003e\u0026quot;We\u0026#39;re not all destined to build hotels on Mars\u0026quot;.\u003c/li\u003e\n\u003cli\u003eCreate a plan, work your plan, and create a life you want.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"This week Stuart and Simon are talking about making plans, from goals, then executing on those plans and what is actually involved.","date_published":"2022-08-31T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/82c0cefe-c310-47e6-bf00-7ed8c6631c06.mp3","mime_type":"audio/mpeg","size_in_bytes":13422624,"duration_in_seconds":1757}]},{"id":"17c6c08f-fa9f-4bb2-ad0c-2dad395a066d","title":"Episode 143: WHY are any of us investing in property?","url":"https://www.thebusinessofproperty.com/143","content_text":"Simon and Stuart are chatting about whys, goals, plans, pensions, and budgets!\n\nThe discussion this week includes:\n\n\nOur goals when we started in property.\nProperty income as an income to live off.\nPlan better than we did!\nThinking out to a pension.\nConsider cutting back to make goals easier.\nWhat does/would your \"good life\" look like?\nWe previously talked about pension pot sizes.\nChoosing not to save in a traditional pension plan.\nStuart's financial freedom steps:\n\n\nFinancial security.\nFinancial independence.\nFinancial freedom.\n\nFive \"why\"s.\nWorking from base, personal, goals.\nTaking the time to minimise personal outgoings.\nYou Need a Budget - online tool and book.\nMaintaining a regular household budget.\nIntroducing children to a household budget.\nYou can find us on on YouTube.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are chatting about whys, goals, plans, pensions, and budgets!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur goals when we started in property.\u003c/li\u003e\n\u003cli\u003eProperty income as an income to live off.\u003c/li\u003e\n\u003cli\u003ePlan better than we did!\u003c/li\u003e\n\u003cli\u003eThinking out to a pension.\u003c/li\u003e\n\u003cli\u003eConsider cutting back to make goals easier.\u003c/li\u003e\n\u003cli\u003eWhat does/would your \u0026quot;good life\u0026quot; look like?\u003c/li\u003e\n\u003cli\u003eWe \u003ca href=\"https://www.thebusinessofproperty.com/136\" rel=\"nofollow\"\u003epreviously talked about pension pot sizes\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChoosing not to save in a traditional pension plan.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s financial freedom steps:\n\n\u003cul\u003e\n\u003cli\u003eFinancial security.\u003c/li\u003e\n\u003cli\u003eFinancial independence.\u003c/li\u003e\n\u003cli\u003eFinancial freedom.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eFive \u0026quot;why\u0026quot;s.\u003c/li\u003e\n\u003cli\u003eWorking from base, personal, goals.\u003c/li\u003e\n\u003cli\u003eTaking the time to minimise personal outgoings.\u003c/li\u003e\n\u003cli\u003eYou Need a Budget - \u003ca href=\"https://www.youneedabudget.com/\" rel=\"nofollow\"\u003eonline tool\u003c/a\u003e and \u003ca href=\"https://amzn.to/3Stk2lO\" rel=\"nofollow\"\u003ebook\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMaintaining a regular household budget.\u003c/li\u003e\n\u003cli\u003eIntroducing children to a household budget.\u003c/li\u003e\n\u003cli\u003eYou can find \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eus on on YouTube\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are chatting about whys, goals, plans, pensions, and budgets!","date_published":"2022-08-24T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/17c6c08f-fa9f-4bb2-ad0c-2dad395a066d.mp3","mime_type":"audio/mpeg","size_in_bytes":12054408,"duration_in_seconds":1565}]},{"id":"15f681ae-cc5e-4490-aaf0-26c055c8f1ca","title":"Episode 142: Reality of the buying process","url":"https://www.thebusinessofproperty.com/142","content_text":"This week Stuart and Simon are talking through the purchase process - what are the steps and what do you need to do to be prepared and make it through the process smoothly.\n\nThe chat this week includes:\n\n\nThe process and paperwork when buying a property.\nOffer accepted!\nAnti Money Laundering (AML) checks - with agent and perhaps others.\nProof of funds.\n(Maybe) company bank account - ID and proof of funds (again).\nEngage solicitor - check prices.\nSales memorandum, shared with all parties including solicitors.\nGet a mortgage (offer).\n(Maybe) Pay admin fee, valuation fee, and others for your mortgage.\nProperty schedule - a spreadsheet of your current portfolio.\nWait for / help valuation to take place.\nBusiness plan.\nHMO licence and planning approval.\nLast 2-3 tax returns - or at least calculations.\nEvidence of recent rent receipts.\nStart/request the searches - a fee to your solicitor.\nFixtures and fittings report.\nTitle plan and deed (with any covenants).\nAll the search results, queries and answers.\nDraft sales contract.\nSign the contract.\nMove money (deposit).\nArrange buildings insurance (starting from exchange).\nExchange!\nMove more money including mortgage money.\nComplete!\nCollect the keys.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThis week Stuart and Simon are talking through the purchase process - what are the steps and what do you need to do to be prepared and make it through the process smoothly.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe process and paperwork when buying a property.\u003c/li\u003e\n\u003cli\u003eOffer accepted!\u003c/li\u003e\n\u003cli\u003eAnti Money Laundering (AML) checks - with agent and perhaps others.\u003c/li\u003e\n\u003cli\u003eProof of funds.\u003c/li\u003e\n\u003cli\u003e(Maybe) company bank account - ID and proof of funds (again).\u003c/li\u003e\n\u003cli\u003eEngage solicitor - check prices.\u003c/li\u003e\n\u003cli\u003eSales memorandum, shared with all parties including solicitors.\u003c/li\u003e\n\u003cli\u003eGet a mortgage (offer).\u003c/li\u003e\n\u003cli\u003e(Maybe) Pay admin fee, valuation fee, and others for your mortgage.\u003c/li\u003e\n\u003cli\u003eProperty schedule - a \u003ca href=\"https://www.patma.co.uk/docs/manager/how-to/property-schedule/\" rel=\"nofollow\"\u003espreadsheet of your current portfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWait for / help valuation to take place.\u003c/li\u003e\n\u003cli\u003eBusiness plan.\u003c/li\u003e\n\u003cli\u003eHMO licence and planning approval.\u003c/li\u003e\n\u003cli\u003eLast 2-3 tax returns - or at least calculations.\u003c/li\u003e\n\u003cli\u003eEvidence of recent rent receipts.\u003c/li\u003e\n\u003cli\u003eStart/request the searches - a fee to your solicitor.\u003c/li\u003e\n\u003cli\u003eFixtures and fittings report.\u003c/li\u003e\n\u003cli\u003eTitle plan and deed (with any covenants).\u003c/li\u003e\n\u003cli\u003eAll the search results, queries and answers.\u003c/li\u003e\n\u003cli\u003eDraft sales contract.\u003c/li\u003e\n\u003cli\u003eSign the contract.\u003c/li\u003e\n\u003cli\u003eMove money (deposit).\u003c/li\u003e\n\u003cli\u003eArrange buildings insurance (starting from exchange).\u003c/li\u003e\n\u003cli\u003eExchange!\u003c/li\u003e\n\u003cli\u003eMove more money including mortgage money.\u003c/li\u003e\n\u003cli\u003eComplete!\u003c/li\u003e\n\u003cli\u003eCollect the keys.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"This week Stuart and Simon are talking through the purchase process - what are the steps and what do you need to do to be prepared and make it through the process smoothly.","date_published":"2022-08-17T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/15f681ae-cc5e-4490-aaf0-26c055c8f1ca.mp3","mime_type":"audio/mpeg","size_in_bytes":16374720,"duration_in_seconds":2129}]},{"id":"aeb5e77a-917d-4cb4-9e1f-1801ee8b8254","title":"Episode 141: It's the numbers IN the properties!","url":"https://www.thebusinessofproperty.com/141","content_text":"Simon and Stuart chat about the true meaning and value of an often quoted property metric.\n\nThe discussion this week includes:\n\n\nThe number of properties.\nPoor Ben.\nRegional price variation.\nJudging business complexity.\nCounting bedrooms in single lets.\nDiffering rental markets by bedrooms.\nUsing Companies House for research.\nA better vanity metric for parties?\nYou can find us on on YouTube.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart chat about the true meaning and value of an often quoted property metric.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe number of properties.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/136\" rel=\"nofollow\"\u003ePoor Ben\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRegional price variation.\u003c/li\u003e\n\u003cli\u003eJudging business complexity.\u003c/li\u003e\n\u003cli\u003eCounting bedrooms in single lets.\u003c/li\u003e\n\u003cli\u003eDiffering rental markets by bedrooms.\u003c/li\u003e\n\u003cli\u003eUsing Companies House for research.\u003c/li\u003e\n\u003cli\u003eA better vanity metric for parties?\u003c/li\u003e\n\u003cli\u003eYou can find \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eus on on YouTube\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart chat about the true meaning and value of an often quoted property metric.","date_published":"2022-08-10T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/aeb5e77a-917d-4cb4-9e1f-1801ee8b8254.mp3","mime_type":"audio/mpeg","size_in_bytes":9686664,"duration_in_seconds":1244}]},{"id":"b8cd9641-46de-4693-b255-9a7026512278","title":"Episode 140: Buying property in a limited company","url":"https://www.thebusinessofproperty.com/140","content_text":"Stuart and Simon are talking about Simon's decision to buy his next property in a limited company, along with getting that process started and what else he can expect.\n\nThe chat this week includes:\n\n\nOur previous chat about buying limited or not.\nWhy Simon has chosen the limited company route.\nMore talk about Section 24.\nSection 24 is very dangerous if interest rates hit 6%+.\nProducing a property portfolio schedule spreadsheet easily with PaTMa.\nConsidering share structure for your limited company.\nAntiquated mortgage requirements.\nSetting up a Starling business bank account.\nBank and mortgage paperwork!\nBusiness plans.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are talking about Simon\u0026#39;s decision to buy his next property in a limited company, along with getting that process started and what else he can expect.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur previous chat about \u003ca href=\"https://www.thebusinessofproperty.com/135\" rel=\"nofollow\"\u003ebuying limited or not\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhy Simon has chosen the limited company route.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/137\" rel=\"nofollow\"\u003eMore talk about Section 24\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSection 24 is \u003cem\u003every\u003c/em\u003e dangerous if interest rates hit 6%+.\u003c/li\u003e\n\u003cli\u003eProducing a \u003ca href=\"https://www.patma.co.uk/docs/manager/how-to/property-schedule/\" rel=\"nofollow\"\u003eproperty portfolio schedule spreadsheet\u003c/a\u003e easily with PaTMa.\u003c/li\u003e\n\u003cli\u003eConsidering share structure for your limited company.\u003c/li\u003e\n\u003cli\u003eAntiquated mortgage requirements.\u003c/li\u003e\n\u003cli\u003eSetting up a Starling business bank account.\u003c/li\u003e\n\u003cli\u003eBank and mortgage paperwork!\u003c/li\u003e\n\u003cli\u003eBusiness plans.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about Simon's decision to buy his next property in a limited company, along with getting that process started and what else he can expect.","date_published":"2022-08-03T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/b8cd9641-46de-4693-b255-9a7026512278.mp3","mime_type":"audio/mpeg","size_in_bytes":13223160,"duration_in_seconds":1682}]},{"id":"01171331-db57-4920-b5cc-7139341efe0c","title":"Episode 139: Keys undertaking and heat in the North West","url":"https://www.thebusinessofproperty.com/139","content_text":"Simon and Stuart are chatting about Stuart's experience hunting for HMO investments in the North West, plus buying with a keys undertaking agreement.\n\nThe discussion this week includes:\n\n\nKeys undertaking.\nWhat is structural?\n\"Why would anyone let you do things in their house before you've completed?\"\nConsidering less common finance options.\nChallenges investing in Manchester.\nManchester HMOs (and restrictions).\nStuart helping with property research, analysis, viewing, and planning.\nExamples of 25% annual value increase on Manchester properties.\nDon't be a motivated buyer!\nPaTMa property market updates are showing the market is slowing a little.\nArticle 4 - our previous discussion.\nPaTMa provides licensing and article 4 data across England.\nAdapting to new prices.\nConsidering a planning consultant.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are chatting about Stuart\u0026#39;s experience hunting for HMO investments in the North West, plus buying with a keys undertaking agreement.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eKeys undertaking.\u003c/li\u003e\n\u003cli\u003eWhat is structural?\u003c/li\u003e\n\u003cli\u003e\u0026quot;Why would anyone let you do things in their house before you\u0026#39;ve completed?\u0026quot;\u003c/li\u003e\n\u003cli\u003eConsidering less common finance options.\u003c/li\u003e\n\u003cli\u003eChallenges investing in Manchester.\u003c/li\u003e\n\u003cli\u003eManchester HMOs (and restrictions).\u003c/li\u003e\n\u003cli\u003eStuart helping with property research, analysis, viewing, and planning.\u003c/li\u003e\n\u003cli\u003eExamples of 25% annual value increase on Manchester properties.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t be a motivated buyer!\u003c/li\u003e\n\u003cli\u003ePaTMa \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eproperty market updates\u003c/a\u003e are showing the market is slowing a little.\u003c/li\u003e\n\u003cli\u003eArticle 4 - \u003ca href=\"https://www.thebusinessofproperty.com/122\" rel=\"nofollow\"\u003eour previous discussion\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePaTMa provides \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003elicensing and article 4 data across England\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/133\" rel=\"nofollow\"\u003eAdapting to new prices\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eConsidering a planning consultant.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are chatting about Stuart's experience hunting for HMO investments in the North West, plus buying with a keys undertaking agreement.","date_published":"2022-07-27T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/01171331-db57-4920-b5cc-7139341efe0c.mp3","mime_type":"audio/mpeg","size_in_bytes":14801472,"duration_in_seconds":1798}]},{"id":"a264fa8d-1a69-4b80-8823-e93aba780844","title":"Episode 138: Maximise income, minimise expense - top tips","url":"https://www.thebusinessofproperty.com/138","content_text":"Stuart and Simon have been reviewing their property business income and expenses. Listen this week for tips on what to consider and improve to maximise your property profit.\n\nThe chat this week includes:\n\n\nReviewing our property businesses.\nIncome \u0026gt; expenses!\nOccupancy.\nMarket rent.\nUsing PaTMa for reminders.\nExpenses.\nRefurbishment.\nMaintenance.\nFixing expenses for consistency.\nMortgage products and fixed rates - PaTMa can remind you.\nPaTMa lets you investigate re-mortgage scenario's on your portfolio, and see CGT (Capital Gains Tax) effects.\nUsing fair-use clauses in tenancies to help mitigate utility bills.\nDon't heat empty houses with Time:o:stat.\nInsurance.\nCar insurance aside - pleasantly surprised by Quote Me Happy renewal.\nFollow up from Stuart's car parts.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon have been reviewing their property business income and expenses. Listen this week for tips on what to consider and improve to maximise your property profit.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eReviewing our property businesses.\u003c/li\u003e\n\u003cli\u003eIncome \u0026gt; expenses!\u003c/li\u003e\n\u003cli\u003eOccupancy.\u003c/li\u003e\n\u003cli\u003eMarket rent.\u003c/li\u003e\n\u003cli\u003eUsing PaTMa for reminders.\u003c/li\u003e\n\u003cli\u003eExpenses.\u003c/li\u003e\n\u003cli\u003eRefurbishment.\u003c/li\u003e\n\u003cli\u003eMaintenance.\u003c/li\u003e\n\u003cli\u003eFixing expenses for consistency.\u003c/li\u003e\n\u003cli\u003eMortgage products and fixed rates - \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa can remind you\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePaTMa lets you investigate re-mortgage scenario\u0026#39;s on your portfolio, and see CGT (Capital Gains Tax) effects.\u003c/li\u003e\n\u003cli\u003eUsing fair-use clauses in tenancies to help mitigate utility bills.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t heat empty houses with \u003ca href=\"https://timeostat.co.uk/\" rel=\"nofollow\"\u003eTime:o:stat\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eInsurance.\u003c/li\u003e\n\u003cli\u003eCar insurance aside - pleasantly surprised by \u003ca href=\"https://www.quotemehappy.com/\" rel=\"nofollow\"\u003eQuote Me Happy\u003c/a\u003e renewal.\u003c/li\u003e\n\u003cli\u003eFollow up from \u003ca href=\"https://www.thebusinessofproperty.com/126\" rel=\"nofollow\"\u003eStuart\u0026#39;s car parts\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon have been reviewing their property business income and expenses. Listen this week for tips on what to consider and improve to maximise your property profit.","date_published":"2022-07-20T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a264fa8d-1a69-4b80-8823-e93aba780844.mp3","mime_type":"audio/mpeg","size_in_bytes":13735200,"duration_in_seconds":1705}]},{"id":"7d3d4444-952e-437d-a317-1476b2d06069","title":"Episode 137: Should you worry about the rental reforms?","url":"https://www.thebusinessofproperty.com/137","content_text":"This week Simon and Stuart chat about Section 24 tax and some of the proposed changes in the recent rental reform white paper.\n\nThe discussion this week includes:\n\n\nLast weeks episode.\nSimon has made a decision on how to buy.\nJune's rental reform white paper.\nSection 24 is in full force and will really start to bite with increasing interest rates.\nTest the impact of increasing interest rates with PaTMa's buy-to-let profit calculator.\nMortgage lenders a relaxing their stress testing (but not for BTL).\nLoosing Section 21.\nStrengthening Section 8.\nHow are student lets affected by removing Section 21.\nWhat about students with no fixed/minimum term?\nYou can now find us on on YouTube.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThis week Simon and Stuart chat about Section 24 tax and some of the proposed changes in the recent rental reform white paper.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/136\" rel=\"nofollow\"\u003eLast weeks episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSimon has made a decision on \u003ca href=\"https://www.thebusinessofproperty.com/135\" rel=\"nofollow\"\u003ehow to buy\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJune\u0026#39;s \u003ca href=\"https://www.gov.uk/government/news/new-deal-for-private-renters-published-today\" rel=\"nofollow\"\u003erental reform white paper\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSection 24 is in full force and will really start to bite with increasing interest rates.\u003c/li\u003e\n\u003cli\u003eTest the impact of increasing interest rates with PaTMa\u0026#39;s \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003ebuy-to-let profit calculator\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMortgage lenders a relaxing their stress testing (but not for BTL).\u003c/li\u003e\n\u003cli\u003eLoosing Section 21.\u003c/li\u003e\n\u003cli\u003eStrengthening Section 8.\u003c/li\u003e\n\u003cli\u003eHow are student lets affected by removing Section 21.\u003c/li\u003e\n\u003cli\u003eWhat about students with no fixed/minimum term?\u003c/li\u003e\n\u003cli\u003eYou can now find \u003ca href=\"https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw\" rel=\"nofollow\"\u003eus on on YouTube\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"This week Simon and Stuart chat about Section 24 tax and some of the proposed changes in the recent rental reform white paper.","date_published":"2022-07-13T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/7d3d4444-952e-437d-a317-1476b2d06069.mp3","mime_type":"audio/mpeg","size_in_bytes":13745928,"duration_in_seconds":1719}]},{"id":"d20e75ce-a88a-4fb8-b49c-e307411f245c","title":"Episode 136: Property pension in tatters?","url":"https://www.thebusinessofproperty.com/136","content_text":"After a slightly different start this week, Stuart and Simon dig into some numbers to discuss the use of property as a pension, and the effect of Section 24.\n\nThe chat this week includes:\n\n\nA sad story from Ben.\nDoes/would anyone feel sorry for landlords?\nWhat Ben's portfolio might look like.\nHow much pension do you need to retire?.\nWhat's an average UK pension pot.\nA quick pension income calculator.\nWorking out some rough numbers - we know they aren't very accurate!\nSection 24.\nWhat is retirement, if you own property?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eAfter a slightly different start this week, Stuart and Simon dig into some numbers to discuss the use of property as a pension, and the effect of Section 24.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA sad story from Ben.\u003c/li\u003e\n\u003cli\u003eDoes/would anyone feel sorry for landlords?\u003c/li\u003e\n\u003cli\u003eWhat Ben\u0026#39;s portfolio might look like.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.which.co.uk/money/pensions-and-retirement/starting-to-plan-your-retirement/how-much-will-you-need-to-retire-atu0z9k0lw3p\" rel=\"nofollow\"\u003eHow much pension do you need to retire?\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat\u0026#39;s an \u003ca href=\"https://occaminvesting.co.uk/average-pension-pots-uk/\" rel=\"nofollow\"\u003eaverage UK pension pot\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA quick \u003ca href=\"https://www.legalandgeneral.com/retirement/retirement-income-calculator/\" rel=\"nofollow\"\u003epension income calculator\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWorking out some \u003cem\u003erough\u003c/em\u003e numbers - we know they aren\u0026#39;t very accurate!\u003c/li\u003e\n\u003cli\u003eSection 24.\u003c/li\u003e\n\u003cli\u003eWhat is retirement, if you own property?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"","date_published":"2022-07-06T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d20e75ce-a88a-4fb8-b49c-e307411f245c.mp3","mime_type":"audio/mpeg","size_in_bytes":11820312,"duration_in_seconds":1484}]},{"id":"e55df333-1b24-435f-a7cb-6b75598db9a4","title":"Episode 135: To buy or not to buy (in a limited company)","url":"https://www.thebusinessofproperty.com/135","content_text":"Simon and Stuart are chatting about the age old question of limited company vs personal name for buying investment property. Complete with some very real (but do work your own out) estimates from Simon.\n\nThe discussion this week includes:\n\n\nResearch from Get Ground.\n50% of investment properties were bought with a limited company.\n76% considered buying in a limited company would help with inflation. Really!?\nPersonal name vs limited company.\nXero.\nUsing PaTMa Property Manager, with open banking for streamlined bookkeeping.\nExtra costs of borrowing in a limited company, including mortgage interest rates.\nSimon's personal name vs limited company - after tax profit figures.\nWhat are your views on personal name vs limited company buying?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are chatting about the age old question of limited company vs personal name for buying investment property. Complete with some very real (but do work your own out) estimates from Simon.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eResearch from \u003ca href=\"https://www.getground.co.uk/\" rel=\"nofollow\"\u003eGet Ground\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e50% of investment properties were bought with a limited company.\u003c/li\u003e\n\u003cli\u003e76% considered buying in a limited company would help with inflation. Really!?\u003c/li\u003e\n\u003cli\u003ePersonal name vs limited company.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.xero.com/uk/\" rel=\"nofollow\"\u003eXero\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eUsing PaTMa Property Manager, with open banking for \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003estreamlined bookkeeping\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eExtra costs of borrowing in a limited company, including \u003ca href=\"https://www.thebusinessofproperty.com/134\" rel=\"nofollow\"\u003emortgage interest rates\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s personal name vs limited company - after tax profit figures.\u003c/li\u003e\n\u003cli\u003eWhat are your views on personal name vs limited company buying?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are chatting about the age old question of limited company vs personal name for buying investment property. Complete with some very real (but do work your own out) estimates from Simon.","date_published":"2022-06-29T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e55df333-1b24-435f-a7cb-6b75598db9a4.mp3","mime_type":"audio/mpeg","size_in_bytes":13628376,"duration_in_seconds":1702}]},{"id":"2c54d488-db77-4088-9992-93f7054f02b4","title":"Episode 134: An expert’s view on mortgages right now","url":"https://www.thebusinessofproperty.com/134","content_text":"Stuart and Simon are joined by mortgage expert Simon Glastonbury to share first hand experience of the current mortgage market. Covering challenges, new trends, interest rate forecasts and some quick-fire current interest rates.\n\nThe chat this week includes:\n\n\nSpecial guest - Mortgage broker Simon Glastonbury.\nBank of England base rate has increased again.\nMortgage companies pulling products at short notice.\nService levels in the industry.\nCheck access and reponse times when considering providers.\nRemortgage volume is very high.\nWhy can't mortgage applications be more automated?\nBridging finance is booming.\nDo BBL and CBILS still affect mortgage options.\nWhat might the base rate increase to?\nCurrent interest rates quick-fire!\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Simon Glastonbury.","content_html":"\u003cp\u003eStuart and Simon are joined by mortgage expert Simon Glastonbury to share first hand experience of the current mortgage market. Covering challenges, new trends, interest rate forecasts and some quick-fire current interest rates.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest - \u003ca href=\"https://www.jsiassociates.com/\" rel=\"nofollow\"\u003eMortgage broker Simon Glastonbury\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eBank of England \u003ca href=\"https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp\" rel=\"nofollow\"\u003ebase rate\u003c/a\u003e has increased again.\u003c/li\u003e\n\u003cli\u003eMortgage companies pulling products at short notice.\u003c/li\u003e\n\u003cli\u003eService levels in the industry.\u003c/li\u003e\n\u003cli\u003eCheck access and reponse times when considering providers.\u003c/li\u003e\n\u003cli\u003eRemortgage volume is \u003cem\u003every\u003c/em\u003e high.\u003c/li\u003e\n\u003cli\u003eWhy can\u0026#39;t mortgage applications be more automated?\u003c/li\u003e\n\u003cli\u003eBridging finance is booming.\u003c/li\u003e\n\u003cli\u003eDo BBL and CBILS still affect mortgage options.\u003c/li\u003e\n\u003cli\u003eWhat might the base rate increase to?\u003c/li\u003e\n\u003cli\u003eCurrent interest rates quick-fire!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Simon Glastonbury.\u003c/p\u003e","summary":"Stuart and Simon are joined by mortgage expert Simon Glastonbury to share first hand experience of the current mortgage market. Covering challenges, new trends, interest rate forecasts and some quick-fire current interest rates.\r\n","date_published":"2022-06-22T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2c54d488-db77-4088-9992-93f7054f02b4.mp3","mime_type":"audio/mpeg","size_in_bytes":15151584,"duration_in_seconds":2272}]},{"id":"e405be6c-b065-4909-a084-171111a72cce","title":"Episode 133: Making offers in this tough buying market","url":"https://www.thebusinessofproperty.com/133","content_text":"There are many reasons that buying in a \"hot\" property market can be difficult. Stuart and Simon explore some they've been thinking about and overcoming.\n\nThe discussion this week includes:\n\n\nDirect to Vendor deal is a GO.\nPaper work needed to arrange early access during a purchase.\nCompeting with home buyers.\nPrices feel big.\nPreparing detailed financial forecasts with Property Prospector.\nBeing confident in your calculations to move forwards.\nMitigating uncertainty about hitting a market peak.\nSeeing market trends early with PaTMa's weekly property market stats email.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThere are many reasons that buying in a \u0026quot;hot\u0026quot; property market can be difficult. Stuart and Simon explore some they\u0026#39;ve been thinking about and overcoming.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eDirect to Vendor deal is a GO.\u003c/li\u003e\n\u003cli\u003ePaper work needed to arrange early access during a purchase.\u003c/li\u003e\n\u003cli\u003eCompeting with home buyers.\u003c/li\u003e\n\u003cli\u003ePrices \u003cem\u003efeel\u003c/em\u003e big.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePreparing detailed financial forecasts with Property Prospector\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eBeing confident in your calculations to move forwards.\u003c/li\u003e\n\u003cli\u003eMitigating uncertainty about hitting a market peak.\u003c/li\u003e\n\u003cli\u003eSeeing market trends early with PaTMa\u0026#39;s \u003ca href=\"https://www.patma.co.uk/property-prospector/features/market-updates/\" rel=\"nofollow\"\u003eweekly property market stats email\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"There are many reasons that buying in a \"hot\" property market can be difficult. Stuart and Simon explore some they've been thinking about and overcoming.","date_published":"2022-06-15T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e405be6c-b065-4909-a084-171111a72cce.mp3","mime_type":"audio/mpeg","size_in_bytes":13689024,"duration_in_seconds":1700}]},{"id":"e6f9b85b-a04b-4df3-8069-c900955643a6","title":"Episode 132: How can we reduce energy use to navigate rising costs?","url":"https://www.thebusinessofproperty.com/132","content_text":"Join Stuart, Simon and special guest Emma as they talk about retro-fitting property for better energy efficiency and comfort. Make sure you catch Emma's dancing trio!\n\nThe chat this week includes:\n\n\nBills inclusive rent (eg for HMOs) is a concern.\nHeating controlls (eg Time:o:stat).\nInsulating well can remove the need to worry about heating management.\nStart simple! 34% of homes with lofts are not insulated!.\nOld insulation might need replacing (or increasing).\nAlways check the loft!\nHow to insulate suspended wooden floors (eg in a Victorian terrace).\n\"String\" to insulate between floorboards - DraughtEx.\nEmma's dancing trio - insulation, draught proofing, and ventilation.\nHeat exchange ventilation (for a Victorian terrace).\nInsulating a concrete floor.\nLimitations of EPCs when retrofitting.\nDew points.\nWhat is a lambda value for insulation.\nIssues with builder education - issues with a standard practice of battening off to create voids.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Emma Winfield.","content_html":"\u003cp\u003eJoin Stuart, Simon and special guest Emma as they talk about retro-fitting property for better energy efficiency and comfort. Make sure you catch Emma\u0026#39;s dancing trio!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eBills inclusive rent (eg for HMOs) is a concern.\u003c/li\u003e\n\u003cli\u003eHeating controlls (eg \u003ca href=\"https://timeostat.co.uk/\" rel=\"nofollow\"\u003eTime:o:stat\u003c/a\u003e).\u003c/li\u003e\n\u003cli\u003eInsulating well can remove the need to worry about heating management.\u003c/li\u003e\n\u003cli\u003eStart simple! \u003ca href=\"https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/970064/Detailed_Release_-_HEE_stats_18_Mar_2021_FINAL.pdf\" rel=\"nofollow\"\u003e34% of homes with lofts are not insulated!\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOld insulation might need replacing (or increasing).\u003c/li\u003e\n\u003cli\u003eAlways check the loft!\u003c/li\u003e\n\u003cli\u003eHow to insulate suspended wooden floors (eg in a Victorian terrace).\u003c/li\u003e\n\u003cli\u003e\u0026quot;String\u0026quot; to insulate between floorboards - \u003ca href=\"https://www.draughtex.co.uk/\" rel=\"nofollow\"\u003eDraughtEx\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eEmma\u0026#39;s dancing trio - insulation, draught proofing, and ventilation.\u003c/li\u003e\n\u003cli\u003eHeat exchange ventilation (for a Victorian terrace).\u003c/li\u003e\n\u003cli\u003eInsulating a concrete floor.\u003c/li\u003e\n\u003cli\u003eLimitations of EPCs when retrofitting.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.designingbuildings.co.uk/wiki/Dew_point\" rel=\"nofollow\"\u003eDew points\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat is a \u003ca href=\"https://bmdinsulation.com/u-values-r-values-lambda-explained-easy-to-understand/\" rel=\"nofollow\"\u003elambda value for insulation\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eIssues with builder education - issues with a standard practice of battening off to create voids.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Emma Winfield.\u003c/p\u003e","summary":"Join Stuart, Simon and special guest Emma as they talk about retro-fitting property for better energy efficiency and comfort. Make sure you catch Emma's dancing trio!","date_published":"2022-06-08T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e6f9b85b-a04b-4df3-8069-c900955643a6.mp3","mime_type":"audio/mpeg","size_in_bytes":21202560,"duration_in_seconds":2670}]},{"id":"7953f49b-1fdd-42e7-9726-10cf1b837625","title":"Episode 131: Creating a Direct to Vendor (D2V) house purchase","url":"https://www.thebusinessofproperty.com/131","content_text":"Simon and Stuart chat about how Stuart has found a direct to vendor purchasing opportunity, and what he's planning to do with it.\n\nThe discussion this week includes:\n\n\nElectrician tales.\nRental properties must have an EICR.\nDirect to vendor purchasing.\nDirect marketing to landlords.\nIs a landlord a business and hence more open to contact (under data protection rules) than a consumer?\nNegotiating the deal.\nKeys undertaking - early access to start work.\nCouncil tax!\nEnsuites and a high standard refurbishment.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart chat about how Stuart has found a direct to vendor purchasing opportunity, and what he\u0026#39;s planning to do with it.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eElectrician tales.\u003c/li\u003e\n\u003cli\u003eRental properties must have an EICR.\u003c/li\u003e\n\u003cli\u003eDirect to vendor purchasing.\u003c/li\u003e\n\u003cli\u003eDirect marketing to landlords.\u003c/li\u003e\n\u003cli\u003eIs a landlord a business and hence more open to contact (under data protection rules) than a consumer?\u003c/li\u003e\n\u003cli\u003eNegotiating the deal.\u003c/li\u003e\n\u003cli\u003eKeys undertaking - early access to start work.\u003c/li\u003e\n\u003cli\u003eCouncil tax!\u003c/li\u003e\n\u003cli\u003eEnsuites and a high standard refurbishment.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart chat about how Stuart has found a direct to vendor purchasing opportunity, and what he's planning to do with it.","date_published":"2022-06-01T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/7953f49b-1fdd-42e7-9726-10cf1b837625.mp3","mime_type":"audio/mpeg","size_in_bytes":13058736,"duration_in_seconds":1628}]},{"id":"09c37ba7-cf53-42aa-b1be-a59c794449df","title":"Episode 130: What's happening with mortgages?! Plus we talk HMRC, MTD and EPC.","url":"https://www.thebusinessofproperty.com/130","content_text":"Stuart and Simon are chatting about a few landlord favourites this week - tax, mortgages and EPCs!\n\nThe chat this week includes:\n\n\nMaking Tax Digital (MTD) pilot.\nMaking Tax Digital will make life easier in the long wrong, but change can be difficult.\nMortgage issues threatening to collapse chains.\nLast minute mortgage withdrawal stories.\nBank restrictions due to building/area exposure limits.\nLandlord EPC course from Sue Bryer.\nKey discoveries from a day talking about EPCs!\nTo improve your EPC: insulate, improve the heating system, install PV (or similar).\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are chatting about a few landlord favourites this week - tax, mortgages and EPCs!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/manager/features/making-tax-digital/\" rel=\"nofollow\"\u003eMaking Tax Digital (MTD) pilot\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMaking Tax Digital will make life easier in the long wrong, but change can be difficult.\u003c/li\u003e\n\u003cli\u003eMortgage issues threatening to collapse chains.\u003c/li\u003e\n\u003cli\u003eLast minute mortgage withdrawal stories.\u003c/li\u003e\n\u003cli\u003eBank restrictions due to building/area exposure limits.\u003c/li\u003e\n\u003cli\u003eLandlord EPC course from \u003ca href=\"https://suebryerlandlordtaxtraining.com/\" rel=\"nofollow\"\u003eSue Bryer\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eKey discoveries from a day talking about EPCs!\u003c/li\u003e\n\u003cli\u003eTo improve your EPC: insulate, improve the heating system, install PV (or similar).\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are chatting about a few landlord favourites this week - tax, mortgages and EPCs!","date_published":"2022-05-25T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/09c37ba7-cf53-42aa-b1be-a59c794449df.mp3","mime_type":"audio/mpeg","size_in_bytes":11466840,"duration_in_seconds":1418}]},{"id":"ca2bd1a3-3372-4b4d-8514-10e9c6be9b57","title":"Episode 129: Strike v Purple Bricks: The viewing experience","url":"https://www.thebusinessofproperty.com/129","content_text":"Simon has been out viewing houses - this week he's chatting to Stuart about the viewing process with Strike and Purple Bricks. Plus his verdict on the two properties themselves (as potential buy-to-let investments).\n\nThe discussion this week includes:\n\n\nStrike.\nPurple Bricks.\nViewings with \"online\" agents.\nWe previously talked about the experience of arranging viewings with Strike and Purple Bricks.\nVisum.\nProperty 1.\nProperty 2.\nPaTMa's property research tools.\nThe numbers just don't work!\nThe numbers do work, but think about the risk!\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon has been out viewing houses - this week he\u0026#39;s chatting to Stuart about the viewing process with Strike and Purple Bricks. Plus his verdict on the two properties themselves (as potential buy-to-let investments).\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://strike.co.uk/\" rel=\"nofollow\"\u003eStrike\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.purplebricks.co.uk/\" rel=\"nofollow\"\u003ePurple Bricks\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eViewings with \u0026quot;online\u0026quot; agents.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/127\" rel=\"nofollow\"\u003eWe previously talked about the experience of arranging viewings with Strike and Purple Bricks\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.visum.co.uk/\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/properties/117822953#/\" rel=\"nofollow\"\u003eProperty 1\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/properties/116128394#/\" rel=\"nofollow\"\u003eProperty 2\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePaTMa\u0026#39;s property research tools\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe numbers just don\u0026#39;t work!\u003c/li\u003e\n\u003cli\u003eThe numbers \u003cem\u003edo\u003c/em\u003e work, but think about the risk!\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon has been out viewing houses - this week he's chatting to Stuart about the viewing process with Strike and Purple Bricks. Plus his verdict on the two properties themselves (as potential buy-to-let investments).","date_published":"2022-05-18T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ca2bd1a3-3372-4b4d-8514-10e9c6be9b57.mp3","mime_type":"audio/mpeg","size_in_bytes":15671880,"duration_in_seconds":1918}]},{"id":"d27175ad-89b0-4bff-9683-ebf53c033df7","title":"Episode 128: Why has Stuart pulled out of a 2 year sale??!","url":"https://www.thebusinessofproperty.com/128","content_text":"Property doesn't always go smoothly and this week Stuart and Simon are chatting about a long running sale attempt, taking drastic measures and refocusing.\n\nThe chat this week includes:\n\n\nPulling out of a sale.\nReasons behind the sale.\nBack to rental.\nVisum.\nFirst come first served in such a hot rental market.\nBills-inclusive at the moment?\nBeing open with prospective tenants.\nThe future is uncertain.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eProperty doesn\u0026#39;t always go smoothly and this week Stuart and Simon are chatting about a long running sale attempt, taking drastic measures and refocusing.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003ePulling out of a sale.\u003c/li\u003e\n\u003cli\u003eReasons behind the sale.\u003c/li\u003e\n\u003cli\u003eBack to rental.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.visum.co.uk/\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003cem\u003eFirst\u003c/em\u003e come first served in such a hot rental market.\u003c/li\u003e\n\u003cli\u003eBills-inclusive at the moment?\u003c/li\u003e\n\u003cli\u003eBeing open with prospective tenants.\u003c/li\u003e\n\u003cli\u003eThe future is uncertain.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Property doesn't always go smoothly and this week Stuart and Simon are chatting about a long running sale attempt, taking drastic measures and refocusing.","date_published":"2022-05-11T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d27175ad-89b0-4bff-9683-ebf53c033df7.mp3","mime_type":"audio/mpeg","size_in_bytes":11676168,"duration_in_seconds":1487}]},{"id":"21939c4e-bc95-4a06-8516-f29c9c4e31ff","title":"Episode 127: How are agents currently performing?","url":"https://www.thebusinessofproperty.com/127","content_text":"The good, the bad and the ugly of recent estate agent experiences! Simon and Stuart chat about a few of their recent interactions with estate agents as they try to buy properties.\n\nThe discussion this week includes:\n\n\nEstate agent experiences from a buyer perspective:\n\n\nStrike\nPurple Bricks\nLocal agents\n\nComparing with commercial agents.\nMarket conditions for letting agents.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThe good, the bad and the ugly of recent estate agent experiences! Simon and Stuart chat about a few of their recent interactions with estate agents as they try to buy properties.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eEstate agent experiences from a buyer perspective:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://strike.co.uk/\" rel=\"nofollow\"\u003eStrike\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.purplebricks.co.uk/\" rel=\"nofollow\"\u003ePurple Bricks\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eLocal agents\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eComparing with commercial agents.\u003c/li\u003e\n\u003cli\u003eMarket conditions for letting agents.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"The good, the bad and the ugly of recent estate agent experiences! Simon and Stuart chat about a few of their recent interactions with estate agents as they try to buy properties.","date_published":"2022-05-04T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/21939c4e-bc95-4a06-8516-f29c9c4e31ff.mp3","mime_type":"audio/mpeg","size_in_bytes":14127912,"duration_in_seconds":1736}]},{"id":"1b6db766-f04e-4e78-807e-7180e49528db","title":"Episode 126: Do we care about the 18 year property cycle?","url":"https://www.thebusinessofproperty.com/126","content_text":"Stuart and Simon are taking on the 18-year property cycle! Does it matter and how should/is it affecting their investment plans.\n\nThe chat this week includes:\n\n\nCar parts (bear with us)! \nThe need to take charge of situations.\nFred Harrison (Not Frank, sorry Stuart mis-spoke).\nThe 18-year property cycle.\nProperty Hub recently talked about the 18-year cycle.\nHow we view the 18-year property cycle.\nProperty is (mostly) long-term.\nDigging into the rise of property prices over time.\nWe can't predict the future.\nDo even need to predict the future?\nHow the 18-year property cycle is affecting our investment plans.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart and Simon are taking on the 18-year property cycle! Does it matter and how should/is it affecting their investment plans.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCar parts (bear with us)! \u003c/li\u003e\n\u003cli\u003eThe need to take charge of situations.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://en.wikipedia.org/wiki/Fred_Harrison_%28author%29\" rel=\"nofollow\"\u003eFred Harrison\u003c/a\u003e (Not Frank, sorry Stuart mis-spoke).\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.propertygeek.net/article/the-18-year-property-cycle/\" rel=\"nofollow\"\u003e18-year property cycle\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eProperty Hub recently \u003ca href=\"https://propertyhub.net/podcast/18-year-property-cycle-market-crash/\" rel=\"nofollow\"\u003etalked about\u003c/a\u003e the 18-year cycle.\u003c/li\u003e\n\u003cli\u003eHow we view the 18-year property cycle.\u003c/li\u003e\n\u003cli\u003eProperty is (mostly) long-term.\u003c/li\u003e\n\u003cli\u003eDigging into the rise of property prices over time.\u003c/li\u003e\n\u003cli\u003eWe can\u0026#39;t predict the future.\u003c/li\u003e\n\u003cli\u003eDo even need to predict the future?\u003c/li\u003e\n\u003cli\u003eHow the 18-year property cycle is affecting our investment plans.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are taking on the 18-year property cycle! Does it matter and how should/is it affecting their investment plans.","date_published":"2022-04-27T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1b6db766-f04e-4e78-807e-7180e49528db.mp3","mime_type":"audio/mpeg","size_in_bytes":12090432,"duration_in_seconds":1506}]},{"id":"44d69f08-41b6-439b-b7bc-8a13ef840791","title":"Episode 125: The 30% ROI fraudsters and rent-to-rent reality","url":"https://www.thebusinessofproperty.com/125","content_text":"Simon and Stuart are talking about fraud and rent-to-rent this week - two things that some people have linked but are actually very distinct.\n\nThe discussion this week includes:\n\n\nShould fraudsters be considered business people?\nMore details on some of the fraud we're discussing can be found here and here.\n30% interest rates.\nLarge amounts of money.\nDo due diligence!\nPaying rent late (and hampers).\nGuaranteed rent from traditional agents.\nTaking responsibility with rent-to-rent.\nBusiness should be about solving problems.\n\"I've got some hope\"\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about fraud and rent-to-rent this week - two things that some people have linked but are actually very distinct.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eShould fraudsters be considered business people?\u003c/li\u003e\n\u003cli\u003eMore details on some of the fraud we\u0026#39;re discussing can be found \u003ca href=\"https://propertytribes.com/property-guru-john-ormandy-guilty-of-fraud-t-127655856.html\" rel=\"nofollow\"\u003ehere\u003c/a\u003e and \u003ca href=\"https://propertytribes.com/11-year-ban-for-property-guru-who-went-bust-t-127655847.html\" rel=\"nofollow\"\u003ehere\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e30% interest rates.\u003c/li\u003e\n\u003cli\u003eLarge amounts of money.\u003c/li\u003e\n\u003cli\u003eDo due diligence!\u003c/li\u003e\n\u003cli\u003ePaying rent late (and hampers).\u003c/li\u003e\n\u003cli\u003eGuaranteed rent from traditional agents.\u003c/li\u003e\n\u003cli\u003eTaking responsibility with rent-to-rent.\u003c/li\u003e\n\u003cli\u003eBusiness should be about solving problems.\u003c/li\u003e\n\u003cli\u003e\u0026quot;I\u0026#39;ve got some hope\u0026quot;\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about fraud and rent-to-rent this week - two things that some people have linked but are actually very distinct.","date_published":"2022-04-20T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/44d69f08-41b6-439b-b7bc-8a13ef840791.mp3","mime_type":"audio/mpeg","size_in_bytes":12639552,"duration_in_seconds":1623}]},{"id":"f0935741-0102-461b-b9a8-4c70ba3844a6","title":"Episode 124: Attending an online auction","url":"https://www.thebusinessofproperty.com/124","content_text":"Stuart has been exploring online auctions as a way to purchase his next deal. This week he chats with Simon about his most recent experience, and the properties that took him there.\n\nThe chat this week includes:\n\n\nInteresting auction properties.\nViewing with care!\nA wonky house and another.\nAn online auction experience.\nPre-auction registration by Essential Information Group.\nWe chatted with David from EIG.\nAuction spying!\nOverall auction thoughts.\nDo you have any (online) auction questions?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eStuart has been exploring online auctions as a way to purchase his next deal. This week he chats with Simon about his most recent experience, and the properties that took him there.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eInteresting auction properties.\u003c/li\u003e\n\u003cli\u003eViewing with care!\u003c/li\u003e\n\u003cli\u003eA wonky house \u003ca href=\"https://www.thebusinessofproperty.com/5\" rel=\"nofollow\"\u003eand another\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAn online auction experience.\u003c/li\u003e\n\u003cli\u003ePre-auction registration by \u003ca href=\"https://www.eigpropertyauctions.co.uk/\" rel=\"nofollow\"\u003eEssential Information Group\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/94\" rel=\"nofollow\"\u003eWe chatted with David from EIG\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAuction spying!\u003c/li\u003e\n\u003cli\u003eOverall auction thoughts.\u003c/li\u003e\n\u003cli\u003eDo you have any (online) auction questions?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart has been exploring online auctions as a way to purchase his next deal. This week he chats with Simon about his most recent experience, and the properties that took him there.","date_published":"2022-04-13T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f0935741-0102-461b-b9a8-4c70ba3844a6.mp3","mime_type":"audio/mpeg","size_in_bytes":12556272,"duration_in_seconds":1592}]},{"id":"12d181de-ca73-4027-a9b7-fc62bafd1477","title":"Episode 123: Long term property returns","url":"https://www.thebusinessofproperty.com/123","content_text":"This week is all about measuring your property returns. Stuart and Simon are chatting about the metrics they use, with a focus on ROE and ROCE.\n\nThe discussion this week includes:\n\n\nReturn on Equity (ROE) is now shown in Property Manager.\nSome property terms defined in episode 12.\nSimon had trouble with rent.\nHow to calculate ROE.\nReturn on Investment (ROI).\nHow to calculate ROCE.\nEstimating a property value.\nRightmove sold prices.\nMouseprice.\nWhat do you think of the Zoopla changes?\nBackward steps at Google StreetView.\nShould you count rental profit as a return of capital?\nShould \"returns\" include value increases? (The property podcast suggest so).\nWhat calculations do you use to evaulate your property business returns?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eThis week is all about measuring your property returns. Stuart and Simon are chatting about the metrics they use, with a focus on ROE and ROCE.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eReturn on Equity (ROE) is now shown in \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003eProperty Manager\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSome property terms defined in \u003ca href=\"https://www.thebusinessofproperty.com/12\" rel=\"nofollow\"\u003eepisode 12\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/120\" rel=\"nofollow\"\u003eSimon had trouble with rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHow to calculate ROE.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/support/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eReturn on Investment (ROI)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHow to calculate ROCE.\u003c/li\u003e\n\u003cli\u003eEstimating a property value.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/house-prices.html\" rel=\"nofollow\"\u003eRightmove sold prices\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.mouseprice.com/\" rel=\"nofollow\"\u003eMouseprice\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat do you think of the \u003ca href=\"https://www.zoopla.co.uk/\" rel=\"nofollow\"\u003eZoopla\u003c/a\u003e changes?\u003c/li\u003e\n\u003cli\u003eBackward steps at Google StreetView.\u003c/li\u003e\n\u003cli\u003eShould you count rental profit as a return of capital?\u003c/li\u003e\n\u003cli\u003eShould \u0026quot;returns\u0026quot; include value increases? (\u003ca href=\"https://propertyhub.net/podcast/total_return_formula_ultimate_calculation/\" rel=\"nofollow\"\u003eThe property podcast suggest so\u003c/a\u003e).\u003c/li\u003e\n\u003cli\u003eWhat calculations do you use to evaulate your property business returns?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"This week is all about measuring your property returns. Stuart and Simon are chatting about the metrics they use, with a focus on ROE and ROCE.","date_published":"2022-04-06T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/12d181de-ca73-4027-a9b7-fc62bafd1477.mp3","mime_type":"audio/mpeg","size_in_bytes":13451568,"duration_in_seconds":1665}]},{"id":"1b115a8c-5c19-40cc-9b65-af2b9e8631d7","title":"Episode 122: Property headaches","url":"https://www.thebusinessofproperty.com/122","content_text":"Simon and Stuart are talking about their recent property headaches - maintenance and mortgages are the main focus of their ranting!\n\nThe chat this week includes:\n\n\nBoiler trouble.\nPlumber trouble.\nParts trouble.\nAlpha do fixed price boiler repairs.\nIt's worth having backups!\nFurther borrowing with a hurdle or two.\nHMO planning permission in an Article 4 area.\nPaTMa provides licensing and article 4 data across England.\nCertificate of lawfulness for a pre-existing structure.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.","content_html":"\u003cp\u003eSimon and Stuart are talking about their recent property headaches - maintenance and mortgages are the main focus of their ranting!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eBoiler trouble.\u003c/li\u003e\n\u003cli\u003ePlumber trouble.\u003c/li\u003e\n\u003cli\u003eParts trouble.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.alpha-innovation.co.uk/\" rel=\"nofollow\"\u003eAlpha\u003c/a\u003e do fixed price boiler repairs.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s worth having backups!\u003c/li\u003e\n\u003cli\u003eFurther borrowing with a hurdle or two.\u003c/li\u003e\n\u003cli\u003eHMO planning permission in an Article 4 area.\u003c/li\u003e\n\u003cli\u003ePaTMa provides \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003elicensing and article 4 data across England\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCertificate of lawfulness for a pre-existing structure.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about their recent property headaches - maintenance and mortgages are the main focus of their ranting!","date_published":"2022-03-30T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1b115a8c-5c19-40cc-9b65-af2b9e8631d7.mp3","mime_type":"audio/mpeg","size_in_bytes":12867600,"duration_in_seconds":1591}]},{"id":"9a1df30c-4666-437a-b172-e32ffe19db9e","title":"Episode 121: Stories of an Expat","url":"https://www.thebusinessofproperty.com/121","content_text":"The Expat Property Guy joins Stuart and Simon for a chat about buying in Hong Kong as well as buying remotely back in the UK. Make sure you listen for the crazy raffles!\n\nThe discussion this week includes:\n\n\nExpat Property Story.\n(Problems with) financial advisors!\nBuying in Hong Kong.\nThe shape/size of a Hong Kong development.\nOff-plan capital growth in Hong Kong.\n£100k in 3 years.\nProperty sourcer failures.\nBuying new build, off-plan, remotely; or not!\nProperty raffles.\nExpat buying mentality.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.Special Guest: Expat Property Guy.","content_html":"\u003cp\u003eThe Expat Property Guy joins Stuart and Simon for a chat about buying in Hong Kong as well as buying remotely back in the UK. Make sure you listen for the crazy raffles!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.expatpropertystory.com/\" rel=\"nofollow\"\u003eExpat Property Story\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e(Problems with) financial advisors!\u003c/li\u003e\n\u003cli\u003eBuying in Hong Kong.\u003c/li\u003e\n\u003cli\u003eThe shape/size of a Hong Kong development.\u003c/li\u003e\n\u003cli\u003eOff-plan capital growth in Hong Kong.\u003c/li\u003e\n\u003cli\u003e£100k in 3 years.\u003c/li\u003e\n\u003cli\u003eProperty sourcer failures.\u003c/li\u003e\n\u003cli\u003eBuying new build, off-plan, remotely; or not!\u003c/li\u003e\n\u003cli\u003eProperty raffles.\u003c/li\u003e\n\u003cli\u003eExpat buying mentality.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE account today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Expat Property Guy.\u003c/p\u003e","summary":"The Expat Property Guy joins Stuart and Simon for a chat about buying in Hong Kong as well as buying remotely back in the UK. Make sure you listen for the crazy raffles!","date_published":"2022-03-23T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9a1df30c-4666-437a-b172-e32ffe19db9e.mp3","mime_type":"audio/mpeg","size_in_bytes":12168504,"duration_in_seconds":1559}]},{"id":"9be6cb52-10e4-4c2c-bb1c-db801552d3d8","title":"Episode 120: Our updates - freeholds, rents and debt recovery","url":"https://www.thebusinessofproperty.com/120","content_text":"This week Simon and Stuart are running through some updates in their property businesses. Thinking about a share of freehold, rent increases, issuing notices and debt recovery.\n\nThe chat this week includes:\n\n\nOffered a share of freehold (as a leaseholder).\nHow is a freehold price split between leaseholders? Let Stuart know on Twitter.\nRisks from a share of freehold.\nSelling, hopefully!\nIncreasing rents.\nTenant debt and difficulty communicating.\nServing a Section 8 notice.\nRecovering old debts.\nUsing a debt collection agency.\nShould landlords be keepers of responsibility, or just let things go?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eThis week Simon and Stuart are running through some updates in their property businesses. Thinking about a share of freehold, rent increases, issuing notices and debt recovery.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOffered a share of freehold (as a leaseholder).\u003c/li\u003e\n\u003cli\u003eHow is a freehold price split between leaseholders? Let Stuart know on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRisks from a share of freehold.\u003c/li\u003e\n\u003cli\u003eSelling, hopefully!\u003c/li\u003e\n\u003cli\u003eIncreasing rents.\u003c/li\u003e\n\u003cli\u003eTenant debt and difficulty communicating.\u003c/li\u003e\n\u003cli\u003eServing a Section 8 notice.\u003c/li\u003e\n\u003cli\u003eRecovering old debts.\u003c/li\u003e\n\u003cli\u003eUsing a debt collection agency.\u003c/li\u003e\n\u003cli\u003eShould landlords be keepers of responsibility, or just let things go?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"This week Simon and Stuart are running through some updates in their property businesses. Thinking about a share of freehold, rent increases, issuing notices and debt recovery.","date_published":"2022-03-16T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9be6cb52-10e4-4c2c-bb1c-db801552d3d8.mp3","mime_type":"audio/mpeg","size_in_bytes":12944736,"duration_in_seconds":1574}]},{"id":"3db6fe7a-0cf0-429c-958f-98dde5d5cfbe","title":"Episode 119: Inspiration from Inspired Villages CEO","url":"https://www.thebusinessofproperty.com/119","content_text":"Jamie joins Stuart and Simon for an inspirational introduction to a property business sector that's set to grow dramatically in coming years.\n\nThe discussion this week includes:\n\n\nInspired Villages.\nFind a passion in business.\nEmpathetic and intentional design.\nHow Inspired Villages got started.\nBeing Net Zero.\nApplying Net Zero to existing buildings and villages.\nThe ownership and occupancy model for Inspired Villages.\nThe current challenges for Jamie in his business.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.Special Guest: Jamie Bunce.","content_html":"\u003cp\u003eJamie joins Stuart and Simon for an inspirational introduction to a property business sector that\u0026#39;s set to grow dramatically in coming years.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.inspiredvillages.co.uk/\" rel=\"nofollow\"\u003eInspired Villages\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFind a passion in business.\u003c/li\u003e\n\u003cli\u003eEmpathetic and intentional design.\u003c/li\u003e\n\u003cli\u003eHow Inspired Villages got started.\u003c/li\u003e\n\u003cli\u003eBeing Net Zero.\u003c/li\u003e\n\u003cli\u003eApplying Net Zero to existing buildings and villages.\u003c/li\u003e\n\u003cli\u003eThe ownership and occupancy model for Inspired Villages.\u003c/li\u003e\n\u003cli\u003eThe current challenges for Jamie in his business.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Jamie Bunce.\u003c/p\u003e","summary":"Jamie joins Stuart and Simon for an inspirational introduction to a property business sector that's set to grow dramatically in coming years.","date_published":"2022-03-09T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/3db6fe7a-0cf0-429c-958f-98dde5d5cfbe.mp3","mime_type":"audio/mpeg","size_in_bytes":15437923,"duration_in_seconds":2035}]},{"id":"00c90c5f-34a5-484e-9dac-25aea81445ee","title":"Episode 118: Losing £10k and a bill for £7k","url":"https://www.thebusinessofproperty.com/118","content_text":"Simon and Stuart's chat this week covers losing money, big utility bills, extracting equity via a remortgage and increasing rents.\n\nThe chat this week includes:\n\n\nLosing £10k.\nPortfolio.\nIncreasing energy (gas and electricity) costs.\nTrying, but failing, to pay for water.\nA very large bill. \nRemortgaging - Loan to value (LTV) and Rental cover / ICR.\nIncreasing rent, or not.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon and Stuart\u0026#39;s chat this week covers losing money, big utility bills, extracting equity via a remortgage and increasing rents.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLosing £10k.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://portfolio.co.uk/\" rel=\"nofollow\"\u003ePortfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eIncreasing energy (gas and electricity) costs.\u003c/li\u003e\n\u003cli\u003eTrying, but failing, to pay for water.\u003c/li\u003e\n\u003cli\u003eA \u003cstrong\u003every\u003c/strong\u003e large bill. \u003c/li\u003e\n\u003cli\u003eRemortgaging - \u003ca href=\"https://docs.patma.co.uk/glossary/loan-to-value/\" rel=\"nofollow\"\u003eLoan to value (LTV)\u003c/a\u003e and \u003ca href=\"https://docs.patma.co.uk/glossary/rental-cover/\" rel=\"nofollow\"\u003eRental cover / ICR\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eIncreasing rent, or not.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart's chat this week covers losing money, big utility bills, extracting equity via a remortgage and increasing rents.","date_published":"2022-03-02T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/00c90c5f-34a5-484e-9dac-25aea81445ee.mp3","mime_type":"audio/mpeg","size_in_bytes":11071127,"duration_in_seconds":1471}]},{"id":"5c469fc4-1ce7-4564-a163-b1fed647647d","title":"Episode 117: Fly on the wall investor conversation","url":"https://www.thebusinessofproperty.com/117","content_text":"Be a fly on the wall for an exploratory property investor conversation.\n\nThe discussion this week includes:\n\n\nShould it be a JV?\nWhat is long term?\nHow putting money in could work.\nHow money might be withdrawn.\nHow a JV agreement might end.\nRevaluations and increasing equity during a JV.\n(Sorry about the sound quality after Stuart had to change location!)\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eBe a fly on the wall for an exploratory property investor conversation.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eShould it be a JV?\u003c/li\u003e\n\u003cli\u003eWhat is long term?\u003c/li\u003e\n\u003cli\u003eHow putting money in could work.\u003c/li\u003e\n\u003cli\u003eHow money might be withdrawn.\u003c/li\u003e\n\u003cli\u003eHow a JV agreement might end.\u003c/li\u003e\n\u003cli\u003eRevaluations and increasing equity during a JV.\u003c/li\u003e\n\u003cli\u003e(Sorry about the sound quality after Stuart had to change location!)\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Be a fly on the wall for an exploratory property investor conversation.","date_published":"2022-02-23T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5c469fc4-1ce7-4564-a163-b1fed647647d.mp3","mime_type":"audio/mpeg","size_in_bytes":17439696,"duration_in_seconds":2185}]},{"id":"0b51ed81-1cbf-4b49-b205-7ee08d2c581b","title":"Episode 116: Architectural considerations with Wayne Greenway","url":"https://www.thebusinessofproperty.com/116","content_text":"This week Stuart and Simon are joined by special guest Wayne Greenway to get a professional oppinion on a hypothetical flat conversation and chat about all things planning and architecture.\n\nThe chat this week includes:\n\n\nHow Covid has changed typical architecture work.\nFollow-up to episode 109.\nThe potential flat conversion property.\nConsidering planning and changes within councils.\nPlanning restrictions on parking.\nPrioritising garden access.\nIncreasing volume.\nHow many flats could actually fit?\nA process for estimating renovation costs.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.Special Guest: Wayne Greenway.","content_html":"\u003cp\u003eThis week Stuart and Simon are joined by special guest Wayne Greenway to get a professional oppinion on a hypothetical flat conversation and chat about all things planning and architecture.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHow Covid has changed typical architecture work.\u003c/li\u003e\n\u003cli\u003eFollow-up to \u003ca href=\"https://www.thebusinessofproperty.com/109\" rel=\"nofollow\"\u003eepisode 109\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-113781965.html\" rel=\"nofollow\"\u003epotential flat conversion property\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eConsidering planning and changes within councils.\u003c/li\u003e\n\u003cli\u003ePlanning restrictions on parking.\u003c/li\u003e\n\u003cli\u003ePrioritising garden access.\u003c/li\u003e\n\u003cli\u003eIncreasing volume.\u003c/li\u003e\n\u003cli\u003eHow many flats could actually fit?\u003c/li\u003e\n\u003cli\u003eA process for estimating renovation costs.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Wayne Greenway.\u003c/p\u003e","summary":"This week Stuart and Simon are joined by special guest Wayne Greenway to get a professional oppinion on a hypothetical flat conversation and chat about all things planning and architecture.","date_published":"2022-02-16T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/0b51ed81-1cbf-4b49-b205-7ee08d2c581b.mp3","mime_type":"audio/mpeg","size_in_bytes":15068975,"duration_in_seconds":1917}]},{"id":"2011d7b0-de6f-46a5-93b9-c906e1d8ae9c","title":"Episode 115: Structures for investor relationships","url":"https://www.thebusinessofproperty.com/115","content_text":"Simon and Stuart are talking about how investor relationships can be structured and the investments Stuart has been looking at recently.\n\nThe discussion this week includes:\n\n\nContinuing from episode 114\nPossible structures for investors.\nLoan / angel funding.\nJoint ventures.\nSourcing, deal packaging and adding value.\nBeing flexible in approaching investors.\nInvestor relationships can be long term (perhaps longer than marriage)!\nHaving clarity about what you want to achieve.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon and Stuart are talking about how investor relationships can be structured and the investments Stuart has been looking at recently.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eContinuing from \u003ca href=\"https://www.thebusinessofproperty.com/114\" rel=\"nofollow\"\u003eepisode 114\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003ePossible structures for investors.\u003c/li\u003e\n\u003cli\u003eLoan / angel funding.\u003c/li\u003e\n\u003cli\u003eJoint ventures.\u003c/li\u003e\n\u003cli\u003eSourcing, deal packaging and adding value.\u003c/li\u003e\n\u003cli\u003eBeing flexible in approaching investors.\u003c/li\u003e\n\u003cli\u003eInvestor relationships can be long term (perhaps longer than marriage)!\u003c/li\u003e\n\u003cli\u003eHaving clarity about what you want to \u003cem\u003eachieve\u003c/em\u003e.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart are talking about how investor relationships can be structured and the investments Stuart has been looking at recently.","date_published":"2022-02-09T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2011d7b0-de6f-46a5-93b9-c906e1d8ae9c.mp3","mime_type":"audio/mpeg","size_in_bytes":10247232,"duration_in_seconds":1311}]},{"id":"4f88df09-aae1-475e-8c14-2f711f5ff4d1","title":"Episode 114: Property searches and considering investors","url":"https://www.thebusinessofproperty.com/114","content_text":"Stuart and Simon chat about the new PaTMa interface, their property searches and thinking about investors.\n\nThe chat this week includes:\n\n\nPaTMa has a great new interface - making it even faster and easier to use.\nSimon has been collecting interesting properties in PaTMa Prospector.\nGetting back to searching for property deals.\nA slight change of property direction.\nConsidering investors.\nWe were in The Times (just in case you missed it)!\nInvestor conversations.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart and Simon chat about the new PaTMa interface, their property searches and thinking about investors.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e has a great new interface - making it even faster and easier to use.\u003c/li\u003e\n\u003cli\u003eSimon has been collecting interesting properties in \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePaTMa Prospector\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eGetting back to searching for property deals.\u003c/li\u003e\n\u003cli\u003eA slight change of property direction.\u003c/li\u003e\n\u003cli\u003eConsidering investors.\u003c/li\u003e\n\u003cli\u003eWe were in \u003ca href=\"https://www.thetimes.co.uk/article/is-2022-a-good-year-to-invest-in-buy-to-let-wv5flk9jp\" rel=\"nofollow\"\u003eThe Times\u003c/a\u003e (just in case you missed it)!\u003c/li\u003e\n\u003cli\u003eInvestor conversations.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon chat about the new PaTMa interface, their property searches and thinking about investors.","date_published":"2022-02-02T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/4f88df09-aae1-475e-8c14-2f711f5ff4d1.mp3","mime_type":"audio/mpeg","size_in_bytes":11871547,"duration_in_seconds":1483}]},{"id":"e4c1420d-f6a5-432d-bb06-b340a1b698ef","title":"Episode 113: Are we mad to be landlords in 2022?","url":"https://www.thebusinessofproperty.com/113","content_text":"Simon and Stuart discuss some of the challenges facing landlords in the future and whether they should be putting property investors off in 2022.\n\nThe discussion this week includes:\n\n\nThe Times article.\nAre we mad (to be property investors)?\nMortgage interest relief.\nCost of legislative changes.\nStamp duty surcharge.\nIncreasing tenant rights.\nAre property investors taking homes?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today","content_html":"\u003cp\u003eSimon and Stuart discuss some of the challenges facing landlords in the future and whether they should be putting property investors off in 2022.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thetimes.co.uk/article/is-2022-a-good-year-to-invest-in-buy-to-let-wv5flk9jp\" rel=\"nofollow\"\u003eThe Times article\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAre we mad (to be property investors)?\u003c/li\u003e\n\u003cli\u003eMortgage interest relief.\u003c/li\u003e\n\u003cli\u003eCost of legislative changes.\u003c/li\u003e\n\u003cli\u003eStamp duty surcharge.\u003c/li\u003e\n\u003cli\u003eIncreasing tenant rights.\u003c/li\u003e\n\u003cli\u003eAre property investors taking homes?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e\u003c/p\u003e","summary":"Simon and Stuart discuss some of the challenges facing landlords in the future and whether they should be putting property investors off in 2022.","date_published":"2022-01-26T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e4c1420d-f6a5-432d-bb06-b340a1b698ef.mp3","mime_type":"audio/mpeg","size_in_bytes":10622347,"duration_in_seconds":1334}]},{"id":"bfa5bdc0-2baa-462f-a6ee-9c199dccd90e","title":"Episode 112: We're in The Times, but these are still taxing times...","url":"https://www.thebusinessofproperty.com/112","content_text":"Stuart and Simon are talking about property yield, inspired by a recent article in The Times. Plus a chat on tax returns and how they approach their own.\n\nThe chat this week includes:\n\n\nThe Times article.\nTrack Capital yield map.\nPaTMa yield explorer.\nWhat are the Track Capital yield figures based on?\nLandlords need to file a tax return.\nFiling your self assessment tax return.\nMaking tax returns easier with PaTMa.\nHMRC are delaying late filing/payment fines this year.\nUsing an accountant for your personal tax return.\nHow long does it take to do your own tax return?\nHow long does it take to provide figures to your accountant?\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart and Simon are talking about property yield, inspired by a recent article in The Times. Plus a chat on tax returns and how they approach their own.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thetimes.co.uk/article/is-2022-a-good-year-to-invest-in-buy-to-let-wv5flk9jp\" rel=\"nofollow\"\u003eThe Times article\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.trackcapital.co.uk/news-articles/uk-buy-to-let-yield-map-2022/\" rel=\"nofollow\"\u003eTrack Capital yield map\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/2021/01/find-top-yields-using-buy-to-let-yield-explorer/\" rel=\"nofollow\"\u003ePaTMa yield explorer\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat are the Track Capital yield figures based on?\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/2019/12/what-is-a-landlord-tax-return/\" rel=\"nofollow\"\u003eLandlords need to file a tax return\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFiling your self assessment tax return.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/2020/01/how-to-save-time-on-your-landlord-tax-return/\" rel=\"nofollow\"\u003eMaking tax returns easier with PaTMa\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHMRC are delaying late filing/payment fines this year.\u003c/li\u003e\n\u003cli\u003eUsing an accountant for your personal tax return.\u003c/li\u003e\n\u003cli\u003eHow long does it take to do your own tax return?\u003c/li\u003e\n\u003cli\u003eHow long does it take to provide figures to your accountant?\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking about property yield, inspired by a recent article in The Times. Plus a chat on tax returns and how they approach their own.","date_published":"2022-01-19T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/bfa5bdc0-2baa-462f-a6ee-9c199dccd90e.mp3","mime_type":"audio/mpeg","size_in_bytes":13996584,"duration_in_seconds":1750}]},{"id":"99bb3e8c-92f6-4b85-b145-9dc7c753a3ad","title":"Episode 111: If we started again, what would we change?","url":"https://www.thebusinessofproperty.com/111","content_text":"Simon and Stuart chat about what they might have done differently in their property investment careers and how things could have turned out differently.\n\nThe discussion this week includes:\n\n\nDoing our property careers again - how would they be different.\nGoing faster.\n£3 million property portfolio.\nSorry, no spreadsheet! Get in touch if you think it should be shared.\nGoing slower.\nPaying attention to the numbers in the properties.\nOnly one winner taking a bank to a casino!\nGross vs net matters.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon and Stuart chat about what they might have done differently in their property investment careers and how things could have turned out differently.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eDoing our property careers again - how would they be different.\u003c/li\u003e\n\u003cli\u003eGoing faster.\u003c/li\u003e\n\u003cli\u003e£3 million property portfolio.\u003c/li\u003e\n\u003cli\u003eSorry, no spreadsheet! Get in touch if you think it should be shared.\u003c/li\u003e\n\u003cli\u003eGoing slower.\u003c/li\u003e\n\u003cli\u003ePaying attention to the numbers \u003cem\u003ein\u003c/em\u003e the properties.\u003c/li\u003e\n\u003cli\u003eOnly one winner taking a bank to a casino!\u003c/li\u003e\n\u003cli\u003eGross vs net matters.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart chat about what they might have done differently in their property investment careers and how things could have turned out differently.","date_published":"2022-01-12T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/99bb3e8c-92f6-4b85-b145-9dc7c753a3ad.mp3","mime_type":"audio/mpeg","size_in_bytes":12569759,"duration_in_seconds":1666}]},{"id":"a10811e2-c0ee-474c-91a1-6bd06979f5d6","title":"Episode 110: 2021 was fairly busy!","url":"https://www.thebusinessofproperty.com/110","content_text":"Stuart and Simon realise that quite a lot has happenned in 2021. This weeks chat covers a few of the things that have stood out for them.\n\nThe chat this week includes:\n\n\nNot reviewing our 2021 goals!\nNew R2R properties.\nCompleting on a sale.\nMaisonette refurbishment.\nTwo properties sold subject to contract.\nThree failed sales.\nPaTMa improvements:\n\n\nMaking Tax Digital\nOpen Banking\nImprove planning applications data\nBetter data integration\nNewly available comparable property listings\nBetter user experience and screen designs\n\nThe Business of Property episodes:\n\n\nRent to rent interview\nPlanning and development interview\nAuctions and property information packs interview\nGoing green in property\nTraining and future property investment\nReplacing your salary with rent-to-rent\nReplacing your salary with an HMO portfolio\nReplacing your salary with a buy to let portfolio\nReplacing your salary with serviced accommodation\n\nAlternative investing and Portfolio.\nLooking forward...\nPartnering on a co-working space.\nReducing papercuts - making a smoother experience.\nMaking Tax Digital.\nWishing you a very prosperous 2022.\nFind us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart and Simon realise that quite a lot has happenned in 2021. This weeks chat covers a few of the things that have stood out for them.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003cem\u003eNot\u003c/em\u003e reviewing our 2021 goals!\u003c/li\u003e\n\u003cli\u003eNew R2R properties.\u003c/li\u003e\n\u003cli\u003eCompleting on a sale.\u003c/li\u003e\n\u003cli\u003eMaisonette refurbishment.\u003c/li\u003e\n\u003cli\u003eTwo properties sold subject to contract.\u003c/li\u003e\n\u003cli\u003eThree failed sales.\u003c/li\u003e\n\u003cli\u003ePaTMa improvements:\n\n\u003cul\u003e\n\u003cli\u003eMaking Tax Digital\u003c/li\u003e\n\u003cli\u003eOpen Banking\u003c/li\u003e\n\u003cli\u003eImprove planning applications data\u003c/li\u003e\n\u003cli\u003eBetter data integration\u003c/li\u003e\n\u003cli\u003eNewly available comparable property listings\u003c/li\u003e\n\u003cli\u003eBetter user experience and screen designs\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eThe Business of Property episodes:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/88\" rel=\"nofollow\"\u003eRent to rent interview\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/84\" rel=\"nofollow\"\u003ePlanning and development interview\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/94\" rel=\"nofollow\"\u003eAuctions and property information packs interview\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/98\" rel=\"nofollow\"\u003eGoing green in property\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/99\" rel=\"nofollow\"\u003eTraining and future property investment\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eReplacing your salary with rent-to-rent\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eReplacing your salary with an HMO portfolio\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eReplacing your salary with a buy to let portfolio\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/89\" rel=\"nofollow\"\u003eReplacing your salary with serviced accommodation\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/105\" rel=\"nofollow\"\u003eAlternative investing\u003c/a\u003e and \u003ca href=\"https://portfolio.co.uk/\" rel=\"nofollow\"\u003ePortfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eLooking forward...\u003c/li\u003e\n\u003cli\u003ePartnering on a co-working space.\u003c/li\u003e\n\u003cli\u003eReducing papercuts - making a smoother experience.\u003c/li\u003e\n\u003cli\u003eMaking Tax Digital.\u003c/li\u003e\n\u003cli\u003eWishing you a very prosperous 2022.\u003c/li\u003e\n\u003cli\u003eFind us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon realise that quite a lot has happenned in 2021. This weeks chat covers a few of the things that have stood out for them.","date_published":"2022-01-05T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a10811e2-c0ee-474c-91a1-6bd06979f5d6.mp3","mime_type":"audio/mpeg","size_in_bytes":10682244,"duration_in_seconds":1380}]},{"id":"59b8feb9-f76b-458c-9ae1-1ff4120aa10a","title":"Episode 109: Analysing a prospective property deal","url":"https://www.thebusinessofproperty.com/109","content_text":"Simon presents an interesting property with development potential for Stuart to analyse further.\n\nThe discussion this week includes:\n\n\nA potential flat conversion property.\nUsing PaTMa to compare with the local market.\nAn estimated GDV.\nHow to fit possible flats.\nWhat would the conversion cost?\nNext steps.\nDelays and things you don't think about when planning a refurb.\nHow it could be financed.\nContact us on Twitter or LinkedIn: Stuart, Simon.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon presents an interesting property with development potential for Stuart to analyse further.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-113781965.html\" rel=\"nofollow\"\u003epotential flat conversion property\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eUsing PaTMa to compare with the local market.\u003c/li\u003e\n\u003cli\u003eAn estimated GDV.\u003c/li\u003e\n\u003cli\u003eHow to fit possible flats.\u003c/li\u003e\n\u003cli\u003eWhat would the conversion cost?\u003c/li\u003e\n\u003cli\u003eNext steps.\u003c/li\u003e\n\u003cli\u003eDelays and things you don\u0026#39;t think about when planning a refurb.\u003c/li\u003e\n\u003cli\u003eHow it could be financed.\u003c/li\u003e\n\u003cli\u003eContact us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e or LinkedIn: \u003ca href=\"https://www.linkedin.com/in/stuartlordan/\" rel=\"nofollow\"\u003eStuart\u003c/a\u003e, \u003ca href=\"https://www.linkedin.com/in/simonpither/\" rel=\"nofollow\"\u003eSimon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon presents an interesting property with development potential for Stuart to analyse further.","date_published":"2021-12-29T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/59b8feb9-f76b-458c-9ae1-1ff4120aa10a.mp3","mime_type":"audio/mpeg","size_in_bytes":13714548,"duration_in_seconds":1784}]},{"id":"b262332d-866a-40fc-96a2-de389c282bf2","title":"Episode 108: Property business update - R2R, sales and lessons","url":"https://www.thebusinessofproperty.com/108","content_text":"Stuart and Simon chat through an update on recent changes and progress in Stuart's property business. Covering rent to rent, assorted sales, various woes and lessons learned along the way.\n\nThe chat this week includes:\n\n\nHas Stuart misplaced a house?\nA rent to rent business update.\nMinor building woes.\nLessons learned from recently starting multiple rent to rent properties.\nAn update on an interesting purchase offer.\nSelling another flat - direct to the buyer.\nCompleting on a very, very long running HMO sale.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart and Simon chat through an update on recent changes and progress in Stuart\u0026#39;s property business. Covering rent to rent, assorted sales, various woes and lessons learned along the way.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHas Stuart misplaced a house?\u003c/li\u003e\n\u003cli\u003eA rent to rent business update.\u003c/li\u003e\n\u003cli\u003eMinor building woes.\u003c/li\u003e\n\u003cli\u003eLessons learned from recently starting multiple rent to rent properties.\u003c/li\u003e\n\u003cli\u003eAn update on an \u003ca href=\"https://www.thebusinessofproperty.com/106\" rel=\"nofollow\"\u003einteresting purchase offer\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSelling another flat - direct to the buyer.\u003c/li\u003e\n\u003cli\u003eCompleting on a very, very long running HMO sale.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon chat through an update on recent changes and progress in Stuart's property business. Covering rent to rent, assorted sales, various woes and lessons learned along the way.","date_published":"2021-12-22T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/b262332d-866a-40fc-96a2-de389c282bf2.mp3","mime_type":"audio/mpeg","size_in_bytes":9482345,"duration_in_seconds":1271}]},{"id":"6d06dc60-27f4-443d-99d4-b524237fcddf","title":"Episode 107: How are rising house prices affecting our investment plans?","url":"https://www.thebusinessofproperty.com/107","content_text":"Simon and Stuart talk about direct to vendor (no agent) buying and some considerations in getting the process started; plus thoughts on investing with rapidly increasing property prices.\n\nThe discussion this week includes:\n\n\nStrongest 3 months growth in house prices for 15 years.\nUneven price growth over the last 6 years.\nPrice growth in pounds - compared to people's income.\nSimon's uncertain approach to the uncertain future!\nConsidering buying direct, from friends.\nPrivate valuation.\nNon-agent buying process.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon and Stuart talk about direct to vendor (no agent) buying and some considerations in getting the process started; plus thoughts on investing with rapidly increasing property prices.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStrongest 3 months growth in house prices for 15 years.\u003c/li\u003e\n\u003cli\u003eUneven price growth over the last 6 years.\u003c/li\u003e\n\u003cli\u003ePrice growth in pounds - compared to people\u0026#39;s income.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s uncertain approach to the uncertain future!\u003c/li\u003e\n\u003cli\u003eConsidering buying direct, from friends.\u003c/li\u003e\n\u003cli\u003ePrivate valuation.\u003c/li\u003e\n\u003cli\u003eNon-agent buying process.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart talk about direct to vendor (no agent) buying and some considerations in getting the process started; plus thoughts on investing with rapidly increasing property prices.","date_published":"2021-12-15T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6d06dc60-27f4-443d-99d4-b524237fcddf.mp3","mime_type":"audio/mpeg","size_in_bytes":10744008,"duration_in_seconds":1512}]},{"id":"73ac9c61-798c-464f-b86d-7f454e0b2271","title":"Episode 106: House building and non-traditional exchanges","url":"https://www.thebusinessofproperty.com/106","content_text":"This week is a varied chat with Stuart and Simon exploring some house building stats, then discussing a fairly unusual proposal when selling a flat.\n\nThe chat this week includes:\n\n\nCompletions in October were 52% down!\nHouse building - 216,490.\nGovernment house building target - 300,000.\nNearly 24,000 new homes from a change of use.\nCouncil / local authority built properties.\nCovid forced changes on builders.\nStuart's flat sale, with a new twist!\nVariations to the traditional exchange and completion process.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eThis week is a varied chat with Stuart and Simon exploring some house building stats, then discussing a fairly unusual proposal when selling a flat.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCompletions in October were 52% down!\u003c/li\u003e\n\u003cli\u003eHouse building - 216,490.\u003c/li\u003e\n\u003cli\u003eGovernment house building target - 300,000.\u003c/li\u003e\n\u003cli\u003eNearly 24,000 new homes from a change of use.\u003c/li\u003e\n\u003cli\u003eCouncil / local authority built properties.\u003c/li\u003e\n\u003cli\u003eCovid forced changes on builders.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s flat sale, with a new twist!\u003c/li\u003e\n\u003cli\u003eVariations to the traditional exchange and completion process.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"This week is a varied chat with Stuart and Simon exploring some house building stats, then discussing a fairly unusual proposal when selling a flat.","date_published":"2021-12-08T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/73ac9c61-798c-464f-b86d-7f454e0b2271.mp3","mime_type":"audio/mpeg","size_in_bytes":11813904,"duration_in_seconds":1497}]},{"id":"edf71de8-572b-4a0f-8988-e63806e56366","title":"Episode 105: Our alternative investments plus angel investment walkthrough","url":"https://www.thebusinessofproperty.com/105","content_text":"This week Simon and Stuart are chatting about their alternative (non-property) investments. Although a little property investment might be covered too!\n\nThe discussion this week includes:\n\n\nWe have non-property investments!\n@The_Landlord requested a cryto update.\nCoinbase (referral link - you'll get a little bit of free Bitcoin if you buy $100).\nVanguard stocks and shares investing.\nReturns over varying times and the bounce back from 2020 Covid.\nA new angel investment.\nStuart's decision from our recent mortgage episode.\nContact us on Twitter - @BizOfProperty.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eThis week Simon and Stuart are chatting about their alternative (non-property) investments. Although a little property investment might be covered too!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWe have non-property investments!\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://twitter.com/The_Landlord\" rel=\"nofollow\"\u003e@The_Landlord\u003c/a\u003e requested a cryto update.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.coinbase.com/join/pither_22\" rel=\"nofollow\"\u003eCoinbase\u003c/a\u003e (referral link - you\u0026#39;ll get a little bit of free Bitcoin if you buy $100).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.vanguardinvestor.co.uk/\" rel=\"nofollow\"\u003eVanguard\u003c/a\u003e stocks and shares investing.\u003c/li\u003e\n\u003cli\u003eReturns over varying times and the bounce back from 2020 Covid.\u003c/li\u003e\n\u003cli\u003eA new angel investment.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s decision from our recent \u003ca href=\"https://www.thebusinessofproperty.com/95\" rel=\"nofollow\"\u003emortgage episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eContact us on Twitter - \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003e@BizOfProperty\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"This week Simon and Stuart are chatting about their alternative (non-property) investments. Although a little property investment might be covered too!","date_published":"2021-12-01T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/edf71de8-572b-4a0f-8988-e63806e56366.mp3","mime_type":"audio/mpeg","size_in_bytes":11882517,"duration_in_seconds":1494}]},{"id":"2940a023-ea0b-405c-b962-b0612ecad902","title":"Episode 104: To fix, or not to fix?","url":"https://www.thebusinessofproperty.com/104","content_text":"Stuart and Simon are talking mortgages - with a real life scenario and three mortgage options on the table, what do you need to consider to make a choice?\n\nThe chat this week includes:\n\n\nMortgages, mortgages, mortgages!\nThree mortgages are on offer - what to choose?\nWhat's a discounted variable mortgage?\nEarly repayment charges (ERCs).\nAlways remember the fees!\nLTV vs valuation.\nInterest costs for the options - the real figures.\nSavings and risks.\nWeighing it all up.\n\n\nPlease send this episode to three property friends to help spread the word.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart and Simon are talking mortgages - with a real life scenario and three mortgage options on the table, what do you need to consider to make a choice?\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eMortgages, mortgages, mortgages!\u003c/li\u003e\n\u003cli\u003eThree mortgages are on offer - what to choose?\u003c/li\u003e\n\u003cli\u003eWhat\u0026#39;s a discounted variable mortgage?\u003c/li\u003e\n\u003cli\u003eEarly repayment charges (ERCs).\u003c/li\u003e\n\u003cli\u003eAlways remember the fees!\u003c/li\u003e\n\u003cli\u003eLTV vs valuation.\u003c/li\u003e\n\u003cli\u003eInterest costs for the options - the real figures.\u003c/li\u003e\n\u003cli\u003eSavings and risks.\u003c/li\u003e\n\u003cli\u003eWeighing it all up.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease send this episode to three property friends to help spread the word.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking mortgages - with a real life scenario and three mortgage options on the table, what do you need to consider to make a choice?","date_published":"2021-11-24T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2940a023-ea0b-405c-b962-b0612ecad902.mp3","mime_type":"audio/mpeg","size_in_bytes":13038596,"duration_in_seconds":1640}]},{"id":"001708b3-1713-4a41-b2e4-9ecbf9a4beab","title":"Episode 103: Open Banking and the death of spreadsheets","url":"https://www.thebusinessofproperty.com/103","content_text":"Simon and Stuart explore what Open Banking is and how it can help landlords, including looking into the future of Making Tax Digital.\n\nThe discussion this week includes:\n\n\nWhat is Open Banking?\nAn example Open Banking setup process.\nXero.\nHow landlords can benefit from Open Banking.\nSimpler record keeping and rent tracking with the PaTMa Open Banking support.\nMaking Tax Digital is coming for landlords from April 2024.\nUsing PaTMa, or standard accounting software, to simplify property bookeeping and ease MTD submissions.\nSpreadsheets won't cut it in the Making Tax Digital world.\nKicking and screaming during the transition.\nA smarter, easier world (process) for landlords in the end.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon and Stuart explore what Open Banking is and how it can help landlords, including looking into the future of Making Tax Digital.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhat is Open Banking?\u003c/li\u003e\n\u003cli\u003eAn example Open Banking setup process.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.xero.com/uk/\" rel=\"nofollow\"\u003eXero\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHow landlords can benefit from Open Banking.\u003c/li\u003e\n\u003cli\u003eSimpler record keeping and rent tracking with the \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e Open Banking support.\u003c/li\u003e\n\u003cli\u003eMaking Tax Digital is coming for landlords from April 2024.\u003c/li\u003e\n\u003cli\u003eUsing \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, or standard accounting software, to simplify property bookeeping and ease MTD submissions.\u003c/li\u003e\n\u003cli\u003eSpreadsheets won\u0026#39;t cut it in the Making Tax Digital world.\u003c/li\u003e\n\u003cli\u003eKicking and screaming during the transition.\u003c/li\u003e\n\u003cli\u003eA smarter, easier world (process) for landlords in the end.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart explore what Open Banking is and how it can help landlords, including looking into the future of Making Tax Digital.","date_published":"2021-11-17T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/001708b3-1713-4a41-b2e4-9ecbf9a4beab.mp3","mime_type":"audio/mpeg","size_in_bytes":10270561,"duration_in_seconds":1297}]},{"id":"7ab11c4b-c480-48ea-8060-06c40d28826b","title":"Episode 102: Cash (flow) is king","url":"https://www.thebusinessofproperty.com/102","content_text":"Stuart and Simon are talking cash flow and explaining how they manage (or not) cash flow in their own businesses. Hear why they've chosen different approaches for their own situations and some mistakes you can learn from.\n\nThe chat this week includes:\n\n\nStuart's cash flow \"situation\".\nPutting together a detailed cash flow forecast.\nManaging cash flow by setting/adjusting dates.\nThe value and importance of having a cash flow forecast.\nRecording monthly transaction in PaTMa with Open Banking.\nResidential, family, single lets can be treated very differently for cash flow.\nLumpy expenses, can be better!\nCash is king.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart and Simon are talking cash flow and explaining how they manage (or not) cash flow in their own businesses. Hear why they\u0026#39;ve chosen different approaches for their own situations and some mistakes you can learn from.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s cash flow \u0026quot;situation\u0026quot;.\u003c/li\u003e\n\u003cli\u003ePutting together a detailed cash flow forecast.\u003c/li\u003e\n\u003cli\u003eManaging cash flow by setting/adjusting dates.\u003c/li\u003e\n\u003cli\u003eThe value and importance of having a cash flow forecast.\u003c/li\u003e\n\u003cli\u003eRecording monthly transaction in \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e with Open Banking.\u003c/li\u003e\n\u003cli\u003eResidential, family, single lets can be treated very differently for cash flow.\u003c/li\u003e\n\u003cli\u003eLumpy expenses, can be better!\u003c/li\u003e\n\u003cli\u003eCash is king.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon are talking cash flow and explaining how they manage (or not) cash flow in their own businesses. Hear why they've chosen different approaches for their own situations and some mistakes you can learn from.","date_published":"2021-11-10T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/7ab11c4b-c480-48ea-8060-06c40d28826b.mp3","mime_type":"audio/mpeg","size_in_bytes":11351723,"duration_in_seconds":1482}]},{"id":"2f797f01-2eed-4be1-b72b-0193d13b7738","title":"Episode 101: Our autumn budget review (for landlords)","url":"https://www.thebusinessofproperty.com/101","content_text":"Simon and Stuart take a look at the recent budget from a property point of view and discuss some of the topics raised from that.\n\nThe discussion this week includes:\n\n\nThe autumn budget for property people.\n\n\nChanges for landlords.\nCladding.\nHelp to buy.\nDeveloping brownfield sites.\n\nRedhill as an example of heavy in-town development including office to resi conversions.\nDevelopment effects on town centres - traffic and parking.\nFuture travel patterns and housing requirements / preferences.\nThe Jetsons personal flying transport.\nFlying taxi's\n(Yes, we may have gone a little off-topic!)\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eSimon and Stuart take a look at the recent budget from a property point of view and discuss some of the topics raised from that.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe \u003ca href=\"https://thenegotiator.co.uk/autumn-budget-at-a-glance-what-sunak-revealed-for-housing-sector/\" rel=\"nofollow\"\u003eautumn budget\u003c/a\u003e for property people.\n\n\u003cul\u003e\n\u003cli\u003eChanges for landlords.\u003c/li\u003e\n\u003cli\u003eCladding.\u003c/li\u003e\n\u003cli\u003eHelp to buy.\u003c/li\u003e\n\u003cli\u003eDeveloping brownfield sites.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eRedhill as an example of heavy in-town development including office to resi conversions.\u003c/li\u003e\n\u003cli\u003eDevelopment effects on town centres - traffic and parking.\u003c/li\u003e\n\u003cli\u003eFuture travel patterns and housing requirements / preferences.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.youtube.com/watch?v=uPnZpENoypo\" rel=\"nofollow\"\u003eThe Jetsons\u003c/a\u003e personal flying transport.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.volocopter.com/solutions/volocity/\" rel=\"nofollow\"\u003eFlying taxi\u0026#39;s\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e(Yes, we may have gone a little off-topic!)\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Simon and Stuart take a look at the recent budget from a property point of view and discuss some of the topics raised from that.","date_published":"2021-11-03T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2f797f01-2eed-4be1-b72b-0193d13b7738.mp3","mime_type":"audio/mpeg","size_in_bytes":9854310,"duration_in_seconds":1284}]},{"id":"547dfe21-790b-4f17-8f65-dc9f57697327","title":"Episode 100: Property is always on our mind","url":"https://www.thebusinessofproperty.com/100","content_text":"Stuart returns for a chat with Simon about the latest property transaction figures (covering September), approaches to a hot property market and the importance of having a plan B.\n\nThe chat this week includes:\n\n\nCovid experiences!\nSales transactions in September were up 67%.\nSee images below.\nOur previous episode with a crypto investment update.\nOur previous episode about share fund investment.\nMissed viewings and they're sold!\nApproaches to a hot property market.\nThe importance of having a plan B.\n\n\n\n\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.","content_html":"\u003cp\u003eStuart returns for a chat with Simon about the latest property transaction figures (covering September), approaches to a hot property market and the importance of having a plan B.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCovid experiences!\u003c/li\u003e\n\u003cli\u003eSales \u003ca href=\"https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary\" rel=\"nofollow\"\u003etransactions in September\u003c/a\u003e were up 67%.\u003c/li\u003e\n\u003cli\u003eSee images below.\u003c/li\u003e\n\u003cli\u003eOur previous episode with a \u003ca href=\"https://www.thebusinessofproperty.com/92\" rel=\"nofollow\"\u003ecrypto investment update\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOur previous episode about \u003ca href=\"https://www.thebusinessofproperty.com/95\" rel=\"nofollow\"\u003eshare fund investment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMissed viewings and they\u0026#39;re sold!\u003c/li\u003e\n\u003cli\u003eApproaches to a hot property market.\u003c/li\u003e\n\u003cli\u003eThe importance of having a plan B.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/HfWgOI2V.png\" alt=\"September 2021 transactions table\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/o9XmAYqw.png\" alt=\"September 2021 transactions graph\"\u003e\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart returns for a chat with Simon about the latest property transaction figures (covering September), approaches to a hot property market and the importance of having a plan B.","date_published":"2021-10-27T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/547dfe21-790b-4f17-8f65-dc9f57697327.mp3","mime_type":"audio/mpeg","size_in_bytes":11799286,"duration_in_seconds":1551}]},{"id":"582ab4e7-d72e-40c1-9a7b-e4094392a6a1","title":"Episode 99: Student demand increasing 40% by 2025","url":"https://www.thebusinessofproperty.com/99","content_text":"Pam and Tania join Simon for a chat about their in-person property meetup in Crawley. They chat about their recent speaker, Gill Fielding, and the current state of the property market.\n\nThe discussion this week includes:\n\n\nCrawley Property Meet.\nGill Fielding and Fielding Financial.\nTreating other peoples money with respect.\nNever seen the market like this before (in 40 years).\nProximity to transport links could be less important.\nPeople will expect properties to complete faster now.\nChanging property trends.\nLicencing or regulation risks for SA.\nStudent demand increasing 40% by 2025.\nDifficulty judging Covid comfort levels, especially in groups.\nCrawley Property Meet in October (yesterday!) was a presentation on a recent project - an excellent style of event.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nThis podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a FREE trial today.Special Guests: Pam Mackenzie and Tania Carson.","content_html":"\u003cp\u003ePam and Tania join Simon for a chat about their \u003cem\u003ein-person\u003c/em\u003e property meetup in Crawley. They chat about their recent speaker, Gill Fielding, and the current state of the property market.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"http://www.crawleypropertymeet.com/\" rel=\"nofollow\"\u003eCrawley Property Meet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eGill Fielding and \u003ca href=\"https://www.fieldingfinancial.com/\" rel=\"nofollow\"\u003eFielding Financial\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTreating other peoples money with respect.\u003c/li\u003e\n\u003cli\u003eNever seen the market like this before (in 40 years).\u003c/li\u003e\n\u003cli\u003eProximity to transport links could be less important.\u003c/li\u003e\n\u003cli\u003ePeople will expect properties to complete faster now.\u003c/li\u003e\n\u003cli\u003eChanging property trends.\u003c/li\u003e\n\u003cli\u003eLicencing or regulation risks for SA.\u003c/li\u003e\n\u003cli\u003eStudent demand increasing 40% by 2025.\u003c/li\u003e\n\u003cli\u003eDifficulty judging Covid comfort levels, especially in groups.\u003c/li\u003e\n\u003cli\u003eCrawley Property Meet in October (yesterday!) was a presentation on a recent project - an excellent style of event.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eThis podcast is produced in association with \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Start a \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eFREE trial today\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guests: Pam Mackenzie and Tania Carson.\u003c/p\u003e","summary":"Pam and Tania join Simon for a chat about their *in-person* property meetup in Crawley. They chat about their recent speaker, Gill Fielding, and the current state of the property market.","date_published":"2021-10-20T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/582ab4e7-d72e-40c1-9a7b-e4094392a6a1.mp3","mime_type":"audio/mpeg","size_in_bytes":9416598,"duration_in_seconds":1451}]},{"id":"fd6dcffe-6e5b-4b9d-ade3-6cf7e821c1a7","title":"Episode 98: What we're saving is the planet, not our pocket","url":"https://www.thebusinessofproperty.com/98","content_text":"Simon is joined by Pam and Tania to talk property energy improvements, coping with rising energy costs and how landlords should approach saving the planet.\n\nThe chat this week includes:\n\n\nPam and Tania previously joined us to chat about choosing locations and property funding.\nStuart and Simon spoke about increasing energy costs last week.\nSolar panels.\nFeed-in-tariff pay back period.\nConsidering approaches for eco projects.\nIs the technology ready to replace gas boilers?\nEPC C for rental property by 2025.\nCrawley Property Meet.\nAn average of £10,000 per property.\nDifficulty insulating a block of flats when you need agreement of everyone.\nIncreased HMO energy costs from more time at home - not just more expensive energy.\nIncreasing rents.\nEveryone's going to be struggling for a little while.\nEnergy supplier changes due to companies going bust.\nConvincing HMO tenants to be energy efficient.\nStructuring property energy improvements to \"pay back\" is wrong!\nWhat we're saving is the planet, not our pocket.\n\n\nPlease leave us a rating and review if you're enjoying the show.Special Guests: Pam Mackenzie and Tania Carson.","content_html":"\u003cp\u003eSimon is joined by Pam and Tania to talk property energy improvements, coping with rising energy costs and how landlords should approach saving the planet.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003ePam and Tania previously joined us to chat about \u003ca href=\"https://www.thebusinessofproperty.com/64\" rel=\"nofollow\"\u003echoosing locations\u003c/a\u003e and \u003ca href=\"https://www.thebusinessofproperty.com/65\" rel=\"nofollow\"\u003eproperty funding\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eStuart and Simon spoke about \u003ca href=\"https://www.thebusinessofproperty.com/97\" rel=\"nofollow\"\u003eincreasing energy costs\u003c/a\u003e last week.\u003c/li\u003e\n\u003cli\u003eSolar panels.\u003c/li\u003e\n\u003cli\u003eFeed-in-tariff pay back period.\u003c/li\u003e\n\u003cli\u003eConsidering approaches for eco projects.\u003c/li\u003e\n\u003cli\u003eIs the technology ready to replace gas boilers?\u003c/li\u003e\n\u003cli\u003eEPC C for rental property by 2025.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"http://www.crawleypropertymeet.com/\" rel=\"nofollow\"\u003eCrawley Property Meet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAn average of £10,000 per property.\u003c/li\u003e\n\u003cli\u003eDifficulty insulating a block of flats when you need agreement of everyone.\u003c/li\u003e\n\u003cli\u003eIncreased HMO energy costs from more time at home - not just more expensive energy.\u003c/li\u003e\n\u003cli\u003eIncreasing rents.\u003c/li\u003e\n\u003cli\u003eEveryone\u0026#39;s going to be struggling for a little while.\u003c/li\u003e\n\u003cli\u003eEnergy supplier changes due to companies going bust.\u003c/li\u003e\n\u003cli\u003eConvincing HMO tenants to be energy efficient.\u003c/li\u003e\n\u003cli\u003eStructuring property energy improvements to \u0026quot;pay back\u0026quot; is wrong!\u003c/li\u003e\n\u003cli\u003eWhat we\u0026#39;re saving is the planet, not our pocket.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guests: Pam Mackenzie and Tania Carson.\u003c/p\u003e","summary":"Simon is joined by Pam and Tania to talk property energy improvements, coping with rising energy costs and how landlords should approach saving the planet.","date_published":"2021-10-13T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/fd6dcffe-6e5b-4b9d-ade3-6cf7e821c1a7.mp3","mime_type":"audio/mpeg","size_in_bytes":12050976,"duration_in_seconds":1774}]},{"id":"51043796-9eb4-4401-8414-a15dfa221d80","title":"Episode 97: Pricing and costs","url":"https://www.thebusinessofproperty.com/97","content_text":"Simon and Stuart chat about rents, pricing and how increasing energy costs will impact landlords.\n\nThe discussion this week includes:\n\n\nHometrack rental market report.\n5% increase.\n3.8% decrease.\n15 days.\nCrawley.\nIncreasing rents, or not.\nIncreasing energey costs (for HMO and SA).\nEnergy caps within tenancies.\nTime:o:stat.\nPro-active energey (cost) saving.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart chat about rents, pricing and how increasing energy costs will impact landlords.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.hometrack.com/uk/insight/rental-market-report/q2-2021-rental-market-report/\" rel=\"nofollow\"\u003eHometrack rental market report\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e5% increase.\u003c/li\u003e\n\u003cli\u003e3.8% decrease.\u003c/li\u003e\n\u003cli\u003e15 days.\u003c/li\u003e\n\u003cli\u003eCrawley.\u003c/li\u003e\n\u003cli\u003eIncreasing rents, or not.\u003c/li\u003e\n\u003cli\u003eIncreasing energey costs (for HMO and SA).\u003c/li\u003e\n\u003cli\u003eEnergy caps within tenancies.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://timeostat.co.uk/\" rel=\"nofollow\"\u003eTime:o:stat\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePro-active energey (cost) saving.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart chat about rents, pricing and how increasing energy costs will impact landlords.","date_published":"2021-10-06T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/51043796-9eb4-4401-8414-a15dfa221d80.mp3","mime_type":"audio/mpeg","size_in_bytes":12786920,"duration_in_seconds":1664}]},{"id":"54150eb8-d6f8-4621-9dc7-6d6bc663cc27","title":"Episode 96: It's all about mindset","url":"https://www.thebusinessofproperty.com/96","content_text":"Stuart and Simon are talking about two important changes for property people on 1st October.\n\nThe chat this week includes:\n\n\nImportant property changes on 1st October.\nThe stamp duty holiday is ending, check the updated stamp duty rates - PaTMa is using the new rates.\nPaTMa data is showing an increase in fall-throughs.\nWhat has the stamp duty holiday accomplished?\nReduction in eviction notice periods.\nEviction (eg Section 21) forms are also changing.\nShould landlords spend (extra) money to pursue principles?\nContact us on Twitter, Facebook or contact form.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon are talking about two important changes for property people on 1st October.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eImportant property changes on 1st October.\u003c/li\u003e\n\u003cli\u003eThe stamp duty holiday is ending, check \u003ca href=\"https://docs.patma.co.uk/glossary/stamp-duty/\" rel=\"nofollow\"\u003ethe updated stamp duty rates\u003c/a\u003e - PaTMa is using the new rates.\u003c/li\u003e\n\u003cli\u003ePaTMa data is showing an increase in fall-throughs.\u003c/li\u003e\n\u003cli\u003eWhat has the stamp duty holiday accomplished?\u003c/li\u003e\n\u003cli\u003eReduction in \u003ca href=\"https://www.nrla.org.uk/news/possession-update-what-you-need-to-know-about-possession-from-October-2021\" rel=\"nofollow\"\u003eeviction notice periods\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eEviction (eg Section 21) forms are also changing.\u003c/li\u003e\n\u003cli\u003eShould landlords spend (extra) money to pursue principles?\u003c/li\u003e\n\u003cli\u003eContact us on \u003ca href=\"https://twitter.com/BizOfProperty\" rel=\"nofollow\"\u003eTwitter\u003c/a\u003e, \u003ca href=\"https://facebook.com/BizOfProperty\" rel=\"nofollow\"\u003eFacebook\u003c/a\u003e or \u003ca href=\"https://www.thebusinessofproperty.com/contact\" rel=\"nofollow\"\u003econtact form\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon are talking about two important changes for property people on 1st October.","date_published":"2021-09-29T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/54150eb8-d6f8-4621-9dc7-6d6bc663cc27.mp3","mime_type":"audio/mpeg","size_in_bytes":10418448,"duration_in_seconds":1305}]},{"id":"e5027813-66d2-426e-a1a8-95eb0e401d32","title":"Episode 95: Deposit eating inflation","url":"https://www.thebusinessofproperty.com/95","content_text":"Simon and Stuart chat about the current property market, looking at stocks and shares investment for parking deposit funds, and what to do following an awkward tenant departure.\n\nThe discussion this week includes:\n\n\nSome interesting properties appearing recently.\nROI.\nComparing price changes over 5 years with very similar houses in the same street.\nChallenger bank savings interest rates.\nVanguard.\nPassive share investing guide.\nTenants leaving!\nCleaning up.\nWe previously talked about a court experience following a tenant leaving goods behind.\nConsidering a pre-sale refurbishment.\nOur last episode on auctions with David from EIG.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart chat about the current property market, looking at stocks and shares investment for parking deposit funds, and what to do following an awkward tenant departure.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSome interesting properties appearing recently.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eROI\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eComparing price changes over 5 years with very similar houses in the same street.\u003c/li\u003e\n\u003cli\u003eChallenger bank savings interest rates.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.vanguardinvestor.co.uk/\" rel=\"nofollow\"\u003eVanguard\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://monevator.com/category/investing/passive-investing-investing/\" rel=\"nofollow\"\u003ePassive share investing guide\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTenants leaving!\u003c/li\u003e\n\u003cli\u003eCleaning up.\u003c/li\u003e\n\u003cli\u003eWe previously \u003ca href=\"https://www.thebusinessofproperty.com/91\" rel=\"nofollow\"\u003etalked about a court experience following a tenant leaving goods behind\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eConsidering a pre-sale refurbishment.\u003c/li\u003e\n\u003cli\u003eOur last episode on \u003ca href=\"https://www.thebusinessofproperty.com/94\" rel=\"nofollow\"\u003eauctions with David from EIG\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart chat about the current property market, looking at stocks and shares investment for parking deposit funds, and what to do following an awkward tenant departure.","date_published":"2021-09-22T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e5027813-66d2-426e-a1a8-95eb0e401d32.mp3","mime_type":"audio/mpeg","size_in_bytes":13271265,"duration_in_seconds":1613}]},{"id":"f2c2cd53-b8aa-48ea-be98-a63d1c24c20e","title":"Episode 94: Property auctions with David Sandeman","url":"https://www.thebusinessofproperty.com/94","content_text":"Stuart and Simon are joined by property auction data expert, David Sandeman. David has been watching property auctions for over 30 years and he shares his tips for auction success, what's changed for auctions during the pandemic and a view to the future of property auctions.\n\nThe chat this week includes:\n\n\nSpecial guest David Sandeman from Essential Information Group.\nThe auction history of a particular block of flats in Redhill we've mentioned before.\nWhat's missing from the Land Registry sold price database.\nChanging interest in auctions with the current property market.\nMonthly auction stats in the EIG newsletter.\nDavid's top tips for considering an auction purchase.\nThe method of modern auction.\nProperty information packs / Home information packs.\nHow the SARS-CoV-2 pandemic has changed the auction industry.\nBuying property from your phone.\nProperties sold prior to auction.\n\n\nPlease leave us a rating and review if you're enjoying the show.Special Guest: David Sandeman.","content_html":"\u003cp\u003eStuart and Simon are joined by property auction data expert, David Sandeman. David has been watching property auctions for over 30 years and he shares his tips for auction success, what\u0026#39;s changed for auctions during the pandemic and a view to the future of property auctions.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSpecial guest David Sandeman from \u003ca href=\"https://www.eigpropertyauctions.co.uk/\" rel=\"nofollow\"\u003eEssential Information Group\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe auction history of a particular block of flats in Redhill we\u0026#39;ve \u003ca href=\"https://www.thebusinessofproperty.com/66\" rel=\"nofollow\"\u003ementioned before\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat\u0026#39;s missing from the Land Registry sold price database.\u003c/li\u003e\n\u003cli\u003eChanging interest in auctions with the current property market.\u003c/li\u003e\n\u003cli\u003eMonthly auction stats in the \u003ca href=\"https://www.eigpropertyauctions.co.uk/news\" rel=\"nofollow\"\u003eEIG newsletter\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDavid\u0026#39;s top tips for considering an auction purchase.\u003c/li\u003e\n\u003cli\u003eThe method of modern auction.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://piphome.co.uk/\" rel=\"nofollow\"\u003eProperty information packs\u003c/a\u003e / Home information packs.\u003c/li\u003e\n\u003cli\u003eHow the SARS-CoV-2 pandemic has changed the auction industry.\u003c/li\u003e\n\u003cli\u003eBuying property from your phone.\u003c/li\u003e\n\u003cli\u003eProperties sold prior to auction.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: David Sandeman.\u003c/p\u003e","summary":"Stuart and Simon are joined by property auction data expert, David Sandeman. David has been watching property auctions for over 30 years and he shares his tips for auction success, what's changed for auctions during the pandemic and a view to the future of property auctions.","date_published":"2021-09-15T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f2c2cd53-b8aa-48ea-be98-a63d1c24c20e.mp3","mime_type":"audio/mpeg","size_in_bytes":22115425,"duration_in_seconds":3105}]},{"id":"0a4dba09-d36a-4963-be94-97f1f92087ee","title":"Episode 93: News and stats roundup","url":"https://www.thebusinessofproperty.com/93","content_text":"Simon and Stuart are chatting about stories and stats that have recently caught their eyes in the property world.\n\nThe discussion this week includes:\n\n\nThe recent Zoopla / Hometrack price index.\nHow long can the current trend continue?\nWhere have all the sellers gone?\nLooking at flats vs houses.\nProperty transactions fell 63% from June to July.\nLegal thoughts on the \"easy read\" version of the How to Rent Guide and when to use it.\nRRO appeal that may help superior landlords, see also our previous discussion of Rent Repayment Orders.\nOnly 43 landlords on the rogue landlord database.\nLondon has it's own rogue landlord database that's public.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart are chatting about stories and stats that have recently caught their eyes in the property world.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe recent \u003ca href=\"https://www.hometrack.com/uk/insight/uk-house-price-index/july-2021-house-price-index/\" rel=\"nofollow\"\u003eZoopla / Hometrack price index\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHow long can the current trend continue?\u003c/li\u003e\n\u003cli\u003eWhere have all the sellers gone?\u003c/li\u003e\n\u003cli\u003eLooking at flats vs houses.\u003c/li\u003e\n\u003cli\u003eProperty transactions \u003ca href=\"https://www.propertyreporter.co.uk/property/property-transactions-fall-63-in-july-hmrc.html\" rel=\"nofollow\"\u003efell 63% from June to July\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://nearlylegal.co.uk/2021/07/how-to-rent-and-easy-read-updates-and-issues/\" rel=\"nofollow\"\u003eLegal thoughts\u003c/a\u003e on the \u0026quot;easy read\u0026quot; version of the How to Rent Guide and when to use it.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://nearlylegal.co.uk/2021/07/pick-the-first-landlord-up/\" rel=\"nofollow\"\u003eRRO appeal\u003c/a\u003e that may help superior landlords, see also \u003ca href=\"https://www.thebusinessofproperty.com/81\" rel=\"nofollow\"\u003eour previous discussion of Rent Repayment Orders\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOnly \u003ca href=\"https://www.landlordzone.co.uk/news/three-years-on-and-just-43-criminal-landlords-are-on-national-database-reveals-nrla/\" rel=\"nofollow\"\u003e43 landlords on the rogue landlord database\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eLondon has it\u0026#39;s own \u003ca href=\"https://www.london.gov.uk/rogue-landlord-checker\" rel=\"nofollow\"\u003erogue landlord database\u003c/a\u003e that\u0026#39;s public.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart are chatting about stories and stats that have recently caught their eyes in the property world.","date_published":"2021-09-08T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/0a4dba09-d36a-4963-be94-97f1f92087ee.mp3","mime_type":"audio/mpeg","size_in_bytes":11244936,"duration_in_seconds":1322}]},{"id":"6cbe44f4-ef23-41eb-80df-24518dc3eab6","title":"Episode 92: Snagging - what is snagging and how to snag successfully","url":"https://www.thebusinessofproperty.com/92","content_text":"Stuart and Simon start with a quick crypto investment update and then turn their focus to snagging. What is snagging? How does the snagging process work? Can you keep your snagging process on-track?\n\nThe chat this week includes:\n\n\nOur previous episode with a crypto investment update.\nCryptocurrency investment progress update from Simon.\nSkepticism on blockchains disrupting property markets.\nWhat is snagging?\nCan 2% of new homes really be snag free.\nProfessional snaggers are available.\nMore snags due to the stamp duty holiday.\nExample snags:\n\n\nWindow scratches\nPlasterboard ceilings\nGarden drainage\nDoors dropping\nReversed switches\nDoor locks\nDoor sill cracks\nand more minor things\n\nSnagging vs software bugs.\nThe value of task specific knowledge.\nHow to run your own snagging process - make and manage a list.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon start with a quick crypto investment update and then turn their focus to snagging. What is snagging? How does the snagging process work? Can you keep your snagging process on-track?\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur previous episode \u003ca href=\"https://www.thebusinessofproperty.com/87\" rel=\"nofollow\"\u003ewith a crypto investment update\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCryptocurrency investment progress update from Simon.\u003c/li\u003e\n\u003cli\u003eSkepticism on blockchains disrupting property markets.\u003c/li\u003e\n\u003cli\u003eWhat is snagging?\u003c/li\u003e\n\u003cli\u003eCan 2% of new homes really be \u003ca href=\"https://www.propertyreporter.co.uk/property/how-much-do-new-build-snagging-issues-cost-to-rectify.html\" rel=\"nofollow\"\u003esnag free\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eProfessional snaggers are available.\u003c/li\u003e\n\u003cli\u003eMore snags due to the stamp duty holiday.\u003c/li\u003e\n\u003cli\u003eExample snags:\n\n\u003cul\u003e\n\u003cli\u003eWindow scratches\u003c/li\u003e\n\u003cli\u003ePlasterboard ceilings\u003c/li\u003e\n\u003cli\u003eGarden drainage\u003c/li\u003e\n\u003cli\u003eDoors dropping\u003c/li\u003e\n\u003cli\u003eReversed switches\u003c/li\u003e\n\u003cli\u003eDoor locks\u003c/li\u003e\n\u003cli\u003eDoor sill cracks\u003c/li\u003e\n\u003cli\u003eand more minor things\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eSnagging vs software bugs.\u003c/li\u003e\n\u003cli\u003eThe value of task specific knowledge.\u003c/li\u003e\n\u003cli\u003eHow to run your own snagging process - make and \u003cem\u003emanage\u003c/em\u003e a list.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon start with a quick crypto investment update and then turn their focus to snagging. What is snagging? How does the snagging process work? Can you keep your snagging process on-track?","date_published":"2021-09-01T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6cbe44f4-ef23-41eb-80df-24518dc3eab6.mp3","mime_type":"audio/mpeg","size_in_bytes":10666218,"duration_in_seconds":1445}]},{"id":"f6519f3f-0bd0-463e-9b00-7248d55a2b36","title":"Episode 91: Lessons from a court experience","url":"https://www.thebusinessofproperty.com/91","content_text":"This week Simon and Stuart are chatting about a personal court experience - how it arose, progressed and of course the result. Listen for potentially very important and hard learnt lessons.\n\nSorry for the minor audio issues.\n\nThe chat this week includes:\n\n\nOur previous episode with Stehpanie Taylor - see below for her free book offer.\nTorts (Interference with Goods) Act.\nSomething for Stuart to look forward to?\nConflicting advice!\nWhat you should do with abandoned tenant belongings.\nBeing taken to court.\nWitness statements and evidence.\nLessons from a stressful experience.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nGet a free copy of The Rent 2 Rent Success Book!\n\nIf you'd like a free copy of Stephanie's book, Rent 2 Rent Success: Our Ethical 6-Step System to Get You Started in Property without Buying It.\n\n\nLeave a review for The Business of Property Podcast in your podcast app\nScreenshot the review and email it to Angelica at support@rent2rentsuccess.com with your postal address.\nYou'll receive a paperback copy in the post if you're in the UK and an email of the electronic version if you're anywhere else in the world.\n","content_html":"\u003cp\u003eThis week Simon and Stuart are chatting about a personal court experience - how it arose, progressed and of course the result. Listen for potentially very important and hard learnt lessons.\u003c/p\u003e\n\n\u003cp\u003eSorry for the minor audio issues.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur previous episode \u003ca href=\"https://www.thebusinessofproperty.com/88\" rel=\"nofollow\"\u003ewith Stehpanie Taylor\u003c/a\u003e - see below for her free book offer.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.legislation.gov.uk/ukpga/1977/32\" rel=\"nofollow\"\u003eTorts (Interference with Goods) Act\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSomething for Stuart to look forward to?\u003c/li\u003e\n\u003cli\u003eConflicting advice!\u003c/li\u003e\n\u003cli\u003eWhat you \u003cem\u003eshould\u003c/em\u003e do with abandoned tenant belongings.\u003c/li\u003e\n\u003cli\u003eBeing taken to court.\u003c/li\u003e\n\u003cli\u003eWitness statements and evidence.\u003c/li\u003e\n\u003cli\u003eLessons from a stressful experience.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003ch2\u003eGet a free copy of The Rent 2 Rent Success Book!\u003c/h2\u003e\n\n\u003cp\u003eIf you\u0026#39;d like a free copy of Stephanie\u0026#39;s book, Rent 2 Rent Success: Our Ethical 6-Step System to Get You Started in Property without Buying It.\u003c/p\u003e\n\n\u003col\u003e\n\u003cli\u003eLeave a review for The Business of Property Podcast in your podcast app\u003c/li\u003e\n\u003cli\u003eScreenshot the review and email it to Angelica at \u003ca href=\"mailto:support@rent2rentsuccess.com\" rel=\"nofollow\"\u003esupport@rent2rentsuccess.com\u003c/a\u003e with your postal address.\u003c/li\u003e\n\u003cli\u003eYou\u0026#39;ll receive a paperback copy in the post if you\u0026#39;re in the UK and an email of the electronic version if you\u0026#39;re anywhere else in the world.\u003c/li\u003e\n\u003c/ol\u003e","summary":"This week Simon and Stuart are chatting about a personal court experience - how it arose, progressed and of course the result. Listen for potentially very important and hard learnt lessons.","date_published":"2021-08-25T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f6519f3f-0bd0-463e-9b00-7248d55a2b36.mp3","mime_type":"audio/mpeg","size_in_bytes":12737327,"duration_in_seconds":1701}]},{"id":"a270339a-691a-4875-b2fa-9292801f6798","title":"Episode 90: Positive ambition from a difficult situation","url":"https://www.thebusinessofproperty.com/90","content_text":"Stuart and Simon are talking about difficulties that can arise around a tenant who's having trouble moving on.\n\nSorry for the minor audio issues.\n\nThe discussion this week includes:\n\n\nOur previous episode with Stehpanie Taylor - see below for her free book offer.\nSelling difficulties.\nLeaving tenants.\nStrange tenant communications.\nHow does a tenant in rent arrears convince a new landlord?\nHow should a landlord provide a reference for a difficult tenant?\nAsk me no questions, I'll tell you no lies.\n60 weeks / 14 months, to evict via the courts.\nPositive changes out of a difficult situation.\nReceiving rent from universal credit.\nFollow the processes but stay agile.\nStay tuned for Torts - next week!\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nGet a free copy of The Rent 2 Rent Success Book!\n\nIf you'd like a free copy of Stephanie's book, Rent 2 Rent Success: Our Ethical 6-Step System to Get You Started in Property without Buying It.\n\n\nLeave a review for The Business of Property Podcast in your podcast app\nScreenshot the review and email it to Angelica at support@rent2rentsuccess.com with your postal address.\nYou'll receive a paperback copy in the post if you're in the UK and an email of the electronic version if you're anywhere else in the world.\n","content_html":"\u003cp\u003eStuart and Simon are talking about difficulties that can arise around a tenant who\u0026#39;s having trouble moving on.\u003c/p\u003e\n\n\u003cp\u003eSorry for the minor audio issues.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur previous episode \u003ca href=\"https://www.thebusinessofproperty.com/88\" rel=\"nofollow\"\u003ewith Stehpanie Taylor\u003c/a\u003e - see below for her free book offer.\u003c/li\u003e\n\u003cli\u003eSelling difficulties.\u003c/li\u003e\n\u003cli\u003eLeaving tenants.\u003c/li\u003e\n\u003cli\u003eStrange tenant communications.\u003c/li\u003e\n\u003cli\u003eHow does a tenant in rent arrears convince a new landlord?\u003c/li\u003e\n\u003cli\u003eHow should a landlord provide a reference for a difficult tenant?\u003c/li\u003e\n\u003cli\u003eAsk me no questions, I\u0026#39;ll tell you no lies.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://thenegotiator.co.uk/possession-claims-double-after-evictions-ban-end-but-are-way-off-normal/\" rel=\"nofollow\"\u003e60 weeks / 14 months, to evict via the courts\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePositive changes out of a difficult situation.\u003c/li\u003e\n\u003cli\u003eReceiving rent from universal credit.\u003c/li\u003e\n\u003cli\u003eFollow the processes but stay agile.\u003c/li\u003e\n\u003cli\u003eStay tuned for Torts - next week!\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003ch2\u003eGet a free copy of The Rent 2 Rent Success Book!\u003c/h2\u003e\n\n\u003cp\u003eIf you\u0026#39;d like a free copy of Stephanie\u0026#39;s book, Rent 2 Rent Success: Our Ethical 6-Step System to Get You Started in Property without Buying It.\u003c/p\u003e\n\n\u003col\u003e\n\u003cli\u003eLeave a review for The Business of Property Podcast in your podcast app\u003c/li\u003e\n\u003cli\u003eScreenshot the review and email it to Angelica at \u003ca href=\"mailto:support@rent2rentsuccess.com\" rel=\"nofollow\"\u003esupport@rent2rentsuccess.com\u003c/a\u003e with your postal address.\u003c/li\u003e\n\u003cli\u003eYou\u0026#39;ll receive a paperback copy in the post if you\u0026#39;re in the UK and an email of the electronic version if you\u0026#39;re anywhere else in the world.\u003c/li\u003e\n\u003c/ol\u003e","summary":"Stuart and Simon are talking about difficulties that can arise around a tenant who's having trouble moving on.","date_published":"2021-08-18T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a270339a-691a-4875-b2fa-9292801f6798.mp3","mime_type":"audio/mpeg","size_in_bytes":10030721,"duration_in_seconds":1289}]},{"id":"f43df868-7063-4594-b95c-19e3f17c75a0","title":"Episode 89: How to replace your salary with serviced accommodation","url":"https://www.thebusinessofproperty.com/89","content_text":"Simon and Stuart take a look at serviced accommodation and how it can be used to replace the average UK salary. Listen for a realistic exploration of the figures involved, investment required and time needed to build a serviced accommodation business.\n\nSorry for the fluctuating audio!\n\nThe chat this week includes:\n\n\nReplacing your salary with rent-to-rent.\nReplacing your salary with an HMO portfolio.\nReplacing your salary with a buy to let portfolio.\nStuart's recent experience with serviced accommodation.\nConcerns about longer Airbnb bookings.\nHandling cleaning and maintenance during a longer SA booking.\nAre guests scared of free cakes?\nServiced accommodation setup costs.\nThinking about voids / occupancy.\nDynamic pricing.\nOur calculations for replacing your salary with serviced accommodation.\nMore pleasant customer contact.\nServiced accommodation feels more like building a business.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart take a look at serviced accommodation and how it can be used to replace the average UK salary. Listen for a realistic exploration of the figures involved, investment required and time needed to build a serviced accommodation business.\u003c/p\u003e\n\n\u003cp\u003eSorry for the fluctuating audio!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eReplacing your salary with rent-to-rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eReplacing your salary with an HMO portfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/86\" rel=\"nofollow\"\u003eReplacing your salary with a buy to let portfolio\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s recent experience with serviced accommodation.\u003c/li\u003e\n\u003cli\u003eConcerns about longer Airbnb bookings.\u003c/li\u003e\n\u003cli\u003eHandling cleaning and maintenance during a longer SA booking.\u003c/li\u003e\n\u003cli\u003eAre guests scared of free cakes?\u003c/li\u003e\n\u003cli\u003eServiced accommodation setup costs.\u003c/li\u003e\n\u003cli\u003eThinking about voids / occupancy.\u003c/li\u003e\n\u003cli\u003eDynamic pricing.\u003c/li\u003e\n\u003cli\u003eOur calculations for replacing your salary with serviced accommodation.\u003c/li\u003e\n\u003cli\u003eMore pleasant customer contact.\u003c/li\u003e\n\u003cli\u003eServiced accommodation feels more like building a business.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart take a look at serviced accommodation and how it can be used to replace the average UK salary. Listen for a realistic exploration of the figures involved, investment required and time needed to build a serviced accommodation business.","date_published":"2021-08-11T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f43df868-7063-4594-b95c-19e3f17c75a0.mp3","mime_type":"audio/mpeg","size_in_bytes":14067592,"duration_in_seconds":1793}]},{"id":"112230ff-2e90-468b-ad0a-6eaf48375edf","title":"Episode 88: Rent to rent success with Stephanie Taylor","url":"https://www.thebusinessofproperty.com/88","content_text":"Stephanie Taylor joins Stuart and Simon to chat about her own success in property. Starting with rent to rent and now expanding to ownership, commercial to residential conversion and multi-unit block investment. Make sure you read the show notes for a great offer from Stephanie to get a copy of her Rent to Rent Success book for free!\n\nThe discussion this week includes:\n\n\nThe many things Stephanie is doing:\n\n\nHMO Heaven.\nRent to Rent Success Podcast.\nRent to Rent Success (book).\nRent to Rent Success Training.\n\nOur previous episode on replacing your salary with rent-to-rent.\nWhy Stephanie got started in rent to rent.\nFinding the first rent to rent deal.\nFirst refurbishment experience.\nKeys -\u0026gt; refurbishment -\u0026gt; tenant find -\u0026gt; then guaranteed rent.\nManagement to a high standard consistently over time.\nMoving on to multi-unit blocks as rent to rent.\nLeaving the day job (quickly).\nStarting to buy.\nCommercial conversion.\nA 12-unit investment property for £375k.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nGet a free copy of The Rent 2 Rent Success Book!\n\nIf you'd like a free copy of Stephanie's book, Rent 2 Rent Success: Our Ethical 6-Step System to Get You Started in Property without Buying It. \n\n\nLeave a review for The Business of Property Podcast in your podcast app\nScreenshot the review and email it to Angelica at support@rent2rentsuccess.com with your postal address.\nYou'll receive a paperback copy in the post if you're in the UK and an email of the electronic version if you're anywhere else in the world.\nSpecial Guest: Stephanie Taylor.","content_html":"\u003cp\u003eStephanie Taylor joins Stuart and Simon to chat about her own success in property. Starting with rent to rent and now expanding to ownership, commercial to residential conversion and multi-unit block investment. Make sure you read the show notes for a great offer from Stephanie to get a copy of her Rent to Rent Success book for free!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe many things Stephanie is doing:\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://hmoheaven.co.uk\" rel=\"nofollow\"\u003eHMO Heaven\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://rent2rentsuccess.com/podcast\" rel=\"nofollow\"\u003eRent to Rent Success Podcast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://getbook.at/rent2rentsuccess\" rel=\"nofollow\"\u003eRent to Rent Success (book)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://rent2rentsuccess.com/\" rel=\"nofollow\"\u003eRent to Rent Success Training\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eOur previous episode on \u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003ereplacing your salary with rent-to-rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhy Stephanie got started in rent to rent.\u003c/li\u003e\n\u003cli\u003eFinding the first rent to rent deal.\u003c/li\u003e\n\u003cli\u003eFirst refurbishment experience.\u003c/li\u003e\n\u003cli\u003eKeys -\u0026gt; refurbishment -\u0026gt; tenant find -\u0026gt; \u003cem\u003ethen\u003c/em\u003e guaranteed rent.\u003c/li\u003e\n\u003cli\u003eManagement to a high standard consistently over time.\u003c/li\u003e\n\u003cli\u003eMoving on to multi-unit blocks as rent to rent.\u003c/li\u003e\n\u003cli\u003eLeaving the day job (quickly).\u003c/li\u003e\n\u003cli\u003eStarting to buy.\u003c/li\u003e\n\u003cli\u003eCommercial conversion.\u003c/li\u003e\n\u003cli\u003eA 12-unit investment property for £375k.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003ch2\u003eGet a free copy of The Rent 2 Rent Success Book!\u003c/h2\u003e\n\n\u003cp\u003eIf you\u0026#39;d like a free copy of Stephanie\u0026#39;s book, Rent 2 Rent Success: Our Ethical 6-Step System to Get You Started in Property without Buying It. \u003c/p\u003e\n\n\u003col\u003e\n\u003cli\u003eLeave a review for The Business of Property Podcast in your podcast app\u003c/li\u003e\n\u003cli\u003eScreenshot the review and email it to Angelica at \u003ca href=\"mailto:support@rent2rentsuccess.com\" rel=\"nofollow\"\u003esupport@rent2rentsuccess.com\u003c/a\u003e with your postal address.\u003c/li\u003e\n\u003cli\u003eYou\u0026#39;ll receive a paperback copy in the post if you\u0026#39;re in the UK and an email of the electronic version if you\u0026#39;re anywhere else in the world.\u003c/li\u003e\n\u003c/ol\u003e\u003cp\u003eSpecial Guest: Stephanie Taylor.\u003c/p\u003e","summary":"Stephanie Taylor joins Stuart and Simon to chat about her own success in property. Starting with rent to rent and now expanding to ownership, commercial to residential conversion and multi-unit block investment. Make sure you read the show notes for a great offer from Stephanie to get a copy of her Rent to Rent Success book for free!","date_published":"2021-08-04T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/112230ff-2e90-468b-ad0a-6eaf48375edf.mp3","mime_type":"audio/mpeg","size_in_bytes":21892056,"duration_in_seconds":2673}]},{"id":"389be056-5ec9-4e0c-b310-0b31c4f3fafa","title":"Episode 87: Most things are possible","url":"https://www.thebusinessofproperty.com/87","content_text":"This week Simon and Stuart are chatting about progress and events in their property (and cryptocurrency) investments.\n\nThe chat this week includes:\n\n\nAre The Property Podcast spying on us?\n\n\nWe talk about cryptocurrencies\nThey talk about bitcoin\n\nLand Registry property/fraud alert service.\nDownload title deeds from the Land Registry.\nValidating property ownership for R2R.\nAn update on Simon's cryptocurrency investments.\nThinking long term for crypto investment.\nThe next steps when a notice period expires.\nLandlords, tenants and theft!\nTrying for early exchange with insurance protection.\nMost things are possible.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eThis week Simon and Stuart are chatting about progress and events in their property (and cryptocurrency) investments.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eAre \u003ca href=\"https://propertyhub.net/podcast/\" rel=\"nofollow\"\u003eThe Property Podcast\u003c/a\u003e spying on us?\n\n\u003cul\u003e\n\u003cli\u003eWe \u003ca href=\"https://www.thebusinessofproperty.com/79\" rel=\"nofollow\"\u003etalk about cryptocurrencies\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eThey \u003ca href=\"https://propertyhub.net/podcast/bitcoin-vs-property/\" rel=\"nofollow\"\u003etalk about bitcoin\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/guidance/property-alert\" rel=\"nofollow\"\u003eLand Registry property/fraud alert service\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDownload \u003ca href=\"https://www.gov.uk/search-property-information-land-registry\" rel=\"nofollow\"\u003etitle deeds from the Land Registry\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eValidating property ownership for R2R.\u003c/li\u003e\n\u003cli\u003eAn update on Simon\u0026#39;s cryptocurrency investments.\u003c/li\u003e\n\u003cli\u003eThinking long term for crypto investment.\u003c/li\u003e\n\u003cli\u003eThe next steps when a notice period expires.\u003c/li\u003e\n\u003cli\u003eLandlords, tenants and theft!\u003c/li\u003e\n\u003cli\u003eTrying for early exchange with insurance protection.\u003c/li\u003e\n\u003cli\u003eMost things are possible.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"This week Simon and Stuart are chatting about progress and events in their property (and cryptocurrency) investments.","date_published":"2021-07-28T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/389be056-5ec9-4e0c-b310-0b31c4f3fafa.mp3","mime_type":"audio/mpeg","size_in_bytes":13075080,"duration_in_seconds":1645}]},{"id":"5bc6b371-a733-43df-ab53-0cca843b3ed2","title":"Episode 86: How to replace your salary with buy-to-let","url":"https://www.thebusinessofproperty.com/86","content_text":"Stuart and Simon turn their salary replacement analysis to property investment with a buy-to-let strategy. What would it take to build a BTL portfolio that provides enough income to replace the average UK salary? Listen to find out!\n\nThe discussion this week includes:\n\n\nOur previous episodes on replacing your salary with rent-to-rent and replacing your salary with HMOs.\nWhat is vanilla buy-to-let?\nCan you BTL with new build properties?\nThe beauty of buy-to-let.\nTarget salary replacement.\nA single property buy-to-let scenario.\nPotential return and comparison to alternatives.\nBTL probably doesn't work with other peoples money.\nRental cover / ICR and the importance of the mortgage stress rate.\nHands off investment.\nReplace your salary or double your salary!\nReplace your salary with capital appreciation.\nProperty investment is a balancing act.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon turn their salary replacement analysis to property investment with a buy-to-let strategy. What would it take to build a BTL portfolio that provides enough income to replace the average UK salary? Listen to find out!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur previous episodes on \u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003ereplacing your salary with rent-to-rent\u003c/a\u003e and \u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003ereplacing your salary with HMOs\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhat is vanilla buy-to-let?\u003c/li\u003e\n\u003cli\u003eCan you BTL with new build properties?\u003c/li\u003e\n\u003cli\u003eThe beauty of buy-to-let.\u003c/li\u003e\n\u003cli\u003eTarget salary replacement.\u003c/li\u003e\n\u003cli\u003eA single property \u003ca href=\"https://app.patma.co.uk/s/LfdI08ht\" rel=\"nofollow\"\u003ebuy-to-let scenario\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePotential return and comparison to alternatives.\u003c/li\u003e\n\u003cli\u003eBTL probably doesn\u0026#39;t work with other peoples money.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/rental-cover/\" rel=\"nofollow\"\u003eRental cover / ICR\u003c/a\u003e and the importance of the \u003ca href=\"https://docs.patma.co.uk/glossary/stress-rate/\" rel=\"nofollow\"\u003emortgage stress rate\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHands off investment.\u003c/li\u003e\n\u003cli\u003eReplace your salary or double your salary!\u003c/li\u003e\n\u003cli\u003eReplace your salary with capital appreciation.\u003c/li\u003e\n\u003cli\u003eProperty investment is a balancing act.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon turn their salary replacement analysis to property investment with a buy-to-let strategy. What would it take to build a BTL portfolio that provides enough income to replace the average UK salary? Listen to find out!","date_published":"2021-07-21T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5bc6b371-a733-43df-ab53-0cca843b3ed2.mp3","mime_type":"audio/mpeg","size_in_bytes":11878968,"duration_in_seconds":1532}]},{"id":"76369251-a6e5-4e8e-9681-acdec157bd21","title":"Episode 85: House price indexes and free employees!","url":"https://www.thebusinessofproperty.com/85","content_text":"This week Simon and Stuart are talking about two recent house price index reports and what they show about the property market at the moment. Plus a discussion on the government Kickstart Scheme and the process for your property business to benefit from it.\n\nThe chat this week includes:\n\n\nHalifax House Price Index - June 2021.\nNationwide House Price Index - June/Q2 2021.\nOur previous thoughts on market changes as the stamp duty holiday ends.\nA delay in solicitors and local searches.\nThe Government Kickstart scheme.\nSimon wants to improve the PaTMa documentation.\nThe Kickstart Scheme application process.\nIt's amazing how much a good employee can expedite your business.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eThis week Simon and Stuart are talking about two recent house price index reports and what they show about the property market at the moment. Plus a discussion on the government Kickstart Scheme and the process for your property business to benefit from it.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.halifax.co.uk/assets/pdf/june-2021-house-price-index.pdf\" rel=\"nofollow\"\u003eHalifax House Price Index - June 2021\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.nationwidehousepriceindex.co.uk/download/gcwng-2nx2l-kpxb4-7w3e7-g60oa\" rel=\"nofollow\"\u003eNationwide House Price Index - June/Q2 2021\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOur \u003ca href=\"https://www.thebusinessofproperty.com/83\" rel=\"nofollow\"\u003eprevious thoughts\u003c/a\u003e on market changes as the stamp duty holiday ends.\u003c/li\u003e\n\u003cli\u003eA delay in solicitors and local searches.\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.gov.uk/guidance/apply-for-a-kickstart-scheme-grant\" rel=\"nofollow\"\u003eGovernment Kickstart scheme\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSimon wants to improve the \u003ca href=\"https://docs.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa documentation\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe Kickstart Scheme application process.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s amazing how much a good employee can expedite your business.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"This week Simon and Stuart are talking about two recent house price index reports and what they show about the property market at the moment. Plus a discussion on the government Kickstart Scheme and the process for your property business to benefit from it.","date_published":"2021-07-14T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/76369251-a6e5-4e8e-9681-acdec157bd21.mp3","mime_type":"audio/mpeg","size_in_bytes":14251728,"duration_in_seconds":1801}]},{"id":"377b3a99-31c5-4178-8514-f05914fa4a09","title":"Episode 84: Planning, sourcing, development and more with Imran Lokhon","url":"https://www.thebusinessofproperty.com/84","content_text":"Stuart and Simon chat to Imran Lokhon about the planning permission process and other property business topics including sourcing, development and building property teams.\n\nThe discussion this week includes:\n\n\nHow Imran got started in property (and planning).\nImran's podcast.\nStarting in property sourcing.\nAround 2008 was a very lucrative time to be buying property.\nTravel still needed to get deals with good yield.\nProviding end-to-end sourcing.\nGet clear about your ideal client.\nChoosing areas based on yield, market opportunity and the local team.\nEvaluating letting agents.\nProgressing with property flipping.\nDeveloping properties into multiple units.\nThe National Planning Policy Framework.\nLocal authorities are now more open to development.\nMore, and early, communication to improve planning for local authorities and developers.\nThe 4 most important things to think about when considering a planning application.\nGo pastel!\nFind Imran at Modus Academy.\n\n\nPlease leave us a rating and review if you're enjoying the show.Special Guest: Imran Lokhon.","content_html":"\u003cp\u003eStuart and Simon chat to Imran Lokhon about the planning permission process and other property business topics including sourcing, development and building property teams.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHow Imran got started in property (and planning).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://podcasts.apple.com/ie/podcast/losing-your-property-investor-cherry/id1565544356\" rel=\"nofollow\"\u003eImran\u0026#39;s podcast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eStarting in property sourcing.\u003c/li\u003e\n\u003cli\u003eAround 2008 was a very lucrative time to be buying property.\u003c/li\u003e\n\u003cli\u003eTravel still needed to get deals with good yield.\u003c/li\u003e\n\u003cli\u003eProviding end-to-end sourcing.\u003c/li\u003e\n\u003cli\u003eGet clear about your ideal client.\u003c/li\u003e\n\u003cli\u003eChoosing areas based on yield, market opportunity and the local team.\u003c/li\u003e\n\u003cli\u003eEvaluating letting agents.\u003c/li\u003e\n\u003cli\u003eProgressing with property flipping.\u003c/li\u003e\n\u003cli\u003eDeveloping properties into multiple units.\u003c/li\u003e\n\u003cli\u003eThe National Planning Policy Framework.\u003c/li\u003e\n\u003cli\u003eLocal authorities are now more open to development.\u003c/li\u003e\n\u003cli\u003eMore, and early, communication to improve planning for local authorities and developers.\u003c/li\u003e\n\u003cli\u003eThe \u003cstrong\u003e4 most important things\u003c/strong\u003e to think about when considering a planning application.\u003c/li\u003e\n\u003cli\u003eGo pastel!\u003c/li\u003e\n\u003cli\u003eFind Imran at \u003ca href=\"https://www.modus-academy.com/\" rel=\"nofollow\"\u003eModus Academy\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Imran Lokhon.\u003c/p\u003e","summary":"Stuart and Simon chat to Imran Lokhon about the planning permission process and other property business topics including sourcing, development and building property teams.","date_published":"2021-07-07T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/377b3a99-31c5-4178-8514-f05914fa4a09.mp3","mime_type":"audio/mpeg","size_in_bytes":19697784,"duration_in_seconds":2379}]},{"id":"e6c72965-0438-4de1-83e8-09685dcf3134","title":"Episode 83: Stamp duty changes and exploring Airbnb","url":"https://www.thebusinessofproperty.com/83","content_text":"Simon and Stuart talk about the ending (or changing) stamp duty holiday and what it might mean for the property market. Stuart also chats about his experiences trying out short lets via Airbnb.\n\nThe chat this week includes:\n\n\nStuart's race against the stamp duty holiday ending.\nStamp duty holiday changes\n\"Never not complete on completion day.\"\nFallout from Scotland's LBTT holiday end.\nProperty listing data from PaTMa.\nAn increase in property sales falling through.\nPrice increases for removals.\nanyvan.com.\n\"Spare a thought for the solicitors\".\nGetting started with Airbnb.\nExploring the business side of running property on Airbnb.\nWho's renting Airbnb property in London.\nOur mini-theme on replacing your salary from R2R and HMOs.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart talk about the ending (or changing) stamp duty holiday and what it might mean for the property market. Stuart also chats about his experiences trying out short lets via Airbnb.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s race against the stamp duty holiday ending.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/stamp-duty/\" rel=\"nofollow\"\u003eStamp duty holiday changes\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u0026quot;Never not complete on completion day.\u0026quot;\u003c/li\u003e\n\u003cli\u003eFallout from Scotland\u0026#39;s LBTT holiday end.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003eProperty listing data\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eAn increase in property sales falling through.\u003c/li\u003e\n\u003cli\u003ePrice increases for removals.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.anyvan.com/\" rel=\"nofollow\"\u003eanyvan.com\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Spare a thought for the solicitors\u0026quot;.\u003c/li\u003e\n\u003cli\u003eGetting started with \u003ca href=\"https://www.airbnb.co.uk\" rel=\"nofollow\"\u003eAirbnb\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eExploring the business side of running property on Airbnb.\u003c/li\u003e\n\u003cli\u003eWho\u0026#39;s renting Airbnb property in London.\u003c/li\u003e\n\u003cli\u003eOur mini-theme on replacing your salary from \u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eR2R\u003c/a\u003e and \u003ca href=\"https://www.thebusinessofproperty.com/82\" rel=\"nofollow\"\u003eHMOs\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart talk about the ending (or changing) stamp duty holiday and what it might mean for the property market. Stuart also chats about his experiences trying out short lets via Airbnb.","date_published":"2021-06-30T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e6c72965-0438-4de1-83e8-09685dcf3134.mp3","mime_type":"audio/mpeg","size_in_bytes":12520584,"duration_in_seconds":1642}]},{"id":"05e15f65-b8cc-43d7-bead-1ab88e11a002","title":"Episode 82: How to replace your salary with HMOs","url":"https://www.thebusinessofproperty.com/82","content_text":"This week it's HMO property investment that Stuart and Simon look at for their salary replacement analysis. What would it take to build an HMO portfolio that provides enough income to replace the average UK salary? Listen to find out!\n\nThe discussion this week includes: \n\n\nOur previous episode on replacing your salary with rent-to-rent.\nAn average UK salary.\nBuying and renting HMO investment property.\nDescribing our chosen \"typical\" HMO property.\nPurchase costs.\nRefurbishment costs.\nLoan to value (LTV).\nStamp duty.\nYield.\nMortgages and possible rates.\nMaintenance costs.\nHMO licence costs vary per council.\nUtility and council tax costs.\nA strange calculation to allow for voids!\nAgent costs (or not).\nHow long does it take to buy and setup an HMO?\nThe cost, impact and risk of using private finance.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eThis week it\u0026#39;s HMO property investment that Stuart and Simon look at for their salary replacement analysis. What would it take to build an HMO portfolio that provides enough income to replace the average UK salary? Listen to find out!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes: \u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur previous episode on \u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003ereplacing your salary with rent-to-rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAn average UK salary.\u003c/li\u003e\n\u003cli\u003eBuying and renting HMO investment property.\u003c/li\u003e\n\u003cli\u003eDescribing our chosen \u0026quot;typical\u0026quot; HMO property.\u003c/li\u003e\n\u003cli\u003ePurchase costs.\u003c/li\u003e\n\u003cli\u003eRefurbishment costs.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/loan-to-value/\" rel=\"nofollow\"\u003eLoan to value (LTV)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/stamp-duty/\" rel=\"nofollow\"\u003eStamp duty\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-yield/\" rel=\"nofollow\"\u003eYield\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMortgages and possible rates.\u003c/li\u003e\n\u003cli\u003eMaintenance costs.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/features/local-property-licensing/\" rel=\"nofollow\"\u003eHMO licence costs vary per council\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eUtility and council tax costs.\u003c/li\u003e\n\u003cli\u003eA strange calculation to allow for voids!\u003c/li\u003e\n\u003cli\u003eAgent costs (or not).\u003c/li\u003e\n\u003cli\u003eHow long does it take to buy and setup an HMO?\u003c/li\u003e\n\u003cli\u003eThe cost, impact and risk of using private finance.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"This week it's HMO property investment that Stuart and Simon look at for their salary replacement analysis. What would it take to build an HMO portfolio that provides enough income to replace the average UK salary? Listen to find out!","date_published":"2021-06-23T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/05e15f65-b8cc-43d7-bead-1ab88e11a002.mp3","mime_type":"audio/mpeg","size_in_bytes":17632560,"duration_in_seconds":2244}]},{"id":"1a8f204a-6475-40dc-8bd6-f1809c1d6e8d","title":"Episode 81: Rent Repayment Orders and eviction changes","url":"https://www.thebusinessofproperty.com/81","content_text":"Simon and Stuart are covering a couple of pieces of property news this week. They introduce Rent Repayment Orders and chat about an article covering recent court cases; then talk about the latest changes to Section 21 based evictions.\n\nThe chat this week includes:\n\n\nRent Repayment Orders (RRO).\nReplacing your salary with rent-to-rent.\nSome recent RRO court cases.\nCrazy things dodgy landlords and rent-to-rent operators do!\nAre you the legal owner?\nAgents can't absolve your legal liability.\nRight to rent.\nThe Tsunami of evictions is active!\nChanges to Section 21 eviction notice periods.\nSection 21 validity flow chart.\nStuart's current Section 21 experience.\nThe principle vs practical effort and cost.\nThe eviction process takes so much time and effort.\nLife's too short.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart are covering a couple of pieces of property news this week. They introduce Rent Repayment Orders and chat about an article covering recent court cases; then talk about the latest changes to Section 21 based evictions.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://en.wikipedia.org/wiki/Rent_Repayment_Order\" rel=\"nofollow\"\u003eRent Repayment Orders (RRO)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/80\" rel=\"nofollow\"\u003eReplacing your salary with rent-to-rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSome \u003ca href=\"https://nearlylegal.co.uk/2021/05/the-inferno-of-the-private-rental-sector/\" rel=\"nofollow\"\u003erecent RRO court cases\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCrazy things dodgy landlords and rent-to-rent operators do!\u003c/li\u003e\n\u003cli\u003eAre you the legal owner?\u003c/li\u003e\n\u003cli\u003eAgents can\u0026#39;t absolve your legal liability.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/check-tenant-right-to-rent-documents\" rel=\"nofollow\"\u003eRight to rent\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.thebusinessofproperty.com/46\" rel=\"nofollow\"\u003eTsunami of evictions\u003c/a\u003e is active!\u003c/li\u003e\n\u003cli\u003eChanges to Section 21 eviction notice periods.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://nearlylegal.co.uk/section-21-flowchart/\" rel=\"nofollow\"\u003eSection 21 validity flow chart\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s current Section 21 experience.\u003c/li\u003e\n\u003cli\u003eThe principle vs practical effort and cost.\u003c/li\u003e\n\u003cli\u003eThe eviction process takes so much time and effort.\u003c/li\u003e\n\u003cli\u003eLife\u0026#39;s too short.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart are covering a couple of pieces of property news this week. They introduce Rent Repayment Orders and chat about an article covering recent court cases; then talk about the latest changes to Section 21 based evictions.","date_published":"2021-06-16T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/1a8f204a-6475-40dc-8bd6-f1809c1d6e8d.mp3","mime_type":"audio/mpeg","size_in_bytes":11440128,"duration_in_seconds":1456}]},{"id":"095972e9-195a-4198-9942-55fced33af7c","title":"Episode 80: How to replace your salary with Rent-to-Rent (R2R)","url":"https://www.thebusinessofproperty.com/80","content_text":"Stuart and Simon take a realistic look at the numbers involved in creating a rent-to-rent (R2R) property portfolio designed to replace your salary. They answer questions such as \"What capital do you need?\" and \"How long will it take?\".\n\nThe discussion this week includes:\n\n\nAre Stuart and Simon trying to replace their salary?\nThe average UK salary.\nWhy replace your salary - what would it mean to you?\nMulti-million pound portfolios.\nIncome from a typical / example rent-to-rent property.\nCosts to setup a rent-to-rent property.\nDon't forget the time (and work) involved to get started.\nIt's going to take longer than you think!\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon take a realistic look at the numbers involved in creating a rent-to-rent (R2R) property portfolio designed to replace your salary. They answer questions such as \u0026quot;What capital do you need?\u0026quot; and \u0026quot;How long will it take?\u0026quot;.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eAre Stuart and Simon trying to replace their salary?\u003c/li\u003e\n\u003cli\u003eThe average UK salary.\u003c/li\u003e\n\u003cli\u003eWhy replace your salary - what would it mean to you?\u003c/li\u003e\n\u003cli\u003eMulti-million pound portfolios.\u003c/li\u003e\n\u003cli\u003eIncome from a typical / example rent-to-rent property.\u003c/li\u003e\n\u003cli\u003eCosts to setup a rent-to-rent property.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t forget the time (and work) involved to get started.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s going to take longer than you think!\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon take a realistic look at the numbers involved in creating a rent-to-rent (R2R) property portfolio designed to replace your salary. They answer questions such as \"What capital do you need?\" and \"How long will it take?\".","date_published":"2021-06-09T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/095972e9-195a-4198-9942-55fced33af7c.mp3","mime_type":"audio/mpeg","size_in_bytes":11342496,"duration_in_seconds":1454}]},{"id":"34fe98a1-a0f4-48c4-b656-f7de8a6c19b5","title":"Episode 79: Property vs cryptocurrency investing","url":"https://www.thebusinessofproperty.com/79","content_text":"Listen in this week for (yet more) chat about flats in Redhill and investments outside property, including an adventure in cryptocurrency investment!\n\nThe chat this week includes:\n\n\nA previous episode about a block of flats (and a spreadsheet).\nThat block of flats.\nThe flat up for auction (again).\nLeasehold reform.\nExtending a lease.\nReturns from freehold block investment.\nInvestments outside property.\nThe Landlord reports on his cryptocurrency journey.\nVolatility of cryptocurrencies.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eListen in this week for (yet more) chat about flats in Redhill and investments outside property, including an adventure in cryptocurrency investment!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA \u003ca href=\"https://www.thebusinessofproperty.com/77\" rel=\"nofollow\"\u003eprevious episode about a block of flats (and a spreadsheet)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://auctions.allsop.co.uk/lot-overview/investment-freehold-semidetached-building-in-redhill/r210216-025\" rel=\"nofollow\"\u003eThat block of flats\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.barnardmarcusauctions.co.uk/auctions/18-may-2021/303123/\" rel=\"nofollow\"\u003eThe flat up for auction (again)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eLeasehold reform.\u003c/li\u003e\n\u003cli\u003eExtending a lease.\u003c/li\u003e\n\u003cli\u003eReturns from freehold block investment.\u003c/li\u003e\n\u003cli\u003eInvestments outside property.\u003c/li\u003e\n\u003cli\u003eThe Landlord reports on \u003ca href=\"https://www.propertyinvestmentproject.co.uk/blog/property-vs-bitcoin-cryptocurrency/\" rel=\"nofollow\"\u003ehis cryptocurrency journey\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eVolatility of cryptocurrencies.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Listen in this week for (yet more) chat about flats in Redhill and investments outside property, including an adventure in cryptocurrency investment!","date_published":"2021-06-02T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/34fe98a1-a0f4-48c4-b656-f7de8a6c19b5.mp3","mime_type":"audio/mpeg","size_in_bytes":10923888,"duration_in_seconds":1362}]},{"id":"57ae9700-366a-4c64-84dd-4e25328c9c1b","title":"Episode 78: How many viewings in two weeks?","url":"https://www.thebusinessofproperty.com/78","content_text":"Join Stuart and Simon for another updates episode - chatting about the latest ups, downs and changes in their property businesses.\n\nThe discussion this week included:\n\n\nStuart's bad news.\nContinuing from our last updates episode.\nMaking the hard phone calls.\nThe pain is the lost time.\nPaTMa property price history browser extension.\nHow many viewings in two weeks?\nGetting agents attention in a hot market.\nYou can also sell privately with Visum.\nThe benefit of agents.\nA great studio flat in Kingston.\nSlow valuations.\nInvestment options on a block of flats.\nRecruiting an admin assistant.\nThe Government Kickstart scheme.\nSoftware to manage property.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eJoin Stuart and Simon for another updates episode - chatting about the latest ups, downs and changes in their property businesses.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s bad news.\u003c/li\u003e\n\u003cli\u003eContinuing from our last \u003ca href=\"https://www.thebusinessofproperty.com/75\" rel=\"nofollow\"\u003eupdates episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMaking the hard phone calls.\u003c/li\u003e\n\u003cli\u003eThe pain is the lost time.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003ePaTMa property price history browser extension\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHow many viewings in two weeks?\u003c/li\u003e\n\u003cli\u003eGetting agents attention in a hot market.\u003c/li\u003e\n\u003cli\u003eYou can also sell privately with \u003ca href=\"https://www.visum.co.uk/\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eThe benefit of agents.\u003c/li\u003e\n\u003cli\u003eA great \u003ca href=\"https://www.rightmove.co.uk/properties/94671296#/\" rel=\"nofollow\"\u003estudio flat in Kingston\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSlow valuations.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/77\" rel=\"nofollow\"\u003eInvestment options on a block of flats\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRecruiting an admin assistant.\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.gov.uk/guidance/apply-for-a-kickstart-scheme-grant\" rel=\"nofollow\"\u003eGovernment Kickstart scheme\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003eSoftware to manage property\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Join Stuart and Simon for another updates episode - chatting about the latest ups, downs and changes in their property businesses.","date_published":"2021-05-26T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/57ae9700-366a-4c64-84dd-4e25328c9c1b.mp3","mime_type":"audio/mpeg","size_in_bytes":12344640,"duration_in_seconds":1582}]},{"id":"8321c1e6-e6a9-458a-acdf-5abfa8729e6f","title":"Episode 77: Spreadsheeting investment scenarios","url":"https://www.thebusinessofproperty.com/77","content_text":"Simon and Stuart have made a property investment spreadsheet! Follow the link in the notes to have a look. Then listen for a full walk through and analysis of the investment scenarios.\n\nThe chat this week includes:\n\n\nA previous episode about a block of flats.\nThat block of flats.\nThe flat up for auction.\n(No these notes aren't just a duplicate of last week!)\nInvestment scenarios spreadsheet.\nExplaining someone else's spreadsheet is harder than it looks!\nFollow along a step by step investment scenario spreadsheet walk-through - spreadsheet here.\nRental cover.\nJam today or jam tomorrow.\nKnowing your own objectives.\nThinking about what we want.\nThe spreadsheet (again).\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart have made a property investment spreadsheet! Follow the link in the notes to have a look. Then listen for a full walk through and analysis of the investment scenarios.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA \u003ca href=\"https://www.thebusinessofproperty.com/66\" rel=\"nofollow\"\u003eprevious episode about a block of flats\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://auctions.allsop.co.uk/lot-overview/investment-freehold-semidetached-building-in-redhill/r210216-025\" rel=\"nofollow\"\u003eThat block of flats\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://mchughandco.com/Auctions/Details.aspx?aid=1142\u0026pid=786c0f41-cc20-4a71-9b78-65e9a4acf55e\" rel=\"nofollow\"\u003eThe flat up for auction\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e(No these notes aren\u0026#39;t just a duplicate of \u003ca href=\"https://www.thebusinessofproperty.com/76\" rel=\"nofollow\"\u003elast week\u003c/a\u003e!)\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/1uPN7dtrD79qHs2jv7-7DXjjSkkO13XCOPiV6L_Xy80o/edit?usp=sharing\" rel=\"nofollow\"\u003eInvestment scenarios spreadsheet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eExplaining someone else\u0026#39;s spreadsheet is harder than it looks!\u003c/li\u003e\n\u003cli\u003eFollow along a step by step investment scenario spreadsheet walk-through - \u003ca href=\"https://docs.google.com/spreadsheets/d/1uPN7dtrD79qHs2jv7-7DXjjSkkO13XCOPiV6L_Xy80o/edit?usp=sharing\" rel=\"nofollow\"\u003espreadsheet here\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/rental-cover/\" rel=\"nofollow\"\u003eRental cover\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eJam today or jam tomorrow.\u003c/li\u003e\n\u003cli\u003eKnowing your own objectives.\u003c/li\u003e\n\u003cli\u003eThinking about what we want.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.google.com/spreadsheets/d/1uPN7dtrD79qHs2jv7-7DXjjSkkO13XCOPiV6L_Xy80o/edit?usp=sharing\" rel=\"nofollow\"\u003eThe spreadsheet (again)\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart have made a property investment spreadsheet! Follow the link in the notes to have a look. Then listen for a full walk through and analysis of the investment scenarios.","date_published":"2021-05-19T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8321c1e6-e6a9-458a-acdf-5abfa8729e6f.mp3","mime_type":"audio/mpeg","size_in_bytes":10912248,"duration_in_seconds":1408}]},{"id":"680fd975-a255-4624-8159-7f5a224c6b83","title":"Episode 76: Unexpected property strategy","url":"https://www.thebusinessofproperty.com/76","content_text":"Simon and Stuart start with a chat about a flat they've seen before and what someone else's strategy might be for it. They also discuss what's involved in self managing a tenant change and some property maintenance - including the actual amount of money and time - plus how it could be improved.\n\nThe discussion this week included:\n\n\nA previous episode about a block of flats.\nThat block of flats.\nThe flat up for auction.\nDifferent and unexpected property strategies.\nBRRR.\nSelf managing a change of tenants - what's involved.\nUsing PaTMa to help with new tenancy paperwork.\nA long list of maintenance tasks!\nConsidering the costs (time and money) of the process - listen for actual numbers.\nUsing software to track property expenses.\nRecovering costs of damage from a deposit.\nIncreased costs from tradespeople via agents.\nWhat and how much can you outsource in property? How much should you?\nWhat a good managing agent will do.\nValuing your own time.\nImproving (VA) processes and integration.\nViewber.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart start with a chat about a flat they\u0026#39;ve seen before and what someone else\u0026#39;s strategy might be for it. They also discuss what\u0026#39;s involved in self managing a tenant change and some property maintenance - including the actual amount of money and time - plus how it could be improved.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA \u003ca href=\"https://www.thebusinessofproperty.com/66\" rel=\"nofollow\"\u003eprevious episode about a block of flats\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://auctions.allsop.co.uk/lot-overview/investment-freehold-semidetached-building-in-redhill/r210216-025\" rel=\"nofollow\"\u003eThat block of flats\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://mchughandco.com/Auctions/Details.aspx?aid=1142\u0026pid=786c0f41-cc20-4a71-9b78-65e9a4acf55e\" rel=\"nofollow\"\u003eThe flat up for auction\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDifferent and unexpected property strategies.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/2021/03/property-investment-strategies-revealed-buy-refurbish-refinance-rent/\" rel=\"nofollow\"\u003eBRRR\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSelf managing a change of tenants - what\u0026#39;s involved.\u003c/li\u003e\n\u003cli\u003eUsing PaTMa to help with \u003ca href=\"https://blog.patma.co.uk/2018/11/feature-focus-new-tenancy-checklist/\" rel=\"nofollow\"\u003enew tenancy paperwork\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA long list of maintenance tasks!\u003c/li\u003e\n\u003cli\u003eConsidering the costs (time and money) of the process - listen for actual numbers.\u003c/li\u003e\n\u003cli\u003eUsing software to \u003ca href=\"https://www.patma.co.uk/property-manager/\" rel=\"nofollow\"\u003etrack property expenses\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRecovering costs of damage from a deposit.\u003c/li\u003e\n\u003cli\u003eIncreased costs from tradespeople via agents.\u003c/li\u003e\n\u003cli\u003eWhat and how much can you outsource in property? How much should you?\u003c/li\u003e\n\u003cli\u003eWhat a good managing agent will do.\u003c/li\u003e\n\u003cli\u003eValuing your own time.\u003c/li\u003e\n\u003cli\u003eImproving (VA) processes and integration.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://viewber.co.uk/\" rel=\"nofollow\"\u003eViewber\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart start with a chat about a flat they've seen before and what someone else's strategy might be for it. They also discuss what's involved in self managing a tenant change and some property maintenance - including the actual amount of money and time - plus how it could be improved.","date_published":"2021-05-12T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/680fd975-a255-4624-8159-7f5a224c6b83.mp3","mime_type":"audio/mpeg","size_in_bytes":17786064,"duration_in_seconds":2227}]},{"id":"8841a1e9-e404-4c80-9c7d-a5c0f3f42ed6","title":"Episode 75: Applying significant desire","url":"https://www.thebusinessofproperty.com/75","content_text":"Stuart and Simon cover some recent updates in their property businesses - from renting rooms to issues selling properties and the cost of an EWS1 survey.\n\nThe chat this week includes:\n\n\nResults from changing letting agent.\nAdvertising on different channels.\n\"Can you put a hot tub in the garden?\"\nIncreased rent following a design-led refurbishment.\nRe-opening lines of communication.\nProblems two days before exchange!\nGround rent doubling every 25 years vs inflation.\nMortgage companies \"dislike\" doubling every 15 years or less.\nLeasehold reform.\nCoincidental timing.\nThree EWS1 quotes and ball-park costs.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon cover some recent updates in their property businesses - from renting rooms to issues selling properties and the cost of an EWS1 survey.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eResults from changing letting agent.\u003c/li\u003e\n\u003cli\u003eAdvertising on different channels.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Can you put a hot tub in the garden?\u0026quot;\u003c/li\u003e\n\u003cli\u003eIncreased rent following a \u003ca href=\"https://www.thebusinessofproperty.com/37\" rel=\"nofollow\"\u003edesign-led refurbishment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRe-opening lines of communication.\u003c/li\u003e\n\u003cli\u003eProblems two days before exchange!\u003c/li\u003e\n\u003cli\u003eGround rent doubling every 25 years vs inflation.\u003c/li\u003e\n\u003cli\u003eMortgage companies \u0026quot;dislike\u0026quot; doubling every 15 years or less.\u003c/li\u003e\n\u003cli\u003eLeasehold reform.\u003c/li\u003e\n\u003cli\u003eCoincidental timing.\u003c/li\u003e\n\u003cli\u003eThree EWS1 quotes and ball-park costs.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon cover some recent updates in their property businesses - from renting rooms to issues selling properties and the cost of an EWS1 survey.","date_published":"2021-05-05T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8841a1e9-e404-4c80-9c7d-a5c0f3f42ed6.mp3","mime_type":"audio/mpeg","size_in_bytes":10611216,"duration_in_seconds":1348}]},{"id":"4c7f3225-0e77-4225-889c-4776282618a6","title":"Episode 74: As optimistic as reality","url":"https://www.thebusinessofproperty.com/74","content_text":"Simon and Stuart respond to a request for their thoughts on the next 5 years in the property market - along with reviewing recent price index reports.\n\nThe discussion this week included:\n\n\nOur recent chat about the property market.\nProperty market reports: Nationwide, Halifax, e.surv, and Hamptons rental index.\nChris asked about the next 5 years.\nWhy do we/people try to predict the property market.\nFocussing on financial fundamentals.\n\"The longer term outlook remains highly uncertain\" - Robert Gardner, Nationwide's Chief Economist.\nWe were talking about down valuations six months ago.\n\"It's staggering how much the property market is increasing right now\".\nA lot of regional variation.\nIncome to house price multiples.\nArticle about what might end the crazy property market.\nCheap and easy money.\nUsing PaTMa stats to further investigate price changes in the Redhill area.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart respond to a request for their thoughts on the next 5 years in the property market - along with reviewing recent price index reports.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur recent \u003ca href=\"https://www.thebusinessofproperty.com/72\" rel=\"nofollow\"\u003echat about the property market\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eProperty market reports: \u003ca href=\"https://www.nationwide.co.uk/about/house-price-index/report-archive#xtab:2021\" rel=\"nofollow\"\u003eNationwide\u003c/a\u003e, \u003ca href=\"https://www.halifax.co.uk/media-centre/house-price-index.html\" rel=\"nofollow\"\u003eHalifax\u003c/a\u003e, \u003ca href=\"http://www.acadata.co.uk/assets/uploads/2021/04/e.surv-Acadata-House-Price-Index-England-and-Wales-March-2021.pdf\" rel=\"nofollow\"\u003ee.surv\u003c/a\u003e, and \u003ca href=\"https://www.hamptons.co.uk/research/articles/rental-divide/\" rel=\"nofollow\"\u003eHamptons rental index\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChris \u003ca href=\"https://twitter.com/Art_Of_Property/status/1382705412751917067\" rel=\"nofollow\"\u003easked about the next 5 years\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhy do we/people try to predict the property market.\u003c/li\u003e\n\u003cli\u003eFocussing on financial fundamentals.\u003c/li\u003e\n\u003cli\u003e\u0026quot;The longer term outlook remains highly uncertain\u0026quot; - Robert Gardner, Nationwide\u0026#39;s Chief Economist.\u003c/li\u003e\n\u003cli\u003eWe were \u003ca href=\"https://www.thebusinessofproperty.com/51\" rel=\"nofollow\"\u003etalking about down valuations\u003c/a\u003e six months ago.\u003c/li\u003e\n\u003cli\u003e\u0026quot;It\u0026#39;s staggering how much the property market is increasing right now\u0026quot;.\u003c/li\u003e\n\u003cli\u003eA lot of regional variation.\u003c/li\u003e\n\u003cli\u003eIncome to house price multiples.\u003c/li\u003e\n\u003cli\u003eArticle about \u003ca href=\"https://propertyinsider.info/this-crazy-property-market-how-long-will-it-last/\" rel=\"nofollow\"\u003ewhat might end the crazy property market\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCheap and easy money.\u003c/li\u003e\n\u003cli\u003eUsing \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e stats to further investigate price changes in the Redhill area.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart respond to a request for their thoughts on the next 5 years in the property market - along with reviewing recent price index reports.","date_published":"2021-04-28T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/4c7f3225-0e77-4225-889c-4776282618a6.mp3","mime_type":"audio/mpeg","size_in_bytes":12645864,"duration_in_seconds":1595}]},{"id":"a62865da-75bf-405b-9ccf-02f749e0e1be","title":"Episode 73: Realities of property investing","url":"https://www.thebusinessofproperty.com/73","content_text":"Stuart and Simon provide updates on their recent property business experiences. They chat about property maintenance, tradespeople, and knowing your market.\n\nThe chat this week includes:\n\n\nTenants leaving.\nDealing with leaks and resulting mould.\nMaintenance, maintenance, maintenance.\nEICR deadline and electrician availability.\nTradespeople availability.\nMaterials availability.\nEWS1 saga.\nBeware of your managing agent and your ability, or not, to replace them.\nNot accepting search indemnity insurance.\nChanging letting agents.\nKnowing your market.\nBenefits of finding your own tenants.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon provide updates on their recent property business experiences. They chat about property maintenance, tradespeople, and knowing your market.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTenants leaving.\u003c/li\u003e\n\u003cli\u003eDealing with leaks and resulting mould.\u003c/li\u003e\n\u003cli\u003eMaintenance, maintenance, maintenance.\u003c/li\u003e\n\u003cli\u003eEICR deadline and electrician availability.\u003c/li\u003e\n\u003cli\u003eTradespeople availability.\u003c/li\u003e\n\u003cli\u003eMaterials availability.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/39\" rel=\"nofollow\"\u003eEWS1 saga\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eBeware of your managing agent and your ability, or not, to replace them.\u003c/li\u003e\n\u003cli\u003eNot accepting search indemnity insurance.\u003c/li\u003e\n\u003cli\u003eChanging letting agents.\u003c/li\u003e\n\u003cli\u003eKnowing your market.\u003c/li\u003e\n\u003cli\u003eBenefits of finding your own tenants.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon provide updates on their recent property business experiences. They chat about property maintenance, tradespeople, and knowing your market.","date_published":"2021-04-21T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a62865da-75bf-405b-9ccf-02f749e0e1be.mp3","mime_type":"audio/mpeg","size_in_bytes":16283376,"duration_in_seconds":2048}]},{"id":"d2b3835e-de2b-48d5-9f4b-672bcec3f1b3","title":"Episode 72: Going up! Then what?","url":"https://www.thebusinessofproperty.com/72","content_text":"Simon and Stuart talk about recent news of some unusually high numbers in the property market.\n\nThe discussion this week included:\n\n\nUK residential transactions in February 2021 is 147,050, 48.5% higher than February 2020.\nPressure from the stamp duty holiday vs real market demand.\nPandemic effects on the property market.\nWhat might the property market look like over the next year.\nOver 9 million Rightmove visits in a day.\nHow long will the current level of demand last?\nLots of local variation in the property market.\nROI.\nTiming the market for your re-mortgage.\nZombie mortgages.\nLook out for standard variable rate!\nRecycling investment cash.\nValuation flukes.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart talk about recent news of some unusually high numbers in the property market.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary\" rel=\"nofollow\"\u003eUK residential transactions in February 2021 is 147,050, 48.5% higher than February 2020\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePressure from the stamp duty holiday vs real market demand.\u003c/li\u003e\n\u003cli\u003ePandemic effects on the property market.\u003c/li\u003e\n\u003cli\u003eWhat might the property market look like over the next year.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/press-centre/busiest-ever-day-as-buyers-rush-to-make-use-of-stamp-duty-holiday-5-deposits/\" rel=\"nofollow\"\u003eOver 9 million Rightmove visits in a day\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHow long will the current level of demand last?\u003c/li\u003e\n\u003cli\u003eLots of local variation in the property market.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eROI\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTiming the market for your re-mortgage.\u003c/li\u003e\n\u003cli\u003eZombie mortgages.\u003c/li\u003e\n\u003cli\u003eLook out for standard variable rate!\u003c/li\u003e\n\u003cli\u003eRecycling investment cash.\u003c/li\u003e\n\u003cli\u003eValuation flukes.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart talk about recent news of some unusually high numbers in the property market.","date_published":"2021-04-14T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d2b3835e-de2b-48d5-9f4b-672bcec3f1b3.mp3","mime_type":"audio/mpeg","size_in_bytes":17566872,"duration_in_seconds":2095}]},{"id":"5b7a506c-f4e1-443c-8235-d188b10926bd","title":"Episode 71: Tenant demand and witnessed e-signatures","url":"https://www.thebusinessofproperty.com/71","content_text":"Stuart and Simon chat about their varied experiences with recent tenant demand for rooms and properties they've let.\n\nThe chat this week includes:\n\n\nA lack of tenants.\nChoosing your channel to match your market.\n13 of 15 new rooms filled.\nBeating the HMO oversupply around Gatwick.\nOpenRent and Visum.\nCrazy single-let demand - nearly 30 enquiries in a week.\nPerhaps not actually looking for a short term let.\nMaking the most of auto-responses and pre-screening on Visum and OpenRent - but beware!\nPaTMa.\nDocuSign's witnessed service - some more details available here.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon chat about their varied experiences with recent tenant demand for rooms and properties they\u0026#39;ve let.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA lack of tenants.\u003c/li\u003e\n\u003cli\u003eChoosing your channel to match your market.\u003c/li\u003e\n\u003cli\u003e13 of 15 new rooms filled.\u003c/li\u003e\n\u003cli\u003eBeating the HMO oversupply around Gatwick.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.openrent.co.uk/\" rel=\"nofollow\"\u003eOpenRent\u003c/a\u003e and \u003ca href=\"https://www.visum.co.uk/\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCrazy single-let demand - nearly 30 enquiries in a week.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/69\" rel=\"nofollow\"\u003ePerhaps not actually looking for a short term let\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMaking the most of auto-responses and pre-screening on Visum and OpenRent - but beware!\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.docusign.co.uk/electronic-signature-witnessing\" rel=\"nofollow\"\u003eDocuSign\u0026#39;s witnessed service\u003c/a\u003e - some more details available \u003ca href=\"https://www.docusign.co.uk/blog/everything-you-need-to-know-about-electronic-witnessing-agreements\" rel=\"nofollow\"\u003ehere\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon chat about their varied experiences with recent tenant demand for rooms and properties they've let.","date_published":"2021-04-07T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5b7a506c-f4e1-443c-8235-d188b10926bd.mp3","mime_type":"audio/mpeg","size_in_bytes":17379864,"duration_in_seconds":1792}]},{"id":"19403133-a3f3-40d7-af17-190e0e155eb2","title":"Episode 70: Enjoy your new home without delay","url":"https://www.thebusinessofproperty.com/70","content_text":"This week Simon and Stuart talk through a recent viewing experience, putting in a low offer, and how basic repairs can disproportionately affect ROI.\n\nThe discussion this week included:\n\n\nLooking for a new investment property.\nTaking advantage of an empty house for a Covid-safe viewing.\nPaTMa property price monitoring.\n\"enjoy your new home without delay\".\nTeardown from viewing a property.\nPutting in a low offer.\nRepair work can't be leveraged by an initial mortgage.\nROI effects from repair work investment.\nThe advantage of home owners living through repairs.\n\n\nPlease get in touch with your recent viewing experiences.","content_html":"\u003cp\u003eThis week Simon and Stuart talk through a recent viewing experience, putting in a low offer, and how basic repairs can disproportionately affect ROI.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLooking for a new investment property.\u003c/li\u003e\n\u003cli\u003eTaking advantage of an empty house for a Covid-safe viewing.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003ePaTMa property price monitoring\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u0026quot;enjoy your new home without delay\u0026quot;.\u003c/li\u003e\n\u003cli\u003eTeardown from viewing a property.\u003c/li\u003e\n\u003cli\u003ePutting in a low offer.\u003c/li\u003e\n\u003cli\u003eRepair work can\u0026#39;t be leveraged by an initial mortgage.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eROI\u003c/a\u003e effects from repair work investment.\u003c/li\u003e\n\u003cli\u003eThe advantage of home owners living through repairs.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease \u003ca href=\"https://www.thebusinessofproperty.com/contact\" rel=\"nofollow\"\u003eget in touch\u003c/a\u003e with your recent viewing experiences.\u003c/p\u003e","summary":"This week Simon and Stuart talk through a recent viewing experience, putting in a low offer, and how basic repairs can disproportionately affect ROI.","date_published":"2021-03-31T05:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/19403133-a3f3-40d7-af17-190e0e155eb2.mp3","mime_type":"audio/mpeg","size_in_bytes":12218928,"duration_in_seconds":1354}]},{"id":"8bb75c58-f223-4eae-9f55-d4f863173141","title":"Episode 69: Holiday let gone wrong!","url":"https://www.thebusinessofproperty.com/69","content_text":"Stuart and Simon start out this week with a tale about a holiday let that isn't going as planned. This leads the conversation to a past story about council involvement.\n\nThe chat this week includes:\n\n\nHoliday let gone wrong!\nWhy people want short term lets.\nOpen communication.\nTrusting people.\nCouncil support, or lack of, for evictions.\nConflicting council incentives.\nWasted public costs and emotional turmoil.\nMitigating risk as the start of a tenancy.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon start out this week with a tale about a holiday let that isn\u0026#39;t going as planned. This leads the conversation to a past story about council involvement.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHoliday let gone wrong!\u003c/li\u003e\n\u003cli\u003eWhy people want short term lets.\u003c/li\u003e\n\u003cli\u003eOpen communication.\u003c/li\u003e\n\u003cli\u003eTrusting people.\u003c/li\u003e\n\u003cli\u003eCouncil support, or lack of, for evictions.\u003c/li\u003e\n\u003cli\u003eConflicting council incentives.\u003c/li\u003e\n\u003cli\u003eWasted public costs and emotional turmoil.\u003c/li\u003e\n\u003cli\u003eMitigating risk as the start of a tenancy.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon start out this week with a tale about a holiday let that isn't going as planned. This leads the conversation to a past story about council involvement.","date_published":"2021-03-24T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8bb75c58-f223-4eae-9f55-d4f863173141.mp3","mime_type":"audio/mpeg","size_in_bytes":15702432,"duration_in_seconds":1608}]},{"id":"d25a7667-79f0-4956-a92a-38d57802533a","title":"Episode 68: Stamp duty holiday extension effects","url":"https://www.thebusinessofproperty.com/68","content_text":"Simon and Stuart discuss what the stamp duty holiday extension means for them and end up telling a tale of new-build woe.\n\nSorry for the lower than normal sound quality.\n\nThe discussion this week included:\n\n\nChanging plans from the stamp duty holiday extension.\nHouse builders hedging their bets.\nVisiting your new (pre-)build.\nSeeing the \"insides\".\nA troublesome new-build completion tale.\nShort notice to completion.\nWhat are your experiences and effects from the stamp duty holiday? Let us know\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart discuss what the stamp duty holiday extension means for them and end up telling a tale of new-build woe.\u003c/p\u003e\n\n\u003cp\u003eSorry for the lower than normal sound quality.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eChanging plans from the stamp duty holiday extension.\u003c/li\u003e\n\u003cli\u003eHouse builders hedging their bets.\u003c/li\u003e\n\u003cli\u003eVisiting your new (pre-)build.\u003c/li\u003e\n\u003cli\u003eSeeing the \u0026quot;insides\u0026quot;.\u003c/li\u003e\n\u003cli\u003eA troublesome new-build completion tale.\u003c/li\u003e\n\u003cli\u003eShort notice to completion.\u003c/li\u003e\n\u003cli\u003eWhat are your experiences and effects from the stamp duty holiday? \u003ca href=\"https://www.thebusinessofproperty.com/contact\" rel=\"nofollow\"\u003eLet us know\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart discuss what the stamp duty holiday extension means for them and end up telling a tale of new-build woe.","date_published":"2021-03-17T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d25a7667-79f0-4956-a92a-38d57802533a.mp3","mime_type":"audio/mpeg","size_in_bytes":12318912,"duration_in_seconds":1500}]},{"id":"559dd194-d8e0-4a31-a866-032f24b36204","title":"Episode 67: Selling four properties","url":"https://www.thebusinessofproperty.com/67","content_text":"This week Stuart and Simon talk about the four properties that Stuart currently has on the market, in various stages of the selling process. Including one property that's a fully tenanted HMO.\n\nThe chat this week includes:\n\n\nSelling a fully tenanted HMO.\nReleasing equity to reduce finance burdens.\nComparing single dwelling value to fully licensed HMO.\nReconfiguring back to a single dwelling.\nChildren cooking!\nInfluence of the street/location on property uses.\nOffers without viewing.\nInvesting on numbers alone.\nReducing revenue to increase business profit percentage.\nTrying to solve EWS1 problems.\nOffers accepted.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eThis week Stuart and Simon talk about the four properties that Stuart currently has on the market, in various stages of the selling process. Including one property that\u0026#39;s a fully tenanted HMO.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSelling a fully tenanted HMO.\u003c/li\u003e\n\u003cli\u003eReleasing equity to reduce finance burdens.\u003c/li\u003e\n\u003cli\u003eComparing single dwelling value to fully licensed HMO.\u003c/li\u003e\n\u003cli\u003eReconfiguring back to a single dwelling.\u003c/li\u003e\n\u003cli\u003eChildren cooking!\u003c/li\u003e\n\u003cli\u003eInfluence of the street/location on property uses.\u003c/li\u003e\n\u003cli\u003eOffers without viewing.\u003c/li\u003e\n\u003cli\u003eInvesting on numbers alone.\u003c/li\u003e\n\u003cli\u003eReducing revenue to increase business profit percentage.\u003c/li\u003e\n\u003cli\u003eTrying to solve EWS1 problems.\u003c/li\u003e\n\u003cli\u003eOffers accepted.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"This week Stuart and Simon talk about the four properties that Stuart currently has on the market, in various stages of the selling process. Including one property that's a fully tenanted HMO.","date_published":"2021-03-10T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/559dd194-d8e0-4a31-a866-032f24b36204.mp3","mime_type":"audio/mpeg","size_in_bytes":13503648,"duration_in_seconds":1461}]},{"id":"ab93b364-bafa-4727-98b8-94a04c99027b","title":"Episode 66: Starting in property series - evaluating two potential investment properties","url":"https://www.thebusinessofproperty.com/66","content_text":"Follow along as Simon walks through his thoughts from evaluating two potential investment properties that were recently available at auction.\n\nThe discussion this week included:\n\n\nSimon's investment criteria.\nConsidering flats (a block of) vs houses.\nDeep dive into two evaluating two auction properties:\nDetached house in Redhill - multiple bidders, sold for £278k from a £180k guide.\nBlock of flats in Redhill - one bid, sold for asking at £550k. \nUsing PaTMa to quickly evaluate property investment scenarios.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eFollow along as Simon walks through his thoughts from evaluating two potential investment properties that were recently available at auction.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSimon\u0026#39;s investment criteria.\u003c/li\u003e\n\u003cli\u003eConsidering flats (a block of) vs houses.\u003c/li\u003e\n\u003cli\u003eDeep dive into two evaluating two auction properties:\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://mchughandco.com/Auctions/Details.aspx?aid=1141\u0026pid=148a868c-bbe3-437c-959e-0ce17a8b316b\" rel=\"nofollow\"\u003eDetached house in Redhill\u003c/a\u003e - multiple bidders, sold for £278k from a £180k guide.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://auctions.allsop.co.uk/lot-overview/investment-freehold-semidetached-building-in-redhill/r210216-025\" rel=\"nofollow\"\u003eBlock of flats in Redhill\u003c/a\u003e - one bid, sold for asking at £550k. \u003c/li\u003e\n\u003cli\u003eUsing PaTMa to \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003equickly evaluate property investment scenarios\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Follow along as Simon walks through his thoughts from evaluating two potential investment properties that were recently available at auction.","date_published":"2021-03-03T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ab93b364-bafa-4727-98b8-94a04c99027b.mp3","mime_type":"audio/mpeg","size_in_bytes":17128800,"duration_in_seconds":1914}]},{"id":"69c33a9a-656f-4428-8350-03486a579b34","title":"Episode 65: Starting in property series - locations and funding with Pam and Tania, part 2","url":"https://www.thebusinessofproperty.com/65","content_text":"Pam and Tania continue their recent conversation with Stuart and Simon, with a focus on angel investing and choosing locations. The chat also covers the changing world and property market, along with adapting to cope with it.\n\nThis is part 2 of the discussion, you can find part 1 here.\n\nThe chat this week includes:\n\n\nHow to find angel investors.\nPam \u0026amp; Tania's Deal Diaries.\nDiscussing potential deals.\nLearning while you earn.\nBeing confident the deal and business are strong enough.\nIt's lovely to understand why people invest.\nPam and Tania's location selection strategy.\nShoe leather investigations.\nBenefits of working with others.\nSimilar values rather than similar skills.\nDemand analysis is hard at the moment.\nShifting investment strategies.\nDistance to train stations.\nForced change of tenant type (still the same people).\nCrawley Property Meet.\nA wandering goose.\n\n\nPlease leave us a rating and review if you're enjoying the show.Special Guests: Pam Mackenzie and Tania Carson.","content_html":"\u003cp\u003ePam and Tania continue their recent conversation with Stuart and Simon, with a focus on angel investing and choosing locations. The chat also covers the changing world and property market, along with adapting to cope with it.\u003c/p\u003e\n\n\u003cp\u003eThis is part 2 of the discussion, you can find \u003ca href=\"https://www.thebusinessofproperty.com/64\" rel=\"nofollow\"\u003epart 1 here\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHow to find angel investors.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.facebook.com/groups/191836064905248\" rel=\"nofollow\"\u003ePam \u0026amp; Tania\u0026#39;s Deal Diaries\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDiscussing potential deals.\u003c/li\u003e\n\u003cli\u003eLearning while you earn.\u003c/li\u003e\n\u003cli\u003eBeing confident the deal and business are strong enough.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s lovely to understand why people invest.\u003c/li\u003e\n\u003cli\u003ePam and Tania\u0026#39;s location selection strategy.\u003c/li\u003e\n\u003cli\u003eShoe leather investigations.\u003c/li\u003e\n\u003cli\u003eBenefits of working with others.\u003c/li\u003e\n\u003cli\u003eSimilar values rather than similar skills.\u003c/li\u003e\n\u003cli\u003eDemand analysis is hard at the moment.\u003c/li\u003e\n\u003cli\u003eShifting investment strategies.\u003c/li\u003e\n\u003cli\u003eDistance to train stations.\u003c/li\u003e\n\u003cli\u003eForced change of tenant type (still the same people).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"http://www.crawleypropertymeet.com/\" rel=\"nofollow\"\u003eCrawley Property Meet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA wandering goose.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guests: Pam Mackenzie and Tania Carson.\u003c/p\u003e","summary":"Pam and Tania continue their recent conversation with Stuart and Simon, with a focus on angel investing and choosing locations. The chat also covers the changing world and property market, along with adapting to cope with it.","date_published":"2021-02-24T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/69c33a9a-656f-4428-8350-03486a579b34.mp3","mime_type":"audio/mpeg","size_in_bytes":21060480,"duration_in_seconds":2758}]},{"id":"ac6967e4-29a3-4c3a-a94f-f46fd9541667","title":"Episode 64: Starting in property series - locations and funding with Pam and Tania, part 1","url":"https://www.thebusinessofproperty.com/64","content_text":"Pam and Tania join Stuart and Simon to chat about how they've very deliberately chosen their investment locations. They also talk about their investment strategy, how they got started and their approaches to funding from external investors.\n\nPart 2 of this chat can be found here.\n\nThe discussion this week included:\n\n\nChoosing investment location deliberately.\nDemand, transport links, cash flow.\nInvesting with minimal money-in.\n5 bedrooms was a game changer.\nCrawley Property Meet.\n5 HMOs in 18 months.\nDemand going down from oversupply.\nKeeping your ears open.\nNever buy a ready made house.\nOn the edge of Article 4.\nMaximising bedrooms (with windows!).\nDesperation!\nJoint venture vs angel financing.\nGetting the JV balance/structure right.\nInterest rates for angel investors.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.Special Guests: Pam Mackenzie and Tania Carson.","content_html":"\u003cp\u003ePam and Tania join Stuart and Simon to chat about how they\u0026#39;ve very deliberately chosen their investment locations. They also talk about their investment strategy, how they got started and their approaches to funding from external investors.\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"https://www.thebusinessofproperty.com/65\" rel=\"nofollow\"\u003ePart 2 of this chat can be found here\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eChoosing investment location deliberately.\u003c/li\u003e\n\u003cli\u003eDemand, transport links, cash flow.\u003c/li\u003e\n\u003cli\u003eInvesting with minimal money-in.\u003c/li\u003e\n\u003cli\u003e5 bedrooms was a game changer.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"http://www.crawleypropertymeet.com/\" rel=\"nofollow\"\u003eCrawley Property Meet\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e5 HMOs in 18 months.\u003c/li\u003e\n\u003cli\u003eDemand going down from oversupply.\u003c/li\u003e\n\u003cli\u003eKeeping your ears open.\u003c/li\u003e\n\u003cli\u003eNever buy a ready made house.\u003c/li\u003e\n\u003cli\u003eOn the edge of Article 4.\u003c/li\u003e\n\u003cli\u003eMaximising bedrooms (with windows!).\u003c/li\u003e\n\u003cli\u003eDesperation!\u003c/li\u003e\n\u003cli\u003eJoint venture vs angel financing.\u003c/li\u003e\n\u003cli\u003eGetting the JV balance/structure right.\u003c/li\u003e\n\u003cli\u003eInterest rates for angel investors.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e\u003cp\u003eSpecial Guests: Pam Mackenzie and Tania Carson.\u003c/p\u003e","summary":"Pam and Tania join Stuart and Simon to chat about how they've very deliberately chosen their investment locations. They also talk about their investment strategy, how they got started and their approaches to funding from external investors.","date_published":"2021-02-17T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ac6967e4-29a3-4c3a-a94f-f46fd9541667.mp3","mime_type":"audio/mpeg","size_in_bytes":13799952,"duration_in_seconds":1832}]},{"id":"aa567fab-e4e9-484b-bdf4-4b2b7069c36e","title":"Episode 63: Starting in property series - Considering funding","url":"https://www.thebusinessofproperty.com/63","content_text":"Property investment needs money - funds to invest when getting started and also to fuel growth. Simon and Stuart chat about their own considerations and approaches to using external funds for their property investment.\n\nThe chat this week includes:\n\n\nBeing offered money.\nThe stress of other peoples money.\nIndividuals vs banks.\nOvercoming fears for business growth.\nDifficult investor conversations.\nCoping with unexpected change.\nFriends and family as investors.\nRequirements from investors.\nLife savings.\nDriving faster.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eProperty investment needs money - funds to invest when getting started and also to fuel growth. Simon and Stuart chat about their own considerations and approaches to using external funds for their property investment.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eBeing offered money.\u003c/li\u003e\n\u003cli\u003eThe stress of other peoples money.\u003c/li\u003e\n\u003cli\u003eIndividuals vs banks.\u003c/li\u003e\n\u003cli\u003eOvercoming fears for business growth.\u003c/li\u003e\n\u003cli\u003eDifficult investor conversations.\u003c/li\u003e\n\u003cli\u003eCoping with unexpected change.\u003c/li\u003e\n\u003cli\u003eFriends and family as investors.\u003c/li\u003e\n\u003cli\u003eRequirements from investors.\u003c/li\u003e\n\u003cli\u003eLife savings.\u003c/li\u003e\n\u003cli\u003eDriving faster.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Property investment needs money - funds to invest when getting started and also to fuel growth. Simon and Stuart chat about their own considerations and approaches to using external funds for their property investment.","date_published":"2021-02-10T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/aa567fab-e4e9-484b-bdf4-4b2b7069c36e.mp3","mime_type":"audio/mpeg","size_in_bytes":11897098,"duration_in_seconds":1539}]},{"id":"65086e9c-7e94-4155-8190-fbfa173c4498","title":"Episode 62: Updates - Leaving things to the last moment","url":"https://www.thebusinessofproperty.com/62","content_text":"Taking a quick break from the getting started in property series, Stuart and Simon run through the latest updates from their property businesses.\n\nThe discussion this week included:\n\n\nStuart's design led refurbishment has it's first tenant.\nView the agent listing here and some photos at the end of this weeks show notes, including the custom artwork.\nStuart's Executive Juice podcast.\nDoubling income from a property.\nThe downward pricing spiral.\nReviewing the refurbishment process.\nTrusting your building team.\nFalling through.\nSwallow the frog!\nPro-active support from Interbay.\nLeasehold / managing agent battles.\nLeasehold reforms.\nTenant eviction for a sale.\nAvoiding viewings to reduce Covid19 risks.\nLeaving things to the last moment.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nAfter refurbishment:\n\n\n\n","content_html":"\u003cp\u003eTaking a quick break from the \u003ca href=\"https://www.thebusinessofproperty.com/59\" rel=\"nofollow\"\u003egetting started in property\u003c/a\u003e series, Stuart and Simon run through the latest updates from their property businesses.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s design led refurbishment has it\u0026#39;s first tenant.\u003c/li\u003e\n\u003cli\u003eView the \u003ca href=\"https://www.dclane.co.uk/property/residential/for-rent/devon/plymouth/mutley/lisson-grove/30317619\" rel=\"nofollow\"\u003eagent listing here\u003c/a\u003e and some photos at the end of this weeks show notes, including the custom artwork.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s \u003ca href=\"https://executivejuice.com/\" rel=\"nofollow\"\u003eExecutive Juice\u003c/a\u003e podcast.\u003c/li\u003e\n\u003cli\u003eDoubling income from a property.\u003c/li\u003e\n\u003cli\u003eThe downward pricing spiral.\u003c/li\u003e\n\u003cli\u003eReviewing the refurbishment process.\u003c/li\u003e\n\u003cli\u003eTrusting your building team.\u003c/li\u003e\n\u003cli\u003eFalling through.\u003c/li\u003e\n\u003cli\u003eSwallow the frog!\u003c/li\u003e\n\u003cli\u003ePro-active support from \u003ca href=\"https://www.interbay.co.uk/\" rel=\"nofollow\"\u003eInterbay\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eLeasehold / managing agent battles.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://commonslibrary.parliament.uk/leasehold-reform-in-england-and-wales/\" rel=\"nofollow\"\u003eLeasehold reforms\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTenant eviction for a sale.\u003c/li\u003e\n\u003cli\u003eAvoiding viewings to reduce Covid19 risks.\u003c/li\u003e\n\u003cli\u003eLeaving things to the last moment.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003eAfter refurbishment:\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/Kgb9RajU.jpg\" rel=\"nofollow\"\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/Kgb9RajU.jpg\" alt=\"HMO artwork\"\u003e\u003c/a\u003e\u003cbr\u003e\n\u003ca href=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/hoJeYcx6.jpg\" rel=\"nofollow\"\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/hoJeYcx6.jpg\" alt=\"HMO artwork\"\u003e\u003c/a\u003e\u003cbr\u003e\n\u003ca href=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9Xh2egRo.jpg\" rel=\"nofollow\"\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9Xh2egRo.jpg\" alt=\"HMO artwork\"\u003e\u003c/a\u003e\u003c/p\u003e","summary":"Taking a quick break from the getting started in property series, Stuart and Simon run through the latest updates from their property businesses.","date_published":"2021-02-03T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/65086e9c-7e94-4155-8190-fbfa173c4498.mp3","mime_type":"audio/mpeg","size_in_bytes":16425474,"duration_in_seconds":2089}]},{"id":"bd1839d7-696a-4be4-9641-e45dc7b5e371","title":"Episode 61: Starting in property series - Inputs and location","url":"https://www.thebusinessofproperty.com/61","content_text":"Simon and Stuart continue their series on starting in property, this week continuing on being aware of your inputs and moving on to a discussion around choosing your investment location.\n\nThe chat this week includes:\n\n\nHow/why we invested the way we did.\nLow time commitments.\nInvestment matrix - strategies available from low/medium/high inputs.\nUtilising external support.\nSelf-refurbishment (with children).\nKnowledge can collapse the time required.\nWhat you're interested in, is another important input.\nKey learnings slide from Stuart.\nConsidering location\n\n\nPrice\nKnowing the area\nTenant types / demand\nHotspots\nProximity\nResearch\n(Power!) team\nDiversification\n\nBackup property uses.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.\n\n\n\n","content_html":"\u003cp\u003eSimon and Stuart continue their series on starting in property, this week continuing on being aware of your inputs and moving on to a discussion around choosing your investment location.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHow/why we invested the way we did.\u003c/li\u003e\n\u003cli\u003eLow time commitments.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ut5PEmHy.jpg\" rel=\"nofollow\"\u003eInvestment matrix\u003c/a\u003e - strategies available from low/medium/high inputs.\u003c/li\u003e\n\u003cli\u003eUtilising external support.\u003c/li\u003e\n\u003cli\u003eSelf-refurbishment (with children).\u003c/li\u003e\n\u003cli\u003eKnowledge can collapse the time required.\u003c/li\u003e\n\u003cli\u003eWhat you\u0026#39;re interested in, is another important input.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/F_n2PkhG.jpg\" rel=\"nofollow\"\u003eKey learnings\u003c/a\u003e slide from Stuart.\u003c/li\u003e\n\u003cli\u003eConsidering location\n\n\u003cul\u003e\n\u003cli\u003ePrice\u003c/li\u003e\n\u003cli\u003eKnowing the area\u003c/li\u003e\n\u003cli\u003eTenant types / demand\u003c/li\u003e\n\u003cli\u003eHotspots\u003c/li\u003e\n\u003cli\u003eProximity\u003c/li\u003e\n\u003cli\u003eResearch\u003c/li\u003e\n\u003cli\u003e(Power!) team\u003c/li\u003e\n\u003cli\u003eDiversification\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eBackup property uses.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/ut5PEmHy.jpg\" alt=\"Investment matrix\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://files.fireside.fm/file/fireside-uploads/images/4/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/F_n2PkhG.jpg\" alt=\"Learnings slide\"\u003e\u003c/p\u003e","summary":"Simon and Stuart continue their series on starting in property, this week continuing on being aware of your inputs and moving on to a discussion around choosing your investment location.","date_published":"2021-01-27T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/bd1839d7-696a-4be4-9641-e45dc7b5e371.mp3","mime_type":"audio/mpeg","size_in_bytes":21729527,"duration_in_seconds":2338}]},{"id":"a3ed1ae7-ebaf-47e2-9040-aaf22ec97d78","title":"Episode 60: Starting in property series - Considering your inputs","url":"https://www.thebusinessofproperty.com/60","content_text":"Stuart and Simon try to look at resources that you need to consider when planning property investment and get a little sidetracked into discussing personal vs limited company ownership of investment property.\n\nThe discussion this week included:\n\n\nThe resources needed to invest in property.\nTime.\nMoney.\nKnowledge/expertise/experience.\nThe best knowledge comes through doing.\nDoing means walking the streets.\nUsing agents, or not.\nSelf listing properties - OpenRent, LettingAProperty, UPad, Visum.\nDiffering costs and effort between buying in personal names or a limited company.\nSection 24.\nTax!\nSome of the company vs personal tax considerations.\nCapital Gains Tax rates.\nTransferring property into a limited company.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon try to look at resources that you need to consider when planning property investment and get a little sidetracked into discussing personal vs limited company ownership of investment property.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe resources needed to invest in property.\u003c/li\u003e\n\u003cli\u003eTime.\u003c/li\u003e\n\u003cli\u003eMoney.\u003c/li\u003e\n\u003cli\u003eKnowledge/expertise/experience.\u003c/li\u003e\n\u003cli\u003eThe best knowledge comes through doing.\u003c/li\u003e\n\u003cli\u003eDoing means walking the streets.\u003c/li\u003e\n\u003cli\u003eUsing agents, or not.\u003c/li\u003e\n\u003cli\u003eSelf listing properties - \u003ca href=\"https://www.openrent.co.uk/\" rel=\"nofollow\"\u003eOpenRent\u003c/a\u003e, \u003ca href=\"https://www.lettingaproperty.com/\" rel=\"nofollow\"\u003eLettingAProperty\u003c/a\u003e, \u003ca href=\"https://www.upad.co.uk/\" rel=\"nofollow\"\u003eUPad\u003c/a\u003e, \u003ca href=\"https://www.visum.co.uk/\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDiffering costs and effort between buying in personal names or a limited company.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/section-24/\" rel=\"nofollow\"\u003eSection 24\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTax!\u003c/li\u003e\n\u003cli\u003eSome of the company vs personal tax considerations.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/capital-gains-tax/rates\" rel=\"nofollow\"\u003eCapital Gains Tax rates\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eTransferring property into a limited company.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon try to look at resources that you need to consider when planning property investment and get a little sidetracked into discussing personal vs limited company ownership of investment property.","date_published":"2021-01-20T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a3ed1ae7-ebaf-47e2-9040-aaf22ec97d78.mp3","mime_type":"audio/mpeg","size_in_bytes":17680335,"duration_in_seconds":1902}]},{"id":"357ae325-215d-4759-9b4c-e43816561737","title":"Episode 59: Starting in property series - Reasons","url":"https://www.thebusinessofproperty.com/59","content_text":"Responding to listener feedback, Simon and Stuart are starting a series of discussions about starting property investment.  Initially with reasons and why this week, then covering early decisions, processes and even real potential properties.\n\nThe chat this week includes:\n\n\nWhy we chose property.\nOur property back story, part 1\nOur property back story, part 2\nA lot of effort for passive income.\nProperty vs stocks and shares.\n\"Imaginary\" stocks and shares.\nConsidering property funds.\nAsset liquidity.\nProperty Partner - as not remembered by Simon.\nGet rich quick?\nGetting early cash out.\nLong-term decision making is better.\nLong term wealth growth.\nProperty values double every ten years.\nROI / Return On Investment.\nBRR (Buy Refurbish Refinance) has challenges.\nPaTMa Prospector now includes BRRR scenario calculation.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eResponding to listener feedback, Simon and Stuart are starting a series of discussions about starting property investment.  Initially with reasons and why this week, then covering early decisions, processes and even real potential properties.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhy we chose property.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/21\" rel=\"nofollow\"\u003eOur property back story, part 1\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/22\" rel=\"nofollow\"\u003eOur property back story, part 2\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eA lot of effort for passive income.\u003c/li\u003e\n\u003cli\u003eProperty vs stocks and shares.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Imaginary\u0026quot; stocks and shares.\u003c/li\u003e\n\u003cli\u003eConsidering property funds.\u003c/li\u003e\n\u003cli\u003eAsset liquidity.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.propertypartner.co/\" rel=\"nofollow\"\u003eProperty Partner\u003c/a\u003e - as not remembered by Simon.\u003c/li\u003e\n\u003cli\u003eGet rich quick?\u003c/li\u003e\n\u003cli\u003eGetting early cash out.\u003c/li\u003e\n\u003cli\u003eLong-term decision making is better.\u003c/li\u003e\n\u003cli\u003eLong term wealth growth.\u003c/li\u003e\n\u003cli\u003eProperty values double every ten years.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eROI / Return On Investment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eBRR (Buy Refurbish Refinance) has challenges.\u003c/li\u003e\n\u003cli\u003ePaTMa Prospector now includes \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003eBRRR scenario calculation\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Responding to listener feedback, Simon and Stuart are starting a series of discussions about starting property investment.  Initially with reasons and why this week, then covering early decisions, processes and even real potential properties.","date_published":"2021-01-13T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/357ae325-215d-4759-9b4c-e43816561737.mp3","mime_type":"audio/mpeg","size_in_bytes":17194179,"duration_in_seconds":1838}]},{"id":"437cb7bd-a1c5-437d-aa3e-36936457db17","title":"Episode 58: Getting 2021 started","url":"https://www.thebusinessofproperty.com/58","content_text":"Stuart and Simon are looking ahead to what their 2021 might hold and more specifically how they're getting it started.\n\nThe discussion this week included:\n\n\nLooking to buy.\nSimon's property type preference.\nConsidering buying with existing tenants in place.\nRent from day one.\nConsidering the risks - with restricted eviction options.\nSection 21 vs Section 8.\nROI / Return On Investment.\nCalculating ROI.\nSimon's target ROI.\nStuart's yield hurdle.\nLooking to consolidate.\n2021 should be a year with plenty of excitement.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon are looking ahead to what their 2021 might hold and more specifically how they\u0026#39;re getting it started.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLooking to buy.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s property type preference.\u003c/li\u003e\n\u003cli\u003eConsidering buying with existing tenants in place.\u003c/li\u003e\n\u003cli\u003eRent from day one.\u003c/li\u003e\n\u003cli\u003eConsidering the risks - with restricted eviction options.\u003c/li\u003e\n\u003cli\u003eSection 21 vs Section 8.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eROI / Return On Investment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003eCalculating ROI\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s target ROI.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s \u003ca href=\"https://docs.patma.co.uk/glossary/buy-to-let-yield/\" rel=\"nofollow\"\u003eyield\u003c/a\u003e hurdle.\u003c/li\u003e\n\u003cli\u003eLooking to consolidate.\u003c/li\u003e\n\u003cli\u003e2021 should be a year with plenty of excitement.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon are looking ahead to what their 2021 might hold and more specifically how they're getting it started.","date_published":"2021-01-06T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/437cb7bd-a1c5-437d-aa3e-36936457db17.mp3","mime_type":"audio/mpeg","size_in_bytes":12672348,"duration_in_seconds":1410}]},{"id":"d045c9b7-8ac0-4f32-9654-27510d350fbf","title":"Episode 57: News and reviewing our 2020 goals","url":"https://www.thebusinessofproperty.com/57","content_text":"This week is a mix of news, updates and reviewing the goals Simon and Stuart set themselves for 2020.\n\nThe chat this week includes:\n\n\nWelsh stamp duty increase - use the PaTMa buy-to-let profit calculator to see the latest figures.\nStamp duty increase for overseas investors.\nPrime London property as a store of money.\nSold!\nStuart's design led refurbishment.\nFinancial challenges.\n\n\nWe hope you've had an enjoyable Christmas and wish you well for 2021.","content_html":"\u003cp\u003eThis week is a mix of news, updates and reviewing the goals Simon and Stuart set themselves for 2020.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://gov.wales/land-transaction-tax-rates-and-bands\" rel=\"nofollow\"\u003eWelsh stamp duty increase\u003c/a\u003e - use the PaTMa \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003ebuy-to-let profit calculator\u003c/a\u003e to see the latest figures.\u003c/li\u003e\n\u003cli\u003eStamp duty increase for overseas investors.\u003c/li\u003e\n\u003cli\u003ePrime London property as a store of money.\u003c/li\u003e\n\u003cli\u003eSold!\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s \u003ca href=\"https://www.thebusinessofproperty.com/37\" rel=\"nofollow\"\u003edesign led refurbishment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eFinancial challenges.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eWe hope you\u0026#39;ve had an enjoyable Christmas and wish you well for 2021.\u003c/p\u003e","summary":"This week is a mix of news, updates and reviewing the goals Simon and Stuart set themselves for 2020.","date_published":"2020-12-30T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d045c9b7-8ac0-4f32-9654-27510d350fbf.mp3","mime_type":"audio/mpeg","size_in_bytes":10384280,"duration_in_seconds":1121}]},{"id":"29298090-806d-4a26-8558-19cf935bb2c1","title":"Episode 56: Updates and hindsight to property topics of 2020","url":"https://www.thebusinessofproperty.com/56","content_text":"In a slightly longer than normal episode, Stuart and Simon look back over their topics of property conversation in 2020. Bringing new insights, updates and the benefit of hindsight into the discussion.\n\nSome of the topics covered this week include:\n\n\nA lucky escape.\nExpected changes for landlords in 2020.\nProperty investment glossary.\nProperty strategy glossary.\nThe property market at the start of Covid-19.\nComing out of lockdown for the property market.\nHMO's are dead!.\nMortgage effects of a bounce back loan.\nIn-depth review of an HMO refurbishment.\nA room full of plaster.\nProperty market stats part 1.\nProperty market stats part 2.\nChanges to the eviction process - Section 21 and Section 8.\nThe property market around lockdown 2 and down-valuations.\nA petition for extending the Stamp Duty Holiday.\nLooking at the details of rent to rent (R2HMO).\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eIn a slightly longer than normal episode, Stuart and Simon look back over their topics of property conversation in 2020. Bringing new insights, updates and the benefit of hindsight into the discussion.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics covered this week include:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eA lucky escape.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/9\" rel=\"nofollow\"\u003eExpected changes for landlords in 2020\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/12\" rel=\"nofollow\"\u003eProperty investment glossary\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/13\" rel=\"nofollow\"\u003eProperty strategy glossary\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/16\" rel=\"nofollow\"\u003eThe property market at the start of Covid-19\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/27\" rel=\"nofollow\"\u003eComing out of lockdown for the property market\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/28\" rel=\"nofollow\"\u003eHMO\u0026#39;s are dead!\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/29\" rel=\"nofollow\"\u003eMortgage effects of a bounce back loan\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/37\" rel=\"nofollow\"\u003eIn-depth review of an HMO refurbishment\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA room full of plaster.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/35\" rel=\"nofollow\"\u003eProperty market stats part 1\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/50\" rel=\"nofollow\"\u003eProperty market stats part 2\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/42\" rel=\"nofollow\"\u003eChanges to the eviction process - Section 21 and Section 8\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/51\" rel=\"nofollow\"\u003eThe property market around lockdown 2 and down-valuations\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://petition.parliament.uk/petitions/550545\" rel=\"nofollow\"\u003eA petition for extending the Stamp Duty Holiday\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/54\" rel=\"nofollow\"\u003eLooking at the details of rent to rent (R2HMO)\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"In a slightly longer than normal episode, Stuart and Simon look back over their topics of property conversation in 2020. Bringing new insights, updates and the benefit of hindsight into the discussion.","date_published":"2020-12-23T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/29298090-806d-4a26-8558-19cf935bb2c1.mp3","mime_type":"audio/mpeg","size_in_bytes":22721784,"duration_in_seconds":2499}]},{"id":"5df8b7ca-6efc-4eb9-b73a-a20f238409d2","title":"Episode 55: There's a lot going on","url":"https://www.thebusinessofproperty.com/55","content_text":"Simon and Stuart talk about their latest property updates - there's a lot going on!\n\nIf you're looking for a property to purchase and would like to share your progress, please let us know. We'd also love to hear your property challenges.\n\nThe chat this week includes:\n\n\nLast minute sale issues.\nLand registry plan updates.\nHard to contact solicitors.\n6.5% property price increase in the last year.\nSelling: flat in Croydon, flat in Kingston, flat in Plymouth.\nOct 2019 + \"3-6 month\" project = expected completion in January 2021!\nFall-through due to down-valuation.\nBoxing day marketing.\nPurchasing: a new home, a pub, a maisonette.\nRefurbishing: a trendy HMO, a R2R HMO.\nIn the pipeline: two more R2R deals.\nHaving the right team.\n\n\nPlease leave us a rating and review if you're enjoying the show.\n\nA petition for extending the Stamp Duty Holiday","content_html":"\u003cp\u003eSimon and Stuart talk about their latest property updates - there\u0026#39;s a lot going on!\u003c/p\u003e\n\n\u003cp\u003eIf you\u0026#39;re looking for a property to purchase and would like to share your progress, \u003ca href=\"https://www.thebusinessofproperty.com/contact\" rel=\"nofollow\"\u003eplease let us know\u003c/a\u003e. We\u0026#39;d also love to hear your \u003ca href=\"https://www.thebusinessofproperty.com/contact\" rel=\"nofollow\"\u003eproperty challenges\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eLast minute sale issues.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/36\" rel=\"nofollow\"\u003eLand registry plan updates\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHard to contact solicitors.\u003c/li\u003e\n\u003cli\u003e6.5% property price increase in the last year.\u003c/li\u003e\n\u003cli\u003eSelling: flat in Croydon, flat in Kingston, flat in Plymouth.\u003c/li\u003e\n\u003cli\u003eOct 2019 + \u0026quot;3-6 month\u0026quot; project = expected completion in January 2021!\u003c/li\u003e\n\u003cli\u003eFall-through due to down-valuation.\u003c/li\u003e\n\u003cli\u003eBoxing day marketing.\u003c/li\u003e\n\u003cli\u003ePurchasing: a new home, a pub, a maisonette.\u003c/li\u003e\n\u003cli\u003eRefurbishing: a trendy HMO, a R2R HMO.\u003c/li\u003e\n\u003cli\u003eIn the pipeline: two more R2R deals.\u003c/li\u003e\n\u003cli\u003eHaving the right team.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\n\n\u003cp\u003e\u003ca href=\"https://petition.parliament.uk/petitions/550545\" rel=\"nofollow\"\u003eA petition for extending the Stamp Duty Holiday\u003c/a\u003e\u003c/p\u003e","summary":"Simon and Stuart talk about their latest property updates - there's a lot going on!","date_published":"2020-12-16T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5df8b7ca-6efc-4eb9-b73a-a20f238409d2.mp3","mime_type":"audio/mpeg","size_in_bytes":15166728,"duration_in_seconds":1648}]},{"id":"a6bda879-65da-45ec-bbed-33bc7c7883db","title":"Episode 54: Getting (re-)started in Rent to Rent","url":"https://www.thebusinessofproperty.com/54","content_text":"Stuart and Simon take a thorough look at recent experience of getting back into doing rent to rent deals.\n\nThe discussion this week included:\n\n\nWhy rent to rent.\nRent to HMO and Rent to SA.\nR2R input and output.\nArticle 4 areas.\nPlanning and licensing.\nKnowing your market.\nR2R vs letting agent.\nFinding R2R deals.\nEven R2R requires capital investment.\nIt takes time, effort and money.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon take a thorough look at recent experience of getting back into doing rent to rent deals.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWhy rent to rent.\u003c/li\u003e\n\u003cli\u003eRent to HMO and Rent to SA.\u003c/li\u003e\n\u003cli\u003eR2R input and output.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/2020/07/property-investors-need-to-know-about-landlord-property-licensing/\" rel=\"nofollow\"\u003eArticle 4 areas\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePlanning and licensing.\u003c/li\u003e\n\u003cli\u003eKnowing your market.\u003c/li\u003e\n\u003cli\u003eR2R vs letting agent.\u003c/li\u003e\n\u003cli\u003eFinding R2R deals.\u003c/li\u003e\n\u003cli\u003eEven R2R requires capital investment.\u003c/li\u003e\n\u003cli\u003eIt takes time, effort and money.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon take a thorough look at recent experience of getting back into doing rent to rent deals.","date_published":"2020-12-09T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a6bda879-65da-45ec-bbed-33bc7c7883db.mp3","mime_type":"audio/mpeg","size_in_bytes":15907611,"duration_in_seconds":1778}]},{"id":"935537b6-4379-4eda-a273-562b58137abc","title":"Episode 53: What are mortgage companies doing?","url":"https://www.thebusinessofproperty.com/53","content_text":"Simon and Stuart are back with more updates this week, with several things changing already.\n\nThe chat this week includes:\n\n\nUpdate on the damp survey mentioned last week.\nCosts of sale.\nLong term holding can create some large CGT bills.\nBeware CGT doesn't overtake equity when mortgaging.\n(More) down-valuations!\nFall-through.\nA great studio flat in Kingston.\nOur recent chat with estate agent Emma.\nPrice increase instead of stamp duty.\nWhat are mortgage companies doing?\nEWS1 no longer needed for blocks with no cladding.\nCatch 22 by Joseph Heller.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart are back with more updates this week, with several things changing already.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eUpdate on the damp survey mentioned \u003ca href=\"https://www.thebusinessofproperty.com/52\" rel=\"nofollow\"\u003elast week\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCosts of sale.\u003c/li\u003e\n\u003cli\u003eLong term holding can create some large CGT bills.\u003c/li\u003e\n\u003cli\u003eBeware CGT doesn\u0026#39;t overtake equity when mortgaging.\u003c/li\u003e\n\u003cli\u003e(More) down-valuations!\u003c/li\u003e\n\u003cli\u003eFall-through.\u003c/li\u003e\n\u003cli\u003eA great \u003ca href=\"https://www.rightmove.co.uk/properties/94671296#/\" rel=\"nofollow\"\u003estudio flat in Kingston\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOur recent chat with \u003ca href=\"https://www.thebusinessofproperty.com/51\" rel=\"nofollow\"\u003eestate agent Emma\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003ePrice increase instead of stamp duty.\u003c/li\u003e\n\u003cli\u003eWhat are mortgage companies doing?\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.gov.uk/government/news/government-steps-in-to-help-homeowners-caught-up-in-ews1-process\" rel=\"nofollow\"\u003eEWS1 no longer needed for blocks with no cladding\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3lr5BNw\" rel=\"nofollow\"\u003eCatch 22 by Joseph Heller\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart are back with more updates this week, with several things changing already.","date_published":"2020-12-02T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/935537b6-4379-4eda-a273-562b58137abc.mp3","mime_type":"audio/mpeg","size_in_bytes":14133396,"duration_in_seconds":1560}]},{"id":"674e6b72-f6cf-4f0c-a0e1-5a8cdf515722","title":"Episode 52: A mortgage offer in your back pocket","url":"https://www.thebusinessofproperty.com/52","content_text":"Stuart and Simon provide updates on their recent property experiences and chat about viewings, mortgages and the stamp duty holiday (again).\n\nThe discussion this week included:\n\n\nMortgage required before viewing.\nCheeky new-build viewing requirements.\nMore surveys.\nDamp.\nSpeed (or not) of selling.\nWill the stamp duty holiday now help to keep sales alive?\n\"In progress\" sales are nearly 50% higher than last year.\nExtending the stamp duty holiday.\n\"Only 25% of sales agreed in Q1 complete by the end of March.\"\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon provide updates on their recent property experiences and chat about viewings, mortgages and the stamp duty holiday (again).\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eMortgage required before viewing.\u003c/li\u003e\n\u003cli\u003eCheeky new-build viewing requirements.\u003c/li\u003e\n\u003cli\u003eMore surveys.\u003c/li\u003e\n\u003cli\u003eDamp.\u003c/li\u003e\n\u003cli\u003eSpeed (or not) of selling.\u003c/li\u003e\n\u003cli\u003eWill the stamp duty holiday now help to keep sales alive?\u003c/li\u003e\n\u003cli\u003e\u0026quot;In progress\u0026quot; sales are nearly 50% higher than last year.\u003c/li\u003e\n\u003cli\u003eExtending the stamp duty holiday.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Only 25% of sales agreed in Q1 complete by the end of March.\u0026quot;\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon provide updates on their recent property experiences and chat about viewings, mortgages and the stamp duty holiday (again).","date_published":"2020-11-25T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/674e6b72-f6cf-4f0c-a0e1-5a8cdf515722.mp3","mime_type":"audio/mpeg","size_in_bytes":13170515,"duration_in_seconds":1439}]},{"id":"e8cb3f4d-b06c-4491-b77d-f41c9cfe67d7","title":"Episode 51: Pent up demand was massive","url":"https://www.thebusinessofproperty.com/51","content_text":"Emma joins Simon and Stuart once again to chat about the world (and property market) from her view running an estate agency.\n\nPlease accept our apologies for some slight sound issues.\n\nThe chat this week includes:\n\n\nSummary of the last few months property market.\nThe stamp duty holiday deadline.\nDemand is slowing down, a little.\nThe property market can function as normal during this lockdown.\nThings are moving slooooowly in the sales process.\nDown-valuations!\nPrices are up!\nLockdown or Christmas.\nMarket predictions.\n\n\nEmma's property business is Estate Agents Hub.\n\nPlease leave us a rating and review if you're enjoying the show.Special Guest: Emma Halliwell Marks.","content_html":"\u003cp\u003eEmma joins Simon and Stuart once again to chat about the world (and property market) from her view running an estate agency.\u003c/p\u003e\n\n\u003cp\u003ePlease accept our apologies for some slight sound issues.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSummary of the last few months property market.\u003c/li\u003e\n\u003cli\u003eThe stamp duty holiday deadline.\u003c/li\u003e\n\u003cli\u003eDemand is slowing down, a little.\u003c/li\u003e\n\u003cli\u003eThe property market can function as normal during this lockdown.\u003c/li\u003e\n\u003cli\u003eThings are moving \u003cem\u003eslooooowly\u003c/em\u003e in the sales process.\u003c/li\u003e\n\u003cli\u003eDown-valuations!\u003c/li\u003e\n\u003cli\u003ePrices are up!\u003c/li\u003e\n\u003cli\u003eLockdown or Christmas.\u003c/li\u003e\n\u003cli\u003eMarket predictions.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eEmma\u0026#39;s property business is \u003ca href=\"https://www.estateagentshub.com/\" rel=\"nofollow\"\u003eEstate Agents Hub\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Emma Halliwell Marks.\u003c/p\u003e","summary":"Emma joins Simon and Stuart once again to chat about the world (and property market) from her view running an estate agency.","date_published":"2020-11-18T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e8cb3f4d-b06c-4491-b77d-f41c9cfe67d7.mp3","mime_type":"audio/mpeg","size_in_bytes":10260335,"duration_in_seconds":1107}]},{"id":"48212c2b-6d21-410e-9e25-a1ecc897b746","title":"Episode 50: Property listing and pricing stats","url":"https://www.thebusinessofproperty.com/50","content_text":"Simon and Stuart chat through a couple of graphs showing how the property market has behaved so far this year.\n\nThe discussion this week included:\n\n\nStats collected thanks to the PaTMa property browser extension.\nYou might be able to see the graphs included below, if not use these links: graph 1 and graph 2.\nChristmas is coming!\nWas the post-lockdown (v1) market hype, overhyped.\nSellers and agents building stamp duty savings into their price.\nOur previous market stats podcast.\nOur conversation with Tom.\nOccasional down-valuations causing mortgage (and re-mortgage) issues for some.\nWhat's coming next for (changes in) property prices.\n\n\nThe graphs being discussed:\n\n\n\n\n\nIf you can't see the graph images above, you can click these links to view each graph:\n\n\nActive property listings, Jan 2020 base\nProperties changing price per week\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart chat through a couple of graphs showing how the property market has behaved so far this year.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStats collected thanks to the \u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003ePaTMa property browser extension\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eYou might be able to see the graphs included below, if not use these links: \u003ca href=\"https://blog.patma.co.uk/images/graphs/active-listings-jan2020-base.png\" rel=\"nofollow\"\u003egraph 1\u003c/a\u003e and \u003ca href=\"https://blog.patma.co.uk/images/graphs/market-change-per-week.png\" rel=\"nofollow\"\u003egraph 2\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChristmas is coming!\u003c/li\u003e\n\u003cli\u003eWas the post-lockdown (v1) market hype, overhyped.\u003c/li\u003e\n\u003cli\u003eSellers and agents building stamp duty savings into their price.\u003c/li\u003e\n\u003cli\u003eOur previous \u003ca href=\"https://www.thebusinessofproperty.com/35\" rel=\"nofollow\"\u003emarket stats podcast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOur \u003ca href=\"https://www.thebusinessofproperty.com/47\" rel=\"nofollow\"\u003econversation with Tom\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOccasional down-valuations causing mortgage (and re-mortgage) issues for some.\u003c/li\u003e\n\u003cli\u003eWhat\u0026#39;s coming next for (changes in) property prices.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eThe graphs being discussed:\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://blog.patma.co.uk/images/graphs/active-listings-jan2020-base.png\" alt=\"Active property listings, Jan 2020 base\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://blog.patma.co.uk/images/graphs/market-change-per-week.png\" alt=\"Properties changing price per week\"\u003e\u003c/p\u003e\n\n\u003cp\u003eIf you can\u0026#39;t see the graph images above, you can click these links to view each graph:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/images/graphs/active-listings-jan2020-base.png\" rel=\"nofollow\"\u003eActive property listings, Jan 2020 base\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/images/graphs/market-change-per-week.png\" rel=\"nofollow\"\u003eProperties changing price per week\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart chat through a couple of graphs showing how the property market has behaved so far this year.","date_published":"2020-11-11T05:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/48212c2b-6d21-410e-9e25-a1ecc897b746.mp3","mime_type":"audio/mpeg","size_in_bytes":15032258,"duration_in_seconds":1584}]},{"id":"aee08a1e-c3df-46e4-9f17-10ecfc906139","title":"Episode 49: A meaningless average","url":"https://www.thebusinessofproperty.com/49","content_text":"Stuart and Simon discuss a Covid-19 influenced viewing experience, stamp duty and the speed (or not) of completing a sale.\n\nThe chat this week includes:\n\n\nAwkward property viewings.\nVendor vs agent viewing styles.\nThe additional stamp duty rate on your primary residence.\nThe stamp duty holiday rates (spreadsheet).\nAnother offer has been accepted (via a new agent).\nTrying to complete by Christmas.\nAverage of 77 days for a \"proceedable offer\".\nAverage of 123 days for conveyancing.\nPurchases missing the stamp duty holiday.\nMortgage delays, perhaps leading to sale failures.\nA meaningless average.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon discuss a Covid-19 influenced viewing experience, stamp duty and the speed (or not) of completing a sale.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eAwkward property viewings.\u003c/li\u003e\n\u003cli\u003eVendor vs agent viewing styles.\u003c/li\u003e\n\u003cli\u003eThe additional stamp duty rate on your primary residence.\u003c/li\u003e\n\u003cli\u003eThe \u003ca href=\"https://blog.patma.co.uk/2020/09/stamp-duty-holidays-england-scotland-wales/\" rel=\"nofollow\"\u003estamp duty holiday rates\u003c/a\u003e (spreadsheet).\u003c/li\u003e\n\u003cli\u003eAnother offer has been accepted (via a new agent).\u003c/li\u003e\n\u003cli\u003eTrying to complete by Christmas.\u003c/li\u003e\n\u003cli\u003eAverage of 77 days for a \u0026quot;proceedable offer\u0026quot;.\u003c/li\u003e\n\u003cli\u003eAverage of 123 days for conveyancing.\u003c/li\u003e\n\u003cli\u003ePurchases \u003ca href=\"https://thenegotiator.co.uk/conveyancing-delays-365000-sales-to-miss-deadline-claims-report/\" rel=\"nofollow\"\u003emissing the stamp duty holiday\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eMortgage delays, perhaps leading to sale failures.\u003c/li\u003e\n\u003cli\u003eA meaningless average.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon discuss a Covid-19 influenced viewing experience, stamp duty and the speed (or not) of completing a sale.","date_published":"2020-11-04T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/aee08a1e-c3df-46e4-9f17-10ecfc906139.mp3","mime_type":"audio/mpeg","size_in_bytes":13563398,"duration_in_seconds":1420}]},{"id":"c1e62f59-fe0a-4477-83b9-03c476475025","title":"Episode 48: The market decides","url":"https://www.thebusinessofproperty.com/48","content_text":"This week the chat is focussed around auctions, advertised property prices and agent fees; with a few updates thrown in along the way.\n\nThe discussion this week included:\n\n\nLast weeks chat with Tom Soane.\nStuart's offer(s).\nEWS1 delights.\nReducing for cash.\nTesting seriousness with little hurdles.\nMethod of modern auction.\nGuide prices - on auctions and not.\nEmma's past chat about portal usage.\nProperty listings that advertise a price range/band.\nAuctions moving online, in multiple styles, in the age of Covid-19.\nFees involved in auctions.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eThis week the chat is focussed around auctions, advertised property prices and agent fees; with a few updates thrown in along the way.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.thebusinessofproperty.com/47\" rel=\"nofollow\"\u003eLast weeks chat\u003c/a\u003e with Tom Soane.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s offer(s).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rics.org/globalassets/rics-website/ews1-external-wall-fire-review-final-2.pdf\" rel=\"nofollow\"\u003eEWS1\u003c/a\u003e delights.\u003c/li\u003e\n\u003cli\u003eReducing for cash.\u003c/li\u003e\n\u003cli\u003eTesting seriousness with little hurdles.\u003c/li\u003e\n\u003cli\u003eMethod of modern auction.\u003c/li\u003e\n\u003cli\u003eGuide prices - on auctions and not.\u003c/li\u003e\n\u003cli\u003eEmma\u0026#39;s past chat about \u003ca href=\"https://www.thebusinessofproperty.com/27\" rel=\"nofollow\"\u003eportal usage\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eProperty listings that advertise a price range/band.\u003c/li\u003e\n\u003cli\u003eAuctions moving online, in multiple styles, in the age of Covid-19.\u003c/li\u003e\n\u003cli\u003eFees involved in auctions.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"This week the chat is focussed around auctions, advertised property prices and agent fees; with a few updates thrown in along the way.","date_published":"2020-10-28T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/c1e62f59-fe0a-4477-83b9-03c476475025.mp3","mime_type":"audio/mpeg","size_in_bytes":19902514,"duration_in_seconds":2114}]},{"id":"b1bc3756-2b52-4336-9d6f-de5e93f5137c","title":"Episode 47: Property investing with Tom Soane","url":"https://www.thebusinessofproperty.com/47","content_text":"Simon and Stuart are joined by Tom Soane to chat about some of Tom's experiences in property, from how he got started to his current projects.\n\nThe discussion this week included:\n\n\nTom's transition from gamekeeper to poacher (or maybe the other way around).\nThe difference between planning investments for others and making them yourself.\nContinuing despite fear.\nUsing investor money vs your own money.\nUnderstanding risk.\nLooking at the mathematics when analysing property deals.\nInvesting in Newcastle.\nPutting together a remote team.\nMake use of property data - from Land Registry and PaTMa.\nChoosing your time to sell.\nThe use of \"guide price\" in property listings.\n\n\nYou can find Tom on Facebook or reach him through his sales and letting agency Pink Street.\n\nPlease leave us a rating and review if you're enjoying the show.Special Guest: Tom Soane.","content_html":"\u003cp\u003eSimon and Stuart are joined by Tom Soane to chat about some of Tom\u0026#39;s experiences in property, from how he got started to his current projects.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTom\u0026#39;s transition from gamekeeper to poacher (or maybe the other way around).\u003c/li\u003e\n\u003cli\u003eThe difference between planning investments for others and making them yourself.\u003c/li\u003e\n\u003cli\u003eContinuing despite fear.\u003c/li\u003e\n\u003cli\u003eUsing investor money vs your own money.\u003c/li\u003e\n\u003cli\u003eUnderstanding risk.\u003c/li\u003e\n\u003cli\u003eLooking at the mathematics when \u003ca href=\"https://www.patma.co.uk/property-prospector/\" rel=\"nofollow\"\u003eanalysing property deals\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eInvesting in Newcastle.\u003c/li\u003e\n\u003cli\u003ePutting together a remote team.\u003c/li\u003e\n\u003cli\u003eMake use of property data - from \u003ca href=\"https://www.gov.uk/government/organisations/land-registry\" rel=\"nofollow\"\u003eLand Registry\u003c/a\u003e and \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eChoosing your time to sell.\u003c/li\u003e\n\u003cli\u003eThe use of \u0026quot;guide price\u0026quot; in property listings.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eYou can find \u003ca href=\"https://www.facebook.com/tomsoane\" rel=\"nofollow\"\u003eTom on Facebook\u003c/a\u003e or reach him through his sales and letting agency \u003ca href=\"https://www.pinkstreet.co.uk/\" rel=\"nofollow\"\u003ePink Street\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Tom Soane.\u003c/p\u003e","summary":"Simon and Stuart are joined by Tom Soane to chat about some of Tom's experiences in property, from how he got started to his current projects.","date_published":"2020-10-21T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/b1bc3756-2b52-4336-9d6f-de5e93f5137c.mp3","mime_type":"audio/mpeg","size_in_bytes":21216240,"duration_in_seconds":2431}]},{"id":"8c5cce40-a760-498e-8326-e75292d93e89","title":"Episode 46: A tsunami of homelessness","url":"https://www.thebusinessofproperty.com/46","content_text":"This week is a chat around asking tenants to leave, evictions and some alternative approaches to solving problems. Stuart and Simon also discuss the \"tsunami\" of homelessness the reopened courts are about to cause!\n\nThe chat this week includes:\n\n\nAlternative to serving an official eviction notice.\nOpen and honest communication.\nNot without risk.\nEvictions with rent arrears.\nOverdue rent and direct payment from Universal Credit.\nAdjusting homes to fit your means.\n\"You know what the rent is\".\nWill there be a tsunami of evictions?\nCourt capacity - already scheduling for October 2021.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eThis week is a chat around asking tenants to leave, evictions and some alternative approaches to solving problems. Stuart and Simon also discuss the \u0026quot;tsunami\u0026quot; of homelessness the reopened courts are about to cause!\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eAlternative to serving an official eviction notice.\u003c/li\u003e\n\u003cli\u003eOpen and honest communication.\u003c/li\u003e\n\u003cli\u003eNot without risk.\u003c/li\u003e\n\u003cli\u003eEvictions with rent arrears.\u003c/li\u003e\n\u003cli\u003eOverdue rent and direct payment from Universal Credit.\u003c/li\u003e\n\u003cli\u003eAdjusting homes to fit your means.\u003c/li\u003e\n\u003cli\u003e\u0026quot;You know what the rent is\u0026quot;.\u003c/li\u003e\n\u003cli\u003eWill there be a tsunami of evictions?\u003c/li\u003e\n\u003cli\u003eCourt capacity - already scheduling for October 2021.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"This week is a chat around asking tenants to leave, evictions and some alternative approaches to solving problems. Stuart and Simon also discuss the \"tsunami\" of homelessness the reopened courts are about to cause!","date_published":"2020-10-14T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8c5cce40-a760-498e-8326-e75292d93e89.mp3","mime_type":"audio/mpeg","size_in_bytes":17810887,"duration_in_seconds":1869}]},{"id":"eff6af7a-1730-4502-a0d8-6cab94ab8f7d","title":"Episode 45: Increasing property transactions","url":"https://www.thebusinessofproperty.com/45","content_text":"Simon and Stuart chat about a recent article in the Financial Times claiming property transactions are increasing thanks to the stamp duty holiday. Show notes include a link to the source data.\n\nThis week's conversation covered:\n\n\nHouse sales climb for second month.\nBased on HMRC figures using stamp duty records (direct PDF link).\nToo early to be from the stamp duty holiday.\nHigh LTV mortgage products are currently rare.\nTransactions are recovering well, but they're currently still down from last year.\nWas the stamp duty holiday too early?\nWill the stamp duty holiday be extended?\nA lot of the recovery in transactions will just be catching up from what was missed.\nSold, STC!\nOn the market for less than 10 days.\nHome information packs to speed up conveyancing.\nDon't believe the blockchain hype!\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart chat about a recent article in the Financial Times claiming property transactions are increasing thanks to the stamp duty holiday. Show notes include a link to the source data.\u003c/p\u003e\n\n\u003cp\u003eThis week\u0026#39;s conversation covered:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eHouse sales climb for second month.\u003c/li\u003e\n\u003cli\u003eBased on \u003ca href=\"https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above\" rel=\"nofollow\"\u003eHMRC figures\u003c/a\u003e using stamp duty records (\u003ca href=\"https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/919311/MPT_Com_Sep_20__cir_.pdf\" rel=\"nofollow\"\u003edirect PDF link\u003c/a\u003e).\u003c/li\u003e\n\u003cli\u003eToo early to be from the stamp duty holiday.\u003c/li\u003e\n\u003cli\u003eHigh LTV mortgage products are currently rare.\u003c/li\u003e\n\u003cli\u003eTransactions are recovering well, but they\u0026#39;re currently still down from last year.\u003c/li\u003e\n\u003cli\u003eWas the stamp duty holiday too early?\u003c/li\u003e\n\u003cli\u003eWill the stamp duty holiday be extended?\u003c/li\u003e\n\u003cli\u003eA lot of the recovery in transactions will just be catching up from what was missed.\u003c/li\u003e\n\u003cli\u003eSold, STC!\u003c/li\u003e\n\u003cli\u003eOn the market for less than 10 days.\u003c/li\u003e\n\u003cli\u003eHome information packs to speed up conveyancing.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t believe the blockchain hype!\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart chat about a recent article in the Financial Times claiming property transactions are increasing thanks to the stamp duty holiday. Show notes include a link to the source data.","date_published":"2020-10-07T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/eff6af7a-1730-4502-a0d8-6cab94ab8f7d.mp3","mime_type":"audio/mpeg","size_in_bytes":15968037,"duration_in_seconds":1647}]},{"id":"8d1b1146-9286-4413-863f-edd481b4675d","title":"Episode 44: Apply due diligence to property training","url":"https://www.thebusinessofproperty.com/44","content_text":"Stuart and Simon actually manage to chat about property training, without getting sidetracked. Listen to last weeks episode for the first part of the property training chat, then get the deeper dive in this episode.\n\nThe discussion this week includes:\n\n\nContinuing from last week about property training.\nSome years ago Stuart attended a Property Protege course.\nDo due diligence before choosing training.\nOn the job/property training.\nThe Property Entreprenuer book.\nIt's important to understand: what is it you want to get from training?\nValue from content: 7/10.\nTime vs money = DIY research vs training.\nNo training is going to make you a millionaire in 90 days.\nEven \"reputable\" training included an up-sell at the end.\nBe clear about why you've chosen that training course.\nThat may mean some background learning before you start any training.\nMentorship can be another good option for property education.\nCheck their qualifications and experience.\nSearching on Property Tribes is a good start for due diligence.\nTry online property forums while physical property events are limited.\nLots of free resources are available from Property Hub.\nDon't use debt to pay for training - put in time and find free resources instead.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon actually manage to chat about property training, without getting sidetracked. Listen to last weeks episode for the first part of the property training chat, then get the deeper dive in this episode.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eContinuing from \u003ca href=\"https://www.thebusinessofproperty.com/43\" rel=\"nofollow\"\u003elast week\u003c/a\u003e about property training.\u003c/li\u003e\n\u003cli\u003eSome years ago Stuart attended a \u003ca href=\"https://propertyprotege.com/\" rel=\"nofollow\"\u003eProperty Protege\u003c/a\u003e course.\u003c/li\u003e\n\u003cli\u003eDo due diligence before choosing training.\u003c/li\u003e\n\u003cli\u003eOn the job/property training.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/360cUrz\" rel=\"nofollow\"\u003eThe Property Entreprenuer\u003c/a\u003e book.\u003c/li\u003e\n\u003cli\u003eIt\u0026#39;s important to understand: what is it you want to get from training?\u003c/li\u003e\n\u003cli\u003eValue from content: 7/10.\u003c/li\u003e\n\u003cli\u003eTime vs money = DIY research vs training.\u003c/li\u003e\n\u003cli\u003eNo training is going to make you a millionaire in 90 days.\u003c/li\u003e\n\u003cli\u003eEven \u0026quot;reputable\u0026quot; training included an up-sell at the end.\u003c/li\u003e\n\u003cli\u003eBe clear about why you\u0026#39;ve chosen \u003cem\u003ethat\u003c/em\u003e training course.\u003c/li\u003e\n\u003cli\u003eThat may mean some background learning before you start any training.\u003c/li\u003e\n\u003cli\u003eMentorship can be another good option for property education.\u003c/li\u003e\n\u003cli\u003e\u003cem\u003eCheck\u003c/em\u003e their qualifications and experience.\u003c/li\u003e\n\u003cli\u003eSearching on \u003ca href=\"https://www.propertytribes.com/\" rel=\"nofollow\"\u003eProperty Tribes\u003c/a\u003e is a good start for due diligence.\u003c/li\u003e\n\u003cli\u003eTry online property forums while physical property events are limited.\u003c/li\u003e\n\u003cli\u003eLots of free resources are available from \u003ca href=\"https://propertyhub.net/education/\" rel=\"nofollow\"\u003eProperty Hub\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eDon\u0026#39;t use debt to pay for training - put in time and find free resources instead.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon actually manage to chat about property training, without getting sidetracked. Listen to last weeks episode for the first part of the property training chat, then get the deeper dive in this episode.","date_published":"2020-09-30T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8d1b1146-9286-4413-863f-edd481b4675d.mp3","mime_type":"audio/mpeg","size_in_bytes":16168712,"duration_in_seconds":1779}]},{"id":"6fa30254-02b7-4b44-80f6-b21170e86a42","title":"Episode 43: From property training to running viewings","url":"https://www.thebusinessofproperty.com/43","content_text":"Simon and Stuart attempt to talk about \"property training\" and \"property courses\" but accidentally end up chatting about doing your own viewings for prospective tenants and the apparent high demand for London short term lets.\n\nThis week's conversation covered:\n\n\nBeing a (lapsed) certified landlord.\nThe NLA, RLA and now the NRLA.\nContinuing professional development (CPD).\nAs a landlord, there are some responsibilities that you cannot outsource.\nStuart's studio flat in Kingston is still for sale.\nSelf-letting via Visum.\nA viewers surprise that a property looks just like the listing!\nShort term letting while trying to sell.\nDoing your own tenant referencing.\nHigh demand for a furnished, short term let.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eSimon and Stuart attempt to talk about \u0026quot;property training\u0026quot; and \u0026quot;property courses\u0026quot; but accidentally end up chatting about doing your own viewings for prospective tenants and the apparent high demand for London short term lets.\u003c/p\u003e\n\n\u003cp\u003eThis week\u0026#39;s conversation covered:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eBeing a (lapsed) certified landlord.\u003c/li\u003e\n\u003cli\u003eThe NLA, RLA and now the \u003ca href=\"https://www.nrla.org.uk/\" rel=\"nofollow\"\u003eNRLA\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eContinuing professional development (CPD).\u003c/li\u003e\n\u003cli\u003eAs a landlord, there are some responsibilities that you cannot outsource.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-94671296.html\" rel=\"nofollow\"\u003estudio flat in Kingston\u003c/a\u003e is still for sale.\u003c/li\u003e\n\u003cli\u003eSelf-letting via \u003ca href=\"https://www.visum.co.uk/\" rel=\"nofollow\"\u003eVisum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eA viewers surprise that a property looks just like the listing!\u003c/li\u003e\n\u003cli\u003eShort term letting while trying to sell.\u003c/li\u003e\n\u003cli\u003eDoing your own tenant referencing.\u003c/li\u003e\n\u003cli\u003eHigh demand for a furnished, short term let.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Simon and Stuart attempt to talk about \"property training\" and \"property courses\" but accidentally end up chatting about doing your own viewings for prospective tenants and the apparent high demand for London short term lets.","date_published":"2020-09-23T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6fa30254-02b7-4b44-80f6-b21170e86a42.mp3","mime_type":"audio/mpeg","size_in_bytes":14243311,"duration_in_seconds":1523}]},{"id":"62f55ae9-3129-4c17-bdb7-5fa934a52942","title":"Episode 42: Changing eviction landscape","url":"https://www.thebusinessofproperty.com/42","content_text":"Stuart talks about his problem tenant situation and the current tenant eviction rules which seem to be the subject of weekly government announcements at the moment.\n\nThe discussion this week includes:\n\n\nProblem tenants, of the not-paying kind.\nChanging eviction notice periods and rules.\nCommunication is key.\nThe new normal is (generally) six months notice.\nThere are some notice period exceptions though!\nTenants need to take ownership and communicate to make new plans.\nScotland's tenant hardship loans for rent arrears.\nShould landlords be left holding the can.\nThe business of property does have inherent risks that must be accepted.\n\n\nFor the keen eared - the change in sound near the end was due to a recording issue and Stuart needing to repeat what he'd said, not because we had to cut out a long rant!\n\nAs predicted, there have indeed been more eviction rule changes since we recorded.\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart talks about his problem tenant situation and the current tenant eviction rules which seem to be the subject of weekly government announcements at the moment.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eProblem tenants, of the not-paying kind.\u003c/li\u003e\n\u003cli\u003eChanging \u003ca href=\"https://nearlylegal.co.uk/2020/08/here-come-the-new-rules-not-quite-the-same-as-the-old-rules-notice-periods/\" rel=\"nofollow\"\u003eeviction notice periods and rules\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCommunication is key.\u003c/li\u003e\n\u003cli\u003eThe new normal is (generally) six months notice.\u003c/li\u003e\n\u003cli\u003eThere are some notice period exceptions though!\u003c/li\u003e\n\u003cli\u003eTenants need to take ownership and communicate to make new plans.\u003c/li\u003e\n\u003cli\u003eScotland\u0026#39;s \u003ca href=\"https://www.landlordnews.co.uk/interest-free-hardship-loan-scotland/\" rel=\"nofollow\"\u003etenant hardship loans\u003c/a\u003e for rent arrears.\u003c/li\u003e\n\u003cli\u003eShould landlords be left holding the can.\u003c/li\u003e\n\u003cli\u003eThe business of property does have inherent risks that must be accepted.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eFor the keen eared - the change in sound near the end was due to a recording issue and Stuart needing to repeat what he\u0026#39;d said, not because we had to cut out a long rant!\u003c/p\u003e\n\n\u003cp\u003eAs predicted, there have indeed been \u003ca href=\"https://nearlylegal.co.uk/2020/09/forthcoming-no-dss-judgment-and-no-evictions-over-christmas/\" rel=\"nofollow\"\u003emore eviction rule changes\u003c/a\u003e since we recorded.\u003c/p\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart talks about his problem tenant situation and the current tenant eviction rules which seem to be the subject of weekly government announcements at the moment.","date_published":"2020-09-16T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/62f55ae9-3129-4c17-bdb7-5fa934a52942.mp3","mime_type":"audio/mpeg","size_in_bytes":13667676,"duration_in_seconds":1450}]},{"id":"9e07db65-5569-4eca-8494-bbdaa7ac841b","title":"Episode 41: Property is a long term game","url":"https://www.thebusinessofproperty.com/41","content_text":"Stuart and Simon chat about their (very) long-term goals and how their portfolios might change as they get older, perhaps even providing a form of \"exit strategy\".\n\nThis week's conversation covered:\n\n\nSimon's property in Brighton in finally for sale.  There's also a virtual tour.\nStuart talks about the change to looking for cash buyers.\nInvestors from Hong Kong seems to be a noticeable thing, including numbers registering for Property and Tenant Manager.\nAn overrunning and challenging project.\nSlower market than expected.\nOur take on exit strategies from The Property Podcast.\nLonger term, pension scale, goals and strategy.\nGrowing a property business for institutional investors.\nAdjusting a portfolio for simplification.\nTurning towards paying off mortgages.\nHow stable is the property market (and world). \nProperty is a long-term game.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eStuart and Simon chat about their (very) long-term goals and how their portfolios might change as they get older, perhaps even providing a form of \u0026quot;exit strategy\u0026quot;.\u003c/p\u003e\n\n\u003cp\u003eThis week\u0026#39;s conversation covered:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eSimon\u0026#39;s \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-96773510.html\" rel=\"nofollow\"\u003eproperty in Brighton\u003c/a\u003e in finally for sale.  There\u0026#39;s also a \u003ca href=\"https://my.matterport.com/show/?m=Dic37EFkqE6\" rel=\"nofollow\"\u003evirtual tour\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eStuart talks about the change to looking for cash buyers.\u003c/li\u003e\n\u003cli\u003eInvestors from Hong Kong seems to be a noticeable thing, including numbers registering for \u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003eProperty and Tenant Manager\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eAn overrunning and challenging project.\u003c/li\u003e\n\u003cli\u003eSlower market than expected.\u003c/li\u003e\n\u003cli\u003eOur take on \u003ca href=\"https://propertyhub.net/podcast/exit-strategies/\" rel=\"nofollow\"\u003eexit strategies from The Property Podcast\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eLonger term, pension scale, goals and strategy.\u003c/li\u003e\n\u003cli\u003eGrowing a property business for institutional investors.\u003c/li\u003e\n\u003cli\u003eAdjusting a portfolio for simplification.\u003c/li\u003e\n\u003cli\u003eTurning towards paying off mortgages.\u003c/li\u003e\n\u003cli\u003eHow stable is the property market (and world). \u003c/li\u003e\n\u003cli\u003eProperty is a long-term game.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Stuart and Simon chat about their (very) long-term goals and how their portfolios might change as they get older, perhaps even providing a form of \"exit strategy\".","date_published":"2020-09-09T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9e07db65-5569-4eca-8494-bbdaa7ac841b.mp3","mime_type":"audio/mpeg","size_in_bytes":16105781,"duration_in_seconds":1670}]},{"id":"9797b78b-2660-4c04-bb86-665751d758ad","title":"Episode 40: Leasehold pains (vs freehold)","url":"https://www.thebusinessofproperty.com/40","content_text":"Which should you buy - leasehold or freehold? Simon and Stuart discuss their experiences and evolving thinking on this important property decision.\n\nThis week's conversation covered:\n\n\nTales of woe in leasehold blocks.\nLease extensions.\nShare of freehold.\nReverse freehold.\nUnexpected leaseholder costs and challenges.\nA converted flat with the building freehold.\nUsing a management agent for block management/maintenance.\nChoosing your (property) challenges.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eWhich should you buy - leasehold or freehold? Simon and Stuart discuss their experiences and evolving thinking on this important property decision.\u003c/p\u003e\n\n\u003cp\u003eThis week\u0026#39;s conversation covered:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTales of woe in leasehold blocks.\u003c/li\u003e\n\u003cli\u003eLease extensions.\u003c/li\u003e\n\u003cli\u003eShare of freehold.\u003c/li\u003e\n\u003cli\u003eReverse freehold.\u003c/li\u003e\n\u003cli\u003eUnexpected leaseholder costs and challenges.\u003c/li\u003e\n\u003cli\u003eA converted flat with the building freehold.\u003c/li\u003e\n\u003cli\u003eUsing a management agent for block management/maintenance.\u003c/li\u003e\n\u003cli\u003eChoosing your (property) challenges.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Which should you buy - leasehold or freehold? Simon and Stuart discuss their experiences and evolving thinking on this important property decision.","date_published":"2020-09-02T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/9797b78b-2660-4c04-bb86-665751d758ad.mp3","mime_type":"audio/mpeg","size_in_bytes":14966872,"duration_in_seconds":1599}]},{"id":"98d67ae7-3790-4cfc-a14a-d97f5849989b","title":"Episode 39: Don't lose sleep about it","url":"https://www.thebusinessofproperty.com/39","content_text":"Updates and chat from Stuart and Simon; talking about title changes, selling and dealing with cladding on flats.\n\nThe discussion this week includes:\n\n\nCreating two properties from one - title splitting.\nThe wonders of bank communications.\nDelays at the Land Registry.\nSimon has decided to put a property on the market (listing not live in time!).\nStuart also has two properties for sale: studio flat in Kingston and a 2/3 bed flat in Croydon and is seeing some interest.\nRegional price variations.\nEWS1 form - External Wall Fire Review.\n\"Don't lose sleep about it\" - from a bank.\n\n\nIf you've enjoyed this podcast, please tell someone else about it.","content_html":"\u003cp\u003eUpdates and chat from Stuart and Simon; talking about title changes, selling and dealing with cladding on flats.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCreating two properties from one - title splitting.\u003c/li\u003e\n\u003cli\u003eThe wonders of bank communications.\u003c/li\u003e\n\u003cli\u003eDelays at the Land Registry.\u003c/li\u003e\n\u003cli\u003eSimon has decided to put a property on the market (listing not live in time!).\u003c/li\u003e\n\u003cli\u003eStuart also has two properties for sale: \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-94671296.html\" rel=\"nofollow\"\u003estudio flat in Kingston\u003c/a\u003e and a \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-95402057.html\" rel=\"nofollow\"\u003e2/3 bed flat in Croydon\u003c/a\u003e and is seeing some interest.\u003c/li\u003e\n\u003cli\u003eRegional price variations.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rics.org/globalassets/rics-website/ews1-external-wall-fire-review-final-2.pdf\" rel=\"nofollow\"\u003eEWS1 form\u003c/a\u003e - External Wall Fire Review.\u003c/li\u003e\n\u003cli\u003e\u0026quot;Don\u0026#39;t lose sleep about it\u0026quot; - from a bank.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you\u0026#39;ve enjoyed this podcast, please tell someone else about it.\u003c/p\u003e","summary":"Updates and chat from Stuart and Simon; talking about title changes, selling and dealing with cladding on flats.","date_published":"2020-08-26T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/98d67ae7-3790-4cfc-a14a-d97f5849989b.mp3","mime_type":"audio/mpeg","size_in_bytes":16428011,"duration_in_seconds":1718}]},{"id":"37079a0b-9bee-4511-8a5c-63c58c69add6","title":"Episode 38: First R2R (rent-to-rent)","url":"https://www.thebusinessofproperty.com/38","content_text":"Simon opens with his \"extensive\" updates before Stuart and Simon chat a little about title splitting and lots about rent-to-rent.\n\nThe chat this week includes:\n\n\nTitle splitting mortgage mechanics.\nFinding opportunities with a \"rent-to-rent campaign\".\nHow rent-to-rent can work for both the owner and R2R-er.\nQuick R2SA and R2HMO explainer.\nDetails to consider when starting a R2R project.\nHow Article 4 HMO restrictions can change the dynamics.\nSharing costs in a R2R project.\nStuart still has two flats on the market: studio flat in Kingston and a 2/3 bed flat in Croydon.\n\n\nMake sure you're subscribed in your favourite podcast software to get our next episode early.","content_html":"\u003cp\u003eSimon opens with his \u0026quot;extensive\u0026quot; updates before Stuart and Simon chat a little about title splitting and lots about rent-to-rent.\u003c/p\u003e\n\n\u003cp\u003eThe chat this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eTitle splitting mortgage mechanics.\u003c/li\u003e\n\u003cli\u003eFinding opportunities with a \u0026quot;rent-to-rent campaign\u0026quot;.\u003c/li\u003e\n\u003cli\u003eHow rent-to-rent can work for both the owner and R2R-er.\u003c/li\u003e\n\u003cli\u003eQuick R2SA and R2HMO explainer.\u003c/li\u003e\n\u003cli\u003eDetails to consider when starting a R2R project.\u003c/li\u003e\n\u003cli\u003eHow \u003ca href=\"https://blog.patma.co.uk/2020/07/property-investors-need-to-know-about-landlord-property-licensing/\" rel=\"nofollow\"\u003eArticle 4 HMO restrictions\u003c/a\u003e can change the dynamics.\u003c/li\u003e\n\u003cli\u003eSharing costs in a R2R project.\u003c/li\u003e\n\u003cli\u003eStuart still has two flats on the market: \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-94671296.html\" rel=\"nofollow\"\u003estudio flat in Kingston\u003c/a\u003e and a \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-95402057.html\" rel=\"nofollow\"\u003e2/3 bed flat in Croydon\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eMake sure you\u0026#39;re subscribed in your favourite podcast software to get our next episode early.\u003c/p\u003e","summary":"Simon opens with his \"extensive\" updates before Stuart and Simon chat a little about title splitting and lots about rent-to-rent.","date_published":"2020-08-19T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/37079a0b-9bee-4511-8a5c-63c58c69add6.mp3","mime_type":"audio/mpeg","size_in_bytes":16493504,"duration_in_seconds":1675}]},{"id":"d961a9c1-7ce8-44a5-852b-6f652f7b7175","title":"Episode 37: HMO refurb deep dive","url":"https://www.thebusinessofproperty.com/37","content_text":"This week is a deep dive into Stuart's current HMO refurbishment project.\n\nThe discussion this week includes:\n\n\nRefurbishing an underperforming student HMO into a trendy young professional HMO.\nCreating an environment that tenants like living in and want to take care of.\nA detailed walk through of the property with room by room changes.\nGoing for an \"industrial\" feel.\nRemoving, moving and adding walls.\nOddities of split/mid level rooms.\nFeature decorations.\nKitchen selection, complete with anti-viral copper handles.\nAttracting the highest room rates.\nConsidering a \"live wall\".\nEarly furniture thoughts.\n\n\n\n\nPlease make sure you're subscribed in your favourite podcast software to get out next episode first.","content_html":"\u003cp\u003eThis week is a deep dive into Stuart\u0026#39;s current HMO refurbishment project.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eRefurbishing an underperforming student HMO into a trendy young professional HMO.\u003c/li\u003e\n\u003cli\u003eCreating an environment that tenants like living in and want to take care of.\u003c/li\u003e\n\u003cli\u003eA detailed walk through of the property with room by room changes.\u003c/li\u003e\n\u003cli\u003eGoing for an \u0026quot;industrial\u0026quot; feel.\u003c/li\u003e\n\u003cli\u003eRemoving, moving and adding walls.\u003c/li\u003e\n\u003cli\u003eOddities of split/mid level rooms.\u003c/li\u003e\n\u003cli\u003eFeature decorations.\u003c/li\u003e\n\u003cli\u003eKitchen selection, complete with anti-viral copper handles.\u003c/li\u003e\n\u003cli\u003eAttracting the highest room rates.\u003c/li\u003e\n\u003cli\u003eConsidering a \u0026quot;live wall\u0026quot;.\u003c/li\u003e\n\u003cli\u003eEarly furniture thoughts.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003e\u003ca href=\"https://blog.patma.co.uk/images/bop/stuart-hmo-floorplan.jpg\" rel=\"nofollow\"\u003e\u003cimg src=\"https://blog.patma.co.uk/images/bop/stuart-hmo-floorplan.jpg\" alt=\"HMO floor plan, before changes\"\u003e\u003c/a\u003e\u003c/p\u003e\n\n\u003cp\u003ePlease make sure you\u0026#39;re subscribed in your favourite podcast software to get out next episode first.\u003c/p\u003e","summary":"This week is a deep dive into Stuart's current HMO refurbishment project.","date_published":"2020-08-12T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d961a9c1-7ce8-44a5-852b-6f652f7b7175.mp3","mime_type":"audio/mpeg","size_in_bytes":18815735,"duration_in_seconds":1867}]},{"id":"920a53e1-69c9-464a-bc34-a6afb66be406","title":"Episode 36: On your tenth, it's a lot easier","url":"https://www.thebusinessofproperty.com/36","content_text":"The property chat this week starts with stamp duty holidays and wanders through Land Registry title changes and on to selling a couple of flats.\n\nThe discussion this week included:\n\n\nThe stamp duty \"holiday\" has changed Simon's plans.\nHow do you correct a Land Registry title plan.\nStuart has completed his (long running) title split.\nThe first time you do it, there's going to be a big learning curve.\nMandatory HMO property licensing.\nStuart has a great studio flat in Kingston for sale. Initial interest has been good.\nStuart is also testing the market for a 2/3 bed flat in Croydon.\nEstate agents seem to be very busy.\nViewing an empty flat is quite easy, even in Covid times.\nMore utility supplier woes.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eThe property chat this week starts with stamp duty holidays and wanders through Land Registry title changes and on to selling a couple of flats.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe \u003ca href=\"https://blog.patma.co.uk/2020/07/updated-sdlt-calculation-spreadsheet-for-stamp-duty-holiday/\" rel=\"nofollow\"\u003estamp duty \u0026quot;holiday\u0026quot;\u003c/a\u003e has changed Simon\u0026#39;s plans.\u003c/li\u003e\n\u003cli\u003eHow do you correct a Land Registry title plan.\u003c/li\u003e\n\u003cli\u003eStuart has completed his (long running) title split.\u003c/li\u003e\n\u003cli\u003eThe first time you do it, there\u0026#39;s going to be a big learning curve.\u003c/li\u003e\n\u003cli\u003eMandatory HMO \u003ca href=\"https://blog.patma.co.uk/2020/07/property-investors-need-to-know-about-landlord-property-licensing/\" rel=\"nofollow\"\u003eproperty licensing\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eStuart has a great \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-94671296.html\" rel=\"nofollow\"\u003estudio flat in Kingston\u003c/a\u003e for sale. Initial interest has been good.\u003c/li\u003e\n\u003cli\u003eStuart is also testing the market for a \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-95402057.html\" rel=\"nofollow\"\u003e2/3 bed flat in Croydon\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.estateagentshub.com/\" rel=\"nofollow\"\u003eEstate agents\u003c/a\u003e seem to be very busy.\u003c/li\u003e\n\u003cli\u003eViewing an empty flat is quite easy, even in Covid times.\u003c/li\u003e\n\u003cli\u003eMore utility supplier woes.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"The property chat this week starts with stamp duty holidays and wanders through Land Registry title changes and on\r\nto selling a couple of flats.","date_published":"2020-08-05T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/920a53e1-69c9-464a-bc34-a6afb66be406.mp3","mime_type":"audio/mpeg","size_in_bytes":14354615,"duration_in_seconds":1510}]},{"id":"cd194e5c-b845-47d0-8a30-25c3b4a0e512","title":"Episode 35: Property market stats","url":"https://www.thebusinessofproperty.com/35","content_text":"Stuart and Simon talk stats. Comparing the property market in 2020, with all it's ups and downs, to the much more steady 2019.\n\nIncluded in this weeks discussion (and see below for the graphs):\n\n\nThree interesting graphs based on data collected by PaTMa's price history browser extension.\n30% fewer properties currently on the market.\nThree key phases of 2020 are clearly visible:\n\n\n\"Boris bounce\"\nCovid19 era\nLockdown easing\n\n90% fewer properties being brought onto the market.\nCan school holidays be seen in the data.\nThe total number of properties compared to 2019 has still been falling.\nNearly 50% more properties leaving the market in January 2020.\nNearly 40% higher (than 2019) leaving rate as lockdown eases.\nAre all properties \"on the market\" really available.\n\n\nGraphs being discussed:\n\n\n\n\n\n\n\nIf you can't see the graph images above, you can click these links to view each graph:\n\n\nMarketed properties year-on-year change 2020\nProperties joining the market, year-on-year change 2020\nProperties leaving the market, year-on-year change 2020\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon talk stats. Comparing the property market in 2020, with all it\u0026#39;s ups and downs, to the much more steady 2019.\u003c/p\u003e\n\n\u003cp\u003eIncluded in this weeks discussion (and see below for the graphs):\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThree interesting graphs based on data collected by PaTMa\u0026#39;s \u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003eprice history browser extension\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e30% fewer properties currently on the market.\u003c/li\u003e\n\u003cli\u003eThree key phases of 2020 are clearly visible:\n\n\u003cul\u003e\n\u003cli\u003e\u0026quot;Boris bounce\u0026quot;\u003c/li\u003e\n\u003cli\u003eCovid19 era\u003c/li\u003e\n\u003cli\u003eLockdown easing\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e90% fewer properties being brought onto the market.\u003c/li\u003e\n\u003cli\u003eCan school holidays be seen in the data.\u003c/li\u003e\n\u003cli\u003eThe total number of properties compared to 2019 has \u003cem\u003estill\u003c/em\u003e been falling.\u003c/li\u003e\n\u003cli\u003eNearly 50% more properties leaving the market in January 2020.\u003c/li\u003e\n\u003cli\u003eNearly 40% higher (than 2019) leaving rate as lockdown eases.\u003c/li\u003e\n\u003cli\u003eAre all properties \u0026quot;on the market\u0026quot; really available.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eGraphs being discussed:\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://blog.patma.co.uk/images/graphs/marketed-properties_2020-07-19.png\" alt=\"Marketed properties year-on-year change 2020\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://blog.patma.co.uk/images/graphs/joining-the-market_2020-07-19.png\" alt=\"Properties joining the market, year-on-year change 2020\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg src=\"https://blog.patma.co.uk/images/graphs/leaving-the-market_2020-07-19.png\" alt=\"Properties leaving the market, year-on-year change 2020\"\u003e\u003c/p\u003e\n\n\u003cp\u003eIf you can\u0026#39;t see the graph images above, you can click these links to view each graph:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/images/graphs/marketed-properties_2020-07-19.png\" rel=\"nofollow\"\u003eMarketed properties year-on-year change 2020\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/images/graphs/joining-the-market_2020-07-19.png\" rel=\"nofollow\"\u003eProperties joining the market, year-on-year change 2020\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://blog.patma.co.uk/images/graphs/leaving-the-market_2020-07-19.png\" rel=\"nofollow\"\u003eProperties leaving the market, year-on-year change 2020\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"","date_published":"2020-07-29T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/cd194e5c-b845-47d0-8a30-25c3b4a0e512.mp3","mime_type":"audio/mpeg","size_in_bytes":9003765,"duration_in_seconds":1541}]},{"id":"87141df3-29e2-4846-a2b6-63faec5e016e","title":"Episode 34: Getting ready to sell (and buy)","url":"https://www.thebusinessofproperty.com/34","content_text":"Simon and Stuart talk over Stuart's updates and recent experiences with estate agents, banks and more.\n\nThe discussion this week included:\n\n\nAgent experiences and choices getting ready to sell.\nCapital Gains Tax and possible off-sets.\nPurple Bricks vs local agents.\nSuccessful valuation.\nBounce Back Loan gets raised (again) by a bank - Stuart manages not to swear!\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart talk over Stuart\u0026#39;s updates and recent experiences with estate agents, banks and more.\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eAgent experiences and choices getting ready to sell.\u003c/li\u003e\n\u003cli\u003eCapital Gains Tax and possible off-sets.\u003c/li\u003e\n\u003cli\u003ePurple Bricks vs local agents.\u003c/li\u003e\n\u003cli\u003eSuccessful valuation.\u003c/li\u003e\n\u003cli\u003eBounce Back Loan gets raised (again) by a bank - Stuart manages \u003cem\u003enot\u003c/em\u003e to swear!\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart talk over Stuart's updates and recent experiences with estate agents, banks and more.","date_published":"2020-07-22T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/87141df3-29e2-4846-a2b6-63faec5e016e.mp3","mime_type":"audio/mpeg","size_in_bytes":10379329,"duration_in_seconds":1683}]},{"id":"7bf351fa-6b10-492a-b0e8-c21fec87ecac","title":"Episode 33: So what if it drops 20%","url":"https://www.thebusinessofproperty.com/33","content_text":"Stuart and Simon chat about their thinking as they approach a changing property market outlook, and how they could approach it better.\n\nRecorded on Tuesday 7th July - before the Summer Statement!\n\nThe discussion this week included:\n\n\nStuart's words linger in Simon's thoughts!\nCash reserves make for a stronger position to offer from.\nPossible implications of a stamp duty \"holiday\".\nSimon is wrong about the stamp duty reduction applying to investors!\nShould you try to \"time the market\".\nProperty paperwork can take a long time.\n\"When you're inside the bottle, it's hard to read the label.\"\nAnecdotal property market stats from PaTMa's price history extension.\nWhen will people start talking about the recession.\nShould predicted price drops stop you from buying.\nChoosing mortgage products to fit market forecasts.\n\"So what if it drops 20%!\"\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon chat about their thinking as they approach a changing property market outlook, and how they could approach it better.\u003c/p\u003e\n\n\u003cp\u003eRecorded on Tuesday 7th July - before the Summer Statement!\u003c/p\u003e\n\n\u003cp\u003eThe discussion this week included:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s \u003ca href=\"https://www.thebusinessofproperty.com/31\" rel=\"nofollow\"\u003ewords\u003c/a\u003e linger in Simon\u0026#39;s thoughts!\u003c/li\u003e\n\u003cli\u003eCash reserves make for a stronger position to offer from.\u003c/li\u003e\n\u003cli\u003ePossible implications of a stamp duty \u0026quot;holiday\u0026quot;.\u003c/li\u003e\n\u003cli\u003eSimon is wrong about the \u003ca href=\"https://blog.patma.co.uk/2020/07/updated-sdlt-calculation-spreadsheet-for-stamp-duty-holiday/\" rel=\"nofollow\"\u003estamp duty reduction applying to investors\u003c/a\u003e!\u003c/li\u003e\n\u003cli\u003eShould you try to \u0026quot;time the market\u0026quot;.\u003c/li\u003e\n\u003cli\u003eProperty paperwork can take a \u003cem\u003elong\u003c/em\u003e time.\u003c/li\u003e\n\u003cli\u003e\u0026quot;When you\u0026#39;re inside the bottle, it\u0026#39;s hard to read the label.\u0026quot;\u003c/li\u003e\n\u003cli\u003eAnecdotal property market stats from PaTMa\u0026#39;s \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003eprice history extension\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eWhen will people start talking about the recession.\u003c/li\u003e\n\u003cli\u003eShould predicted price drops stop you from buying.\u003c/li\u003e\n\u003cli\u003eChoosing mortgage products to fit market forecasts.\u003c/li\u003e\n\u003cli\u003e\u0026quot;So what if it drops 20%!\u0026quot;\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon chat about their thinking as they approach a changing property market outlook, and how they could approach it better.","date_published":"2020-07-15T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/7bf351fa-6b10-492a-b0e8-c21fec87ecac.mp3","mime_type":"audio/mpeg","size_in_bytes":9815774,"duration_in_seconds":1619}]},{"id":"04bf58ec-e7b7-4cd3-a235-2ef00d63e13b","title":"Episode 32: Remortgages with vegeballs!","url":"https://www.thebusinessofproperty.com/32","content_text":"Simon and Stuart would like to know what you always \"accidentally\" pick up when visiting IKEA? They also talk a bit about property, especially student HMOs.\n\nSome of topics and links from this week:\n\n\nRemortgages.\nSpending on a young professional refurb.\nSolicitors involved in title splitting.\nWhy split a 13-bed freehold title.\nTrends in student accommodation - occupancy rates in larger HMOs.\nCinema rooms, art rooms and gyms.\nPBSA - Purpose Built Student Accommodation.\nHow Stuart's flip project has been reconfigured to gain a bedroom (or two).\nRandom IKEA purchases - bamboo, kitchen utensils or something else? Please let us know!\nCroydon selective licensing.\nCouncil licensing data is available on PaTMa.\nIKEA Vegetable balls!\n\n\nPlease leave us a rating and review if you're enjoying the show. Or let us know what you always manage to pick up unexpectedly when visiting IKEA?","content_html":"\u003cp\u003eSimon and Stuart would like to know what you always \u0026quot;accidentally\u0026quot; pick up when visiting IKEA? They also talk a bit about property, especially student HMOs.\u003c/p\u003e\n\n\u003cp\u003eSome of topics and links from this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eRemortgages.\u003c/li\u003e\n\u003cli\u003eSpending on a young professional refurb.\u003c/li\u003e\n\u003cli\u003eSolicitors involved in title splitting.\u003c/li\u003e\n\u003cli\u003eWhy split a 13-bed freehold title.\u003c/li\u003e\n\u003cli\u003eTrends in student accommodation - occupancy rates in larger HMOs.\u003c/li\u003e\n\u003cli\u003eCinema rooms, art rooms and gyms.\u003c/li\u003e\n\u003cli\u003ePBSA - Purpose Built Student Accommodation.\u003c/li\u003e\n\u003cli\u003eHow Stuart\u0026#39;s flip project has been reconfigured to gain a bedroom (or two).\u003c/li\u003e\n\u003cli\u003eRandom IKEA purchases - bamboo, kitchen utensils or something else? Please let us know!\u003c/li\u003e\n\u003cli\u003eCroydon selective licensing.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/property-prospector/features/local-property-licensing/\" rel=\"nofollow\"\u003eCouncil licensing data is available on PaTMa\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.ikea.com/gb/en/p/allemansraetten-vegetable-balls-frozen-vegan-100-vegetables-40346434/\" rel=\"nofollow\"\u003eIKEA Vegetable balls\u003c/a\u003e!\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show. Or let us know what you always manage to pick up unexpectedly when visiting IKEA?\u003c/p\u003e","summary":"Simon and Stuart would like to know what you always \"accidentally\" pick up when visiting IKEA? They also talk a bit about property, especially student HMOs.","date_published":"2020-07-08T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/04bf58ec-e7b7-4cd3-a235-2ef00d63e13b.mp3","mime_type":"audio/mpeg","size_in_bytes":9404595,"duration_in_seconds":1517}]},{"id":"8f2ce317-f18f-4af3-b926-a2307bb18678","title":"Episode 31: Progress on 2020 goals (vs Covid-19)","url":"https://www.thebusinessofproperty.com/31","content_text":"Stuart and Simon revisit the goals they set for 2020 and reflect on their progress, including how Covid-19 has impacted them.\n\nSome of topics and links from this week:\n\n\nOur 2020 goals episode.\nOur property investment terms episode.\nRemortgaging with loan to value, rental cover and stress tests being mentioned.\nRisk of having a higher mortgage vs the risk of having less cash in the bank.\nStudents vs young professionals for HMO rooms.\nManaging HMO heating with Time:o:stat.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon revisit the goals they set for 2020 and reflect on their progress, including how Covid-19 has impacted them.\u003c/p\u003e\n\n\u003cp\u003eSome of topics and links from this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eOur \u003ca href=\"https://www.thebusinessofproperty.com/7\" rel=\"nofollow\"\u003e2020 goals episode\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOur \u003ca href=\"https://www.thebusinessofproperty.com/12\" rel=\"nofollow\"\u003eproperty investment terms\u003c/a\u003e episode.\u003c/li\u003e\n\u003cli\u003eRemortgaging with \u003ca href=\"https://docs.patma.co.uk/glossary/loan-to-value/\" rel=\"nofollow\"\u003eloan to value\u003c/a\u003e, \u003ca href=\"https://docs.patma.co.uk/glossary/rental-cover/\" rel=\"nofollow\"\u003erental cover\u003c/a\u003e and \u003ca href=\"https://docs.patma.co.uk/glossary/stress-rate/\" rel=\"nofollow\"\u003estress tests\u003c/a\u003e being mentioned.\u003c/li\u003e\n\u003cli\u003eRisk of having a higher mortgage vs the risk of having less cash in the bank.\u003c/li\u003e\n\u003cli\u003eStudents vs young professionals for HMO rooms.\u003c/li\u003e\n\u003cli\u003eManaging HMO heating with \u003ca href=\"https://timeostat.co.uk/\" rel=\"nofollow\"\u003eTime:o:stat\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon revisit the goals they set for 2020 and reflect on their progress, including how Covid-19 has impacted them.","date_published":"2020-07-01T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/8f2ce317-f18f-4af3-b926-a2307bb18678.mp3","mime_type":"audio/mpeg","size_in_bytes":10076947,"duration_in_seconds":1662}]},{"id":"2ff898ea-6a60-470e-8399-cb5129ce2f75","title":"Episode 30: Property obsessions","url":"https://www.thebusinessofproperty.com/30","content_text":"Simon and Stuart chat about some of the recent enhancements in Simon's property software (PaTMa) before the conversation wanders onto \"property porn\"!\n\nSome of the topics from this week:\n\n\nThe new investor focussed Property search from PaTMa.\nUsing re-listed properties to find motivated sellers.\nHave median house prices really gone up during lockdown.\nAre relationship \"changes\" driving rental demand.\nNumber 1, The Thames\nQuirky properties and those for idle curiosity.\nUnderground farming.\nRoyal Mail underground museum.\nSearching and monitoring planning applications.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart chat about some of the recent enhancements in Simon\u0026#39;s property software (\u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e) before the conversation wanders onto \u0026quot;property porn\u0026quot;!\u003c/p\u003e\n\n\u003cp\u003eSome of the topics from this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eThe new investor focussed \u003ca href=\"https://app.patma.co.uk/prospector/listing/search/\" rel=\"nofollow\"\u003eProperty search\u003c/a\u003e from PaTMa.\u003c/li\u003e\n\u003cli\u003eUsing re-listed properties to find \u003ca href=\"https://blog.patma.co.uk/2020/06/tactics-for-finding-below-market-value-property/\" rel=\"nofollow\"\u003emotivated sellers\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eHave median house prices really gone up during lockdown.\u003c/li\u003e\n\u003cli\u003eAre relationship \u0026quot;changes\u0026quot; driving rental demand.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-86075717.html\" rel=\"nofollow\"\u003eNumber 1, The Thames\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eQuirky properties and those for idle curiosity.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"http://growing-underground.com/\" rel=\"nofollow\"\u003eUnderground farming\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eRoyal Mail \u003ca href=\"https://www.postalmuseum.org/discover/attractions/mail-rail/\" rel=\"nofollow\"\u003eunderground museum\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eSearching and \u003ca href=\"https://blog.patma.co.uk/2020/06/property-investors-need-to-know-about-planning-applications/\" rel=\"nofollow\"\u003emonitoring planning applications\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart chat about some of the recent enhancements in Simon's property software (PaTMa) before the conversation wanders onto \"property porn\"!","date_published":"2020-06-24T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2ff898ea-6a60-470e-8399-cb5129ce2f75.mp3","mime_type":"audio/mpeg","size_in_bytes":8652001,"duration_in_seconds":1473}]},{"id":"133fe344-9e8b-42be-94f4-24a9df81b6c8","title":"Episode 29: Bounce Back Loan = No Mortgage!","url":"https://www.thebusinessofproperty.com/29","content_text":"Stuart shares his ongoing experience with the Bounce Back Loan Scheme (BBLS) and how it's now interacting with his latest mortgage application.\n\nSome of the topics from this week:\n\n\nTMW use a bounce back loan to turn down an application.\nAre lenders being over cautious.\nMissing tenants.\nIs there, will there ever be, a cap on the price small properties can reach.\nUniversal Credit tenants as an investment strategy.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart shares his ongoing experience with the Bounce Back Loan Scheme (BBLS) and how it\u0026#39;s now interacting with his latest mortgage application.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics from this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.themortgageworks.co.uk/\" rel=\"nofollow\"\u003eTMW\u003c/a\u003e use a bounce back loan to turn down an application.\u003c/li\u003e\n\u003cli\u003eAre lenders being over cautious.\u003c/li\u003e\n\u003cli\u003eMissing tenants.\u003c/li\u003e\n\u003cli\u003eIs there, will there ever be, a cap on the price small properties can reach.\u003c/li\u003e\n\u003cli\u003eUniversal Credit tenants as an investment strategy.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart shares his ongoing experience with the Bounce Back Loan Scheme (BBLS) and how it's now interacting with his latest mortgage application.\r\n","date_published":"2020-06-17T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/133fe344-9e8b-42be-94f4-24a9df81b6c8.mp3","mime_type":"audio/mpeg","size_in_bytes":9614221,"duration_in_seconds":1545}]},{"id":"f9802134-31a4-4986-a874-ab0a699e639f","title":"Episode 28: HMOs are dead!","url":"https://www.thebusinessofproperty.com/28","content_text":"HMOs are dead! Or are they? Simon and Stuart explore the topic.\n\nNo spoilers this week, you'll have to listen to find out what Stuart and Simon think the future may hold for houses of multiple occupation.\n\nCBILS and Bounce Back Loans also get a mention.\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eHMOs are dead! Or are they? Simon and Stuart explore the topic.\u003c/p\u003e\n\n\u003cp\u003eNo spoilers this week, you\u0026#39;ll have to listen to find out what Stuart and Simon think the future may hold for houses of multiple occupation.\u003c/p\u003e\n\n\u003cp\u003eCBILS and Bounce Back Loans also get a mention.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"HMO's are dead! Or are they? Simon and Stuart explore the topic.","date_published":"2020-06-10T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f9802134-31a4-4986-a874-ab0a699e639f.mp3","mime_type":"audio/mpeg","size_in_bytes":9074516,"duration_in_seconds":1477}]},{"id":"df4c2d44-aa0a-4794-b33f-24da34a250c9","title":"Episode 27: The property market as lockdown lifts","url":"https://www.thebusinessofproperty.com/27","content_text":"Emma once again joins Stuart and Simon to chat about the current state of the property market now that estate agents are opening up again.\n\nThis weeks chatter includes:\n\n\nEmma has been reading lots of government guidance to make sure that Estate Agents Hub is ready to function while keeping everyone as safe as possible.\nVirtual viewings come in a few flavours, some with music!\nProperty transactions put on hold by Covid-19 have rapidly sprung back to life.\nPeople earlier in the process seem to be more mixed.\nWhat are prices doing right now.\nWill more people be wanting to move to the countryside.\nWorking from home being a long-term change will affect home priorities.\nFun and games in the property portal space.\n\n\nNote: this episode was recorded on the 22nd May.\n\nPlease leave us a rating and review if you're enjoying the show.Special Guest: Emma Halliwell Marks.","content_html":"\u003cp\u003eEmma once again joins Stuart and Simon to chat about the current state of the property market now that estate agents are opening up again.\u003c/p\u003e\n\n\u003cp\u003eThis weeks chatter includes:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eEmma has been reading lots of government guidance to make sure that \u003ca href=\"https://www.estateagentshub.com/\" rel=\"nofollow\"\u003eEstate Agents Hub\u003c/a\u003e is ready to function while keeping everyone as safe as possible.\u003c/li\u003e\n\u003cli\u003eVirtual viewings come in a few flavours, some with music!\u003c/li\u003e\n\u003cli\u003eProperty transactions put on hold by Covid-19 have rapidly sprung back to life.\u003c/li\u003e\n\u003cli\u003ePeople earlier in the process seem to be more mixed.\u003c/li\u003e\n\u003cli\u003eWhat are prices doing right now.\u003c/li\u003e\n\u003cli\u003eWill more people be wanting to move to the countryside.\u003c/li\u003e\n\u003cli\u003eWorking from home being a long-term change will affect home priorities.\u003c/li\u003e\n\u003cli\u003eFun and games in the property portal space.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eNote: this episode was recorded on the 22nd May.\u003c/p\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e\u003cp\u003eSpecial Guest: Emma Halliwell Marks.\u003c/p\u003e","summary":"Emma once again joins Stuart and Simon to chat about the current state of the property market now that estate agents are opening up again.","date_published":"2020-06-03T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/df4c2d44-aa0a-4794-b33f-24da34a250c9.mp3","mime_type":"audio/mpeg","size_in_bytes":9519395,"duration_in_seconds":1509}]},{"id":"09c96043-ff53-4f2d-b69c-27220a19398e","title":"Episode 26: It's all about rent","url":"https://www.thebusinessofproperty.com/26","content_text":"Stuart and Simon discuss their rent receipt situations, shaky airport futures, along with the delights and risks of furlough.\n\nSome of the topics in the chat this week:\n\n\nPro-active rent reductions.\nThe short term future for Gatwick is looking uncertain.\nTenant job losses.\nStudent rent payments seem better than they could be!\nTenant communication (and difficulties with it).\nWhat will September bring for students.\nIs furlough just redundancy in waiting.\nWill more people be saving for the future.\nDo we actually have more time.\nStuart's flip project is nearly ready, really!\nSnagging by paper aeroplane.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon discuss their rent receipt situations, shaky airport futures, along with the delights and risks of furlough.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics in the chat this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003ePro-active rent reductions.\u003c/li\u003e\n\u003cli\u003eThe short term future for Gatwick is looking uncertain.\u003c/li\u003e\n\u003cli\u003eTenant job losses.\u003c/li\u003e\n\u003cli\u003eStudent rent payments seem better than they could be!\u003c/li\u003e\n\u003cli\u003eTenant communication (and difficulties with it).\u003c/li\u003e\n\u003cli\u003eWhat will September bring for students.\u003c/li\u003e\n\u003cli\u003eIs furlough just redundancy in waiting.\u003c/li\u003e\n\u003cli\u003eWill more people be saving for the future.\u003c/li\u003e\n\u003cli\u003eDo we actually have more time.\u003c/li\u003e\n\u003cli\u003eStuart\u0026#39;s flip project is nearly ready, really!\u003c/li\u003e\n\u003cli\u003eSnagging by paper aeroplane.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon discuss their rent receipt situations, shaky airport futures, along with the delights and risks of furlough.","date_published":"2020-05-27T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/09c96043-ff53-4f2d-b69c-27220a19398e.mp3","mime_type":"audio/mpeg","size_in_bytes":9670048,"duration_in_seconds":1553}]},{"id":"f1d3ab65-e82a-4012-82c6-7c2482ae0c69","title":"Episode 25: Property re-opens, CBILS and BBLS","url":"https://www.thebusinessofproperty.com/25","content_text":"Simon and Stuart chat about things getting going again in the property world along with their thoughts on CBILS and BBLS borrowing.\n\nSome of the topics discussed this week:\n\n\nStuart's refinances seem to be coming back to life.\nWill mortgage payment holidays damage your ability to borrow in the future.\nThe first rule is \"Survive!\".\nWhen a lender doesn't want to lend, they'll find a way.\nApplying for CBILS (Coronavirus Business Interruption Loan Scheme).\nCould BBLS (Bounce Back Loan Scheme) be available for landlords.\nWhy would a property business take CBILS or BBLS.\nWhat would/should a property business use a government loan for.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eSimon and Stuart chat about things getting going again in the property world along with their thoughts on CBILS and BBLS borrowing.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics discussed this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart\u0026#39;s refinances seem to be coming back to life.\u003c/li\u003e\n\u003cli\u003eWill mortgage payment holidays damage your ability to borrow in the future.\u003c/li\u003e\n\u003cli\u003eThe first rule is \u0026quot;Survive!\u0026quot;.\u003c/li\u003e\n\u003cli\u003eWhen a lender doesn\u0026#39;t want to lend, they\u0026#39;ll find a way.\u003c/li\u003e\n\u003cli\u003eApplying for \u003ca href=\"https://www.british-business-bank.co.uk/ourpartners/coronavirus-business-interruption-loan-scheme-cbils-2/\" rel=\"nofollow\"\u003eCBILS (Coronavirus Business Interruption Loan Scheme)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCould \u003ca href=\"https://www.british-business-bank.co.uk/ourpartners/coronavirus-business-interruption-loan-schemes/bounce-back-loans/\" rel=\"nofollow\"\u003eBBLS (Bounce Back Loan Scheme)\u003c/a\u003e be available for landlords.\u003c/li\u003e\n\u003cli\u003eWhy would a property business take CBILS or BBLS.\u003c/li\u003e\n\u003cli\u003eWhat would/should a property business use a government loan for.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Simon and Stuart chat about things getting going again in the property world along with their thoughts on CBILS and BBLS borrowing.","date_published":"2020-05-20T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/f1d3ab65-e82a-4012-82c6-7c2482ae0c69.mp3","mime_type":"audio/mpeg","size_in_bytes":10013986,"duration_in_seconds":1588}]},{"id":"2b9454a4-ce1d-432d-97eb-063e62bd70e5","title":"Episode 24: What can we do in lockdown","url":"https://www.thebusinessofproperty.com/24","content_text":"Stuart and Simon set out to chat about some positive actions that can be taken to improve your property business during lockdown and end up talking about the power of multiplication.\n\nSome of the topics discussed this week:\n\n\nCatching up on paperwork and thanks to PaTMa, having property tax return figures are ready to go.\nHaving a very pleasant chat with HMRC.\nReview your mortgages, don't let them languish on standard variable rates (SVR) - PaTMa can help with automated reminders.\n1% is not a small number!\nGetting a handle on all the other records, certificates, etc that a property business needs to function properly.\nInvesting a long day on utility bills to help take control of costs.\nCan companies like Look After my Bills be useful to make life, staying on top of utility costs, easier.\nThe Big Deal also gets a mention for finding cheaper utility supplies.\nThe profit comes from the final room.\nMultiplication is deceptively powerful.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eStuart and Simon set out to chat about some positive actions that can be taken to improve your property business during lockdown and end up talking about the power of multiplication.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics discussed this week:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eCatching up on paperwork and thanks to \u003ca href=\"https://www.patma.co.uk/property-manager/features/landlord-tax-return/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e, having property tax return figures are ready to go.\u003c/li\u003e\n\u003cli\u003eHaving a very pleasant chat with HMRC.\u003c/li\u003e\n\u003cli\u003eReview your mortgages, don\u0026#39;t let them languish on standard variable rates (SVR) - \u003ca href=\"https://blog.patma.co.uk/2018/05/feature-focus-mortgages-and-valuations/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e can help with automated reminders.\u003c/li\u003e\n\u003cli\u003e1% is \u003cem\u003enot\u003c/em\u003e a small number!\u003c/li\u003e\n\u003cli\u003eGetting a handle on all the other records, certificates, etc that a property business needs to function properly.\u003c/li\u003e\n\u003cli\u003eInvesting a long day on utility bills to help take control of costs.\u003c/li\u003e\n\u003cli\u003eCan companies like \u003ca href=\"https://lookaftermybills.com/\" rel=\"nofollow\"\u003eLook After my Bills\u003c/a\u003e be useful to make life, staying on top of utility costs, easier.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://thebigdeal.com/\" rel=\"nofollow\"\u003eThe Big Deal\u003c/a\u003e also gets a mention for finding cheaper utility supplies.\u003c/li\u003e\n\u003cli\u003eThe profit comes from the final room.\u003c/li\u003e\n\u003cli\u003eMultiplication is deceptively powerful.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"Stuart and Simon set out to chat about some positive actions that can be taken to improve your property business during lockdown and end up talking about the power of multiplication.","date_published":"2020-05-13T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/2b9454a4-ce1d-432d-97eb-063e62bd70e5.mp3","mime_type":"audio/mpeg","size_in_bytes":8633506,"duration_in_seconds":1466}]},{"id":"a06a3664-a1c0-42f4-ad04-f4c61090f215","title":"Episode 23: A lot has changed!","url":"https://www.thebusinessofproperty.com/23","content_text":"In this update episode, Stuart and Simon chat about what's been changing in their property businesses in recent weeks.\n\nSome of the topics covered in the chat:\n\n\nStuart has experienced finance options being withdrawn.\nBuilding works have stopped - due to isolation needs!\nTrying to get up-valuations from a \"desktop valuation\" is tricky.\nSimon's experiences with rent payments during lockdown.\nPaTMa is still making improvements, now supporting Scottish and Welsh stamp duty. Complete with automatic detection from the postcode for the property browser extension.\nAn experience with the great people working in the NHS.\n\n\nPlease leave us a rating and review if you're enjoying the show.","content_html":"\u003cp\u003eIn this update episode, Stuart and Simon chat about what\u0026#39;s been changing in their property businesses in recent weeks.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics covered in the chat:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eStuart has experienced finance options being withdrawn.\u003c/li\u003e\n\u003cli\u003eBuilding works have stopped - due to isolation needs!\u003c/li\u003e\n\u003cli\u003eTrying to get up-valuations from a \u0026quot;desktop valuation\u0026quot; is tricky.\u003c/li\u003e\n\u003cli\u003eSimon\u0026#39;s experiences with rent payments during lockdown.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/\" rel=\"nofollow\"\u003ePaTMa\u003c/a\u003e is still making improvements, now supporting Scottish and Welsh stamp duty. Complete with automatic detection from the postcode for the property browser extension.\u003c/li\u003e\n\u003cli\u003eAn experience with the great people working in the NHS.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003ePlease leave us a rating and review if you\u0026#39;re enjoying the show.\u003c/p\u003e","summary":"In this update episode, Stuart and Simon chat about what's been changing in their property businesses in recent weeks.","date_published":"2020-05-06T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a06a3664-a1c0-42f4-ad04-f4c61090f215.mp3","mime_type":"audio/mpeg","size_in_bytes":9129872,"duration_in_seconds":1553}]},{"id":"43b109af-550a-42c2-a5e9-ef4f167be543","title":"Episode 22: Our stories, part 2","url":"https://www.thebusinessofproperty.com/22","content_text":"The second, and final, part of Simon and Stuart's property back-story, continuing their \"how\" from part 1.\n\nSome of the topics in the chat covered:\n\n\nWere things planned?\nMaking crazy goals.\nA lot of property learning is actually business learning.\nDealing with a student non-payer.\nA buying-with-tenants experience.\n","content_html":"\u003cp\u003eThe second, and final, part of Simon and Stuart\u0026#39;s property back-story, continuing their \u0026quot;how\u0026quot; from \u003ca href=\"https://www.thebusinessofproperty.com/21\" rel=\"nofollow\"\u003epart 1\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eSome of the topics in the chat covered:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eWere things planned?\u003c/li\u003e\n\u003cli\u003eMaking crazy goals.\u003c/li\u003e\n\u003cli\u003eA lot of property learning is actually business learning.\u003c/li\u003e\n\u003cli\u003eDealing with a student non-payer.\u003c/li\u003e\n\u003cli\u003eA buying-with-tenants experience.\u003c/li\u003e\n\u003c/ul\u003e","summary":"The second, and final, part of Simon and Stuart's property back-story, continuing their \"how\" from part 1.","date_published":"2020-04-29T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/43b109af-550a-42c2-a5e9-ef4f167be543.mp3","mime_type":"audio/mpeg","size_in_bytes":8890380,"duration_in_seconds":1541}]},{"id":"77cfd685-a393-4423-9af3-4cafc52daf33","title":"Episode 21: Our stories, part 1","url":"https://www.thebusinessofproperty.com/21","content_text":"The first part of Stuart and Simon's property back-story, starting with \"Why?\".\n\nWhy?\n\nWhy was property the business that they each chose? Simon and Stuart have very different answers!\n\nStuart gets in a mention that some of his story is also available on Executive Juice - another excellent business podcast!\n\nWhen?\n\nSimon discusses the difference between being \"just\" a landlord and being a deliberate property investor. Simon's property journey began in 2002.\n\nStuart's property journey began in 2007. Both of them stepped up to being an investor a few years later.\n\nHow?\n\nFor Stuart he started with a studio flat before officially starting investment with a 1-bed flat. He then switched strategy and continued with a 5-bed HMO (and then some more).\n\nSimon's route started with lodgers in his own house, expanding to an initial single-let a couple of years later.","content_html":"\u003cp\u003eThe first part of Stuart and Simon\u0026#39;s property back-story, starting with \u0026quot;Why?\u0026quot;.\u003c/p\u003e\n\n\u003ch2\u003eWhy?\u003c/h2\u003e\n\n\u003cp\u003eWhy was property the business that they each chose? Simon and Stuart have very different answers!\u003c/p\u003e\n\n\u003cp\u003eStuart gets in a mention that some of his story is also available on \u003ca href=\"https://executivejuice.com/\" rel=\"nofollow\"\u003eExecutive Juice\u003c/a\u003e - another excellent business podcast!\u003c/p\u003e\n\n\u003ch2\u003eWhen?\u003c/h2\u003e\n\n\u003cp\u003eSimon discusses the difference between being \u0026quot;just\u0026quot; a landlord and being a deliberate property investor. Simon\u0026#39;s property journey began in 2002.\u003c/p\u003e\n\n\u003cp\u003eStuart\u0026#39;s property journey began in 2007. Both of them stepped up to being an investor a few years later.\u003c/p\u003e\n\n\u003ch2\u003eHow?\u003c/h2\u003e\n\n\u003cp\u003eFor Stuart he started with a studio flat before officially starting investment with a 1-bed flat. He then switched strategy and continued with a 5-bed HMO (and then some more).\u003c/p\u003e\n\n\u003cp\u003eSimon\u0026#39;s route started with lodgers in his own house, expanding to an initial single-let a couple of years later.\u003c/p\u003e","summary":"The first part of Stuart and Simon's property back-story, starting with \"Why?\".","date_published":"2020-04-22T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/77cfd685-a393-4423-9af3-4cafc52daf33.mp3","mime_type":"audio/mpeg","size_in_bytes":9142592,"duration_in_seconds":1636}]},{"id":"0017e533-60c1-44dc-a558-74fec01d0f0e","title":"Episode 20: Property financing during lockdown","url":"https://www.thebusinessofproperty.com/20","content_text":"Stuart and Simon are joined by mortgage expert Lee to discuss more of the impacts of COVID-19 on the property world, this time with a focus around financing and mortgages.\n\nWe chat about all sorts of changes and impacts including:\n\n\nMortgage holidays and how lenders are adapting to cope with the demand.\nDesktop valuations and their increased role.\nLooking for new approaches, maybe with drones!\nEnquiries are down, but those that remain are more serious.\nAll the talk about mortgages is spurring some landlords to use the idle time for remortgaging.\nThe recent base rate reductions.\n\n\nLee's business has been built with home working in mind from the start and he provides some tips on helping to keep your company communications working well with a remote team.\n\nCould this crisis lead to unexpected improvements for business and maybe even the world?\n\nLee is a director of OnPoint Mortgages.\n\nNote: this episode was recorded on the 31st March. Thanks to Simon's son for the audio version of the pre-episode reminder of this!Special Guest: Lee Langley.","content_html":"\u003cp\u003eStuart and Simon are joined by mortgage expert Lee to discuss more of the impacts of COVID-19 on the property world, this time with a focus around financing and mortgages.\u003c/p\u003e\n\n\u003cp\u003eWe chat about all sorts of changes and impacts including:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eMortgage holidays and how lenders are adapting to cope with the demand.\u003c/li\u003e\n\u003cli\u003eDesktop valuations and their increased role.\u003c/li\u003e\n\u003cli\u003eLooking for new approaches, maybe with drones!\u003c/li\u003e\n\u003cli\u003eEnquiries are down, but those that remain are more serious.\u003c/li\u003e\n\u003cli\u003eAll the talk about mortgages is spurring some landlords to use the idle time for remortgaging.\u003c/li\u003e\n\u003cli\u003eThe recent \u003ca href=\"https://blog.patma.co.uk/2020/03/base-rate-down-0-1/\" rel=\"nofollow\"\u003ebase rate reductions\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eLee\u0026#39;s business has been built with home working in mind from the start and he provides some tips on helping to keep your company communications working well with a remote team.\u003c/p\u003e\n\n\u003cp\u003eCould this crisis lead to unexpected improvements for business and maybe even the world?\u003c/p\u003e\n\n\u003cp\u003eLee is a director of \u003ca href=\"https://www.onpointmortgages.com/\" rel=\"nofollow\"\u003eOnPoint Mortgages\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eNote: this episode was recorded on the 31st March. Thanks to Simon\u0026#39;s son for the audio version of the pre-episode reminder of this!\u003c/p\u003e\u003cp\u003eSpecial Guest: Lee Langley.\u003c/p\u003e","summary":"Stuart and Simon are joined by mortgage expert Lee to discuss more of the impacts of COVID-19 on the property world, this time with a focus around financing and mortgages.","date_published":"2020-04-15T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/0017e533-60c1-44dc-a558-74fec01d0f0e.mp3","mime_type":"audio/mpeg","size_in_bytes":10227403,"duration_in_seconds":1748}]},{"id":"a90a828f-7613-4b97-a05b-fa64250586d3","title":"Episode 19: Customer service first in estate agency","url":"https://www.thebusinessofproperty.com/19","content_text":"Emma returns to join Simon and Stuart, chatting about why and how she got started in her property business.\n\nDiscussion topics include:\n\n\nEmma's two businesses - speech therapy and Estate Agents Hub.\nGetting to know your customers, being open and honest, always putting them first.\nThe science and non-science of property valuations.\nBeing super flexible for the benefit of customers while balancing family with work.\nTaking children on viewings!\n\n\nNote: this episode was recorded before the COVID-19 lockdown.Special Guest: Emma Halliwell Marks.","content_html":"\u003cp\u003eEmma returns to join Simon and Stuart, chatting about why and how she got started in her property business.\u003c/p\u003e\n\n\u003cp\u003eDiscussion topics include:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eEmma\u0026#39;s two businesses - speech therapy and \u003ca href=\"https://www.estateagentshub.com/\" rel=\"nofollow\"\u003eEstate Agents Hub\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eGetting to know your customers, being open and honest, always putting them first.\u003c/li\u003e\n\u003cli\u003eThe science and non-science of property valuations.\u003c/li\u003e\n\u003cli\u003eBeing super flexible for the benefit of customers while balancing family with work.\u003c/li\u003e\n\u003cli\u003eTaking children on viewings!\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eNote: this episode was recorded before the COVID-19 lockdown.\u003c/p\u003e\u003cp\u003eSpecial Guest: Emma Halliwell Marks.\u003c/p\u003e","summary":"Emma returns to join Simon and Stuart, chatting about why and how she got started in her property business.","date_published":"2020-04-08T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/a90a828f-7613-4b97-a05b-fa64250586d3.mp3","mime_type":"audio/mpeg","size_in_bytes":10260031,"duration_in_seconds":1636}]},{"id":"e66b3b9e-8a21-4562-95e2-94d2224385e9","title":"Episode 18: Keep moving forwards","url":"https://www.thebusinessofproperty.com/18","content_text":"Simon and Stuart are settling into the new lock-down normal, struggling to keep track of the days, but otherwise still moving forwards with their property businesses.\n\nFollowing the supposed shutdown of the property market, Stuart still seems extremely busy. With valuations, refinancing, building works and title splits there's a lot going on! And it's almost all continuing at almost full steam!\n\nStuart and Simon discuss how current technology is allowing many to continue with life and work despite the social distancing requirements. It is a shame about all the zombie mailing lists being resurrected though.\n\nThe world is changing but it's still spinning. Property, business and life all continue to move forwards.\n\nPlease do get in touch and share your experiences of the property business in the these strange times.\n\nFor video conference technology we recommend Jitsi which is completely free and based on open source software, and Zoom.\n\nThis episode was recorded (remotely) on the 27th of March 2020.","content_html":"\u003cp\u003eSimon and Stuart are settling into the new lock-down normal, struggling to keep track of the days, but otherwise still moving forwards with their property businesses.\u003c/p\u003e\n\n\u003cp\u003eFollowing the supposed shutdown of the property market, Stuart still seems extremely busy. With valuations, refinancing, building works and title splits there\u0026#39;s a lot going on! And it\u0026#39;s almost all continuing at almost full steam!\u003c/p\u003e\n\n\u003cp\u003eStuart and Simon discuss how current technology is allowing many to continue with life and work despite the social distancing requirements. It is a shame about all the zombie mailing lists being resurrected though.\u003c/p\u003e\n\n\u003cp\u003eThe world is changing but it\u0026#39;s still spinning. Property, business and life all continue to move forwards.\u003c/p\u003e\n\n\u003cp\u003ePlease do \u003ca href=\"/contact\" rel=\"nofollow\"\u003eget in touch\u003c/a\u003e and share your experiences of the property business in the these strange times.\u003c/p\u003e\n\n\u003cp\u003eFor video conference technology we recommend \u003ca href=\"https://jitsi.org/\" rel=\"nofollow\"\u003eJitsi\u003c/a\u003e which is completely free and based on open source software, and \u003ca href=\"https://zoom.us/\" rel=\"nofollow\"\u003eZoom\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003e\u003cem\u003eThis episode was recorded (remotely) on the 27th of March 2020.\u003c/em\u003e\u003c/p\u003e","summary":"Simon and Stuart are settling into the new lock-down normal, struggling to keep track of the days, but otherwise still moving forwards with their property businesses.","date_published":"2020-04-01T06:00:00.000+01:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e66b3b9e-8a21-4562-95e2-94d2224385e9.mp3","mime_type":"audio/mpeg","size_in_bytes":9431643,"duration_in_seconds":1467}]},{"id":"6f4cc1a8-f888-40bf-a89d-57af8abeaf9a","title":"Episode 17: A new property landscape","url":"https://www.thebusinessofproperty.com/17","content_text":"Stuart and Simon chat about updates in their property businesses, especially in light of the rapidly and drastically changing world we currently live in!\n\n(Please accept our apologies for slightly more background noise than normal on this episode.)\n\nNote this episode was recorded several days before release and before the most dramatic \"lockdown\" imposed early this week!\n\nWhat does the current world situation mean for Stuart's flip project that's just been finished and is now ready to be marketed.\n\nDo you have an emergency fund? How safe or strong is it looking now?\n\nSimon's update is more virus-free - an exciting update to the free PaTMa Property Tools browser extension.","content_html":"\u003cp\u003eStuart and Simon chat about updates in their property businesses, especially in light of the rapidly and drastically changing world we currently live in!\u003c/p\u003e\n\n\u003cp\u003e(Please accept our apologies for slightly more background noise than normal on this episode.)\u003c/p\u003e\n\n\u003cp\u003eNote this episode was recorded several days before release and before the most dramatic \u0026quot;lockdown\u0026quot; imposed early this week!\u003c/p\u003e\n\n\u003cp\u003eWhat does the current world situation mean for Stuart\u0026#39;s flip project that\u0026#39;s just been finished and is now ready to be marketed.\u003c/p\u003e\n\n\u003cp\u003eDo you have an emergency fund? How safe or strong is it looking now?\u003c/p\u003e\n\n\u003cp\u003eSimon\u0026#39;s update is more virus-free - an exciting update to the free \u003ca href=\"https://www.patma.co.uk/page/property-tools-browser-extensions/\" rel=\"nofollow\"\u003ePaTMa Property Tools browser extension\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon chat about updates in their property businesses, especially in light of the rapidly and drastically changing world we currently live in!","date_published":"2020-03-25T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6f4cc1a8-f888-40bf-a89d-57af8abeaf9a.mp3","mime_type":"audio/mpeg","size_in_bytes":7556508,"duration_in_seconds":1184}]},{"id":"e28e17c9-3b54-4531-b2f6-7e653a4b061b","title":"Episode 16: Has the property market caught COVID-19?","url":"https://www.thebusinessofproperty.com/16","content_text":"Simon and Stuart are joined this week by Emma! Given everyone is talking about the current virus outbreak, we thought we'd join in. The conversation covers what's happening already in the property world as well as what might be coming.\n\nSales transactions are being cancelled, viewings are down and those that do happen are more difficult. But there are video tours!\n\nStuart's flip project is nearly ready to come to market and he's refusing to be down-beat about his future with the property.\n\nThe property market started really well in 2020 - with a significant increase in the number of buyers around, especially those looking to move out of London.\n\nHow do you move house if you're in lock-down? Those who've recently exchanged with a set completion date coming up might have to find out!\n\nWhat can a landlord do if/when their tenants simply don't have money to pay rent due to COVID-19? Could we handle it like we normally would or does it have to be different because it's happening en-masse?\n\nCan the impact on the future of the property market be predicted? Can we even predict how long it will be before life gets back to normal?\n\nEveryone should be planning now, prepare your business while there's time - to both weather the storm and be ready to make the most of the recovery afterwards.\n\nEmma's property business is The Estate Agents Hub.\n\nThe official Government information on COVID-19 is here.Special Guest: Emma Halliwell Marks.","content_html":"\u003cp\u003eSimon and Stuart are joined this week by Emma! Given \u003cem\u003eeveryone\u003c/em\u003e is talking about the current virus outbreak, we thought we\u0026#39;d join in. The conversation covers what\u0026#39;s happening already in the property world as well as what might be coming.\u003c/p\u003e\n\n\u003cp\u003eSales transactions are being cancelled, viewings are down and those that do happen are more difficult. But there are video tours!\u003c/p\u003e\n\n\u003cp\u003eStuart\u0026#39;s flip project is nearly ready to come to market and he\u0026#39;s refusing to be down-beat about his future with the property.\u003c/p\u003e\n\n\u003cp\u003eThe property market \u003cem\u003estarted\u003c/em\u003e really well in 2020 - with a significant increase in the number of buyers around, especially those looking to move out of London.\u003c/p\u003e\n\n\u003cp\u003eHow do you move house if you\u0026#39;re in lock-down? Those who\u0026#39;ve recently exchanged with a set completion date coming up might have to find out!\u003c/p\u003e\n\n\u003cp\u003eWhat can a landlord do if/when their tenants simply don\u0026#39;t have money to pay rent due to COVID-19? Could we handle it like we normally would or does it have to be different because it\u0026#39;s happening en-masse?\u003c/p\u003e\n\n\u003cp\u003eCan the impact on the future of the property market be predicted? Can we even predict how long it will be before life gets back to normal?\u003c/p\u003e\n\n\u003cp\u003eEveryone should be planning now, prepare your business while there\u0026#39;s time - to both weather the storm and be ready to make the most of the recovery afterwards.\u003c/p\u003e\n\n\u003cp\u003eEmma\u0026#39;s property business is \u003ca href=\"https://www.estateagentshub.com/\" rel=\"nofollow\"\u003eThe Estate Agents Hub\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eThe official \u003ca href=\"https://www.gov.uk/coronavirus\" rel=\"nofollow\"\u003eGovernment information on COVID-19 is here\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eSpecial Guest: Emma Halliwell Marks.\u003c/p\u003e","summary":"Simon and Stuart are joined this week by Emma! Given *everyone* is talking about the current virus outbreak, we thought we'd join in. The conversation covers what's happening already in the property world as well as what might be coming.","date_published":"2020-03-18T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/e28e17c9-3b54-4531-b2f6-7e653a4b061b.mp3","mime_type":"audio/mpeg","size_in_bytes":9250374,"duration_in_seconds":1528}]},{"id":"6e447285-0f4a-4675-a6c3-351f97c7b901","title":"Episode 15: Our property financing","url":"https://www.thebusinessofproperty.com/15","content_text":"Stuart and Simon talk about financing property and how they do it.\n\nSimon's oldest mortgage is actually still a residential one with consent to let and it's an old mortgage! In fact his oldest two mortgages are both very low trackers which makes them hard to give up, despite the potential to extract further funds.\n\nStuart doesn't have any old mortgages! He's strictly a short term, fixed rate, mortgage user. Aiming for maximum flexibility at minimum cost. He has even chosen flexibility and avoiding ERCs (Early Redemption Charges) over a cheaper rate at times!\n\nSimon and Stuart compare their typical LTV (Loan to Value) rates and discuss what a high LTV can mean. Is it safe and when does it matter?\n\nThe discussion moves on to bridging finance - how is it different from a traditional mortgage? Typical rates and the application process are discussed along with other factors.","content_html":"\u003cp\u003eStuart and Simon talk about financing property and how they do it.\u003c/p\u003e\n\n\u003cp\u003eSimon\u0026#39;s oldest mortgage is actually still a residential one with consent to let and it\u0026#39;s an \u003cem\u003eold\u003c/em\u003e mortgage! In fact his oldest two mortgages are both very low trackers which makes them hard to give up, despite the potential to extract further funds.\u003c/p\u003e\n\n\u003cp\u003eStuart doesn\u0026#39;t have any old mortgages! He\u0026#39;s strictly a short term, fixed rate, mortgage user. Aiming for maximum flexibility at minimum cost. He has even chosen flexibility and avoiding ERCs (Early Redemption Charges) over a cheaper rate at times!\u003c/p\u003e\n\n\u003cp\u003eSimon and Stuart compare their typical \u003ca href=\"https://www.patma.co.uk/support/glossary/loan-to-value/\" rel=\"nofollow\"\u003eLTV (Loan to Value)\u003c/a\u003e rates and discuss what a high LTV can mean. Is it safe and when does it matter?\u003c/p\u003e\n\n\u003cp\u003eThe discussion moves on to bridging finance - how is it different from a traditional mortgage? Typical rates and the application process are discussed along with other factors.\u003c/p\u003e","summary":"Stuart and Simon talk about financing property and how they do it.","date_published":"2020-03-11T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6e447285-0f4a-4675-a6c3-351f97c7b901.mp3","mime_type":"audio/mpeg","size_in_bytes":7920100,"duration_in_seconds":1335}]},{"id":"6505a47b-9d1c-4cd1-a270-d5447f76d766","title":"Episode 14: Updates and angel investing","url":"https://www.thebusinessofproperty.com/14","content_text":"Stuart and Simon provide updates ranging from football coaching to property angel investment.\n\nSimon is soon expecting his money back from a small angel investment project. Stuart and Simon discuss many of the aspects around making angel investments in property companies - effectively an unsecured loan to that company. Why would you? How does it work? \n\nIs there actually a \"Boris bounce\" in the early 2020 property market?\n\nThe 18-year property cycle gets a mention in relation to a recent Property Hub podcast episode.","content_html":"\u003cp\u003eStuart and Simon provide updates ranging from football coaching to property angel investment.\u003c/p\u003e\n\n\u003cp\u003eSimon is soon expecting his money back from a small angel investment project. Stuart and Simon discuss many of the aspects around making angel investments in property companies - effectively an unsecured loan to that company. Why would you? How does it work? \u003c/p\u003e\n\n\u003cp\u003eIs there actually a \u0026quot;Boris bounce\u0026quot; in the early 2020 property market?\u003c/p\u003e\n\n\u003cp\u003eThe 18-year property cycle gets a mention in relation to a \u003ca href=\"https://propertyhub.net/podcast/how-to-invest-over-the-next-7-years/\" rel=\"nofollow\"\u003erecent Property Hub podcast episode\u003c/a\u003e.\u003c/p\u003e","summary":"Stuart and Simon provide updates ranging from football coaching to property angel investment.","date_published":"2020-03-04T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6505a47b-9d1c-4cd1-a270-d5447f76d766.mp3","mime_type":"audio/mpeg","size_in_bytes":8631423,"duration_in_seconds":1384}]},{"id":"5fe68857-ba30-4429-ac82-3eedabdfbec1","title":"Episode 13: Property strategy terms, glossary 2","url":"https://www.thebusinessofproperty.com/13","content_text":"What can you do with a property?\n\nBuy it!\n\nStuart and Simon cover a few terms around various property investment strategies:\n\n\nBuy to sell (also known as \"flipping\")\nRent to rent (R2R)\n\n\nRent to HMO (R2HMO)\nRent to SA (R2SA)\n\nBelow market value (BMV) - does it exist?\n\n\nOff market sellers\nMotivated sellers\n\nBuy to let (BTL)\n\n\nSingle let / vanilla BTL\nHouse of Multiple Occupation (HMO)\n\nArticle 4 / HMO planning permission\nServiced Accommodation / Holiday Lets / Short term lets\nBuy refurbish refinance (BRR)\n\"Light\" refurb\nBack to brick\nNo money down (NMD) / No money left in (NMLI)\n","content_html":"\u003cp\u003eWhat can you do with a property?\u003c/p\u003e\n\n\u003cp\u003eBuy it!\u003c/p\u003e\n\n\u003cp\u003eStuart and Simon cover a few terms around various property investment strategies:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eBuy to sell (also known as \u0026quot;flipping\u0026quot;)\u003c/li\u003e\n\u003cli\u003eRent to rent (R2R)\n\n\u003cul\u003e\n\u003cli\u003eRent to HMO (R2HMO)\u003c/li\u003e\n\u003cli\u003eRent to SA (R2SA)\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eBelow market value (BMV) - does it exist?\n\n\u003cul\u003e\n\u003cli\u003eOff market sellers\u003c/li\u003e\n\u003cli\u003eMotivated sellers\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eBuy to let (BTL)\n\n\u003cul\u003e\n\u003cli\u003eSingle let / vanilla BTL\u003c/li\u003e\n\u003cli\u003eHouse of Multiple Occupation (HMO)\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eArticle 4 / HMO planning permission\u003c/li\u003e\n\u003cli\u003eServiced Accommodation / Holiday Lets / Short term lets\u003c/li\u003e\n\u003cli\u003eBuy refurbish refinance (BRR)\u003c/li\u003e\n\u003cli\u003e\u0026quot;Light\u0026quot; refurb\u003c/li\u003e\n\u003cli\u003eBack to brick\u003c/li\u003e\n\u003cli\u003eNo money down (NMD) / No money left in (NMLI)\u003c/li\u003e\n\u003c/ul\u003e","summary":"What can you do with a property?\r\n\r\nBuy it!","date_published":"2020-02-26T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/5fe68857-ba30-4429-ac82-3eedabdfbec1.mp3","mime_type":"audio/mpeg","size_in_bytes":9215646,"duration_in_seconds":1443}]},{"id":"60ccfb94-8f6e-4e71-8c6d-38b0ecde0b87","title":"Episode 12: Property investment terms, glossary 1","url":"https://www.thebusinessofproperty.com/12","content_text":"A starter glossary for some of the \"stuff\" that we talk about in property.\n\nHave your calculators ready to follow along as Stuart and Simon discuss and define a number of the basic financial terms that are commonly used in property investment.\n\nThe key terms covered in this episode are:\n\n\nYield of the \"gross\" and \"net\" form.\nMortgage, along with Loan to Value (LTV).\nReturn on Investment (ROI), or should it be Return on Capital Employed (ROCE)?\nStamp Duty Land Tax (SDLT).\nRoyal Institution of Chartered Surveyors (RICS).\nCash flow.\n\n\nThere's also a slight diversion discussing the property holy grail - a deal with no money left in!","content_html":"\u003cp\u003eA starter glossary for some of the \u0026quot;stuff\u0026quot; that we talk about in property.\u003c/p\u003e\n\n\u003cp\u003eHave your calculators ready to follow along as Stuart and Simon discuss and define a number of the basic financial terms that are commonly used in property investment.\u003c/p\u003e\n\n\u003cp\u003eThe key terms covered in this episode are:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/support/glossary/buy-to-let-yield/\" rel=\"nofollow\"\u003eYield\u003c/a\u003e of the \u0026quot;gross\u0026quot; and \u0026quot;net\u0026quot; form.\u003c/li\u003e\n\u003cli\u003eMortgage, along with \u003ca href=\"https://www.patma.co.uk/support/glossary/loan-to-value/\" rel=\"nofollow\"\u003eLoan to Value (LTV)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.patma.co.uk/support/glossary/buy-to-let-roi/\" rel=\"nofollow\"\u003eReturn on Investment (ROI)\u003c/a\u003e, or should it be Return on Capital Employed (ROCE)?\u003c/li\u003e\n\u003cli\u003eStamp Duty Land Tax (SDLT).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.rics.org/uk/\" rel=\"nofollow\"\u003eRoyal Institution of Chartered Surveyors (RICS)\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eCash flow.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eThere\u0026#39;s also a slight diversion discussing the property holy grail - a deal with no money left in!\u003c/p\u003e","summary":"A starter glossary for some of the \"stuff\" that we talk about in property.","date_published":"2020-02-19T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/60ccfb94-8f6e-4e71-8c6d-38b0ecde0b87.mp3","mime_type":"audio/mpeg","size_in_bytes":7912975,"duration_in_seconds":1441}]},{"id":"28d6241f-58de-4bdf-90a3-b856b4dfd16b","title":"Episode 11: Property valuations","url":"https://www.thebusinessofproperty.com/11","content_text":"One property, two estate agents, 150k difference in valuation!\n\nSimon and Stuart discuss property valuations, from estate agents, RICS, their own guesses and Zoopla. Wherever the valuation comes from, it can have a big influence on how your property is perceived in the market.","content_html":"\u003cp\u003eOne property, two estate agents, 150k difference in valuation!\u003c/p\u003e\n\n\u003cp\u003eSimon and Stuart discuss property valuations, from estate agents, RICS, their own guesses and Zoopla. Wherever the valuation comes from, it can have a big influence on how your property is perceived in the market.\u003c/p\u003e","summary":"One property, two estate agents, 150k difference in valuation!","date_published":"2020-02-12T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/28d6241f-58de-4bdf-90a3-b856b4dfd16b.mp3","mime_type":"audio/mpeg","size_in_bytes":9531312,"duration_in_seconds":1540}]},{"id":"86f64c71-3b3f-48a1-9e97-2852c15ed9b5","title":"Episode 10: Time management","url":"https://www.thebusinessofproperty.com/10","content_text":"Where do you spend your time? How do you know? How do you plan your future time?\n\nSimon talks about his obsessive tracking of time, using Toggl and a helper app that makes switching between common items really quick.\n\nStuart discusses his time planning strategy and how the 12 Week Year approach has helped. It's important to focus on \"the big things\" rather than letting your time get filled up with all the little things.\n\nThere's a quick mention of using PaTMa to provide reminders for fixed rate mortgage expiry and of Stuart's other podcast, Executive Juice.\n\nBooks mentioned:\n\n\nThe Bullet Journal\nThe 12 Week Year\n","content_html":"\u003cp\u003eWhere do you spend your time? How do you know? How do you plan your future time?\u003c/p\u003e\n\n\u003cp\u003eSimon talks about his obsessive tracking of time, using \u003ca href=\"https://toggl.com/\" rel=\"nofollow\"\u003eToggl\u003c/a\u003e and a \u003ca href=\"https://play.google.com/store/apps/details?id=com.rightfromleftsw.toggltoggles\" rel=\"nofollow\"\u003ehelper app\u003c/a\u003e that makes switching between common items really quick.\u003c/p\u003e\n\n\u003cp\u003eStuart discusses his time planning strategy and how the 12 Week Year approach has helped. It\u0026#39;s important to focus on \u0026quot;the big things\u0026quot; rather than letting your time get filled up with all the little things.\u003c/p\u003e\n\n\u003cp\u003eThere\u0026#39;s a quick mention of using PaTMa to provide \u003ca href=\"https://blog.patma.co.uk/2018/05/feature-focus-mortgages-and-valuations/\" rel=\"nofollow\"\u003ereminders for fixed rate mortgage expiry\u003c/a\u003e and of Stuart\u0026#39;s other podcast, \u003ca href=\"https://executivejuice.com/\" rel=\"nofollow\"\u003eExecutive Juice\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eBooks mentioned:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/2Gz5JIZ\" rel=\"nofollow\"\u003eThe Bullet Journal\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3agSnP4\" rel=\"nofollow\"\u003eThe 12 Week Year\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e","summary":"Where do you spend your time? How do you know? How do you plan your future time?","date_published":"2020-02-05T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/86f64c71-3b3f-48a1-9e97-2852c15ed9b5.mp3","mime_type":"audio/mpeg","size_in_bytes":8756791,"duration_in_seconds":1127}]},{"id":"beb082f0-4cd8-4cad-92fa-ddec5ae7ab1c","title":"Episode 9: Changes for landlords in 2020","url":"https://www.thebusinessofproperty.com/9","content_text":"Every year brings new regulations and changes to the property market. Stuart and Simon discuss some of the changes landlords need to be aware of that are coming in 2020. With only a few distractions along the way.\n\nThe landlords changes in 2020 discussed are:\n\n\nAll rental properties (including those with existing tenancies) must have an EPC rating of at least EPC E from April.\n\n\nThe EPC Register site.\n\nSection 24 will be in full effect from April (the new tax year), meaning finance costs such as mortgage interest can no longer be claimed as an expense against rental income.\n\n\nPaTMa provides a free buy to let profit calculator that includes Section 24 estimates (make sure you scroll down). There's also a re-mortgage version of the buy-to-let calculator that can be used for existing properties or entire portfolios.\n\nThe Tenant Fees Act 2019 prevented new tenancies from charging tenant fees, but where existing tenancy contracts included fee-charging clauses, those fees would still be due. From June 2020 these clauses are no longer valid and even existing tenancies can no longer charge fees.\n\n\nPaTMa has a free deposit calculator and the official Government guidance on the Tenant Fees Act is here.\n\nIt looks likely that Section 21 is going to be removed at some point (probably not finalised in 2020).\n\n\nThere are a number of articles around listing these and other changes for landlords (and letting agents) in 2020. A couple of example are these from OpenRent and Letting a Property.","content_html":"\u003cp\u003eEvery year brings new regulations and changes to the property market. Stuart and Simon discuss some of the changes landlords need to be aware of that are coming in 2020. With only a few distractions along the way.\u003c/p\u003e\n\n\u003cp\u003eThe landlords changes in 2020 discussed are:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003eAll rental properties (including those with existing tenancies) must have an EPC rating of at least EPC E from April.\n\n\u003cul\u003e\n\u003cli\u003eThe \u003ca href=\"https://www.epcregister.com/\" rel=\"nofollow\"\u003eEPC Register\u003c/a\u003e site.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eSection 24 will be in full effect from April (the new tax year), meaning finance costs such as mortgage interest can no longer be claimed as an expense against rental income.\n\n\u003cul\u003e\n\u003cli\u003ePaTMa provides a free \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003ebuy to let profit calculator\u003c/a\u003e that includes Section 24 estimates (make sure you scroll down). There\u0026#39;s also a \u003ca href=\"https://app.patma.co.uk/prospector/remortgage-profit-calculator/\" rel=\"nofollow\"\u003ere-mortgage version of the buy-to-let calculator\u003c/a\u003e that can be used for existing properties or entire portfolios.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eThe Tenant Fees Act 2019 prevented new tenancies from charging tenant fees, but where existing tenancy contracts included fee-charging clauses, those fees would still be due. From June 2020 these clauses are no longer valid and even existing tenancies can no longer charge fees.\n\n\u003cul\u003e\n\u003cli\u003ePaTMa has a free \u003ca href=\"https://www.patma.co.uk/page/tenant-fees-act-deposit-calculator/\" rel=\"nofollow\"\u003edeposit calculator\u003c/a\u003e and the official Government \u003ca href=\"https://www.gov.uk/government/publications/tenant-fees-act-2019-guidance\" rel=\"nofollow\"\u003eguidance on the Tenant Fees Act is here\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003eIt looks likely that Section 21 is going to be removed at some point (probably not finalised in 2020).\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eThere are a number of articles around listing these and other changes for landlords (and letting agents) in 2020. A couple of example are these from \u003ca href=\"https://blog.openrent.co.uk/landlord-guide-to-2020-new-rules-and-big-changes/\" rel=\"nofollow\"\u003eOpenRent\u003c/a\u003e and \u003ca href=\"https://www.lettingaproperty.com/landlord/blog/10-new-rental-laws-landlords-must-be-ready-for-in-2020/\" rel=\"nofollow\"\u003eLetting a Property\u003c/a\u003e.\u003c/p\u003e","summary":"Every year brings new regulations and changes to the property market. Stuart and Simon discuss some of the changes landlords need to be aware of that are coming in 2020. With only a few distractions along the way.","date_published":"2020-01-29T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/beb082f0-4cd8-4cad-92fa-ddec5ae7ab1c.mp3","mime_type":"audio/mpeg","size_in_bytes":12139350,"duration_in_seconds":1925}]},{"id":"620e28c2-e90c-48c5-b60a-7c014bbf3773","title":"Episode 8: SDLT exceptions and selling tenanted","url":"https://www.thebusinessofproperty.com/8","content_text":"Stuarts talks about his ongoing experience with the legal ombudsman about a potential SDLT overpayment.\n\nSimon discusses (very little) progress on selling a property a property which spawns a chat about being fair to tenants (and landlords) when trying to sell tenanted properties.","content_html":"\u003cp\u003eStuarts talks about his ongoing experience with the legal ombudsman about a potential SDLT overpayment.\u003c/p\u003e\n\n\u003cp\u003eSimon discusses (very little) progress on selling a property a property which spawns a chat about being fair to tenants (and landlords) when trying to sell tenanted properties.\u003c/p\u003e","summary":"Stamp duty with the legal ombudsman and transparency selling tenanted property.","date_published":"2020-01-22T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/620e28c2-e90c-48c5-b60a-7c014bbf3773.mp3","mime_type":"audio/mpeg","size_in_bytes":9811574,"duration_in_seconds":1140}]},{"id":"36482f98-2009-40d2-9f4e-4acc5bfc1c37","title":"Episode 7: Goals for 2020","url":"https://www.thebusinessofproperty.com/7","content_text":"Happy New Year! Let's set some property goals.\n\nSimon and Stuart both actually managed to take a rare break from property and work (but not family!) over the Christmas period. Of course it wasn't 100% restful - a leak did feature.\n\nSell, buy, buy, buy and focus; are the key plans!\n\nBooks mentioned:\n\n\nThe Road Less Stupid\nThe 12 Week Year\n\n\nThe sound quality on this episode is especially poor. I'm very sorry, audio editing is still a bit new to me!","content_html":"\u003cp\u003eHappy New Year! Let\u0026#39;s set some property goals.\u003c/p\u003e\n\n\u003cp\u003eSimon and Stuart both actually managed to take a rare break from property and work (but not family!) over the Christmas period. Of course it wasn\u0026#39;t 100% restful - a leak did feature.\u003c/p\u003e\n\n\u003cp\u003eSell, buy, buy, buy and focus; are the key plans!\u003c/p\u003e\n\n\u003cp\u003eBooks mentioned:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/2NBNyGx\" rel=\"nofollow\"\u003eThe Road Less Stupid\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://amzn.to/3agSnP4\" rel=\"nofollow\"\u003eThe 12 Week Year\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eThe sound quality on this episode is especially poor. I\u0026#39;m very sorry, audio editing is still a bit new to me!\u003c/p\u003e","summary":"Happy New Year! Let's set some property goals.","date_published":"2020-01-15T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/36482f98-2009-40d2-9f4e-4acc5bfc1c37.mp3","mime_type":"audio/mpeg","size_in_bytes":7804930,"duration_in_seconds":1125}]},{"id":"d7c18d1f-579e-4310-8e3e-fba40f95195b","title":"Episode 6: Flipping flat and other podcasts","url":"https://www.thebusinessofproperty.com/6","content_text":"Stuart provides an introduction and update for his latest purchase - a flat that he's adding a bedroom to with the intention of flipping it.\n\nThere's a fleeting mention of the ongoing market uncertainty and then it's onto talking about other property podcasts:\n\n\nInside Property Investing\nExecutive Juice\nThe Property Podcast\n\n\nContropreneur episode and Mike's videos\nStarting property investment with 20k, Stuart got started with a 73k property and that was a better learning experience than an expensive training course!\n\nProperty Jam\nServiced Accommodation\n\n\nServiced Accommodation Secrets\n\nNoah Kagan Presents\nThe Missing Cryptoqueen\n\n\nSerial\n\nBusiness over Beers\n","content_html":"\u003cp\u003eStuart provides an introduction and update for his latest purchase - a flat that he\u0026#39;s adding a bedroom to with the intention of flipping it.\u003c/p\u003e\n\n\u003cp\u003eThere\u0026#39;s a fleeting mention of the ongoing market uncertainty and then it\u0026#39;s onto talking about other property podcasts:\u003c/p\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://www.insidepropertyinvesting.com/\" rel=\"nofollow\"\u003eInside Property Investing\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://executivejuice.com/\" rel=\"nofollow\"\u003eExecutive Juice\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://propertyhub.net/podcast/\" rel=\"nofollow\"\u003eThe Property Podcast\u003c/a\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://propertyhub.net/podcast/contrepreneur-formula-exposed/\" rel=\"nofollow\"\u003eContropreneur episode\u003c/a\u003e and \u003ca href=\"https://www.youtube.com/channel/UComkllJTMHNZr4UNxCThdcw\" rel=\"nofollow\"\u003eMike\u0026#39;s videos\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003eStarting property investment with 20k, Stuart got started with a 73k property and that was a better learning experience than an expensive training course!\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://podtail.com/en/podcast/property-jam/\" rel=\"nofollow\"\u003eProperty Jam\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.stitcher.com/podcast/progressiveproperty/the-serviced-accommodation-property-podcast\" rel=\"nofollow\"\u003eServiced Accommodation\u003c/a\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"http://servicedaccommodationsecrets.com/podcast\" rel=\"nofollow\"\u003eServiced Accommodation Secrets\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://okdork.com/podcast/\" rel=\"nofollow\"\u003eNoah Kagan Presents\u003c/a\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.bbc.co.uk/programmes/p07nkd84/episodes/downloads\" rel=\"nofollow\"\u003eThe Missing Cryptoqueen\u003c/a\u003e\n\n\u003cul\u003e\n\u003cli\u003e\u003ca href=\"https://serialpodcast.org/\" rel=\"nofollow\"\u003eSerial\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://www.boverb.co.uk/\" rel=\"nofollow\"\u003eBusiness over Beers\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e","summary":"Flipping flat and other podcasts","date_published":"2019-12-18T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/d7c18d1f-579e-4310-8e3e-fba40f95195b.mp3","mime_type":"audio/mpeg","size_in_bytes":10339794,"duration_in_seconds":1607}]},{"id":"51b8b822-0141-414b-9924-597294695556","title":"Episode 5: Remortgage update and slow transactions","url":"https://www.thebusinessofproperty.com/5","content_text":"Simon provides an update on his investment plans, or rather lack of them, for the moment.\n\nThe discussion wanders through the considerations and calculations when releasing equity to fund further investment and the returns that need to be achieved. Then onto remote investing, potential deals that hang around for a long, long time and taking on property challenges. Somehow the chat progresses to an update on a property in Reigate that keeps selling and falling through and ends up with talk of a restaurant that's closing down.","content_html":"\u003cp\u003eSimon provides an update on his investment plans, or rather lack of them, for the moment.\u003c/p\u003e\n\n\u003cp\u003eThe discussion wanders through the considerations and calculations when releasing equity to fund further investment and the returns that need to be achieved. Then onto remote investing, potential deals that hang around for a long, long time and taking on property challenges. Somehow the chat progresses to an update on a property in Reigate that keeps selling and falling through and ends up with talk of a restaurant that\u0026#39;s closing down.\u003c/p\u003e","summary":"Remortgage update and slow transactions","date_published":"2019-12-11T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/51b8b822-0141-414b-9924-597294695556.mp3","mime_type":"audio/mpeg","size_in_bytes":7465205,"duration_in_seconds":1079}]},{"id":"6e29ebf4-defc-4eae-891f-e93ebe0f0616","title":"Episode 4: HMO vs single let","url":"https://www.thebusinessofproperty.com/4","content_text":"HMO vs Single Let!\n\nStuart and Simon discuss the merits, or not, of their chosen (primary) property investment strategies.","content_html":"\u003cp\u003eHMO vs Single Let!\u003c/p\u003e\n\n\u003cp\u003eStuart and Simon discuss the merits, or not, of their chosen (primary) property investment strategies.\u003c/p\u003e","summary":"HMO vs single let!","date_published":"2019-12-04T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/6e29ebf4-defc-4eae-891f-e93ebe0f0616.mp3","mime_type":"audio/mpeg","size_in_bytes":7675144,"duration_in_seconds":1085}]},{"id":"bd6a75d8-0126-49db-80c5-b65397f9dc25","title":"Episode 3: Auction results and remortgaging","url":"https://www.thebusinessofproperty.com/3","content_text":"Stuart and Simon discuss auction results, recent and from the more distant past. With a wider chat about \"reading\" auction rooms.\n\nSimon talks about potentially remortgaging to pull out some equity to provide new deposits, with the basic financial details around that. Followed by a slightly deeper discussion about mortgage options, loan to value and rental cover stress tests.\n\nSimon can't do mental arithmetic, he wrote the PaTMa BTL profit calculator instead!\n\nStuart runs through the figures on one of his HMO investments.","content_html":"\u003cp\u003eStuart and Simon discuss auction results, recent and from the more distant past. With a wider chat about \u0026quot;reading\u0026quot; auction rooms.\u003c/p\u003e\n\n\u003cp\u003eSimon talks about potentially remortgaging to pull out some equity to provide new deposits, with the basic financial details around that. Followed by a slightly deeper discussion about mortgage options, loan to value and rental cover stress tests.\u003c/p\u003e\n\n\u003cp\u003eSimon can\u0026#39;t do mental arithmetic, he wrote the \u003ca href=\"https://app.patma.co.uk/prospector/property-profit-and-yield-calculator/\" rel=\"nofollow\"\u003ePaTMa BTL profit calculator\u003c/a\u003e instead!\u003c/p\u003e\n\n\u003cp\u003eStuart runs through the figures on one of his HMO investments.\u003c/p\u003e","summary":"Stuart and Simon discuss auction results, recent and from the more distant past. With a wider chat about \"reading\" auction rooms.","date_published":"2019-11-27T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/bd6a75d8-0126-49db-80c5-b65397f9dc25.mp3","mime_type":"audio/mpeg","size_in_bytes":8513140,"duration_in_seconds":1298}]},{"id":"fb8c54e1-4aee-495f-98d2-44dfa30a5b77","title":"Episode 2: Viewing properties","url":"https://www.thebusinessofproperty.com/2","content_text":"Simon and Stuart chat about what they look for when viewing properties. That leads onto a little about each of their chosen strategies and how that effects the type of property they look for.","content_html":"\u003cp\u003eSimon and Stuart chat about what they look for when viewing properties. That leads onto a little about each of their chosen strategies and how that effects the type of property they look for.\u003c/p\u003e","summary":"Chatting about the property viewing process.","date_published":"2019-11-20T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/fb8c54e1-4aee-495f-98d2-44dfa30a5b77.mp3","mime_type":"audio/mpeg","size_in_bytes":8508958,"duration_in_seconds":1389}]},{"id":"08d20094-7b4b-4b89-bba3-d99a99685a56","title":"Episode 1: Potential investments","url":"https://www.thebusinessofproperty.com/1","content_text":"Stuart and Simon talk about some properties that they've recently viewed as potential investments.\n\nStuart has viewed a ex-convent and Victorian house that's currently flats, both coming up for auction.\n\nSimon also talks about a house that's currently split into flats, seemingly the left-overs after it's garden had been built on. Plus a grade II listed Tudor house that's interesting but difficult to imagine an investment scenario for.\n\nThey discuss renovations, HMOs and current property pricing.","content_html":"\u003cp\u003eStuart and Simon talk about some properties that they\u0026#39;ve recently viewed as potential investments.\u003c/p\u003e\n\n\u003cp\u003eStuart has viewed a ex-convent and Victorian house that\u0026#39;s currently flats, both coming up for auction.\u003c/p\u003e\n\n\u003cp\u003eSimon also talks about a house that\u0026#39;s currently split into flats, seemingly the left-overs after it\u0026#39;s garden had been built on. Plus a \u003ca href=\"https://www.rightmove.co.uk/property-for-sale/property-56845011.html\" rel=\"nofollow\"\u003egrade II listed Tudor house\u003c/a\u003e that\u0026#39;s interesting but difficult to imagine an investment scenario for.\u003c/p\u003e\n\n\u003cp\u003eThey discuss renovations, HMOs and current property pricing.\u003c/p\u003e","summary":"Stuart and Simon talk about some properties that they've recently viewed as potential investments.","date_published":"2019-11-13T06:00:00.000+00:00","attachments":[{"url":"https://aphid.fireside.fm/d/1437767933/4a645fba-0a8c-45c3-8a71-d0ae7c83b867/08d20094-7b4b-4b89-bba3-d99a99685a56.mp3","mime_type":"audio/mpeg","size_in_bytes":6628849,"duration_in_seconds":1064}]}]}